Top Kentucky Home Insurance Providers Ranked By Homeowners

Kentucky homeowners insurance is roughly $1,023. Our detailed guide reveals consumers can save as much as $358 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Top Kentucky Home Insurance Company Reviews & Ratings

Company Market Share (%) Average Rating No of Reviews
State Farm 24.78
Allstate 6.83
Erie Insurance -
Progressive -
USAA 4.62
Liberty Mutual 10.61
Geico -
Farmer's Insurance -
Amica -
adt -
Nationwide 2.53
Kentucky Farm Bureau -

Latest Homeowners Insurance Reviews

adt Home Insurance Reviews

It's great so it's hard to think of anything I dislike about the company. I guess if there is anything lower rates would be nice. It is a bit expensive.

Progressive Home Insurance Reviews

It's super easy to work with. I have never had an issue that just hung around for a long time, always resolved within a week. And my bills keep going down as I stay with them

Nationwide Home Insurance Reviews

I dislike that there has been miscommunication between my actual agency and the higher agency that they deal with. One time we showed a lapse in coverage because of an error in the computer system. Obviously, this was very unsettling, but it did get sorted out quite quickly.

Kentucky Farm Bureau Home Insurance Reviews

There is nothing I dislike about KFB. Like, everyone, I would love to have top insurance at cheap rates and that just is not a possibility. KFB offers competitive rates and that is all I can ask. I would like to see more discounts offered as the length of being a customer is achieved and greater discounts for no claims.

USAA Home Insurance Reviews

I have always been treated like a valued customer and never had any issues that were not resolved in a timely manner. They are veterans and active duty military friendly with ability to be flexible with many situations civilians are unaware of or able to handle

I don't like the fact that USAA does not have a physical office and I am not able to walk in and do business. Sometimes I want the option to do business in person

Liberty Mutual Home Insurance Reviews

Customer service is decent. I have home insurance at a decent price, and coverage is acceptable. You are able to bundle to save even more money on your premium.

I do not dislike anything about the company. I would recommend them to anyone. They have not done anything negative to impact my opinion.

Geico Home Insurance Reviews

A very good company in general. Lots of upside and customer oriented strategies.

Premium is a bit high and the company needs to keep its customers loyal and happy.

Allstate Home Insurance Reviews

Like I said. They are very friendly and know what they are doing. They get things done pretty quick.

I like that they are they there when I need them and always ready to help. This is important.

There is really nothing bad about them. They know what they are doing and I would recommend them to anyone.

The premiums just keep going up. I know this would be the way with any company.

Erie Insurance Home Insurance Reviews

Overall, they are very helpful and easy to get a hold of. I am glad we chose this insurance company because we receive a discount for bundling our home and auto together.

I am happy with the service offered by the company. I have never had a claim on the house so I don't know how well those claims are handled.

Of course, I would have to say that I wish insurance was cheaper. It is hard knowing that you are paying for a "what if." It would be nice if it wouldn't be so expensive.

I am happy with the company. They have paid auto claims quickly and fairly. I don't know about the house claims because I have never had a house claim.

Farmer's Insurance Home Insurance Reviews

What I like about the company overall is their values and mission to give excellent care and customer service to every customer possible.

State Farm Home Insurance Reviews

I like that they are very professional and kind when I speak to them on the phone. They always take care of my concerns in a timely manner and took care of my claim quickly when I had an accident 10 years ago.

My company has a good reputation and has fair rates in terms of coverage for a home in my area. I have never had issues making a payment

That they are friendly and good customer service and competitive prices.

I like the fact that it has been a hassle free relationship and my costs have not gone up very much. I like being able to not have to worry about finding new coverage or switching coverage.

I like that it is locally owned and backed by a reputable company. I like that I can drive down and talk to a person's face to face and not someone on the phone.

That's a hard one since there is nothing really that I dislike about them. If I absolutely HAD to say anything negative about them, I'd say that I would like my premium to be a little lower.

There's not much that I don't like about them. The deductible could be a little better.

I guess I dislike some of the things that I have read about where they have delayed payments to people in big disasters that need the money to rebuild their homes. I don't like hearing about the company engaging in tactics I consider to be unethical.

There isn't anything I don't like about it. I do wish they would set up some type of online presence so I could pay online through.

Getting in touch with a phone rep can be a long process and when I have called before the rep was not very friendly. I like it for the most part, as I rarely call.

Amica Home Insurance Reviews

I have not needed to compare them to other companies, and so they seem fine to me. But it may be time to do a little better research.

I think I would prefer an insurance company with more local offices in this part of the country, and who has a better understanding of local building materials.

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