Top New Jersey Home Insurance Providers Ranked By Homeowners

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Top New Jersey Home Insurance Company Reviews & Ratings

Company Market Share (%) Average Rating No of Reviews
State Farm 11.12
Allstate 9.31
Progressive -
Geico -
New Jersey Manufacturers Insurance Company -
Liberty Mutual 8.94
Farmer's Insurance -
Narragansett Bay Insurance Company -
Travelers 4.86
Nationwide -
Farmers Insurance -
Esurance -
Weichert -
Foremost -
MetLife -
American Family 4.1
National General -
Universal Property and Casualty -
Finance Insurance -
Safeco Insurance -
Amica Mutual Insurance -

Latest Homeowners Insurance Reviews

National General Home Insurance Reviews

The only thing I dislike is I wish they gave better discounts for multiple policy discounts, and also included accident forgiveness.

Travelers Home Insurance Reviews

like I said before, they have good customer relations. They are able to answer any inquiry you have. Their apps are easy to use.

Top rated, great service, great price. I have a rep assigned to me for easy communication.

They have been good to communicate and offer the coverage I feel I need for my home and family. I have no complaints and hope don't really need them but know they will be there if I do.

none I can think of right now. overall, I am very satisfied with travelers.

NJM Home Insurance Reviews

I really like this insurance company as they give good coverage for an affordable payment, I can combine auto and home for a discount I also like the fact that the company is fair with good rates. The claim filing process is easy and so is the monthly payment plan, good discount for home and auto.

There is nothing that I do not like, I love this company, easy to deal with, and I would never change.

Geico Home Insurance Reviews

I like the prices overall and I like what they offer. they are very convenient and I received my quote very fast

I dislike that the app is not easy to use and I think that they should hire more competent people for their customer service team

there is nothing wrong with it, it has been there many years, has a good reputation, and relatively speaking is the best priced for my individual needs for insurance, not only for my home but for my vehicles as well

Great price, easy access to service, bill reminders several days in advance of the billing. Easy to obtain the safe driving class discount.

I like how friendly the staff is and how they try to work with you when you need to lower the price of something.

There is nothing that I don't like about this insurance company. I have never had a negative experience with this insurance company.

I feel I might be paying a larger amount than I would with other companies but this company keeps me feeling good about the relationship and offers amenities that other companies cannot.

I don't have many complaints about the company itself but I do think they are one of the higher priced insurance companies overall.

Universal Property and Casualty Home Insurance Reviews

overall, we have been completely satisfied with our interactions and communication with Universal Property & casualty insurance company.

Finance Insurance Home Insurance Reviews

I like the whole company because I always contact this company when I need anything.

Safeco Insurance Home Insurance Reviews

I do not dislike anything about the company. We do not have the traditional arrangement where we meet regularly or talk but I am fine with that.

Amica Mutual Insurance Home Insurance Reviews

I wish the premium would stop going up every single year. It never stays the same or decreases, always goes up. It would be nice one of these years for this not to happen.

Farmers Insurance Home Insurance Reviews

They have given me better prices than my prior company, the application process was pretty easy. When there was some trouble getting my mortgage company to recognize the new policy, they helped me with that contact.

Overall there isn't much that I dislike. I would appreciate more incentives or discounts.

Esurance Home Insurance Reviews

I would not be looking to switch my homeowner's insurance company in the future. I feel they really value me as a customer. I even think if I received a cheaper quote from somewhere else, they would work with me to keep me as a customer.

It is user-friendly. It is easy to access. Compared to other companies, it is better for coverage details and the due instructions. Simply it is a very nice insurance company compared to other home insurance companies.

Farmer's Insurance Home Insurance Reviews

Only limited information is available on the website about my policies. I can not add or drop vehicles online, has to be done in person.

Again I haven't had to interact with this company beyond establishing coverage for my house. They were helpful in that. I don't know much more than that.

The convenience of contacting the company. Discount for paying for the year. Able to pay online.

I was highly disappointed when I had to change to a different insurance coverage because the premium is about 1/2 times more then what I was paying for previously. But I have to have insurance and this insurance company was better than some of the others.

