Holmdel Insurance Rates:

Holmdel, NJ homeowners insurance is nearly $798 to $1,094, about $66-$91/month. Our exhaustive guide indicates shoppers can save upto $378 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Holmdel, NJ Homeowners Insurance By Home Value

Holmdel, NJ Home Value Total Homes % of Total Average Holmdel, NJ Homeowners Insurance
Less than $50,000 84 7.0% $37
$50,000 to $59,999 23 2.0% $75
$80,000 to $89,999 55 5.0% $123
$90,000 to $99,999 13 1.0% $142
$100,000 to $124,999 83 7.0% $160
$125,000 to $149,999 18 1.0% $208
$175,000 to $199,999 22 2.0% $284
$200,000 to $249,999 34 3.0% $340
$250,000 to $299,999 147 13.0% $416
$300,000 to $399,999 587 55.0% $530

Top Home Insurance Agents Near Holmdel, NJ

Home Insurance Company Near Holmdel, NJ Homeowners Insurance Agency Near Holmdel, NJ Address
Liberty Mutual Independent Alymat Llc T/A Kouvel Insurance Agency 766-768 Broadway Ste 2, BAYONNE, NJ, 7002
Liberty Mutual Independent Donald F Lapenna Associates Inc 100 WALNUT AVE STE 503, CLARK, NJ, 7066
Travelers Frontier Insurance Agency Llc 8525 KENNEDY BLVD, NORTH BERGEN, NJ, 7047
Travelers Hg Enterprises Inc 215 Gordons Corner Rd 215 Gordons Corner Rd Manalapan, Manalapan Township, NJ, 7726
Allstate Jimmy Cheng 2650 Route 130 Ste 1, Cranbury, NJ, 8512

Cost Of Homeowners Insurance By Street Near Holmdel, NJ

Streets in Holmdel Area Homeowners Insurance Cost
Ln F, Cardinal Rd, N Beers St, Roberts Rd, Maria Ct, Tanglewood Ln, Dora Ln, Fox Hunt Rd, Timberslope Way, Dantes Way$984
Lily Ct, Deercrest Dr, Cambridge Rd, Stoecker Rd, Peach Tree Ln, Duncan Dr, Sharon Ln, Old Manor Rd, Hyacinth Ct, Raintree Ct$970
Orchard, Shadow Ln, Richmond Ct N, Stillwell Dr, Bryce Rd, Everett Rd, The Shopping Mart, Flemer Ct, Clinton Ct, Tycor Run$985
Clarendon Ct, Pine Valley Ct, Breeze Knolls, Plum Ln, Dearborn Dr, Fawn Path, Blue Hills Dr, Brisbane Ct, Holland Rd, Crawfords Corner Rd$983
Orchard Ave W, Takolusa Dr, Baltusral Ct, Wilshire Way, Regal Ct, Longstreet Rd, Hillcrest Ave, Dogwood Ct, Banyan Blvd, Timberdale Dr$878

Holmdel, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Holmdel$140 to $143
Strathmore$130
Morganville$139
Hazlet$128

Holmdel, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Strathmore CDP, New Jersey $109 $145 $217
Morganville CDP, New Jersey $116 $155 $232
Lincroft CDP, New Jersey $117 $155 $233

Holmdel, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holmdel, NJ2.1%7.9%
Strathmore2.68%7.23%
Morganville2.28%7.74%
Lincroft2.51%7.76%

Holmdel Renters Insurance as a Percentage of Rent

Holmdel Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 6 1.0% $1189
$500 to $749 50 13.0% $1864
$750 to $999 128 34.0% $2614
$1,000 to $1,499 40 10.0% $3739
$1,500 or more 148 39.0% $5389

Holmdel, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Holmdel Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,600$19,600
Net Savings to Holmdel Home Owner from High Deductible Plan $1,000

