Holyoke, MA homeowners insurance is about $854 to $1,158, about $71-$96/month. Our all inclusive guide indicates shoppers can save as much as $402 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Holyoke, MA | Homeowners Insurance Agency Near Holyoke, MA | Address |
|---|---|---|
| Travelers | Orchard Dowd Insurance Agency | 485 Main St Indian Orchard, Springfield, MA, 1151 |
| Travelers | Orchard Dowd Insurance Agency | 144 MAIN ST, INDIAN ORCHARD, MA, 1151 |
| Liberty Mutual | Steven W Kemph | 771 Southbridge Street, Auburn, MA, 1501 |
| Liberty Mutual Independent | Harris Adelberg & Strauss | 433 S Main St Ste 324 , West Hartford, CT, 6110 |
| State Farm | Jo Ann Walk | 131 Elm St, Enfield, CT, 06082-3839 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Easthampton Town city, Massachusetts | $128 | $170 | $255 |
| Chicopee city, Massachusetts | $125 | $167 | $250 |
| South Hadley town, Hampshire County, Massachusetts | $128 | $170 | $255 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Holyoke, MA | 5.7% | 14.2% |
| Easthampton Town | 5.47% | 15.04% |
| Chicopee | 5.92% | 15.77% |
| South Hadley | 5.08% | 14.05% |
| Holyoke Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 610 | 6.0% | $373 |
| $200 to $299 | 888 | 9.0% | $823 |
| $300 to $499 | 1,570 | 17.0% | $1273 |
| $500 to $749 | 2,364 | 25.0% | $1948 |
| $750 to $999 | 2,083 | 22.0% | $2698 |
| $1,000 to $1,499 | 1,380 | 15.0% | $3823 |
| $1,500 or more | 286 | 3.0% | $5473 |
| Streets in Holyoke Area | Homeowners Insurance Cost |
|---|---|
| Holly Meadow Rd, Race St, Oscar St, Lindor Hts, Farnum Dr, Ivy Ave, Pinehurst Rd, Magnolia Ave, Breton Ln, County Rd | $1,013 |
| Michelle Ln, S Bridge St, Granville St, S Summer St, Brooks Ave, Montgomery Ave, Sylvia Ln, Mowry Ave, Sky View Ter, Race St | $1,015 |
| Mason Rd, Phillips Dr, Ontario Ave, Jeane Dr, Springdale Ave, Meadowview Rd, Calumet Rd, Nick Cosmos Way, Owens Pl, Hospital Dr | $1,011 |
| Murray Ct, Vachon St, Valley Hts, Saint Jerome Ave, Dingle Rd, Humeston Slope, Ashley Rd, Ogden St, Baystate Rd, Beaulieu St | $1,014 |
| Lorraine St, W Cherry St, Gary Dr, Suffolk St, Memorial Cir, Jarvis Ave, Hendel Dr, Ridgewood Ave, Shawmut Ave, Rugby St | $1,015 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Holyoke | $150 to $153 |
| Easthampton Town | $153 |
| Chicopee | $150 |
| Southampton | $156 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $3,000 |
| Yearly Holyoke Homeowner Insurance Premium Example | $1,700 | $1,200 |
| Out of Pocket Expense During Claim | $1,000 | $3,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $12,900 | $11,400 |
| Net Savings to Holyoke Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Holyoke, MA Home Replacement Value MORE than Home Value | Holyoke, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $292,500 | $179,000 |
| Insurance Premium based on Replacement Value | $2,525 | $1,550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $73,000 | Risk Exposure from Under Insuring Coverage is $40,500 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $625/year |
| Insurance Company | Allstate | State Farm | Liberty Mutual |
| Monthly Premium | 110 | 56 | 68 |
| Year Built | 1946 | 1981 | 1963 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $125000-$150000 | $200000-$250000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible |