Top South Carolina Home Insurance Providers Ranked By Homeowners

South Carolina homeowners insurance is roughly $1,240. Our detailed guide reveals consumers can save as much as $434 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Top South Carolina Home Insurance Company Reviews & Ratings

Company	Market Share (%)	No of Reviews
State Farm	22.58	34
Allstate	10.58	19
St. Johns Insurance Company	-	14
GEICO	-	8
Liberty Mutual	4.53	8
Progressive	-	7
Farmer's Insurance	-	5
Travelers	5.35	4
Grange Insurance	-	3
Amica Mutual Insurance	-	3
Safeco Insurance	-	3
Nationwide	5.48	3
MetLife	-	3
Esurance	-	2
Farmers Insurance	2.9	2
USAA	8.15	2
Field Insurance Group	-	2
Security First Home Insurance	-	2
Anderson Insurance	-	2
Westfield Insurance	-	1
National General	-	1
Universal Property and Casualty	-	1
Finance Insurance	-	1
Centauri Insurance	-	1
Gulfstream Property and Casualty Insurance Company	-	1

Latest Homeowners Insurance Reviews

Westfield Insurance Home Insurance Reviews

Sometimes the company used to delay in their timing, as the usual insurance company do.

National General Home Insurance Reviews

I cannot think of much that I do not like about the company. The deductibles could be lower, but how would the company pay their employees. Nobody likes having to file a claim or pay, but accidents happen.

Esurance Home Insurance Reviews

Overall the company has been great to work with, easy to use, a user friendly website, and the customer service is exceptional. I am content with the rates and have not seen ridiculous price hikes.

The only down point to this company is that it is all online and my feelings are sometimes based on assumptions when I do not truly know what the organization looks like or how the employees are treated.

Grange Insurance Home Insurance Reviews

my biggest issue is I have been with them going on 4 years now and they have yet to lower my rate or even offer to and the customer service is all outsourced

Where to begin, first the bad customer service, then followed by the fact that they have all kinds of hidden fees in the policy and forget getting them to pay you when you have a claim

If I had to say anything I would possibly dislike is that I wish the premium was a better rate. It is very comparable to the larger companies but deep down I wish I could get a better rate. I would think a smaller company has some flexibility.

GEICO Home Insurance Reviews

It is the lowest rate I can get from an insurance company that I have found so far, but it keeps going up.

Nothing particular stands out as being bad. It is just "blah." Nothing stands out as being good, either.

Every interaction I have had has been great so I have nothing bad to report about them!

Their website is very easy to use and is very helpful as an option for customer service!

I like the fact that the company does not push itself on you with additional offers. Our communication is polite and to the point. The company meets our needs at a good price.

There's nothing I do not like about this company

We dislike that the premium doesn't cover the full value of the home and that it doesn't cover all natural disasters. We would prefer the insurance be more well rounded.

I don't really dislike a whole lot about the company. The only area that needs to see some room for improvement is their call system because sometimes it is hard to get through to a representative.

Universal Property and Casualty Home Insurance Reviews

What I dislike is the communication with the company. A lot of places will communicate with you and offer you money saving tips and stuff but our does not. I feel as though we are not valued because of this as there is no indication that we even exist with them other than them getting our money.

Finance Insurance Home Insurance Reviews

I just love this company because I always trust on this company they are very honest and faithful. I never compared the premiums I am sure they give the best

Centauri Insurance Home Insurance Reviews

What I like about the company is everything that covers me and its quick response at the time of an adventure

Amica Mutual Insurance Home Insurance Reviews

i like the amica home insurance company.i like the company most.it gives a lot of useful things to built a home.

I am very pleased with my insurance company. They cost on average the same as other companies but offer superior customer service and quality.

The response gets delayed.it should have some more features, server is not good sometimes of this company

Farmers Insurance Home Insurance Reviews

Having never made a claim, I can't say how well or bad the company functions as a good insurance company. So far the coverage is good for the price I pay.

They never underpay. I’ve never been cut short on any claims that I have had to make.

Safeco Insurance Home Insurance Reviews

I like the pricing, the insurance type they provide, and the reliability of the company. Using their website makes it easy to get in contact with them.

The only thing I dislike about the company is the lack of mobile applications to assist in keeping track of things.

There is nothing I really dislike, maybe that they are Based out west in Seattle. I am on the east coast so They don't have a big presence in my area.

