Top Maryland Home Insurance Providers Ranked By Homeowners

Maryland homeowners insurance is roughly $942. Our detailed guide reveals consumers can save as much as $329 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Top Maryland Home Insurance Company Reviews & Ratings

Company Market Share (%) Average Rating No of Reviews
State Farm 18.96
USAA 10.35
Allstate 12.58
Geico -
Erie Insurance 11.24
Progressive -
Nationwide 7.9
Mutual Benefit Group -
Travelers 9.86
Penn Mutual -
Safeco Insurance -
Amica Mutual Insurance -
Liberty Mutual 8.45
Assurant -
Peninsula Insurance -
National General -
MetLife -
Farmers Insurance -
Farmer's Insurance -
Finance Insurance -
State Auto -

Latest Homeowners Insurance Reviews

MetLife Home Insurance Reviews

They give me different options like email and calling, but I wish they had more options like chat on their website which I would prefer to use compared to other options.

Farmers Insurance Home Insurance Reviews

I dislike that the prices keep going up. I think it's the car insurance that is causing my home insurance premium to raise up this year when I renewed.

Progressive Home Insurance Reviews

Their customer service has always been excellent and their rates are good compared with others in the area.

I can't say I dislike anything about the company. I would of course like a lower rate, but I don't fault the company for the rate. We seem to have higher rates overall in NJ.

Nationwide Home Insurance Reviews

I am satisfied with this company & it is the only company that I have ever had in my adult life.

I dislike the idea of having to buy insurance at all but that's not my insurance company's fault.

Travelers Home Insurance Reviews

I am able to get everything I need from the company and their staff has been nothing but coverage. I would really like to be able to do more via the website though.

The only thing I dislike is that I can't make changes to my policy online. I have to call in for everything. This is vastly different than my experience with my car insurance company (Geico).

USAA Home Insurance Reviews

I like that they have great customer service and they offer a great price. They offer full coverage for a lower price than anyone else. They don't contact me too much or too little. I have never had a problem with them.

They have been our company for over 30 years for different types of policies; homeowners just for 14. They treat us with respect, provide excellent service, and are always looking for ways to save us money on the premiums.

Overall USAA has been great. All claims were handled quickly and efficiently. Customer support has been great, and banking has been easy.

usaa has always offered me low premiums on auto and home and life, and cater only to the military, which i love. i am part of their community, and they treat us with high service and excellent rates. just as consumer reports! (make America great again!)

It is a really great company and I would recommend it to anyone who qualifies to be under this coverage. Great, great, great!

I strongly dislike the random premium changes. Our car insurance went up $12 a month with no explanation. No new tickets and our vehicle are already older so it does not like the value went up. I also strongly dislike how hard the website is to use. I'm so tired of having to reset a password every time I use it because it goes defunct just before you need your new auto ID card.

The only dislike is that the premium goes up when it is time to renew. I think longtime customers should receive some type of discounts because we stay with the same company instead of switching companies.

I don't like that there are no local representatives to meet with personally. Everything is conducted online or over the phone.

I dislike their claims communications online because that part of their website is somewhat confusing, but that's about the worst thing about USAA.

The main thing I don't like is that it is a pain to deposit cash because there are no local banks. I don't deposit money that often so it's not huge but I would like the process to be easier.

usaa has always offered me low premiums on auto and home and life, and cater only to the military, which i love. i am part of their community, and they treat us with high service and excellent rates. just as consumer reports! (make America great again!)

Penn Mutual Home Insurance Reviews

Overall, it's a good premium, and the company reputation is good. But I have to be honest, I put more faith in my independent insurance agent than any company. I have switched companies more than once at his suggestion, either to save money or get better coverage.

They don't offer discounts for not filing a claim. I live in a low-risk area, and I think that should count for something

Erie Insurance Home Insurance Reviews

I like this company because of its relative cheaper installation premium. The company responds their customers in a quick way. The rank of the company is good locally.

My policy covers all that I need and what I am looking for in a policy. If I need to change something it’s a quick change no problems asked they just do it for me.

The website of the company is too simple to use. There is no enough related information available there. The company seems not very professional compared to the top insurance companies.

