Holmes County Insurance Rates:

Holmes County, FL homeowners insurance is nearly $952 to $1,296, about $79-$108/month. Our all inclusive guide shows customers can save upto $449 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I liked when we signed up for a policy with them, it was very easy. we called them and gave them a couple of details on our home. they were able to find the rest of the information that they needed and we didn't have to do anything else.
Encompass Insurance
The auto draft function provided by the company/agent is often unreliable as to which day it will automatically draft, even though a day is set in the policy.
State Farm
I like that i have an agent to go to when i have questions about my insurance. he provides me a personalized experience and handles things for me ,like adding/removing endorsements.
Assurant Specialty Property
I like that they are hassle-free. They are very easy to use and don't bother me. I feel like my questions get answered easily on their site so I am impressed with that.
Liberty Mutual
The things I like: It is visually appealing. Easy to locate the contact information. The things I don't like: I don't like the pop-up box on the homepage for people to get a quote, especially for us who already has the service.
There was a random inspection done on the house and I like to have some form of notice. I do not appreciate people just driving up to and walking around my property without my permission. Very unnerving.
I have done several price comparison and Allstate is the cheapest by about half. I am currently paying $400ish a year while most other company's charges in the thousand range.

Holmes County, FL Homeowners Insurance By Home Value

Holmes County, FL Home Value Total Homes % of Total Average Holmes County, FL Homeowners Insurance
Less than $50,000 1,450 27.0% $314
$50,000 to $59,999 337 6.0% $673
$60,000 to $69,999 279 5.0% $831
$70,000 to $79,999 359 6.0% $954
$80,000 to $89,999 319 6.0% $1089
$90,000 to $99,999 234 4.0% $1212
$100,000 to $124,999 645 12.0% $1414
$125,000 to $149,999 321 6.0% $1763
$150,000 to $174,999 464 8.0% $2088
$175,000 to $199,999 141 2.0% $2403
$200,000 to $249,999 285 5.0% $2897
$250,000 to $299,999 212 4.0% $3537
$300,000 to $399,999 157 3.0% $4492

Top Home Insurance Agents Near Holmes County, FL

Home Insurance Company Near Holmes County, FL Homeowners Insurance Agency Near Holmes County, FL Address
NA Brightway Insurance 17304 Pkwy Unit 2 Panama City Beach, Panama City Beach, FL, 32413
Liberty Mutual Independent Brown & Brown Of Florida Inc 647 Luverne Ave Panama City, Panama City, FL, 32401
Travelers Mallory-Tate Ins Services Llc 2426 S PARK AVE, DOTHAN, AL, 36301
Allstate Mark Goodson 804 Boll Weevil Cir, Enterprise, AL, 36330
Allstate Nancy S Ramsey 1501 Mulberry Ave Ste 2, Panama City, FL, 32405

Cost Of Homeowners Insurance By Street Near Holmes County, FL

Streets in Holmes County Area Homeowners Insurance Cost
Phillips Rd, Bonifay Gritney Rd, N Waukesha St, Motley Ln, Cotton St, State Hwy 79, Northdale Ave, Sunflower Cir, Mc Gee St, Old Mt Zion Rd$1,137
State Hwy 2 A, Beaver Rd, Baker Morning Loop, Raley Dr, Goodwin Cir, Meredith Rd, Seth Ln, Sylva Dr, Linwood Cir, Brooks Dr$1,113
Vortex Springs Ln, Franks Ln, Hope Ln, Bonifay Geneva Hwy, Hidden Lake Rd, Wyatt Odom Rd, Ken Ln, Gator Ln, W McLane Ave, Walker Rd$1,119
Reed Ln, Hwy 10A, N State St, Sasnett Ln, Carswell Rd, Love Rd, Bethel Church Rd, Clemmons Rd, Tom Vanlandingham Rd, Welding Rd$1,119
Carmel Church Rd, Yancey Rd, W Kelly Ave, Spring Ln, Springhill Rd, Tucker Pond Rd, James Luther Str, Keasling Ln, Main St, Truett Cir$1,122

Holmes County, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Holmes County$167 to $169
West Holmes$168

Holmes County, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bonifay CCD, Holmes County, Florida $169 $225 $338
Westville town, Florida $167 $223 $335
West Holmes CCD, Holmes County, Florida $168 $224 $336

Holmes County, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holmes County, FL9.2%31.7%
West Holmes8.78%33.72%

Holmes County Renters Insurance as a Percentage of Rent

Holmes County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 1.0% $350
$200 to $299 79 6.0% $800
$300 to $499 132 11.0% $1250
$500 to $749 588 49.0% $1925
$750 to $999 262 21.0% $2675
$1,000 to $1,499 90 7.0% $3800
$1,500 or more 32 2.0% $5450

Average Cost Of Home Insurance By Company In Areas Nearby Holmes County For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO First Protective Insurance $1,213
150,000 27 NO Florida Peninsula Insurance $1,007
150,000 27 NO Security First Insurance $969
150,000 27 NO State Farm Florida Insurance $2,212
150,000 27 NO Tower Hill Preferred Insurance $2,006
150,000 27 NO Tower Hill Select Insurance $1,915
150,000 27 NO Universal Insurance $2,704
150,000 27 NO Universal Property & Casualty Insurance $1,146
150,000 27 YES Castle Key Indemnity Company Insurance $1,630
150,000 27 YES Federated National Insurance $1,247
150,000 27 YES Liberty Mutual Fire Insurance $1,331
150,000 27 YES Security First Insurance $783
150,000 27 YES Tower Hill Select Insurance $1,282
150,000 27 YES Tower Hill Signature Insurance $1,382
300,000 12 NA American Integrity Insurance $1,745
300,000 12 NA Asi Preferred Insurance $1,986
300,000 12 NA First Protective Insurance $1,504
300,000 12 NA Safeway Property Insurance $1,371
300,000 12 NA Southern Fidelity Insurance $1,824
300,000 12 NA Tower Hill Prime Insurance $1,894