Holtville Insurance Rates:

Holtville, CA homeowners insurance is approximately $500 to $683, about $41-$56/month. Our comprehensive analysis shows customers can save upto $236 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Holtville, CA Homeowners Insurance By Home Value

Holtville, CA Home Value Total Homes % of Total Average Holtville, CA Homeowners Insurance
Less than $50,000 177 12.0% $94
$50,000 to $59,999 31 2.0% $201
$60,000 to $69,999 56 3.0% $248
$70,000 to $79,999 19 1.0% $284
$80,000 to $89,999 59 4.0% $325
$90,000 to $99,999 93 6.0% $361
$100,000 to $124,999 177 12.0% $420
$125,000 to $149,999 100 7.0% $526
$150,000 to $174,999 188 13.0% $621
$175,000 to $199,999 83 5.0% $716
$200,000 to $249,999 164 11.0% $864
$250,000 to $299,999 116 8.0% $1059
$300,000 to $399,999 144 10.0% $1343

Top Home Insurance Agents Near Holtville, CA

Home Insurance Company Near Holtville, CA Homeowners Insurance Agency Near Holtville, CA Address
Allstate Blake Doten 2241 S Avenue A Ste 5, Yuma, AZ, 85364
State Farm Cathy Nuetzi 2896 S Avenue B Ste B, Yuma, AZ, 85364-7715
Allstate Christina Padilla 689 N Main St Ste 3A, San Luis, AZ, 85349
State Farm Katie Figueroa 360 W 20th St Ste C, Yuma, AZ, 85364-5637
State Farm Martin Armijo 720 N Main #B, San Luis, AZ, 85349

Holtville, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Heber CDP, California $74 $98 $147
Calexico CCD, Imperial County, California $74 $99 $148
Imperial city, California $75 $99 $149

Holtville, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holtville, CA3.5%13.8%
Heber3.52%17.22%
Calexico3.35%11.33%
Imperial2.7%10.66%

Holtville Renters Insurance as a Percentage of Rent

Holtville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 30 2.0% $354
$200 to $299 58 5.0% $804
$300 to $499 117 11.0% $1254
$500 to $749 384 37.0% $1929
$750 to $999 246 24.0% $2679
$1,000 to $1,499 161 15.0% $3804
$1,500 or more 17 1.0% $5454

Average Cost Of Home Insurance By Company In Areas Nearby Holtville For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsHartford (Sentinel)923
1500002504-6 YearsAmerican Modern597
1500002504-6 YearsCentury National635
1500002507-15 YearsHorace Mann P & C526
15000025026-40 YearsSafeco687
15000025041-70 YearsOregon Mutual818
1500005001-3 YearsTravelers436
1500005007-15 YearsAAA (Interinsurance Exchange)591
15000050026-40 YearsIDS Property Casualty843
15000050041-70 YearsForemost Insurance896
15000050041-70 YearsSafeco625
200000500NewPacific Specialty506
2000005004-6 YearsAIG Prop Cas1066
2000005004-6 YearsCalifornia Casualty713
2000005007-15 YearsMetropolitan Direct1154
20000050016-25 YearsAmica Mutual827
20000050016-25 YearsIDS Property Casualty970
20000050016-25 YearsUSAA587
20000050016-25 YearsWawanesa601
20000050026-40 YearsHartford (Sentinel)1608
2500001000NewAmerican Reliable699
25000010004-6 YearsAmerican Modern784
250000100026-40 YearsForemost Insurance1038

Holtville, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Holtville Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Holtville Home Owner from High Deductible Plan $600

Holtville, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Holtville, CA Home Replacement Value MORE than Home Value Holtville, CA Home Replacement Value LESS than Home Value
Replacement Value $191,500 $113,500
Insurance Premium based on Replacement Value $525 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $42,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Holtville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceNationwide Insurance
Monthly Premium 422840
Year Built 199419841979
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Holtville, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 340,000 Composition Roof 3,130 5 $2500-$5000 Deductible 200 4 Wood siding No
1979 115,000 Composition Roof 1,360 3 $1000-$2500 Deductible 140 6 Vinyl siding yes
2010 160,000 Slate Shingles Roof 1,490 3 $5000 to $10,000 Deductible 220 9 Wood siding yes
1991 120,000 Tile Roof 1,540 2 $500- $1000 Deductible 100 4 Fiber-Cement Siding yes
1988 155,000 Wood Shake Roof 1,790 2 $500 Deductible 300 7 Stucco siding No
1980 115,000 Composition Roof 1,420 3 $1000-$2500 Deductible 220 9 Brick siding No
1987 395,000 Asphalt Shingles Roof 3,550 5 $1000-$2500 Deductible 460 6 Brick siding No
1982 145,000 Wood Shake Roof 1,680 3 $500 Deductible 140 4 Fiber-Cement Siding yes
2003 265,000 Wood Shake Roof 2,650 4 $2500-$5000 Deductible 380 8 Brick siding yes
1975 135,000 Composition Roof 1,280 2 $500 Deductible 360 9 Stone Siding No
1990 95,000 Asphalt Shingles Roof 1,100 2 $500 Deductible 150 7 Vinyl siding yes
2001 170,000 Composition Roof 1,550 2 $500 Deductible 360 10 Brick siding yes
1987 90,000 Slate Shingles Roof 1,070 2 $2500-$5000 Deductible 100 5 Brick siding No
1971 105,000 Wood Shake Roof 1,280 2 $2500-$5000 Deductible 150 8 Stone Siding yes
2011 425,000 Metal Roof 4,550 5 $500 Deductible 320 4 Vinyl siding yes
1978 215,000 Asphalt Shingles Roof 2,780 4 $500 Deductible 540 12 Stucco siding yes
2010 165,000 Membrane Roof 1,590 3 $1000-$2500 Deductible 130 4 Brick siding No
2013 295,000 Metal Roof 2,840 4 $1000-$2500 Deductible 450 10 Stucco siding yes
2007 175,000 Slate Shingles Roof 2,060 4 $500- $1000 Deductible 90 2 Stone Siding yes
1973 175,000 Slate Shingles Roof 2,200 3 $500- $1000 Deductible 230 7 Vinyl siding No
1981 200,000 Asphalt Shingles Roof 2,350 3 > $10,000 Deductible 100 4 Wood siding No
2007 130,000 Membrane Roof 1,680 4 $500- $1000 Deductible 240 10 Stone Siding yes
1977 95,000 Shingles Roof 1,280 3 $500- $1000 Deductible 20 1 Fiber-Cement Siding No
2007 170,000 Slate Shingles Roof 2,250 3 $2500-$5000 Deductible 80 3 Stone Siding yes
1974 145,000 Membrane Roof 1,470 3 $2500-$5000 Deductible 240 8 Fiber-Cement Siding yes
2003 110,000 Composition Roof 1,360 2 $500- $1000 Deductible 250 8 Stone Siding yes
1988 415,000 Composition Roof 4,160 5 $5000 to $10,000 Deductible 320 5 Stone Siding yes
1985 185,000 Asphalt Shingles Roof 2,250 5 $5000 to $10,000 Deductible 400 12 Fiber-Cement Siding No
1991 180,000 Shingles Roof 2,200 4 $2500-$5000 Deductible 200 5 Wood siding yes
2009 425,000 Asphalt Shingles Roof 4,910 5 > $10,000 Deductible 440 6 Wood siding No
2012 245,000 Composition Roof 2,310 3 $500- $1000 Deductible 350 5 Fiber-Cement Siding No