Farmer's Insurance Home Insurance Reviews

I am not sure about this. I do not know what to say for this. I did not look much at other insurance companies.

The only thing I have to say I dislike about the company is the steep premiums I have to pay for insurance. And the fact that the premiums seem to raise on a yearly basis.

I really like the interaction between me and insurance company that we have. I pay my bill and they leave me alone I don't ever hear from them like ever which is really nice because I don't like hearing from people unless there is a problem.

I feel this insurance company has been good so far. I have had no issues up to this point. Like that, they have the same coverage but seemed to be cheaper than other companies

My home is back up to date and inspected,now i can move on to the next level and buy a new home

Travelers Home Insurance Reviews

I am not sure what I like about the company. They are your generic insurance company. I am glad I haven't had an auto claim through them I don't know how they would handle it.

As with any insurance company, they are not very responsive in regards to approving claims. My contractor and the adjuster's number were not matching in regards to my claim. This is the only issue I've had with them thus far.

I haven't had any particularly bad experiences, but I also haven't had any outstanding ones

They have good rates on the home insurance. Also I like some optional coverages like the jewelery which gives special coverage

Liberty Mutual Home Insurance Reviews

Due to my location, age of my home and crime statistics in the local area, my insurance company offered a fairly reasonable premium compared to other companies that were hundred's above the quote I received.

Not too many dislikes, however If I could choose one thing to change or modify, it would be the price point. Lower deductibles, lower premiums, and an increased cost of coverage at the same or a lower price. Also, the verification process when you call in. Perhaps an automated verification process so you can skip giving your social security to an associate every time you call in.

Overall, I like the coverage, discounts, communication, and ease of payment with LM. We get a number of benefits and discounts on other products we use because of our coverage. We use payroll deduct for our auto policy, which also makes things very easy. They were responsive to our claim and ensured we received our payment in a timely manner.

I did not like agent I spoke to discourage me on competitive rates and applying discounts I didn't qualify for.

Ease of Quotes, competitive , full coverage, informative, efficient, friendly, easy, good website, detailed, paperless, customer oriented, online quotes, neighborhood agents

Geico seems much more reasonably priced and flexible than my previous insurance company Allstate.

I didn't like that I had to get a physical for life insurance but most companies require that so it was something that I had to expect anyway. I wish it were easier to get life insurance than having to wait for blood tests and such, but that is for protection I suppose.

they seem to be a large and stable company and have the financial ability to pay any claims that I may have.

Nationwide Home Insurance Reviews

I am pretty indifferent with State Farm. I have never filed a claim but when the time comes and I need to reach out for assistance I think it's going to be an interesting phone call considering I really don't have any idea about the insurance process.

the premium for our coverage and all that is included in our home and auto coverage

The company offers good insurance very good coverage at what I feel to be a very fair price. Pleasant local agents that service for Nationwide as well

USAA Home Insurance Reviews

I think they're pretty good, but since I've never had to file a claim I'm not completely sure. They've been good with other insurance aspects so I hope they'll be fair when the time comes for me to file a claim.

My home insurance company's website and mobile app could be a little better. Buttons are small and formatting is weird.

Field Insurance Group Home Insurance Reviews

There premium is cheap so I like that. I like the website. I like the water restoration team they used and the adjuster that came out.

When we filed a claim it too forever for them to pay out. It also was difficult to get the agent on the phone.

Allstate Home Insurance Reviews

I like the customer service and prompt attention to my needs. I have had really good experiences with them.

I love my insurance company. I'm goanna stick with them for as long as I can. I did my research and no other company seemed appealing to me.

Very satisfied with the company as a whole. We are just checking around to see if anyone has a better rate, but will probably stick with them.

The company offers a good customer service and the staff is very much polite while communicating with its customers and clients.

Their customer service is great. Overall, they are very efficient in explaining your coverage, without trying to push you into buying extra products or services. They are very understanding and to the point when it comes to contacting them about specific issues or inquiries and their rates mixed with what they offer seems to be of better value compared to competitors.

It is a great company. Friendly and professional. They pay out claims without any hassle. The phone operators are the best I've ever come across.

it gives good rates and comes immediately if we need them

I loved how they were always there, and always had my back. Plus the best price in town to get me to sign with them, so we all won, and I am paying on the cheap.