Geico Home Insurance Reviews

They have provided fairly good, reliable service

I like the service provided by the company agent always. They are helpful and charges are also very less compared to others.

I feel there should be more information. And be less boring. I don't feel there is much going on the website

The monthly bill is fairly high, and the deductible should be much lower.

Farmer's Insurance Home Insurance Reviews

I don't call much. But I like the ability to chat on the website. They are friendly and flexible and open on Saturdays.

Allstate Home Insurance Reviews

Overall the company is fairly cheap and mostly nice people. The cover everything I need to be covered.

I like that they work fast when you file a claim. My basement flooded and I called All-State and they fixed my carpet in under 2 weeks.

Again the best price around for condo insurance and they understand my needs on what I need for insurance and their office is two floors above my condo in the same mixed use high rise.

When I needed them they were there at my home when they said they would be and I really appreciated that.

The customer service is not that great and it is a little tedious to file anything with them.

The only thing I dislike is I wish it was a little cheaper because every 6 months it's been going up higher each renewal time. So I'm worried that'll even get higher and higher.

Well at one point I thought they were a bit unfriendly and the receptionist was an old ugly lady that was unpleasant to look at an deal with but she is gone retired and the agents seem much friendlier as the years have passed and I enjoy chatting with them now. customer service is a vital skill to have in this business. I think they improved upon this

Finance Insurance Home Insurance Reviews

I like the whole company I never dislike anything about this company because everything is being very well in this company.

Liberty Mutual Home Insurance Reviews

I have never had a claim so that's a good thing but I am very satisfied with their services so far. Overall I think they offer a fair rate and competitive rate.

There was a point when our roof need to be replace and they told me that we need to do it within 60 days which seemed reasonable. Then a week later we got another letter saying they had cancelled us. That was obviously contradictory and really upset me. When we had the roof replaced they were quick to restore our policy though.

Assurant Home Insurance Reviews

I appreciate being able to pay my bill online and call someone when I have a question or concern about the policy.

The company makes mint off of payments people provide, however, they do not pay out as much. It would be wonderful if insurance companies would kick-back some of their profits if claims are low. Assurant is a typical insurance company.

State Farm Home Insurance Reviews

Overall the company's customer service is very good. It is their agents, whose customer service needs to improve.

State Farm is an excellent insurance company all around. If you are willing to spend just a bit more money than some of the cut rate or online only providers you can get real customer service from a local person. You can't beat being able to call, text, email, or even just drive to the office of the person handling your issue.

My agent is very friendly and competent, and her staff is likewise very responsible and responsive. The company gets very good reviews, even if its premiums are on the high end.

I am insured and if I ever have a claim I will know more about how they handle it at that time.

I love our home office in town. They are one of the main reasons we have not switched companies. They have been available night and day, and answered any and all questions we've had. They are friendly, and good at explaining the coverages in a way we understand. It's hard to put a price tag on good customer service.

While I do get some mail asking me to buy new products, I never get calls. If I miss a bill, I may get a polite text or email, but they don't bug us a whole lot. They are more of a 'come to us when you need help' sort of office, and I really like that. Also, when we had a claim a few years ago, they were very clear and quick with staying in contact with us throughout the process.

I have never used any company for home insurance except state farm. They provide extraordinary service

They do not really reward loyalty. I have been a customer for a long time and instead of being rewarded my premium has gone up a little each year. They also automatically renew your premium at a super high rate unless you log in and cancel the renewal and then contact them to negotiate the rate. It's sneaky but seems standard in the insurance business today.

I had auto insurance with them for many years, but once I had an accident, they increased my premium because they didn't give me no-accident discount. So I switched company. and I might switch my home insurance to another company too.

Unfortunately, the high-end customer service provided by State Farm does cost a bit more money. In my opinion, the extra cost is fair and does not outweigh the incentive.

The premiums tend to be high. I dropped auto insurance from them because other companies offered up to 80 cheaper per month.

Getting started with this company has been a bit difficult. It appears the sales agent I am working with just started and has been having problems getting the paperwork right which has made me pay more.

State Auto Home Insurance Reviews

Not too much, other than their online bill pay. I wish they would accept my credit card company too, other than that (which is pretty minor) I have all positives.

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