Top California Home Insurance Providers Ranked By Homeowners

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Top California Home Insurance Company Reviews & Ratings

Company Market Share (%) Average Rating No of Reviews
State Farm 19.53
Allstate 6.4
Geico -
Progressive -
Mercury 4.58
Farmer's Insurance -
USAA 4.67
Liberty Mutual 5.88
Finance -
Stillwater insurance Group -
Travelers 3.1
Safeco -
Lemonade -
American Family Insurance -
Amica Mutual Insurance -
21st Century -
Esurance -
Independent Solutions United Insurance -
Nationwide 4.26
Amica -
MetLife -
Fremont home insurance -
National General -
Finance Insurance -
Safeco Insurance -
Brightway Insurance -
American Strategic Insurance -
Century National -
Saferoad Insurance -

Latest Homeowners Insurance Reviews

Safeco Home Insurance Reviews

Overall, I like the willingness that they have to want to work with me. They don't pass me around or make run around in circles. They help you as best as they can.

There is nothing that I dislike about this company. They have been pretty good to me so far and I appreciate how they work with me.

National General Home Insurance Reviews

So far, the process to switch has been easy. They sent us documentation quickly. We haven't had a claim yet, so it's hard to tell how they will react to us if we do have a claim. but overall, we are satisfied with how low the premium is for the same amount of coverage with Liberty Mutual.

Travelers Home Insurance Reviews

I recommend Travelers Insurance to anyone who is looking to lower their annual rates yet still receive great customer service and care from your insurance company. I have referred many people to Travelers Insurance and all have spoken highly of the recommendation.

They absolutely have a small town attitude as far a friendliness but also are extremely professional. Communication is the biggest key to their success with us.

The app and online website have been down a lot lately which is a pain when trying to make a payment or follow up on an email or claim issue.

Lemonade Home Insurance Reviews

Overall I like this company very much and also I would recommend the same to other people and also to my friends.

Nothing like that. I just have only positive thoughts about the home insurance company.

American Family Insurance Home Insurance Reviews

I like their way of approach and i have got my insurance in an short period of time. insurance caused me an little amount

I never felt dissatification with this company for the reason of its good policies, good premiums and other things which seems to be most helpful to all those putting the insurance policies with this company. So that i'm giving 1 rating to this company.

Geico Home Insurance Reviews

This company is great. I'm very satisfied with them, that's why I haven't changed insurance companies in years. I plan to keep this company for a while now

Overall, they are a good company because they are well known as a brand and offer good email and phone service.

This company insurance is a good company and I am satisfied with its customer service. There is an easy way to access to this company and you can take any help that you need to know about your insurance.

I dislike how many confusing questions I was asked when applying for my insurance, it made me worried that I may accidentally fill out something wrong and void my insurance.

I like their competitive prices that they offer and I like how popular the company is and so it makes me feel more comfortable using them.

The website is complete and has the best because it explains all the things by step, is very very good

The only thing that I dislike is that the process of insurance. In fact, it takes time to make an insurance with this company. Maybe it was my first time to take an insurance by myself and because of that it takes a long time for me.

Geico is a very trusted company that has been open and communicative for me and my family for years. So I trust them.

I just wish they offered a better website so I don't have to deal with them over the phone so much.

I just hate having to deal with insurance companies. I feel like they are just out to take as much money from me as they can and then when I need to claim something - they will not cover it.

I can not think of very many things that I do not really like about our insurance company. I suppose it would be nice if the claims were lower, but they don't seem particularly high anyway, so it's probably okay. Sorry, can't think of very many things to say for this one!

Finance Insurance Home Insurance Reviews

I like this company overall because everything is being very positive and valuable. I trust this company so much.

Safeco Insurance Home Insurance Reviews

I like the companies customer service. Their competitive rates make it worth my time and the fact my mortgage company takes the payment out each month is a bonus.