Holmdel, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Holmdel, NJ Home Replacement Value MORE than Home Value Holmdel, NJ Home Replacement Value LESS than Home Value
Replacement Value $781,500 $597,000
Insurance Premium based on Replacement Value $3,825 $2,925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $113,500 Risk Exposure from Under Insuring Coverage is $71,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $550/year

Example Holmdel Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmLiberty Mutual
Monthly Premium 23891292
Year Built 201020051978
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $600000-$700000$400000-$500000$700000-$800000
Deductible $500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Holmdel, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 590,000 Metal Roof 1,900 3 $5000 to $10,000 Deductible 830 7 Brick siding No
1983 460,000 Tile Roof 1,550 3 > $10,000 Deductible 870 9 Fiber-Cement Siding No
2010 1,300,000 Composition Roof 4,800 5 > $10,000 Deductible 1480 6 Stucco siding No
2012 1,075,000 Tile Roof 3,340 4 $1000-$2500 Deductible 630 2 Vinyl siding No
1992 480,000 Wood Shake Roof 1,710 3 $1000-$2500 Deductible 1930 10 Brick siding yes
1999 1,095,000 Membrane Roof 4,090 5 $1000-$2500 Deductible 1220 3 Vinyl siding yes
1996 610,000 Wood Shake Roof 2,030 3 > $10,000 Deductible 460 3 Brick siding No
1971 855,000 Membrane Roof 2,810 4 $500- $1000 Deductible 890 3 Fiber-Cement Siding No
1974 795,000 Wood Shake Roof 3,160 5 $1000-$2500 Deductible 1050 4 Stone Siding yes
1995 585,000 Metal Roof 2,130 4 $1000-$2500 Deductible 520 3 Stone Siding No
1989 925,000 Membrane Roof 2,830 4 $5000 to $10,000 Deductible 2720 10 Stucco siding yes
1978 670,000 Membrane Roof 1,950 3 > $10,000 Deductible 1880 10 Vinyl siding yes
2001 760,000 Shingles Roof 2,350 4 $500- $1000 Deductible 760 3 Vinyl siding yes
1997 620,000 Slate Shingles Roof 1,990 5 $5000 to $10,000 Deductible 1050 5 Wood siding yes
2008 1,060,000 Shingles Roof 3,760 5 $500 Deductible 3220 9 Stucco siding yes
2010 600,000 Membrane Roof 1,760 3 $500 Deductible 2120 8 Wood siding No
1989 380,000 Composition Roof 1,630 4 $2500-$5000 Deductible 660 7 Stone Siding yes
2004 605,000 Wood Shake Roof 2,010 4 $2500-$5000 Deductible 410 3 Stucco siding yes
1991 330,000 Asphalt Shingles Roof 1,270 3 > $10,000 Deductible 850 12 Brick siding No
1973 495,000 Wood Shake Roof 2,110 4 $500 Deductible 2470 12 Brick siding No
1977 815,000 Membrane Roof 2,870 4 $1000-$2500 Deductible 2190 7 Brick siding yes
1989 890,000 Wood Shake Roof 3,440 5 $500- $1000 Deductible 2760 10 Fiber-Cement Siding yes
1977 595,000 Wood Shake Roof 1,870 4 $1000-$2500 Deductible 2340 10 Brick siding yes
2012 680,000 Shingles Roof 2,010 4 $500- $1000 Deductible 1480 6 Wood siding yes
2013 815,000 Asphalt Shingles Roof 2,970 4 $1000-$2500 Deductible 1710 6 Brick siding yes
1995 490,000 Tile Roof 1,690 3 $500- $1000 Deductible 830 6 Stucco siding yes
1990 380,000 Asphalt Shingles Roof 1,460 3 > $10,000 Deductible 640 7 Brick siding yes
1982 505,000 Metal Roof 1,980 3 $500- $1000 Deductible 1290 7 Brick siding No
1999 785,000 Wood Shake Roof 2,890 5 $2500-$5000 Deductible 240 1 Fiber-Cement Siding yes
2006 380,000 Wood Shake Roof 1,430 3 > $10,000 Deductible 1210 12 Wood siding yes