Average Homeowners Insurance in Florida: $1,190
Median Home Price in Florida: $199,900
Florida homeowners insurance rates in December 2013 stood at an average of $1,190 as compared to $1,190 in November 2013.
Bundling home and car insurance in Florida with the same provider will have approximately $119 to $179 of savings in Florida
Having safety systems at home can save up to $208 in Florida
If your home was built within the past 10 years in Florida, you could save up to $238
Senior citizens (55 or older) in Florida could save approximately $238
| Insurance range | Average homeowners insurance cost($) |
|---|---|
| $49,999 and Under | 36 |
| $50,000 to $74,999 | 879 |
| $75,000 to $99,999 | 1,041 |
| $100,000 to $124,999 | 1,198 |
| $125,000 to $149,999 | 1,335 |
| $150,000 to $174,999 | 1,464 |
| $175,000 to $199,999 | 1,585 |
| $200,000 to $299,999 | 1,933 |
| $300,000 to $399,999 | 2,593 |
| $400,000 to $499,999 | 3,352 |
| $500,000 and Over | 4,807 |
| Insurance range | Average renters insurance cost($) |
|---|---|
| $13,999 and Under | 168 |
| $14,000 to $19,999 | 108 |
| $20,000 to $25,999 | 171 |
| $26,000 to $31,999 | 211 |
| $32,000 to $37,999 | 216 |
| $38,000 to $43,999 | 246 |
| $44,000 to $49,999 | 269 |
| $50,000 to $74,999 | 309 |
| $75,000 to $99,999 | 426 |
| $100,000 and Over | 644 |
| County | Home Insurance Cost |
|---|---|
| Pasco County | $976 to $1323 |
| Brevard County | $990 to $1340 |
| Pinellas County | $992 to $1344 |
| Nassau County | $1007 to $1369 |
| Collier County | $1050 to $1427 |
| Gulf County | $966 to $1327 |
| Polk County | $971 to $1316 |
| Palm Beach County | $1020 to $1381 |
| Broward County | $1011 to $1370 |
| Escambia County | $980 to $1327 |
| Volusia County | $991 to $1341 |
| Santa Rosa County | $994 to $1347 |
| St. Lucie County | $979 to $1326 |
| Lee County | $992 to $1343 |
| Franklin County | $986 to $1348 |
| Madison County | $950 to $1295 |
| Bradford County | $966 to $1316 |
| Citrus County | $974 to $1319 |
| Jefferson County | $964 to $1315 |
| Walton County | $990 to $1349 |
| Sumter County | $1003 to $1362 |
| Okeechobee County | $964 to $1311 |
| Alachua County | $999 to $1354 |
| Jackson County | $953 to $1297 |
| St. Johns County | $1037 to $1411 |
| Clay County | $995 to $1348 |
| Lake County | $989 to $1339 |
| Leon County | $1006 to $1363 |
| Levy County | $959 to $1305 |
| Wakulla County | $981 to $1336 |
| Duval County | $992 to $1343 |
| Lafayette County | $979 to $1348 |
| Indian River County | $994 to $1347 |
| Martin County | $1017 to $1382 |
| Putnam County | $958 to $1301 |
| Gadsden County | $964 to $1312 |
| Osceola County | $982 to $1334 |
| Holmes County | $952 to $1296 |
| Sarasota County | $1007 to $1365 |
| Manatee County | $998 to $1353 |
| Seminole County | $1013 to $1373 |
| Liberty County | $947 to $1293 |
| Hendry County | $952 to $1297 |
| Monroe County | $1114 to $1526 |
| Hardee County | $952 to $1297 |
| Miami Dade County | $1023 to $1384 |
| Hamilton County | $945 to $1283 |
| Bay County | $992 to $1346 |
| Union County | $959 to $1313 |
| Charlotte County | $987 to $1339 |
| Taylor County | $952 to $1297 |
| Columbia County | $969 to $1318 |
| Okaloosa County | $1005 to $1363 |
| Flagler County | $1000 to $1359 |
| Calhoun County | $944 to $1287 |
| Highlands County | $963 to $1305 |
| Marion County | $976 to $1323 |
| Orange County | $1005 to $1360 |
| Hernando County | $975 to $1322 |
| Glades County | $952 to $1293 |
| Washington County | $953 to $1295 |
| Desoto County | $955 to $1304 |
| Baker County | $970 to $1324 |
| Suwannee County | $959 to $1310 |
| Dixie County | $952 to $1297 |
| Hillsborough County | $997 to $1348 |
| Gilchrist County | $962 to $1310 |
| Miami Dade County | $1203 to $1204 |
I (a twenty-three year old, single, female) was able to purchase my first home on 364 Shamrock Blvd. Venice, Florida, 34293, as of March this year. The house is just over thirty years old, two bedroom, two bath and a one car garage with a recently replaced roof, water piping and a/c unit. I enrolled of homeowners insurance with United Property Corps. and paid $841.00 for the year. On a scale of one to five, I would hardly give them a two, I have not been happy with all the hoops I have had to jump though thus far. From my rate/claim being raised twice, multiple cancelation notices and poor customer service, it leaves much to be desired!
I am a 57 year old female who lives with her fiance. Our homeowner's insurance is through Southern Fidelity. I am currently paying $2,202.00 per year for my homeowner's insurance. I have coverage limits of $125,000 for dwelling and property coverage; $100,000.00 for personal liability and medical payments; $10,000.00 for limited fungi property; 50,000.00 for limited fungi. I don't really deal with my carrier as I have an agent but I will give the carrier a 5 for not cancelling me when I tried People's Insurance and they dropped me after three months because of a building we added on. Southern Fidelity never cancelled us even though I requested it so it was not a problem keeping my insurance active. I have been with Southern Fidelity since I purchased the house in 2006. I currently use Hughes Insurance Services as my agent for homeowner's insurance. They are very knowledgeable and they return emails and/or calls in a timely manner. They listen to what our concerns are and don't mislead us as others have done. Southern Fidelity is an honest company.
I am a 57 year old woman who lives with her fiance. We have our homeowner's insurance through Southern Fidelity. Our insurance was purchased in 2006 through Hughes Insurance Services in Bradenton. We have been happy with both the insurance agent and the company although I made a mistake of trying to switch to People's (which I would never recommend) in order to lower our insurance rate. We currently pay $2,202.00 and was offered another rate through a different agent of approximately $1,300.00 per year. We made the change and I sent cancellation to Southern Fidelity. Three months later I get a dropped notice from People's due to the inspection that was done AFTER we purchased the policy. I went back to Hughes and explained what I did. They contacted me and let me know that Southern Fidelity had never cancelled my policy. I was able to return to them and would never change from Hughes Insurance Services - I would look to them to guide me. My home was built prior to 1925 and is a wood frame. We have a shingle roof with two bedrooms and 1-1/2 baths. I do not bundle auto and home. My deductible is $1,000.00 except for hurricanes when it is $2,500.00.
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