Amica Mutual Insurance Home Insurance Reviews

I like that it is a complete and safe company thanks to its service I can say that it is one of the best

I like that it is a very safe and reliable company in a good way and very fast always with very capable people for what is needed

Mercury Home Insurance Reviews

company is great. it is reliable and they gave us a great price and when comes to claims, they were very efficient.

I like that they are very easy to work with and have a good system for paying bill and for filing claims. They are easy to find via the website.

I see the insurance policy as something that is available to me if I ever need it, but until then they are in the back of my mind. I don't put too much thought towards this policy and the company behind it.

Your efficiency, your professionalism, rates, and qualified personnel

I do not have anything negative that they think about my insurance office, for the moment

nothing that I dislike about.

The only dislike is it is a very large company so can get lost and everything is based off how long you have been with them and they do not know you personally like smaller companies.

The site needs improvements for mobile users and reduces wait time when calling for service.

21st Century Home Insurance Reviews

The thing I dislike about the company is the online chat services are very limiting and often the webpage won't even load at night. You also have to wait quite a long time to talk to online chat representatives.

Overall I like that it is a trusted insurance company. The company has been around for many years. I also know others who trust this insurance company

Esurance Home Insurance Reviews

I like the low premium and the customer service representatives. I like that it was a fast and easy process to obtain insurance.

I like that it was easy to get a quote and from there sign up for a policy. It was very quick to do also. they made sure I was covered for most things without trying to get me to buy things i didn't need

Independent Solutions United Insurance Home Insurance Reviews

The company does what I need it to and I don't have anything to really complain about.

I wished that the company was a little bit more commercial

Brightway Insurance Home Insurance Reviews

The people at Brightway are extremely caring and knowledgeable and answered every question my husband and I had. They were very patient with us throughout the whole process.

Farmer's Insurance Home Insurance Reviews

I disliked the premium at times. Sometimes we would go uncovered for some of the things we needed, simply because our premiums were too high but our insurance agent did what she could to make it as worth it as possible for us.

The company overall is good and I like having their insurance. I think they are understanding and provide good coverage.

Only good thing I can think of about Farmers is that they at least answer their phones all the time and you don't have to wait that long to talk to someone. Other than that, please see below for what I disliked.

I like my insurance company because they've never given me any problems, everyone has always been helpful, and I don't get a lot of sales calls to sell me other policies

I like the reputation of the company, the customer service, the policies that are offered and the personal relationship that I have developed with my insurance agent.

The cost, they have always been more than most other companies. That is really the only real drawback for me, otherwise, I am a pretty satisfied customer.

I like that they seem down to earth when speaking with them. Their customer service is great. They are easy to get in touch with.

We have had Farmers Insurance for over 25 years and have called on them two times for issues with our home, both times they were prompt and took care of the issues to our satisfaction. Our rates did not go up as a result.

Liberty Mutual Home Insurance Reviews

I appreciate the responsiveness of the representatives I have worked with and their skill at addressing my needs. I also appreciate the minimum contact that they engage in such as not sending a bunch of spam, mailers, etc. I also appreciate the perceived attention to security that they have by not sending communications with exposed account numbers, etc.

Decent price, great customer service, easy claims process, and trust built over having been a customer for many years

I have had no real need to communicate with the insurance company for our home insurance. Once the policy was in place I have not been in contact with the company.

Overall the company appears to provide us what we need to have coverage for our house. Having a house is important, and I would hate for something to happen that would result in not having a place to live.

I do wish they offered more discounts or rewarded me for having a policy with them. Additionally, when I have inquired about increasing coverage on my house the cost has been prohibitive and I still have issues with what is potentially covered and not covered in the event of a claim. In terms of the language of my contract, I wish parts of it were easier to read and understand.

I never hear from the company unless it is time for me to pay my premium. They do not value me as a customer.