The pricing is higher than some other properties. They did not cover a robbery that occurred on my property because the main area that was ransacked was my vehicle. I spent several months attempting to get compensation since most of that property was normally inside my home and was listed as such.

FMI Home Insurance Reviews

They seem highly reputable over all and expect good things if I ever need to actually make a claim

Their is little to dislike however I guess there could be some options given to lower the rates long back, recently they have not given

Liberty Mutual Home Insurance Reviews

I would like it if their rates were more competitive. Right now, since all of my insurance needs are bundled with them, I am willing to forego an $80-$100 price difference with competitor insurance companies and stay.

I don't like how only after one year they changed our premiums and made them higher until we called and complained. Which isn't right. I'm certainly not going to call every year.

The company's website is great and very easy to navigate. The mobile app is great for checking your account an paying the monthly bill.

The only complaints I have ever had is about the mobile phone app. It never loads correctly and sometimes just closes itself out altogether in the middle of doing something.

There is no personal relationship with the company. If there is ever a need that I need to file a claim, I feel I will be dealing with an unconcerned rep in a call center somewhere, who will have no familiarity with me until he/she reads into my account.

Their communication is lacking, and their premiums are too high for the services that they provide.

Nationwide Home Insurance Reviews

We had business with them for over 20 years. I like how easy is the claim process and also the agent we deal with is great.

I think they are bundling too much. I wish they would just give me a discount on a cheaper plan and bundle. Also, they make me pay 10 extra a month to make monthly payments.

I wish they would cut down on all the junk emails they send me. I would like to see more emails sent to me that are relevant to me and the products I currently have with them. But, that is such a small complaint compared to all that I do have with them that is a great positive experience.

Weichert Home Insurance Reviews

I have very little interaction with my homeowners insurance company. They do not proactively communicate and lines of communication are a little bit fuzzy because of the layers of brokers and agents that I don't really understand.

Overall I do not have much interaction with the company but I appreciate that they are tied to the real estate agency I bought the house from who also is my mortgage broker. I do feel like I have some leverage with people within Weichert so that if I really needed them I could get results.

Foremost Home Insurance Reviews

It suppose to be a top company. I still do not understand their billing process. Some people have total me they pay more so I guess it is a good deal .

The billing schedule is strange. The prices go up every year. I was told by other companies after hurricane hit new jersey this was the only company that would cover a mobile home. I guess they have as monopoly in the industry not sure about that.

Narragansett Bay Insurance Company Home Insurance Reviews

I do not like the industry and by extension the company. Their business makes little sense to me. Price increases are constant even though overall coverage does not change. It is another industry who gets guaranteed free income that rarely provides they services you pay for. They would rather spend money disputing then pay the claim.

There is nothing that I dislike about my company at all. They helped me when none of these other companies would so I can not complain at all.

I like everything about my company overall. They helped me when none of these other companies would so I can not complain at all.

Farmers have been covering my family for over 40 years now, and I trust them and their upstanding reputation.

I like this company because they are inexpensive, attentive and do not bombard me with sales offers for other products. I wish more companies would simply do their job rather than try to milk their customers for more money

Allstate Home Insurance Reviews

It's a trusted brand who follows through. I had no trouble filling a claim or being paid for that matter

It is very active and approachable. Many of the people that work there are great and I have never had an issue. I rarely check the website, to begin with, so I do not think it is fair to use that in regards to my satisfaction with the company

Overall, I feel that the company has handled all of my needs well and provided me with a valuable service.

good friendly people. glad I have gone with them after all these years. hope to stay with them for awhile.

They don't bother you too much, but when you contact them, they are always quick to get back to you. Very nice and considerate.

We have been with Allstate for as long as I can remember. Never had an issue with them which is what I like and we have our auto insurance through them as well. Makes things simple.

They have been there for when I needed them most and they provided me with great coverage and a great policy that allowed me to get over a trying time.

I am moderately satisfied with them. So many companies do not insure mobile homes but Allstate had no problem.

Outside the premiums and the urgency to take care of what issues I have had, I really liked how everyone I have worked with has been really respectful and willing to go above and beyond to help me get everything fixed in a timely manner and with very little out of pocket.