Interacting with this company as overall been a pleasure and it is the main reason for staying with this company for so long.

I thought that there was going to be a safe driver rebate program; I recall having seen that advertised on tv. But so far, I haven't received any type of rebate or any information about this rebate program.

I did download the mobile app and found it very useful when I had to contact them once. The GUI was simple and easy to use and find things. I liked it.

I like the fact that I can call my local agent who knows us for the past 28 years and also able to call the toll free if it is a night or weekend.

The company has been around for a long time and seems to be very solid. I like the agent and his office. To me, it is all about the relationships.

I mean outside of all the stuff I mentioned above, I really like the commercials with the guy from Major League. I'm a big Indians fan so that definitely helped play a role in my choosing Allstate over other companies.

They are very responsive, and I appreciate how friendly the customer service team is. They are always ready and willing to help. I like the coverage options that they offer.

I do not like that the premiums continue to rise, I don't understand what makes it more expensive. I think it does not need to be more expensive.

The only thing I dislike about the company is that they do auto payments so even if I don't have the money in my account they will put a hold on it and still pull the payment through and overdraw my account

I have no dissatisfaction with this company.

I can't think of much I don't like. I really don't care for their advertising campaigns. Sometimes the rates go up, without explanation. And sometimes customer service is hard to get a hold of.

Gulfstream Property and Casualty Insurance Company Home Insurance Reviews

The customer service is really. They communicated with me throughout my home buying process. They explain in great detail about my coverage and why my premium is that cost.

MetLife Home Insurance Reviews

I like the affordability and quality of customer service.

I am satisfied with the company and the service they provide. They really care about the customer and do everything they can to ensure you are protected.

I mostly dislike how much the yearly premium is. I feel like it's a lot for the home I live in, and I'm not sure it should be that high.

Security First Home Insurance Home Insurance Reviews

I dont like that they are small. Sometimes it is harder to get a hold of someone. But overall that is not really an issue. Great service though!

I love my insurance company! Great service! It has a responsive team! I really love it!

Progressive Home Insurance Reviews

Low prices on insurance. Very helpful when contacting them. No hold times to get ahold of someone to ask questions.

I like the website as it is very easy to navigate. I can also see up to the minute information regarding my policy.

I like the fact that they have great prices and if you do need them you can contact them day or night on the phone.

Overall I am satisfied. The premium seems ok, their website design could be better but when I have needed to call them they have been overall pretty helpful

I like that the customer service is better than most also that the app is easy to use and easy to decipher.

There is nothing that I dislike about my insurance company. I had not had any bad experiences with them at all.

Again, I'm unsure, but Progressive seems like it may be one of the higher-charging companies for their premiums.

Anderson Insurance Home Insurance Reviews

I think I covered most of it by them. I mean, I like that it has a smaller feel to it. I like that someone---a real person---answers the phone when I call. Otherwise, there isn't much to say.

I mean, there isn't much to say. I'm grateful they provide coverage. I wish they would be more proactive in reaching out after natural disasters---hell even the bank holding our mortgage sent us a nice letter saying we could delay paying our mortgage for a month or two if we needed after Irma. We didn't take them up on it, but considering a national bank cared enough to send a letter, you'd think a relatively small insurance company would put forth some of the same efforts.

St. Johns Insurance Company Home Insurance Reviews

The company was great to deal with after Hurricane Irma. Our claim process went smooth and was relatively quick compared to other carriers.

A few years ago they took away my sinkhole coverage which was very NOT okay. My rates did not decrease but I lost what in Florida is a very important coverage.

I'm satisfied with my premium because, in the past, I have paid double the amount for the same coverage. Additionally, when it renewed a few months ago, the premium even went down by a few dollars.

I can't really answer this since I have never spoken to the company directly for anything in the 13 years that I've owned my home.

I got my premium through a broker who shopped around and got me the best deal. I was able to purchase this insurance over the phone and through email, which meant that I didn't have to take time off work to obtain a policy.

Before we went with this company my premium was almost three times as much so we were very happy to find St Johns and get a lower rate.

I thought the agent was nice and did a good job. However, I thought the whole process was a little involved and could have been streamlined more.

I like the rates that they offer in comparison to other companies that I have had in the past. My mortgage is high enough without adding more to the bill.

I dislike the website that I have to use to pay my premium. It is outdated and needs an overhaul. The whole process would be smoother if the website was updated.