American Strategic Insurance Home Insurance Reviews

I do not like that there is very little communication in person always communicates by phone or by its applications, it would be good to interact in person

Finance Home Insurance Reviews

I always feel positive about this company overall because I liked the honesty of this company

The only thing I can think of is the issue I wrote about above. I wish I could have gotten an online quote instead of having to go through an agent in the first steps. I like to compare without feeling pressure.

It's a well-known company and the process was fairly simple. I don't ever feel hassled by them to get more money from us. No problems at this point in almost 3 years.

I did not dislike this company overall because they provide us good quality things. I liked the company so much

Nationwide Home Insurance Reviews

I like the response times and personal touch, they know me and I always get good communication when I need it.

I do not know if I can say anything negative, Nationwide has always been an overall good experience as long as I have been a customer.

USAA Home Insurance Reviews

I like that the company is so easy to talk to on the phone and get answers when I need them. They were great about answering questions, and I like that they are tied to the military as well. It makes it feel much more personal to me.

I just love the convenience of having all of my accounts in one place. They understand service member's needs and offer products to benefit our family. They have attractive, if not the best, rates on most services.

What I disliked about the company is the the prices for some of their packages is a little costly. But overall I was satisfied with their services.

What I really liked about the company's customer support, every concern I had was addressed in calls. They have checked up of me frequently and are very understanding.

The only thing that I really dislike about the insurance company is their login process

I know if I shopped around separately for all of my accounts I could find slightly better rates, specifically on mortgage and home insurance. But I'm not sure it's worth my time to save a small amount. I don't like that mortgages are sold off almost immediately after closing, so they don't actually handle the payments in-house.

They provide good pricing with excellent coverage for veterans and their families.

Century National Home Insurance Reviews


Stillwater insurance Group Home Insurance Reviews

Considering we were burglarized, Stillwater provided the best rates and beat most quotes we received.

Since we are relatively new to the company, we haven't experienced anything negative so far. So, I can't say that there is anything I dislike about the company.

The company seems to be attentive when customers are in need. We have made one claim for a flood since iwnung our home and they were supportive and helped us get back to normal quickly.

The price/annual premium for our policy has gone up each year. I think it is too high for the amount of claims we have.

Allstate Home Insurance Reviews

i love them they had the best rate they were the most friendly they were the clearest they were most professional they were easy to talk to they are calm and cool to me they explain everything they walk through all the paperwork they explain all the disclosures they are always available when i have questions they have a great website they are a respectable company they were the best rate for the coverage offered the app works well the people seem nice the people are well mannered the people are well dressed they make me feel safe they do not spam me which is very important

Overall, I have liked most aspects of the company from the amounts covered, the customer service, my agent, my discounts, and ease of use of the app.

The company is prompt, always available, quick to make adjustments, affordable, good customer service.

The name is highly recognized. I think we might have some issues if and when we do have to file a claim. So far, we have only called to inquire about coverage and the premium.

From when I did my research I am very satisfied with my policy. There might be better out there but it suits our needs which can be complex and I like some of their incentives.

They have a site which is nice but it's not worth adding an app for. It has just the basics of seeing coverage and bills.

When I did have to call the company's customer service they were very helpful.

I like all things about the company. They really care and are always looking out for me and my family. I would not change.

Allstate agents are exclusive agents, helping to ensure product knowledgeability, Massive Nationwide Network, Long-established reliability, Tried and True Claims Process.

sometimes waiting time in the call will be more

The insurance company is quick to respond to my needs to render assistance. They have good people working at the office that is conveniently located to where I live. Allstate is also a reputable company to work with.

They are there to answer any questions we may have and are also available to speak 24 hours a day, seven days a week.

All I dislike, so far, is the amount of the monthly payment, the lack of coverage for earthquake and flood, and the deductible.

can be complex can be a long wait the few times they are waits phones can be busy reps sometimes have bad English it is pricey it isn't fun having to deal with the red tape it is a lot of paperwork it is a lot of info covered they didn't tell me about their third party agreements app crashed rude receptionist (once) can be expensive for certain things offices were hard to find long wait inside office wrong paperwork sent to me paperwork sent to wrong address once they are a bit pricey in general they are a huge corporation the auto insurance rates are high (homeowners rates are good though) can be hard to find info on the website

I have not compared the premiums to other insurance companies for the same coverage.

