Top Minnesota Home Insurance Providers Ranked By Homeowners
Minnesota homeowners insurance is roughly $1,219. Our detailed guide reveals consumers can save as much as $426 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Top Minnesota Home Insurance Company Reviews & Ratings
|Company||Market Share (%)||Average Rating||No of Reviews|
|Fairmont Farmers Mutual||-||4|
|South Central Mutual||-||2|
|Universal Property and Casualty||-||1|
|Fremont home insurance||-||1|
|Amica Mutual Insurance||-||1|
|Lenox Mutual Insurance||-||1|
Latest Homeowners Insurance Reviews
The company is very reputable and are great with my customer service calls. I believe they stand behind what they offer and do a good job. However, I would be open to other companies if the premium rates are lower and benefits are equal or greater.
I actually didn't compare a lot of companies, I just bundled with my preexisting auto policy
I don't know that I have much to say here. We have only dealt with them a handful of times, and each time it worked out with no issues.
Really the only thing that I can say is a main positive of this company is the cheap amount of the insurance and the monthly payment option
They are attentive to my needs, offer great coverage and affordable premiums, and they just seem to really care about my needs as a homeowner.
There really isn't anything we dislike about them. If I had to pick something I'd say I'd love our policy to be a bit lower in price but it has stayed pretty consistent the last several years so I'm ok with that.
I think the premium paid by me to the current company is nominal and is at very competitive price.
they seem to do what they are supposed to be paid to do, hope it holds true when it comes down to brass tacks and I need money to rebuild a life
I don't seem to dislike anything about them to be honest. I have car insurance with them, as well and I have not had any problems on that too. I like Geico for all my insurance needs.
At this point, I have not had any negative experiences with Universal. The only thing that is a bit primitive about the company is that you have to mail in your payments. There is no option to pay online.
have not had a claim, but paying for the insurance monthly has been great. I hope if I ever have a claim, they are as prompt and helpful as they have been thus far.
Friendly and helpful customer service, quick response time, no overt solicitation, decent coverage and a reasonably priced policy.
The company needs to update to modern times. Will be looking to switch.
I think they are a good insurance company. They may be a little behind in the times as far as technology. For me, I don't really care however as long as I get a good value.
I think what I dislike about the company overall is that they may be a little old-fashioned. They don't give me a discount for paying premium in full.
Every time I have had an issue or a claim, I have been satisfied. They also have a great reputation for customer service and claim service.
I like my company because they are always very informative and helpful with whatever needs that I have and I don't have to worry about my home.
I can call customer service and they provide me with all of the information that I need to file a claim.
I don't like their website but other than that I really have no complaints so far about my insurance company.
With respect to our recent claim, I didn't like that it took the adjusters a very long time to reach a conclusion and move forward so that we could do the repairs. I also didn't like that it seemed like nothing progressed unless I kept calling.
Overall, I like the willingness that they have to want to work with me. They don't pass me around or make run around in circles. They help you as best as they can.
I like that they are a very small and local company and that they pay claims or answers questions very fast.
I dislike that the company does not have a website so I could communicate or see what other services they have.
They know me and they work for and with me. They are not a large company where the customer gets lost in the system.
Overall they are a decent policy. A Decent company who provides a decent coverage.
The premiums keep going up every year. While some might say that's a matter of progress, I as an economist do not agree.
I dislike that they have continually raised our rates for no reason over the last three years. It isn't a large raise but still. We have never needed them.
The company offers a good customer service. The company sends professionals immediately if I incur any loss on home repairs.
I don't dislike anything about them. They are wonderful and I like their customer service department.
I think they have excellent customer service and their reps are knowledgeable and helpful. As with many companies nowadays, I don't have to be transferred several times to talk to the person who knows the answer to my question. I thought they made the claims process simple and understandable.
There's honestly nothing that I can complain about State Farm, it’s a very good company in my opinion and reliable.
In my insurance company the interaction between me and company is running smoothly. I do not face any kind of issues.
The customer service oriented approach to business is the best part about the local agents at Farmers. I can utilize face to face time with them or use their technologically advanced apps to fulfill my needs as an insured party.
