Holly Springs Insurance Rates:

Holly Springs, NC homeowners insurance is approximately $531 to $722, about $44-$60/month. Our comprehensive guide indicates shoppers can save upto $250 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
My deductible is on the high side. But this by choice. I pay less overall for insurance because I select high deducible plans for my home insurance needs.
Progressive
Is very affordable and makes me worry less about property damage.
Farmer's Insurance
I would recommend based on price, but not based on customer service. The time I spent dealing with issues exceeded what I would have expected.
Nationwide
We have a really good agent. my sons had nationwide for their cars and one of the sons asked about motorcycle insurance. he told them to start saving for a their funeral.. our house insurance is a little less because we have our car insurance with them
Erie Insurance
I like the levels of service that erie insurance offers and their bundling options for home and auto insurance. these options are great deals for myself and my family. erie also has a very friendly staff at my local office which is of great importance to me when choosing my insurance company.
North Carolina Farm Bureau
I have not checked other insurance companies to compare rates. I am satisfied with this company and have been for many years. Of course, I would always like for the rates to go way down.
Erie Insurance
I believe Erie is very good at communicating things and being interactive with clients, to include a quarterly magazine they mail to clients that is very informative.
Geico
I haven't had any problems what so ever while communicating with Geico about anything.
Progressive
The interaction and communication with my insurance company are just fine. I have never had any issues with any communication or interaction with any aspect of my insurance company.
State Farm
I feel like the technology is definitely lacking (apps, website, mobile) and feel that a large company like State Farm should have the resources to be a little more on the cutting edge with industry technology.
Nationwide
I would recommend this company because they have promptly resolved all claims to my satisfaction over the past 30 years. They have always provided easy and good customer service.
State Farm
The offers of policies of this insurance company of my home in comparison with other insurance providers offers better services in terms of quality and responsibility in the labor field
Allstate
I definitely recommend them, I am still very pleased with our premium after shopping around and seeing what else was available, I could not be happier with what we ended up with.

Holly Springs, NC Homeowners Insurance By Home Value

Holly Springs, NC Home Value Total Homes % of Total Average Holly Springs, NC Homeowners Insurance
Less than $50,000 191 2.0% $62
$70,000 to $79,999 124 1.0% $194
$90,000 to $99,999 127 1.0% $244
$100,000 to $124,999 181 2.0% $281
$125,000 to $149,999 494 5.0% $356
$150,000 to $174,999 998 12.0% $419
$175,000 to $199,999 909 11.0% $482
$200,000 to $249,999 1,992 24.0% $582
$250,000 to $299,999 1,264 15.0% $713
$300,000 to $399,999 1,869 22.0% $907

Top Home Insurance Agents Near Holly Springs, NC

Home Insurance Company Near Holly Springs, NC Homeowners Insurance Agency Near Holly Springs, NC Address
Nationwide All About Insurance 1289 N Fordham Blvd STE D1, Chapel Hill, NC, 27514-6110
Nationwide All About Insurance 590 East Chatham St Ste 100, Cary, NC, 27511
Liberty Mutual Independent Jennings M Bryan Agency Inc 926 S MAIN ST, BURLINGTON, NC, 27215
State Farm Matt Davis 1401 Aversboro Road, Garner, NC, 27529-3980
Nationwide Michelle Keener & Associates Inc. 101 New Fidelity Ct, Garner, NC, 27529

Holly Springs, NC Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Holly Springs, NC

Streets in Holly Springs Area Homeowners Insurance Cost
Sturminster Dr, Truelove Dr, State Rd 1120, Steeple Rd, Cary Oaks Dr, Hartshorn Dr, Middle Creek Farm Rd, Olvera Way, Mannsfield Ct, Alford St$603
Draycroft Pl, Adelaide Rd, Holly Glenn Ct, State Rd 1444, Bracken Trail Cir, Silver Branch Ct, Meares Bluff Ln, Lufkin Rd, Middle Creek Park Ave, Cardinaux Ln$614
Danesway Dr, Vandam Dr, Brently Dr, Iron Rod Way, Thrasher Rd, Linden Ridge Dr, Reunion Woods Trl, Moonlit Dr, Briarhurst Way, Daysprings Ct$623
Turner Dr, Woods Creek Rd, Layton Ridge Dr, Ash Ct, State Rd 1127, State Rd 1393, Mosley Ave, E Maple Ave, Country Mill Way, Churchill Falls Pl$642
Old Holly Springs Apex Rd, Antique Lace Way, Lawdraker Rd, Country Ln, W Maple Ave, Holly Meadow Dr, Kinderston Dr, Circle Dr, Cliffdale, Logging Rd$630

Holly Springs, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Holly Springs$93 to $96
Buckhorn$95
Fuquay-Varina$91
Apex$94

Holly Springs, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Buckhorn township, Wake County, North Carolina $95 $127 $191
Fuquay-Varina town, North Carolina $92 $122 $183
Apex town, North Carolina $95 $126 $189

