Holyoke Insurance Rates:

Holyoke, MA homeowners insurance is about $854 to $1,158, about $71-$96/month. Our all inclusive guide indicates shoppers can save as much as $402 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend State Farm because they have always satisfied my home insurance needs, they have a wide variety of services and they have very competitive rates.
Electric Insurance
My home insurance company is a small company called electric insurance based out of beverly ma. they are not a big well known company.
Electric Insurance
My home insurance company is a small company called electric insurance based out of beverly ma. they are not a big well known company.
Allstate
I would recommend them to anyone in my local area because of reasons I've already stated. They are friendly, helpful, competitive and comparable in coverage to other insurance companies.
Geico
I love having my auto insurance and home insurance with the same company. It makes keeping up with payments so much easier.
Metlife
this is the lowest home insurance company that was offered through the compass agency. I pay monthly and do a direct automatic withdrawl from my checking account every month. i seriously cannot complain.
Geico
I would recommend this company above all for their friendly and helpful customer service. Price is a factor of course but I feel like a lot of competing insurance companies would offer similar prices after comparison shopping.
State Farm
State Farm seems to be a good company for home insurance. They are very responsive and quick to pay to cover damages received on the home.
Prudential
If you make a claim, you will pay for it in the long run, they will raise your rates.
State Farm
I think their website is intuitive and easy to navigate. I like that the app allows you to pull up your insurance card in the event that you lose the one that is sent.
State Farm
Too expensive...feel like I have little choice in service options...like all the same companies. Afraid to make a claim that paperwork won't be worth it and premiums will rise.
Progressive
I like we can deal with our local agent. Personal, home feel
Nationwide
I am unsure whether this is high or low. It seems reasonable to me for the amount of coverage I have. Any insurance premium that is lower with the same amount of coverage is always better, but $3800 a year seems reasonable. I bundle my insurance payment into my monthly mortgage, so I don't really notice how much it is.
Progressive
I would recommend Progressive insurance to anyone who is looking for a new home insurance policy or quote. Give them a call and they will help tailor a policy to your home and specific needs.

Holyoke, MA Homeowners Insurance By Home Value

Holyoke, MA Home Value Total Homes % of Total Average Holyoke, MA Homeowners Insurance
Less than $50,000 263 4.0% $130
$60,000 to $69,999 64 1.0% $342
$80,000 to $89,999 65 1.0% $442
$90,000 to $99,999 76 1.0% $503
$100,000 to $124,999 381 5.0% $583
$125,000 to $149,999 673 10.0% $724
$150,000 to $174,999 1,168 18.0% $855
$175,000 to $199,999 920 14.0% $995
$200,000 to $249,999 1,472 23.0% $1197
$250,000 to $299,999 864 13.0% $1458
$300,000 to $399,999 325 5.0% $1851

Top Home Insurance Agents Near Holyoke, MA

Home Insurance Company Near Holyoke, MA Homeowners Insurance Agency Near Holyoke, MA Address
Liberty Mutual Independent Harris Adelberg & Strauss 433 S Main St Ste 324 , West Hartford, CT, 6110
State Farm Jo Ann Walk 131 Elm St, Enfield, CT, 06082-3839
Travelers Orchard Dowd Insurance Agency 485 Main St Indian Orchard, Springfield, MA, 1151
Travelers Orchard Dowd Insurance Agency 144 MAIN ST, INDIAN ORCHARD, MA, 1151
Liberty Mutual Steven W Kemph 771 Southbridge Street, Auburn, MA, 1501

Holyoke, MA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Holyoke, MA

Streets in Holyoke Area Homeowners Insurance Cost
Holly Meadow Rd, Race St, Oscar St, Lindor Hts, Farnum Dr, Ivy Ave, Pinehurst Rd, Magnolia Ave, Breton Ln, County Rd$1,013
Michelle Ln, S Bridge St, Granville St, S Summer St, Brooks Ave, Montgomery Ave, Sylvia Ln, Mowry Ave, Sky View Ter, Race St$1,015
Mason Rd, Phillips Dr, Ontario Ave, Jeane Dr, Springdale Ave, Meadowview Rd, Calumet Rd, Nick Cosmos Way, Owens Pl, Hospital Dr$1,011
Murray Ct, Vachon St, Valley Hts, Saint Jerome Ave, Dingle Rd, Humeston Slope, Ashley Rd, Ogden St, Baystate Rd, Beaulieu St$1,014
Lorraine St, W Cherry St, Gary Dr, Suffolk St, Memorial Cir, Jarvis Ave, Hendel Dr, Ridgewood Ave, Shawmut Ave, Rugby St$1,015

Holyoke, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Holyoke$150 to $153
Easthampton Town$153
Chicopee$150
Southampton$156

Holyoke, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Easthampton Town city, Massachusetts $128 $170 $255
Chicopee city, Massachusetts $125 $167 $250
South Hadley town, Hampshire County, Massachusetts $128 $170 $255