Something I dislike about the company is I guess I don't really know what is covered exactly. Insurance can be difficult for people that don't understand it and maybe they should explain it a little better.
American General is a good company for anyone who doesn’t have great credit and they can get you started at a reasonable rate and keep you insured.
I would like it if there were more options in their packages but what they have worked and is very good it’s just you don’t have many options to move things around to get a perfect policy setup.
I like that the price is reasonable and that there is a local agent in my area. I can get there in less than 10 minutes and there is always someone there to answer any questions that I have.
this company has been very helpful! I would definitely suggest my friends and family ( which I have) to at least get a quote from them.
NATIONWIDE DOESN'T OR DID NOT OFFER ME BUNDLE PRICE. NATIONWIDE WAS UNABLE TO MATCH OR COMPETE QUOTES FROM OTHER INSURANCE COMPANIES.
NATIONWIDE OFFERS GREAT PRICE AND EXCELLENT CUSTOMER SERVICE. PRICE 1 CUSTOMER SERVICE 2
There is truly nothing that I can complain about. I'm seriously satisfied with nationwide and don't have a bad thing to say.
I think they're a great company and they're very friendly. They offer great support and a great service, and on top of that their prices are cheaper than other companies.
I think sometimes they could be faster to respond to things and I'd like it more if they had actual branches because I have a lot of business going through them. Having to always talk to someone on the phone is kind of a hassle sometimes.
I do like it somewhat because it is one of the better options, as well as the amount it covers, is significant.
It was easy to go through the steps to become insured with them, and I've never had issues with them about anything.
They are responsive, provide good rates, are competitive and the service is excellent. I am very happy with Allstate.
The customer service take process for long time some customer executive officers are not response properly to the customer. Sometimes we have to wait for long time.
I honestly haven't had anything that I dislike. If I was to nitpick something it would have to be the sign up process taking a bit to long for me
The company is great. I haven't experienced anything bad about this company. I am very happy with everything that I have dealt with.
Now that I've been asked to reflect on it, I'm actually very content with my current insurance. I didn't shop around much before I selected it but I do like that the people I talk to are polite, I do like the mobile app, and I think that what I'm paying is pretty comparable for other people.
In 28 years of service, I have no complaints. I can easily get in touch with them, easily explain a problem and get help quickly. They are very friendly and easy to work with whether it's for my home or auto.
I think it is a fair premium. It rises every year about the inflation rate so far. I have yet to make a claim, so I cannot comment on that side of the biz.
I feel like they do the minimum. I do not feel like they are going above and beyond for their customers. they are adequate.
I really like the fact that allstate is affordable and is one of the best companies out there when it comes to providers of insurance
OVERALL THIS IS A GOOD COMPANY EVERYONE COULD USE A DECREASE IN PAYMENT SO I WILL THAT THEY HAD MORE DISCOUNTS FOR PEOPLE WHO MAY NOT USE THE INSURANCE A LOT AND CAN PROVIDE US WITH BETTER AND LOWER PAYMENTS.
The company covers by home, car, and rental insurance needs without any problems.
I do not enjoy the customer service, nor the very high premiums that continue to rise.
I don't dislike anything about them. I've had little interactions over the years, as there has never been a case where I needed to make a claim, and they've always been helpful and friendly.
There is nothing I don't like about the company.
I believe Allstate is on the high side when it comes to the price of insurance. I feel confident knowing I'm covered, but wished it cost less.
On the other side, as a large company, the interaction can feel artificial, mechanical, and digital. This is somewhat helped by the local representation through agents.
I don't like to wait so long, like 10 minutes, to get hold of a customer associate on phone. I also do not like the random ads, they send to my email, It just makes me difficult to see my other emails.
The website is simple to navigate but not incredibly innovative or useful. I feel that there are some much more innovative websites and apps to help customers of other companies.
They respond very fast and serve very well. One I applied for claim they done it very fast. I even don't have to visit office.
I have had the same insurance company since I moved into my house many years ago, they have been very consistent with their rates. They may not be the cheapest available but I have confidence if I need them they would be there for me.