Holly Springs, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holly Springs, NC3.1%12.3%
Buckhorn3.04%13.91%
Fuquay-Varina3.55%12.12%
Apex3.07%12.04%

Holly Springs Renters Insurance as a Percentage of Rent

Holly Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 28 1.0% $766
$300 to $499 47 3.0% $1216
$500 to $749 183 12.0% $1891
$750 to $999 388 27.0% $2641
$1,000 to $1,499 509 35.0% $3766
$1,500 or more 269 18.0% $5416

Holly Springs, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Holly Springs Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $6,600$5,600
Net Savings to Holly Springs Home Owner from High Deductible Plan $1,000

Holly Springs, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Holly Springs, NC Home Replacement Value MORE than Home Value Holly Springs, NC Home Replacement Value LESS than Home Value
Replacement Value $336,000 $268,000
Insurance Premium based on Replacement Value $1,650 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $38,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year

Example Holly Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualNationwide Insurance
Monthly Premium 55138164
Year Built 200020112012
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$400000-$500000$350000-$400000
Deductible > $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Holly Springs, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 495,000 Composition Roof 3,380 4 $2500-$5000 Deductible 1560 9 Fiber-Cement Siding yes
2008 215,000 Wood Shake Roof 1,960 3 $500- $1000 Deductible 500 6 Wood siding No
2013 220,000 Metal Roof 2,080 4 $5000 to $10,000 Deductible 600 10 Brick siding No
2009 320,000 Membrane Roof 2,770 4 $1000-$2500 Deductible 670 7 Fiber-Cement Siding No
2011 165,000 Shingles Roof 1,320 3 $500 Deductible 470 6 Brick siding No
2011 330,000 Metal Roof 2,300 4 $500- $1000 Deductible 1440 12 Stucco siding yes
2012 295,000 Slate Shingles Roof 1,970 5 $5000 to $10,000 Deductible 1080 12 Stucco siding No
2005 240,000 Metal Roof 1,730 3 > $10,000 Deductible 540 7 Vinyl siding No
2011 320,000 Asphalt Shingles Roof 2,900 4 $500- $1000 Deductible 1140 10 Wood siding No
2002 285,000 Membrane Roof 1,950 5 $500- $1000 Deductible 100 1 Stone Siding No
2002 695,000 Slate Shingles Roof 4,990 5 $2500-$5000 Deductible 1490 6 Brick siding No
2004 255,000 Wood Shake Roof 2,310 3 $500- $1000 Deductible 190 2 Stone Siding No
2010 475,000 Shingles Roof 3,580 5 $5000 to $10,000 Deductible 730 6 Stucco siding yes
2013 200,000 Slate Shingles Roof 1,310 3 $500 Deductible 240 3 Brick siding No
2006 500,000 Metal Roof 3,210 5 > $10,000 Deductible 1000 9 Wood siding No
2012 290,000 Tile Roof 1,930 3 > $10,000 Deductible 260 4 Brick siding No
2010 395,000 Wood Shake Roof 3,270 5 $5000 to $10,000 Deductible 1020 10 Stone Siding No
2014 190,000 Membrane Roof 1,670 5 $1000-$2500 Deductible 460 6 Stucco siding yes
2009 185,000 Shingles Roof 1,740 3 $1000-$2500 Deductible 440 6 Brick siding yes
2010 335,000 Wood Shake Roof 2,600 4 $5000 to $10,000 Deductible 680 12 Brick siding No
2009 390,000 Composition Roof 2,600 4 $2500-$5000 Deductible 930 9 Brick siding yes
2007 255,000 Membrane Roof 1,940 5 > $10,000 Deductible 500 10 Brick siding yes
2011 155,000 Membrane Roof 1,310 3 $5000 to $10,000 Deductible 610 12 Stone Siding yes
2007 210,000 Membrane Roof 1,480 3 $1000-$2500 Deductible 340 4 Brick siding yes
2010 160,000 Membrane Roof 1,270 3 $2500-$5000 Deductible 60 1 Vinyl siding yes
2012 375,000 Asphalt Shingles Roof 3,000 4 $500 Deductible 800 6 Vinyl siding No
2002 335,000 Membrane Roof 2,970 4 $500 Deductible 350 3 Brick siding No
2000 150,000 Membrane Roof 1,420 3 $1000-$2500 Deductible 720 12 Stone Siding yes
2010 610,000 Slate Shingles Roof 4,050 5 $500- $1000 Deductible 2120 7 Stucco siding No
2004 185,000 Asphalt Shingles Roof 1,230 3 $500 Deductible 300 5 Wood siding No
2007 445,000 Asphalt Shingles Roof 2,980 4 $5000 to $10,000 Deductible 1270 12 Vinyl siding No
2011 315,000 Composition Roof 2,140 5 $500- $1000 Deductible 800 9 Wood siding yes
2010 395,000 Wood Shake Roof 2,720 4 $500- $1000 Deductible 1620 12 Brick siding No
2014 205,000 Slate Shingles Roof 1,720 3 > $10,000 Deductible 550 9 Vinyl siding yes

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