No dislikes really other than price. I know they're not the cheapest and you sometimes do get what you pay for. I always compare rates though.

honestly I don't have anything that I can complain about yet, but I guess the radio ads and the youtube ads are pretty bad I mean its petty but that's all I have

The only thing I can think of is that they did under quote all of the damage done to my roof. The amount should have been higher, but I chose to accept their offer. Maybe if I chose to explain that the amount the adjuster was claiming was not sufficient, they may have increased it, but overall I am satisfied and chose to just accept it.

They owed me some money for some reason---they claimed they overcharged me. But they never sent the money, and at some point, I just gave up. It wasn't worth the hassle.

More expensive than some other home insurers, Some types of home insurance may not be available in all areas.

Amica Home Insurance Reviews

good customer service

just the fact that my coverage is so expensive.

MetLife Home Insurance Reviews

I wish they would have chat option on their website and offer me a cheaper rate overall on the price. It would be nice to have these options.

They offer good products at competitive rates. They are courteous and friendly. I have had a prompt response to any questions.

AIG Home Insurance Reviews

Well overall i love the company a lot and I would also recommend others to take insurance in the same company as like me.

well when it comes to disadvantages or dislike things about the company, i do not feel much concern in this matter.

AAA Home Insurance Reviews

I am overall very satisfied with my home insurance company. I have never not had a claim resolved to my satisfaction, and the people that I have had to interact with have always been pleasant and professional.

I am satisfied with the company of AAA towards my home insurance because it is a convenient insurance to have. I have my home insurance coupled with my car insurance and that makes it very convenient to communicate with my client rep about any aspect that I might have concerning my homeowners insurance.

They treat me like a valued "member". I receive a multi-line and/other discounts. Renewal and underwriting are fast and efficient. Associates are personable, helpful and knowledgeable.

I do not like the fact that my deductibles on the insurance are high If I was ever to put in a claim. Sure the monthly costs are low enough but that's at the expense of a higher deductible that I am not happy with.

I don't really have any complaints or anything that I feel strongly negative about regarding my insurance company. As I mentioned above, I think that their website could be more engaging and robust, but that's a minor complaint.

Saferoad Insurance Home Insurance Reviews

I honestly can say without a shadow of doubt on this one that I do not have anything that I dislike about this company.

Progressive Home Insurance Reviews

They offer a good price and good coverage, I haven't needed to use it yet thought but it is nice to have in case I do.

They're always there for me whenever I have a question and are very thorough on everything.

Progressive is probably best known for its car insurance, although it also offers insurance for just about anything with a motor. The country’s third-largest auto insurance provider also offers home, renters and life insurance through third parties. Our r

I love that I can use the app to make my payment. It also allows me to communicate through a chat on the app. And also I can choose what I want covered.

There is nothing that I dislike at this point. They only problem I have is that it took me so long to realize that they were the best fit for me and my family.

I like that their system is easy to use and understand. When I need to find information or file a claim I can easily access everything I need through their online portal.

I dislike that getting a person on the phone is a difficult process. You have to go through an automated system which takes forever.

Overall for what I am getting giving the premiums, I am getting a superior company with quality service and a good peace of mind which I find is priceless.

I can't really think of anything that I really dislike about them. Overall they have been a pleasure to use as my insurers.

Fremont home insurance Home Insurance Reviews

Overall, they over decent coverage to an older house that is difficult to insure. They give me basic protection in my home so that I won't have to start from scratch if something damages my home. However, it doesn't have everything a full homeowners policy would include.

They offer great coverage, have the most experience in the industry, and have reasonable prices. They are very easy to do business with.

