Holt Insurance Rates:

Holt, MI homeowners insurance is nearly $648 to $881, about $54-$73/month. Our extensive guide reveals consumers can save as much as $306 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
Not granted a lot of policy discounts they claimed to give. there is always a catch when it comes to getting discounts, but i guess i do get some.
Nationwide
They also do not get impatient with me when i ask "dumb" questions, they are always good listeners to my problems since i frequently need help.
Auto Owners
I like the personal attention that we get from our agent. she will call us each year to review our policy and ask about any changes. i have been with them for 20 years and like the personal service that we get.
Allstate
I have only used the website a few times, but I have found it relatively easy to use. I was able to locate all of the information I was looking for at the time.
Auto Owners
They help me when I call or contact them, but that is pretty rare. Seems like sufficient communication.
Liberty Mutual
I am very impressed with their website as they are very responsive to complaints and take care of our needs, Their customer service is great as well.
State Farm
Customer service was very good. We can communicate with them with ease. They are open to questions at any time and answers them all with patience.
Foremost Insurance
The customer representatives are always polite and courteous and very helpful. They provide fast service when I have called regarding anything that I may need to have an answer for.

Holt, MI Homeowners Insurance By Home Value

Holt, MI Home Value Total Homes % of Total Average Holt, MI Homeowners Insurance
Less than $50,000 842 12.0% $122
$70,000 to $79,999 110 1.0% $367
$80,000 to $89,999 157 2.0% $420
$90,000 to $99,999 511 7.0% $474
$100,000 to $124,999 864 12.0% $543
$125,000 to $149,999 773 11.0% $680
$150,000 to $174,999 1,280 18.0% $810
$175,000 to $199,999 876 12.0% $933
$200,000 to $249,999 796 11.0% $1124
$250,000 to $299,999 450 6.0% $1369
$300,000 to $399,999 185 2.0% $1744

Top Home Insurance Agents Near Holt, MI

Home Insurance Company Near Holt, MI Homeowners Insurance Agency Near Holt, MI Address
NA Decker & Sons Insurance Agency Inc 12830 E Chicago Rd Center, Somerset, MI, 49282
NA Earle Insurance Agency 2600 Kibby Rd, Jackson, MI, 49203
State Farm John Avery 709 W Ellsworth Road, Ann Arbor, MI, 48108-3371
Allstate Michael Barrett 2649 Plymouth Rd, Ann Arbor, MI, 48105
Allstate Wilhelm Thiele 10192 Grand River Rd Ste 117, Brighton, MI, 48116

Cost Of Homeowners Insurance By Street Near Holt, MI

Streets in Holt Area Homeowners Insurance Cost
Kinloch Cir, Sycamore St, Depot St, Aspenwood Dr, Pine Tree Rd, Circle Dr, Auburn St, Vondel Dr, Enterprise Dr, English Oak Dr$765
Sims Ct, S Washington Rd, Lambeth Way, Stonehurst Ave, Cameo St, Limerick Cir, Ammon Dr, Frank St, Rembrant Rd, Willemma St$725
Maritime Dr, Norburn Way, McCue Rd, Krental Ave, Gander Hill Dr, Seka Dr, Ramada Dr, Yachtsman Dr, Delhi St NE, Kirkland Ridge Rd$766
Lindsey Ln, Van Buren Ave, Phillips Ave, Eastlund Cir, Old School Dr, Cricket Ridge Dr, Richwood St, N Onondaga Rd, Don St, Kieppes Ct$766
Moonlight Ln, Wachtel Dr, Michael Ave, Grand Oak Dr, Tuscany Ln, Acorn Cir, Fairmont St, Jet Dr, Quadrille Ln, Summit St$773

Holt, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Holt$114 to $117
Delhi charter$114
Lansing$108
Alaiedon$118

Holt, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Delhi charter township, Ingham County, Michigan $96 $127 $191
Lansing city, Michigan $91 $121 $181
Alaiedon township, Ingham County, Michigan $99 $131 $197

Holt, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holt, MI4.1%11.3%
Delhi charter4.06%11.38%
Lansing5.54%13.55%
Alaiedon3.8%12.98%

Holt Renters Insurance as a Percentage of Rent

Holt Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 42 1.0% $335
$300 to $499 159 6.0% $1235
$500 to $749 691 29.0% $1910
$750 to $999 670 28.0% $2660
$1,000 to $1,499 527 22.0% $3785
$1,500 or more 227 9.0% $5435

Holt, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Holt Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Holt Home Owner from High Deductible Plan $600

Holt, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Holt, MI Home Replacement Value MORE than Home Value Holt, MI Home Replacement Value LESS than Home Value
Replacement Value $169,000 $109,000
Insurance Premium based on Replacement Value $825 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Holt Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateNationwide Insurance
Monthly Premium 397048
Year Built 196219871994
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$150000-$175000$250000-$300000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Holt, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 265,000 Wood Shake Roof 2,830 4 $1000-$2500 Deductible 380 4 Stone Siding yes
1996 255,000 Asphalt Shingles Roof 3,270 4 $1000-$2500 Deductible 110 1 Wood siding yes
1972 315,000 Membrane Roof 4,100 5 $500 Deductible 1430 12 Stucco siding yes
1996 155,000 Composition Roof 1,980 4 $2500-$5000 Deductible 90 2 Stucco siding yes
2008 180,000 Wood Shake Roof 1,840 3 $500 Deductible 230 3 Fiber-Cement Siding yes
2002 225,000 Membrane Roof 2,870 4 $5000 to $10,000 Deductible 150 3 Fiber-Cement Siding yes
1977 430,000 Composition Roof 4,870 5 $1000-$2500 Deductible 1150 10 Wood siding No
1963 230,000 Tile Roof 2,160 4 $500 Deductible 440 5 Fiber-Cement Siding yes
1992 315,000 Slate Shingles Roof 3,010 4 $500- $1000 Deductible 1020 10 Wood siding No
1978 230,000 Tile Roof 2,850 4 > $10,000 Deductible 260 6 Brick siding No
1999 520,000 Membrane Roof 4,690 5 > $10,000 Deductible 230 2 Stone Siding yes
2008 110,000 Tile Roof 1,270 3 $500 Deductible 300 8 Stone Siding No
1977 125,000 Tile Roof 1,320 3 $500 Deductible 490 10 Brick siding No
1961 160,000 Shingles Roof 1,520 3 $500- $1000 Deductible 980 12 Fiber-Cement Siding No
2000 160,000 Wood Shake Roof 1,580 3 $2500-$5000 Deductible 380 8 Fiber-Cement Siding No
1989 305,000 Asphalt Shingles Roof 3,330 4 $5000 to $10,000 Deductible 320 4 Wood siding No
1983 185,000 Wood Shake Roof 1,970 4 $5000 to $10,000 Deductible 180 3 Wood siding yes
1976 415,000 Wood Shake Roof 3,770 5 $5000 to $10,000 Deductible 1660 12 Wood siding No
2011 240,000 Asphalt Shingles Roof 2,240 3 $2500-$5000 Deductible 270 4 Wood siding No
1985 310,000 Membrane Roof 2,890 5 > $10,000 Deductible 220 3 Fiber-Cement Siding yes