Homeowners Insurance Connecticut

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Average Homeowners Insurance in Connecticut: $860

Median Home Price in Connecticut: $259,900

Connecticut homeowners insurance rates in December 2013 stood at an average of $860 as compared to $890 in November 2013.

Insurance Premium Saving Tips in Connecticut

  • Bundle your insurance:

    Bundling home and car insurance in Connecticut with the same provider will have approximately $86 to $129 of savings in Connecticut

  • Safety Systems:

    Having safety systems at home can save up to $151 in Connecticut

  • New Home:

    If your home was built within the past 10 years in Connecticut, you could save up to $172

  • Senior Discounts:

    Senior citizens (55 or older) in Connecticut could save approximately $172


Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under338
$50,000 to $74,999399
$75,000 to $99,999592
$100,000 to $124,999664
$125,000 to $149,999747
$150,000 to $174,999806
$175,000 to $199,999863
$200,000 to $299,9991,007
$300,000 to $399,9991,258
$400,000 to $499,9991,539
$500,000 and Over2,420

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under130
$14,000 to $19,999148
$20,000 to $25,999166
$26,000 to $31,999199
$32,000 to $37,999198
$38,000 to $43,999225
$44,000 to $49,999244
$50,000 to $74,999284
$75,000 to $99,999 358
$100,000 and Over568

Average homeowners insurance by county

CountyHome Insurance Cost
Fairfield County$783 to $1062
Litchfield County$734 to $994
Hartford County$728 to $985
Middlesex County$742 to $1005
Tolland County$731 to $991
New Haven County$861 to $863
Windham County$846 to $848
New London County$859 to $862

Recent home insurance reviews

Company: Travlers,
Location: Queens New York

My policy a year cost me around 300.00. I am with a company called Travlers. I am getting around 50,000 in coverage and up to 5,000 for medical/accident coverage for anyone who comes to visit my home and becomes ill or injured. So far I would rate them at a 4.5. My home is loacted in Queens New York. I haven't been with the company long, I would say going on 2 years. So far they have been nothing but informative and nice to me throughout the entire process. The only down fall is one specific representative. She seems like she is unwilling to help and is very rude sometimes. I have often thought about switching my carrier a few times, but I don't want to base my decision on one bad "apple" per say.


Company: State Farm,
Location: Torrington, CT 06790

I am very pleased with my homeowners insurance, State Farm. They have always been reliable, dependable and trustworthy. I currently pay 1,200.00 a year for full coverage. I would say on a scale of 1-5 they are definitely a 5. I have never come across any issues with them. I live in a suburban area of Torrington, CT 06790 and have been with them the 3 years since I bought my house. They have me in a package deal with my home and auto, which knocked off some additional savings for me. I would highly recommend them, as I stated, they have always treated me with respect and are very loyal to their customers. Never once an issue with anything.


Home Insurance Monthly Trends

The below graph compares Connecticuts home median prices against, renters and owners home insurance average rates in Connecticut.

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