Homeowners Insurance Georgia

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Average Homeowners Insurance in Georgia: $900

Median Home Price in Georgia: $165,000

Georgia homeowners insurance rates in December 2013 stood at an average of $900 as compared to $890 in November 2013.

Insurance Premium Saving Tips in Georgia

  • Bundle your insurance:

    Bundling home and car insurance in Georgia with the same provider will have approximately $90 to $135 of savings in Georgia

  • Safety Systems:

    Having safety systems at home can save up to $158 in Georgia

  • New Home:

    If your home was built within the past 10 years in Georgia, you could save up to $180

  • Senior Discounts:

    Senior citizens (55 or older) in Georgia could save approximately $180


Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under464
$50,000 to $74,999481
$75,000 to $99,999608
$100,000 to $124,999722
$125,000 to $149,999815
$150,000 to $174,999883
$175,000 to $199,999946
$200,000 to $299,9991,071
$300,000 to $399,9991,299
$400,000 to $499,9991,546
$500,000 and Over2,252

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under161
$14,000 to $19,999176
$20,000 to $25,999200
$26,000 to $31,999245
$32,000 to $37,999243
$38,000 to $43,999280
$44,000 to $49,999296
$50,000 to $74,999330
$75,000 to $99,999 419
$100,000 and Over552

Average homeowners insurance by county

CountyHome Insurance Cost
Henry County$762 to $1032
Meriwether County$731 to $993
Franklin County$745 to $1018
Dekalb County$771 to $1044
Cobb County$782 to $1061
Chatham County$770 to $1043
Fulton County$802 to $1087
Gwinnett County$772 to $1046
Hart County$738 to $1008
Atkinson County$718 to $982
Jackson County$763 to $1036
Houston County$751 to $1019
Talbot County$719 to $984
Clayton County$740 to $1002
Glynn County$765 to $1043
Cook County$728 to $993
Catoosa County$748 to $1015
Decatur County$734 to $1002
Forsyth County$811 to $1100
Emanuel County$720 to $980
Macon County$720 to $980
Bryan County$772 to $1055
Coweta County$769 to $1043
Walton County$762 to $1033
Murray County$732 to $997
Fannin County$761 to $1039
Harris County$784 to $1071
Ware County$726 to $988
Muscogee County$749 to $1017
Grady County$732 to $1003
Barrow County$749 to $1016
Toombs County$728 to $991
Mcintosh County$731 to $1016
Jones County$749 to $1021
Coffee County$724 to $984
Liberty County$746 to $1013
Columbia County$768 to $1040
Irwin County$722 to $984
Seminole County$721 to $978
Richmond County$736 to $997
Union County$769 to $1058
Fayette County$799 to $1083
Floyd County$741 to $1006
Crisp County$731 to $997
Whitfield County$745 to $1010
Spalding County$743 to $1009
Tift County$739 to $1008
Paulding County$754 to $1023
Clarke County$763 to $1034
Putnam County$757 to $1039
Camden County$762 to $1036
Lamar County$741 to $1010
Cherokee County$777 to $1055
Morgan County$764 to $1048
Laurens County$729 to $988
Chattooga County$722 to $981
Heard County$726 to $992
Banks County$747 to $1024
Stephens County$733 to $1001
Effingham County$760 to $1032
White County$764 to $1046
Elbert County$727 to $987
Telfair County$715 to $974
Pickens County$765 to $1039
Wayne County$725 to $986
Wheeler County$710 to $974
Lee County$755 to $1030
Jasper County$740 to $1015
Baldwin County$735 to $1001
Brooks County$731 to $1000
Lincoln County$733 to $1001
Burke County$724 to $982
Clinch County$717 to $980
Carroll County$746 to $1013
Butts County$746 to $1019
Newton County$751 to $1019
Lanier County$739 to $1021
Jefferson County$719 to $977
Rockdale County$760 to $1031
Wilkes County$731 to $1001
Lowndes County$750 to $1018
Screven County$723 to $982
Sumter County$729 to $989
Peach County$741 to $1011
Bartow County$752 to $1019
Tattnall County$724 to $988
Turner County$723 to $987
Habersham County$754 to $1024
Schley County$727 to $999
Taliaferro County$716 to $984
Montgomery County$722 to $982
Terrell County$724 to $982
Wilkinson County$720 to $979
Greene County$739 to $1031
Madison County$744 to $1017
Thomas County$743 to $1012
Walker County$737 to $1001
Marion County$722 to $981
Dade County$739 to $1011
Dawson County$770 to $1060
Treutlen County$714 to $975
Appling County$724 to $987
Candler County$721 to $987
Stewart County$706 to $966
Warren County$716 to $976
Bulloch County$750 to $1021
Douglas County$755 to $1026
Lumpkin County$765 to $1040
Upson County$729 to $990
Charlton County$720 to $985
Bacon County$720 to $979
Worth County$724 to $986
Glascock County$716 to $982
Calhoun County$713 to $971
Bibb County$745 to $1010
Randolph County$713 to $980
Gilmer County$754 to $1029
Troup County$745 to $1012
Echols County$719 to $1003
Polk County$735 to $1000
Pulaski County$722 to $988
Ben Hill County$721 to $982
Johnson County$716 to $978
Wilcox County$720 to $979
Taylor County$716 to $974
Chattahoochee County$718 to $995
Haralson County$737 to $1003
Crawford County$727 to $991
Dooly County$716 to $977
Miller County$723 to $990
Washington County$724 to $985
Monroe County$754 to $1032
Dougherty County$735 to $997
Oglethorpe County$745 to $1019
Mitchell County$724 to $984
Long County$730 to $1004
Gordon County$743 to $1007
Baker County$716 to $986
Twiggs County$714 to $981
Oconee County$796 to $1089
Early County$724 to $986
Hall County$767 to $1040
Rabun County$763 to $1048
Berrien County$722 to $983
Clay County$717 to $985
Jenkins County$716 to $978
Evans County$726 to $993
Quitman County$714 to $980
Pike County$759 to $1033
Pierce County$722 to $989
Hancock County$720 to $979
Brantley County$714 to $978
Colquitt County$726 to $988
Dodge County$718 to $977
Jeff Davis County$717 to $989
Mcduffie County$734 to $1001
Bleckley County$724 to $989
Webster County$709 to $966
Towns County$894 to $908

Recent home insurance reviews

Company: AAA,
Location: Jonesboro, GA

I am a 45 year old female who owns a ranch style brick house. I pay 1600/year for home insurance. My current insurance provider is through AAA. It is a 3rd party insurance company. I am getting coverage for a home worth $150,000, although my home is appraised a less than that. I was told that was the minimum I could get insurance for. I also have coverage for loss of items and theft.
On a scale of 1-5, I like my insurance provider at a 3. I don't have much contact with them - I think insurance is overpriced regardless. I am located in Jonesboro, GA. The County is Clayton and the state is Georgia. I have been with this company for 3 years. I like that I get a discount by bundling my car and house into one place. AAA is reputable so I like having that security. I have never had to use the insurance, so I do not know how well or easily they pay. I have a security system and like getting a discount for that.


Home Insurance Monthly Trends

The below graph compares Georgias home median prices against, renters and owners home insurance average rates in Georgia.

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