I LIKE EVERYTHING ABOUT MY INSURANCE COMPANY THEY ARE VERY NICE AND GREAT TO DEAL WITH
I had nothing but great experiences when communicating with people from American Family. I think the company is well run and really cares about its people.
I DON'T DISLIKE ANYTHING ABOUT MY CURRENT INSURANCE COMPANY THEY MEET MY NEEDS AND ARE GREAT
So far I have been very happy with this company. Service has been outstanding and the rates seem to be pretty competitive
I really can not think of anything I dislike about the company. I have been every once in awhile pushed products that I was not interested in but as soon as I say I am not interested they no longer bother me about them
I dislike that my company's website is out dated and just doesn't seem like itÃ¢â‚¬â„¢s really taken care of. I wish they updated their website more often.
I feel like progressive offers much lower rates than other insurance companies. That is why I use them.
The company has given us a great rate on both our home and auto insurance. They have given us a great policy for having a pool and a dog. When they raised our home insurance rate last year they gave us a very detailed letter about everything that was changing.
They're always there when I need them and offered us the best rate. I simply cannot say enough of good things about Progressive. Although I hope to never have to file a claim I could imagine that the claim process would not be difficult for them.
the most deciding factor was actually the premium, I was paying $700 more a year at Farmer than I am now at Progressive, and I like the bundle package I had, but unfortunately, I found cheaper auto insurance with GEICO, wish progressive would match premium to keep me as an auto costumer
I have difficulty comparing historical premiums on the website.
I like the customer service, the friendly demeanor they have when they are in despair and upset. I like the price points and I don't feel like they are trying to get over on me.
I wish the website was a little more user-friendly and offered more for the customer to view on their policy. I also wish the pricing for homeowners insurance was a little more inexpensive.
Overall, the customer service is superb and the agents are extremely friendly. It is very easy to get a hold of my agent if needed. I wish there was better pricing at my premium.
Overall, they have been pretty decent, they are not the worse insurance company I have ever worked with. I will continue to do business with them until I find something better.
They are nice, they have good rates. They are always willing to help. Whenever I have had a question if the person didn't know the answer they found out the answer quickly and got right back to me.
I dislike the website offerings, I dislike having to go in person to do ANYTHING related to my policy. If they could just update their website to be more member-friendly that would be great.
Honestly, there isn't much that I like. I keep them because of the lower premium compared to other online companies. If I could find somewhere cheaper and have access online to things I need for me account and premium I would change.
They can be in a rush to get off the phone and not want to get you scheduled in for an appointment in a timely manner. The agents are much older, and either take their time on everything making your appointment last an hour OR they rush through and you leave with more questions than when you came.
Overall I like the responsiveness of my company. They are always there for me when I need them and quick to answer questions.
What I like about the company is their local customer service. They are friendly and helpful and they are not hard to contact
I am satisfied with my insurance company. They are there when I need them and have not let me down.
My rates are great and my policy has been used and remained unaltered on my premium because of the claim. My agent is friendly and helpful. I will most likely never change companies.
I appreciate the quick response to inquiries
They always answer the phone and answer my questions right away.
I have no issue for this FARM BUREAU. They have affordable rates, not a long line to wait. It was local and best for me.
I know that when I have to file a claim that my insurance company is going to take care of me and pay out what is needed to be compared to trying to cut corners and short change me on what is the right amount to settle a claim. This is very important to me.
They haven't been very personal to deal with the last few times that I have called to ask questions or make changes to our policies.
I dislike the lack of apps and website interaction. Everything is done over the phone so a quick check of my policy would be nice with an app or website.
I like the company because their rates are competitive. the company is a large company with a good reputation so I am not worried about how my account will be handled if I file a claim.
The company has been good thus far. We have been with them for many years and overall they have been easy to work with. We haven't had to make a claim which doesn't give me any input on that process.
What I like about the company from the day is that they always made sure that my interest was the highest priority.I appreciate that greatly and not just about money or stats.
Good pricing. They explain everything my policy includes with patience and understanding. They listen to my concerns and needs.