My former insurer was State Farm, and they were okay. But their prices were higher, they offered less coverage, and their agent wasn't as friendly. The Allstate guy I use now is always available, their prices are lower for higher coverage amounts, and their claims process is smooth and quick.

I like the fact that they paid me for my claim at a decent time frame. My insurance company is well know and makes a lot of money.

i have this compant for years as well as insurance for my car. When Sandy hit, they helped a lot with damage costs that fema did not cover. overall, satisfied

I can't say I disliked anything. I have had this for over 10 years with great experience. I guess the downside would be the website, but that does not bother me really

I dislike their cheesy commercials for the most part. They try and make needing to file an insurance claim funny

The only thing that I dislike so far is the monthly premium that I have to pay. I feel it is high considering that I have not had any claims.

I don't like how they don't answer their phone when you call. Most of the time they will have to call you back.

MetLife Home Insurance Reviews

Customer service of this company is too good. Customer support is available for 24/7. We will get a solution within that day

The adjuster and claims assistants are great. Very helpful and friendly. They seem to know the claims process is stressful and they are there to help provide repair.

American Family Home Insurance Reviews

Very organized and easy to use website for all the needs such as filing a claim, checking the status of a claim, and checking out different resources.

At the moment there are no complaints and dislikes about the company. Maybe in the future problems will arise but for now it is smooth.

AAA Home Insurance Reviews


I like interacting with them because they are kind and reply to me quickly. I have never had an unpleasant experience with them.

This company communication is much better, they guided me well and resolved all my issues

The app and website are very useful and it was very clear to find the information about my policy and other related FAQ's

We can easily access the customer support by the way of phone, chat, and by mail. Their response is quite satisfactory.

I like that the premiums are the lowest around. As this is AAA, I have confidence that this is a good company and will stand behind its customers

My relationship with my AAA representative is of the highest quality. On any type of issue I can text or call and leave a message and I know that I will receive a response with the answer within at least 2 hours.I also like the fact that AAA offers a service to pay car registration fees yearly when the time comes right at the district office. That beats standing in line at the DMV office or even sending in the payment because most of the time I pay by credit card.

I did not like that, when I was shopping for a new insurance policy, I submitted all of the information online, then they couldn't process my information and I had to call to speak with someone

It's got to be their phone app. The website is okay, and after all, they have so many different things to offer, it's rather a miracle it's as organized it is.

I like AAA for its office. It fulfills many needs besides my insurance needs. I like that I know my insurance agent's name and that he is usually available.

Until I have a claim I don't know how satisfied I will truly be. So far I believe I am moderately satisfied.

App support is not on par with other insurance companies, they need to step up the development to ensure that their app is useful and not bothersome.

Progressive Home Insurance Reviews

Progressive offered the lowest premium, which is what made me buy insurance from them in the first place. They have an easy to use website and app. Their customer service has also always been extremely timely and helpful, including the claims rep assigned to my account when my roof was damaged.

They have affordable prices for the policies and offer bundle plans that we will be checking into. I haven't had to make a claim yet but I expect it to go well.

I like that it's affordable, customize based on needs of my household. I can bundle it with my auto insurance.

They are cheap, reliable, and they are always there to help me out when I have a problem or need advice. I recommend them to anyone looking for cheap home, car, boat, etc. insurance!

They are very nice and always available when you need them they offer me a great price and they don't raise my rate when I have a b [ boo

I am largely satisfied with my insurance company. My rates are consistent, the coverage is fine, the representatives are friendly and helpful and they don't harass me with offers.

I haven't really found anything to complain about with Progressive yet, and I've had homeowners insurance with them for over five years. The one thing that bothers me a little is that it usually takes them a little longer than I would expect to send my new policy documents when I renew each year.

I dislike there website and the usability of the site. It seems like every other week something is going wrong with it. Then even once it is working it is slow and hard to change different things on it. Normally after working on the site for a short amount of time I end up just giving up and calling them.

I once missed a payment due to hard times and instead of just giving me a late fee, they had to cancel the entire policy and I had to plead them to restate the policy, there which also caused the premium to go up.