State Farm Home Insurance Reviews

State Farm is a very stable company. Especially for a homeowners policy I have no interest in a fly by night company or anything particularly "innovative".

I personally do not like the company. The only way you can get a good bundle discount is if you have ALL your insurance with State Farm. The company doesn't seem to really care about their clients. They don't go the extra mile and sometimes doesn't even return phone calls.

It’s all about good company. They are good with their policy. I really like their policy.

Nothing really. They seem to be doing really well and I have not had a claim so I cannot comment on that perturb yet.

My homeowner's insurance is lower due to the bundling of my auto and home. I believe I could do much better on my auto policy but I'm not sure what that will do to my homeowner's policy.

I think the company is a great one, they seemed eager to help me when I needed help.

Customer service is very good and everyone is very cooperative and helpful. I think they are nice

I only call once a year to see if I can get any discounts...interaction is short and acceptable

The customer service team provides speed and corrective actions very fast and the only problem is getting hold on them.

State farm is local to me and has a branch near by. If needed we can get ahold of someone 24/7 to file a claim.

I do like the fact that State Farm is a large company and so far has been able to sustain all of the losses associated with the number of natural disasters that seem to be occurring. I also like the fact that since they are big, there are 24 X 7 contacts that you can reach if there is an emergency at night or on a weekend.

They know what they're doing, and since they're a big company there's no risk of losing any money. I'm knocking a point off because they wouldn't cover our main line when there were roots growing through it.

I have never filed a claim but I have been very satisfied with my State Farm local insurance agent's office staff. They have answered my questions and helped me choose the appropriate amount of insurance that I needed.

It is really easy to access and the design and navigation in the menu are super simple. I really like it.

The local office could have better hours, they aren't open on Saturdays which is the time when it's most convenient to actually stop by a location.

The website and app are very useful for my coverage. I'm able to check my policy and pay all from the comfort of my home. They also offer easy links to the app so that I can quickly call them if needed. My only problem is that the app gets buggy often so sometimes it doesn't work at all.

state farm is a great company that meets my financial needs when it comes to insuring my home.I highly recommend people to go with state farm for there home insurance

I wish that the online site could be easily navigated instead of having issues with it not loading properly. It would be great if they could update their online services as a whole, honestly.

The only thing I do not like is how sometimes we have to change our home insurance coverage on the house. Rules come out each year and we have to change.

Statefarm makes you feel protected while still giving the appearance of being a small hometown company. I am able to call my agent at any time and reach him. Not a call center or secretary promising a call back that never comes.

I've been with various State Farm agents over the past 48 years. Each agent displays the same characteristics of cooperativeness, timeliness, knowledge, and helpfulness. State Farm has made it easy for me to move from state to state without the anguish of state-level insurance nuances causing a problems. Even though insurance is state-based, each agent has respected the fact - and helped me as a result - of me being a long-term and solely a State Farm customer. And just so you know, over the years I have quoted other companies as recently as last week. There is nothing I've found that motivates me to switch insurance companies.

I like that answers to questions are provided quickly, and insurance costs are reasonable compared to other companies in my area.

I like that it is easy to pay the bill online and no fees are attached to it. I like the ease of the whole thing

I really have no complaints. State Farm has been very good to us and their prices are very reasonable for the security and level of service.

Again, same as above, which is why we are switching to USAA and we will bundle with them. I've only had good experiences with USAA.

Our home is manufactured, and when we moved here from our regular home, that was 3 times the size, double the coverage, and 50 years older, our premium went up. I understand that the quality and longevity of a manufactured home is not the same as a regular home, but I still think this difference is ridiculous.

I don't like dealing with the corporate office, like when I had to get my online access. Their local insurance agents are awesome, but dealing with the head office is annoying. It's a rare occurrence having to go to them since the local agent takes care of most things, but it is annoying.

Their website is a bit tricky to navigate but I combat that by just sending in my bill through the mail or in person.

The mobile app could be a little better, and they could update their website / do some cooler things with the technology available these days.

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