Overall, the company has been very responsive and professional. I know I can trust them with anything
It to me seems like a decent good honest company. The only issues we have are dealing with corporate and I suspect it's that way with any company.
They are a fast acting company that for the most part is helpful when I need them to be. They have helped mostly when I needed them to and hope that would continue.
My insurance company communicates if there are any changes and when I have concerns. They keep me up to date on my plans.
I feel that State Farm is loyal to their customers and they will always take care of their customers first. Their agents care about the people they serve.
I really don't have anything that I dislike about my insurance company. I have always had good dealings with them.
Overall, what I like about the State Farm insurance company is that the app is fairly easy to use and my representative is easy to get a hold of in an emergency. I like that the app works well and it works quickly.
I like the communication the best. In my opinion that is the first things i look at above all else. Yes the rates a bit higher but when you get outstanding response time and helpfulness and good explanation about your benefits it beats anything else.
I do not think I will switch companies, I am very satisfied with the one I have now.
I cannot think of anything major that I do not like about State Farm, other than my premium occasionally getting higher because of inflation, and that happens with everything. State Farm has been a good company to us and I am happy with them.
The company communicates with me once a year for payment of the claim and sometimes communicates by letter if the policy premium or coverages change. I like that they let me know these things and do not contact me too much for irrelevant or extraneous items.
I like the company website because it's easy to use and easy to make a payment it is also very easy to navigate through.
It's a pretty good price for what it covers and what I could get covered if I have any sort of problems with the house, it just goes up if I do make a claim though, from what I'm told.
I really like the friendly staff and I also like that the office is located pretty close to my house. I like their prices for what is covered and don't see changing insurance anytime soon.
I can't think of anything to write. The only gripe I ever had was once I went to the office and my agent wasn't there. My fault for not calling first.
The company is great because they are able to package a lot of different policies altogether. I like that it's an "all stop shop" for my insurance needs. The customer services are unmatched as well.
I have been with them for years. They have always been friendly and easy to work with. I would never consider changing.
The company is a larger company and while it tries to be personable with its customers it can come off as being distant/cold. The policy is ok in my opinion and I would be willing to change if a lower offer was available.
Nothing has made me dislike this company to tell you the truth. Best offer I think I ever invested in.
As always, premiums and deductibles can be less, but there's nothing I can do about that. Their app crashes sometimes. And I don't like their commercials.
There is honestly nothing that I dislike about my insurance company. Unless you factor in that I have to give them money every month to have a policy with them.
The premium has risen every year and is much higher than it was when I first signed up. So I feel like it was bait and eventually switch. I found this behavior similar to other companies, like Allstate.
their office is very close to me. I am comfortable with whom I deal with in their office. have used them for a very long time.
I have a specific insurance agent. Rather than my calling into his office when I have questions, I have to call customer service. It would be better if I could go my agent or someone in his office for all of my questions.
I went through Costco and bundled my home and auto coverage so I couldn't find any place else that could give that much quality for the amount of money I'm billed.
I love this company for its communication and ability to work towards the issue and to help better, it suits me.
The company allows paper free transactions so I'm environmentally conscious and everything goes through email.
THE ONLY COMMUNICATIONS ARE ON AN ANNUAL BASIS WHEN MY POLICY IS SENT TO ME. IT ALWAYS ARRIVES WITH PLENTY OF TIME TO REVIEW AND COMPARE. MY BILL IS ON AUTO PAY AND IT IS DONE AT THE SAME TIME EACH MONTH.
THERE IS NOTHING I DO NOT DISLIKE ABOUT THE COMPANY BECAUSE I HAVE NEVER HAD ANY ISSUES. I HAVE NOT FILED CLAIMS AND I KNOW THE PREMIUM AND COVERAGE IS GOOD.
I BUNDLE MY AUTO WITH HOME INSURANCE SO I GET THE BENEFIT OF DISCOUNTS. I ALSO REVIEW AND COMPARE MY POLICY WITH OTHER COMPANIES AND HAVE NOT FOUND BETTER RATES.