Top New York Home Insurance Providers Ranked By Homeowners

New York homeowners insurance is roughly $1,256. Our detailed guide reveals consumers can save as much as $439 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Top New York Home Insurance Company Reviews & Ratings

Company Market Share (%) Average Rating No of Reviews
Allstate 14.42
10
State Farm 13.83
4
Safeco -
2
Nationwide 2.7
2
Progressive -
2
Travelers 8.95
2
USAA -
2
Liberty Mutual 8.27
2
Geico -
2
Erie Insurance -
2
MetLife -
2

Latest Homeowners Insurance Reviews

Safeco Home Insurance Reviews


A very simple, to the point company. They have never tried to oversell us coverage that we don't need, we receive minimal amounts of paperwork from them and they set up / renewal process is very easy.

Every year when the renewal is sent they have upped the coverage amount without explanation. I have no other companies to compare it to so I don't know if this is normal.

Nationwide Home Insurance Reviews


My agent is nearby and is familiar with my needs, and again -- I can't stress this enough -- the staff at the office is top-notch. I always end up having a personal conversation with them when I go in to make changes to my policy and that's just fantastic customer service, I think. It's very rare in this day when everything is so depersonalized.

I question the decisions from the parent company regarding automatic payments (they just started charging for that service) and I think the minor glitches on the website need to be looked at.

Progressive Home Insurance Reviews


Their online quote tool was very specific and so I was able to get a fairly accurate quote when I was shopping for home insurance. Their bundling options were great as well.

Payment options are limited. It would be more convenient to pay monthly but that is not an option. Being able to spread out the payments makes a smaller hit financially whenever I pay.

Travelers Home Insurance Reviews


As I wrote previously, the premium amount is good. The online website is excellent for use. The customer service is excellent as well. When I had a claim after a hail storm I was fully covered and paid without any delay or problems.

I have no complaints and have had no problems with Travelers since coverage started

USAA Home Insurance Reviews


I like that this company is there 24 hours a day when I need them. I know that I don't have to worry about anything and that my insurance company will take care of everything if I need to file a claim. They make things easy for me.

I don't like that I do not have a home office for my company. If I need anything from them I have to mail it or fax it. I can't just walk into their office and do what I need to do.

Liberty Mutual Home Insurance Reviews


I like the company's customer service as well as their policy I think that it is a fair policy for what is being covered and how much I'm paying I would recommend this company to my friends and family.

What I dislike about the company overall is that the customer service people can be a little combative sometimes but I am quite good on the phone so I have always gotten my way it usually just has come down being able to talk to the manager of the company and they always give me what I want so all in all there are more positives than negatives about this company I would still say their customer service is good that it just needs a little bit of improvement.

Geico Home Insurance Reviews


I like them over all. They have a great response time and everything seems super easy. I wouldn't switch off of them at this point because the service is very good.

There really isn't anything that I don't like. I might find more out if I actually compared them to others, but like I said, they do for me what I"m looking to have done. It really isn't too negative.

Allstate Home Insurance Reviews


WHat I like about the company is that they truly want to help you and your family become financially free. I love that about them,

it has great customer service and great prices.I like the amount of money that i got the chance to save

They offer good coverage for a decent price. They have always answered any questions I have and are always nice to deal with. I wish my payment was a little bit lower but overall they offer coverage in the event something would happen to my home.

When my parents' basement flooded and there was dangerous mold, the cost would have been astronomical. The insurance company covered it all and the coverage did not go up. That is why I chose this company for my own home.

I like that the company has 24 hour call line along with the website to access any documents needed. I also like that I can see how my driving is with the chip.

So far nothing. A few years ago I would have had plenty to say but not now. looks like they worked out the kinks.

I can proudly say that there is nothing at the moment that makes me dislike all state.they are great

I wish they had cheaper policies and higher coverage for what they quoted my house as. I feel like they need to come reassess the values of the homes in the neighborhood and property values to insure us for more money in the event something happens to our home.

I don't quite understand why my policy is less than the full value of my home, but I guess that is the norm.

I don't like the wait times on the phone and the billing system for when you have policy increases. It limits you on shopping around if there is an increase.

Erie Insurance Home Insurance Reviews


Erie is a solid company that takes care of their people. They charge a fair amount for insurance coverage, and provide peace of mind in return. We've been with them for more than 15 years, and I don't see us going anywhere else.

As stated previously, I think their communication could use a little improvement. Also, I know that if we were to move and take out another home policy, the new policies have a surcharge after one claim. That's a bit of a disappointment. People purchase insurance so they can use it.

State Farm Home Insurance Reviews


I like that I get personalized coverage and great customer service for a very affordable price. All of the interactions I have had with this company have been positive.

What I like most about the company overall is how in the end they really come through. The process at times might be bumpy and stressful, but once things are settled they do it right, they take care of the customer first and are able to focus on what is needed and get the job done.

There is not much I dislike but if I had to choose one thing I was disappointed that for me to obtain car insurance with this company I would have had a much higher premium than what I am currently paying. I would have appreciated if they could match my current policy rates.

I mostly dislike the initial part of the claims process, it seems like they have inexperienced adjusters that are highly skeptical and that makes things extremely stressful. Ultimately it takes getting higher level staff to address the issues and resolve them in a timely and satisfactory manner.

MetLife Home Insurance Reviews


The company is good to work with. It seems the reps I talk to are empowered and knowledgeable. I dislike when reps have to put you on hold to answer basic questions. This does not really happen with MetLife.

Anything I dislike is usually related to price. It started with a good price and has slowly crept up over the months. I will look around before renewing.


Please take a moment to write review on your home insurance company