Holyoke, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holyoke, MA5.7%14.2%
Easthampton Town5.47%15.04%
Chicopee5.92%15.77%
South Hadley5.08%14.05%

Holyoke Renters Insurance as a Percentage of Rent

Holyoke Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 610 6.0% $373
$200 to $299 888 9.0% $823
$300 to $499 1,570 17.0% $1273
$500 to $749 2,364 25.0% $1948
$750 to $999 2,083 22.0% $2698
$1,000 to $1,499 1,380 15.0% $3823
$1,500 or more 286 3.0% $5473

Holyoke, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Holyoke Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,900$11,400
Net Savings to Holyoke Home Owner from High Deductible Plan $1,500

Holyoke, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Holyoke, MA Home Replacement Value MORE than Home Value Holyoke, MA Home Replacement Value LESS than Home Value
Replacement Value $292,500 $179,000
Insurance Premium based on Replacement Value $2,525 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $73,000 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $625/year

Example Holyoke Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmLiberty Mutual
Monthly Premium 1105668
Year Built 194619811963
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$125000-$150000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Holyoke, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 135,000 Slate Shingles Roof 1,430 3 $500- $1000 Deductible 170 2 Wood siding No
1960 200,000 Asphalt Shingles Roof 1,580 3 $500 Deductible 960 10 Fiber-Cement Siding No
1986 95,000 Composition Roof 1,030 2 $500- $1000 Deductible 300 7 Fiber-Cement Siding No
1962 265,000 Wood Shake Roof 2,670 4 $5000 to $10,000 Deductible 320 4 Stucco siding yes
1978 115,000 Shingles Roof 1,300 2 $500- $1000 Deductible 630 9 Wood siding yes
1975 210,000 Membrane Roof 2,370 4 $500- $1000 Deductible 340 3 Vinyl siding yes
1972 200,000 Metal Roof 1,720 2 $1000-$2500 Deductible 500 6 Fiber-Cement Siding yes
1961 315,000 Metal Roof 3,180 4 $2500-$5000 Deductible 1220 8 Stone Siding yes
1970 140,000 Composition Roof 1,540 2 $500 Deductible 870 9 Stucco siding No
1968 200,000 Shingles Roof 2,280 4 $500- $1000 Deductible 1380 12 Fiber-Cement Siding yes
1986 240,000 Membrane Roof 1,960 4 > $10,000 Deductible 790 10 Vinyl siding No
1962 205,000 Membrane Roof 2,150 3 $5000 to $10,000 Deductible 860 9 Fiber-Cement Siding No
1962 255,000 Shingles Roof 2,720 4 $1000-$2500 Deductible 980 8 Fiber-Cement Siding yes
1986 195,000 Membrane Roof 2,010 4 $500 Deductible 780 5 Wood siding No
1976 210,000 Wood Shake Roof 1,730 4 $2500-$5000 Deductible 1310 12 Wood siding No
1969 205,000 Wood Shake Roof 2,040 4 $500- $1000 Deductible 1110 7 Fiber-Cement Siding yes
1942 215,000 Slate Shingles Roof 1,700 2 $1000-$2500 Deductible 1280 12 Vinyl siding No
1971 150,000 Metal Roof 1,420 2 $2500-$5000 Deductible 470 5 Brick siding yes
1974 120,000 Membrane Roof 1,290 3 $500 Deductible 240 3 Brick siding No
1969 110,000 Membrane Roof 1,200 2 $2500-$5000 Deductible 100 2 Stucco siding No
1983 145,000 Tile Roof 1,420 3 $500- $1000 Deductible 860 9 Vinyl siding No
1984 180,000 Shingles Roof 1,500 2 $5000 to $10,000 Deductible 530 7 Wood siding No
1979 395,000 Asphalt Shingles Roof 3,250 4 $1000-$2500 Deductible 720 3 Brick siding yes
1965 155,000 Composition Roof 1,240 3 $500 Deductible 1010 10 Vinyl siding yes
1986 200,000 Wood Shake Roof 2,290 3 $5000 to $10,000 Deductible 610 5 Brick siding No
1948 200,000 Tile Roof 2,070 3 $1000-$2500 Deductible 580 6 Stucco siding yes
1963 155,000 Tile Roof 1,330 2 $500- $1000 Deductible 1010 12 Fiber-Cement Siding No
1989 165,000 Composition Roof 1,360 2 $500- $1000 Deductible 80 1 Stucco siding yes
1978 200,000 Shingles Roof 1,620 2 $500 Deductible 1250 10 Stucco siding yes
1944 210,000 Metal Roof 2,390 4 > $10,000 Deductible 70 1 Fiber-Cement Siding yes
1978 170,000 Shingles Roof 1,410 2 $500 Deductible 1150 9 Wood siding yes
1979 160,000 Metal Roof 1,530 2 $5000 to $10,000 Deductible 140 2 Stucco siding yes
1983 135,000 Composition Roof 1,390 2 $500- $1000 Deductible 660 8 Stone Siding No

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