The website is a clean and simple layout and provides links for anything that I may need. I have never had to use the site before though so hard to say how good it really is but it looks nice and user-friendly.

I'm satisfied with my insurance company because of the amount of coverage vs. the amount of premium that I pay. I feel that I have the best policy for me.

I have no idea if the customer service is good or bad through St. John's. I bought this through my car insurance agent although it is not bundled because it was cheapest to use two different companies.

Overall the price as increased every year we have been with the company. it would be nice to see discounts for long term customers.

The website would be better if there was a way to save my log-in information and my bank information. As it is now, I have to log in by using the policy number and reenter my bank information every time. I also do not have the option of auto pay.

State Farm Home Insurance Reviews

The company is very responsive to me and my phone call. I can call with questions and concerns and they will be there to answer me.

As I outlined earlier, I think I get a very fair rate. Thankfully I've never had to test the claim process for my home insurance. The people are friendly.

I like everything about the company, there is nothing to not like. I've been with them so long though I suppose it should be expected.

I like the fact that the company is nationally owned, but has branches that are locally owned. This makes it convenient to visit a branch.

I like how friendly and helpful all the employees are, they are good at their job and try to offer you the best rates. They let you know when and if a discount is available.

I like that it is a well known company, this makes me see it as a good and experienced company. The people are great and helpful, they take their time to explain things to you and are always there to help with any issues or questions you may have.

I like the company they are very professional and get the job done in a fast manner. I like how they offer a huge line of insurance products to fit my family's life.

I like that they have good coverage at a good price with the bundling discounts. I've only filed a car claim before and it was fast, and my rates didn't go up.

I really haven't had a bad experience with State Farm and I have been with them for over 8 years now, my agent has been really great to work with!!

I very like the insurance company...I am so proud of our insurance company.

They are fair and honest. I have never felt I was being scammed or lied to in order for them to make more money.

they have been around for a long time and have a high rating as an honest company.

I think State Farm is somewhat more expensive than other auto insurance companies.

State farm has always been easily available for questions or issues that I may have about my car. The get back to me in a timely fashion and are always helpful.

We cannot get good coverage at a competitive price for our other insurance needs with them.

State Farm has an extensive record of being the #1 insurance company and I've never had any problems with them.

We have found that they are personal and easy to talk to.

They are helpful and really put your mind at ease. Payments can be broken up if your struggling and they offer discounts that really do make a difference.

at times you can feel like just a number because they are such a big company. They try to keep prices low, but they still go up each premium time.

I am satisfied with the automated line but I also get good feedback from my actual insurance agent.

We like them. They provide the needed insurance at a good rate and don't bother us with the extra stupid stuff.

It isn't as bad now as it used to be but I used to get contacted constantly requesting that I sign up for more services.

I like that anytime I have an issue or concern I am able to reach a human being that speaks English as a first language promptly and typically my issue is resolved in a timely manner.

I'm very satisfied. As mentioned before, my experience of interacting with them has always been pleasant. The offerings seemed on par with others, and the premiums are reasonable.

I have no complaints at all. The company has been easy to work with. They are accessible, reasonably priced, and always available.

I don't really have anything particularly bad to say about State Farm. In general, I recognize insurance as a necessary evil. Do I like paying nearly $2400 per year for a service I've never really used? No, I can't say that I do.

They are very tough to get in touch with and are not the easiest people to call, let alone get in touch with via email or online messaging.

Honestly, the only thing I wish the company offered is the accident forgiveness. While we haven't made a claim in 30 years, it still would be nice to know that we would be rewarded like some of State Farm's competitors offer their clients.

There are some things I dislike about the company. I think they cost a little too much. and initially, they had bad customer service

I dislike having to go through so many steps to log into my account. I understand that security has its value, but remember my device and just let me do a one-step log in already. It's very frustrating.

The only possible thing I could say I dislike about the company is that my agent's office is good ways from my house. But I never have to go there unless I get a new car so that's pretty rare. If I had negative feelings I probably would have shopped around for a better deal before now, but I'm really quite satisfied.

Certain branches don't have very good customer service. I was with one branch that gave me a different rate and didn't treat me so well. I moved to another branch and lowered my bill and had great customer service.

I wish they had more discount options. I don't have 20 words to describe my point

There is nothing that I dislike, so far my experience with this insurance company has been very pleasant and I have no complaints.