New Jersey Manufacturers Insurance Company Home Insurance Reviews

I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price and I like the communication they have with me.

I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price and I like the communication they have with me.

I do not like that insurance is required by law. It allows them to charge more for their service and make a lot of money off of hard working people.

I do not like that insurance is required by law. It allows them to charge more for their service and make a lot of money off of hard working people.

the company is easy to work with, they speak english. They know their stuff and guide you through the claims process or just any questions easily and efficiently.

I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price and I like the communication they have with me.

I do not like that insurance is required by law. It allows them to charge more for their service and make a lot of money off of hard working people.

State Farm Home Insurance Reviews

The claims process is very good. The customer center is very good. This what you get with a big and well known company.

Overall it has been a hassle-free and easy experience. No problems at all. All of my questions have been answered anytime I have asked them.

Even though they are hard to get in touch with sometimes, State Farm seems to have most of my things covered for a pretty good price for my area.

I like their values and their service. I like that the company is only two blocks from my home and my representative is extremely professional

They have many local branches and it is easy to stop by and get services or questions if you have them. They are a big company so have many resources

Automatic rate increases on premiums are the worst thing. Unsolicited sales call about other services are also annoying. Fishing for more information to raise rates is also annoying.

The website is easy to access and use for payments, monitoring my insurance policies and reviewing the coverage I have. I also can see the payments that are upcoming.

It's a fairly old app and doesn't really update too often. I feel it could be better designed.

I would have to actually file a claim to be able to give a good analysis of them. I don't really know how good they are until I have to test out the coverage - which hopefully we won't need to do for a long time.

My agent is constantly keeping up with me and making sure I have all the coverage I need

I like the local office, and the service we get there. They are able to answer any questions we have, or quickly find the answer if not. I also like how they stay out of our hair for the most part, and do not bother us with adding new lines. The coverage we get from them is amazing, and I have yet to find another company who offers everything they do, coupled with the service.

The staff is very much helpful and at the same time their claim processing procedure is also fast.

Their customer service is lacking. When I called to ask questions about additional insurance I was transferred and disconnected. I never hear from my agent.

It was convenient when I purchased my home. They are a reputable home insurer and their pricing was competitive and easy billing.

I think their prices are probably a bit higher than other companies, but the fact that I get a local agent with an office I can walk into and that I can talk to whenever I have a question keeps me coming back to them.

I love the customer service they give me. They always are there to answer the phone and answer my questions. Make changes to my policy if need be.

Very professional in what they do and how they carry themselves. I like how the local insurance person is very easy to talk to and understand.

My ONLY complaint would be that the premiums are a little higher than we would like to be paying. However, our loyalty overrides the price we pay and I have not even shipped elsewhere.

Because I have all of my insurances through the same company and I get a respectable discount for doing so. I enjoy the ease of working with the different representatives that I have been able to work with, as well as being able to verify and make adjustments and payments through the website.

I find nothing that I can write here about what I might dislike about my current insurance company. They have satisfied all my needs in every instance.

All in all their service is number one they far the best and I don't think any other company stands up to their coverage and assistance I will continue to do business with them for a very long time

I am very satisfied with my insurance company because they have never tried to sell me something I do not need and do not talk down to me.

I like the personal touches they have when it comes to my agent and I like that they are a national company with many years of service and experience.

I've said it above, but love the family aspect, inclusiveness, and personal nature of my business with them. I recommend them to anyone looking for a great place to put your trust and money in, you won't be disappointed.

What I like most about my home insurance company is that they are available in person if I need them, they are local, they are friendly and seem trustworthy, they have a good atmosphere when I come in, and they offer the best price vs. coverage I have seen available in my area.

The only dislike that I have is the office is located 30 minutes from my house. It is a bit of a drive to go there’s. However, all the good things outweigh this.

Sometimes I dislike always having to go through my agent for my questions. I would prefer to just ask online 24/7.

Their service at times is hard to reach and they fail to listen to voice messages. This is the only negative.

I sometimes dislike the fact that we have to have insurance in general, so I would say that is my complaint but its not with State Farm in general its just insurance in itself.

It always seems that when we have issues it is on the weekends which makes things slower. However, that's not the insurance problem.

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