Homeowners Insurance Idaho

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Average Homeowners Insurance in Idaho: $510

Median Home Price in Idaho: $164,900

Idaho homeowners insurance rates in December 2013 stood at an average of $510 as compared to $540 in November 2013.

Insurance Premium Saving Tips in Idaho

  • Bundle your insurance:

    Bundling home and car insurance in Idaho with the same provider will have approximately $51 to $77 of savings in Idaho

  • Safety Systems:

    Having safety systems at home can save up to $89 in Idaho

  • New Home:

    If your home was built within the past 10 years in Idaho, you could save up to $102

  • Senior Discounts:

    Senior citizens (55 or older) in Idaho could save approximately $102


Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under264
$50,000 to $74,999354
$75,000 to $99,999399
$100,000 to $124,999413
$125,000 to $149,999435
$150,000 to $174,999467
$175,000 to $199,999508
$200,000 to $299,999589
$300,000 to $399,999754
$400,000 to $499,999955
$500,000 and Over1,664

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under102
$14,000 to $19,999131
$20,000 to $25,999138
$26,000 to $31,999144
$32,000 to $37,999145
$38,000 to $43,999169
$44,000 to $49,999168
$50,000 to $74,999197
$75,000 to $99,999 247
$100,000 and Over330

Average homeowners insurance by county

CountyHome Insurance Cost
Twin Falls County$430 to $582
Clark County$405 to $565
Lewis County$419 to $572
Bonner County$448 to $611
Lemhi County$433 to $598
Ada County$441 to $597
Valley County$449 to $620
Camas County$430 to $590
Fremont County$426 to $581
Nez Perce County$434 to $589
Shoshone County$425 to $579
Idaho County$426 to $584
Jefferson County$431 to $586
Boundary County$433 to $593
Franklin County$431 to $588
Latah County$439 to $597
Adams County$424 to $583
Kootenai County$442 to $601
Bonneville County$431 to $585
Elmore County$426 to $580
Custer County$427 to $587
Bannock County$428 to $579
Gooding County$421 to $576
Boise County$439 to $601
Bingham County$425 to $577
Benewah County$420 to $575
Caribou County$418 to $571
Owyhee County$422 to $576
Canyon County$425 to $577
Minidoka County$418 to $567
Payette County$425 to $577
Clearwater County$423 to $582
Gem County$430 to $584
Jerome County$425 to $578
Cassia County$421 to $574
Teton County$446 to $613
Oneida County$420 to $574
Power County$425 to $584
Butte County$418 to $570
Madison County$434 to $591
Lincoln County$421 to $576
Washington County$422 to $579
Bear Lake County$423 to $577
Blaine County$488 to $681

Home Insurance Monthly Trends

The below graph compares Idahos home median prices against, renters and owners home insurance average rates in Idaho.

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