Holly Springs Insurance Rates:

Holly Springs, GA homeowners insurance is about $780 to $1,065, about $65-$88/month. Our extensive research reveals consumers can save as much as $369 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would definitely recommend this insurance's company to my friends.Their customer service was very helpful and explaining on what those coverage are for, this is especially important for first time homeowners.
Country Financial
They are easy to work with and pretty quick with answering any questions you may have so I would recommend them as your homeowners insurance provider.
State Farm
I am fully satisfied because it is really low compared to my family members. I have not had to make a claim but i am glad it is affordable and easy to pay. My mom lost her house in a fire and still has not been able to get her funds with a different company.
Allstate
They were helpful in finding me serves that i needed. i could rely on them for the things i needed and not try and be sold extra items, unwanted.
State Farm
The only dislike i have is the cost as it escalates almost every year. i attribute the increase to the large amount of claims in my area, brevard county, florida. we have been pretty hard hit by hurricanes lately and i know that is a major reason why the annual cost goes up.
State Farm
I really like that state farm gives benefits to servicemen and woman who have military careers, education careers and public service careers. having that simple discount shows that they really truly care about me as a person.
Nationwide
They are fast and easy to work with. Friendly and helpful. They are good at updating you on things that have changed.
American Home Shield
they are provided by the mortgage company because they are owned by them. They are not very good and would like to change companies
Farmer's Insurance
The agent we have for our home policy is also the agent we have been going to for years for our auto policy. He treats us like family and is always able to answer any questions we might have.
Safeco Insurance
I really can't think of anything positive to say about them. Perhaps they would help me out if I file a claim, but that is what I am paying them for so they should be able to do it.
Allstate
The few times I have had to speak to someone I have been pleased with the service. I go through a broker and have always had personalized service.
Donegal Mutual Insurance Company
Yes, I would definitely recommend this home insurance company to my friends and family because I feel that they do a really great job especially since they are a smaller than the national companies.
Progressive
Definitely recommend to a friend. I actually do this often. I am proud to own progressive.
Progressive
I guess I would recommend Progressive, but I don't know how much things really vary from one company to the next.

Holly Springs, GA Homeowners Insurance By Home Value

Holly Springs, GA Home Value Total Homes % of Total Average Holly Springs, GA Homeowners Insurance
Less than $50,000 290 2.0% $110
$80,000 to $89,999 155 1.0% $378
$90,000 to $99,999 195 1.0% $424
$100,000 to $124,999 1,133 8.0% $489
$125,000 to $149,999 1,952 13.0% $609
$150,000 to $174,999 2,211 15.0% $729
$175,000 to $199,999 1,507 10.0% $839
$200,000 to $249,999 2,188 15.0% $1006
$250,000 to $299,999 2,176 15.0% $1236
$300,000 to $399,999 2,164 15.0% $1569

Top Home Insurance Agents Near Holly Springs, GA

Home Insurance Company Near Holly Springs, GA Homeowners Insurance Agency Near Holly Springs, GA Address
Allstate David Munoz 4625 Alexander Dr Ste 215, Alpharetta, GA, 30022
Farmers Latasha Abernathy 13010 Morris Rd Bldg 1, Alpharetta, GA, 30004
Travelers Norton Lewis & Goro Llc 925 NORTH POINT PKWY STE 120, ALPHARETTA, GA, 30005
Allstate The Raphael Baker Agency 365 Peachtree Hills Ave NE Ste 201, Atlanta, GA, 30305
Nationwide Tommy Jones Agency 4840 Roswell Rd STE B220, Atlanta, GA, 30342-2600

Holly Springs, GA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Holly Springs, GA

Streets in Holly Springs Area Homeowners Insurance Cost
Bree Ln, Hickory Trl, Buckeye Ln, Spring Creek Ct, Prominence Point Pkwy, Jackson St, Boyd St, Reese St, Eagle Ridge Ln, Walnut Hills Xing$893
Harvest Pl, Cobalt Valley Ln, Edge Dr, Payne Dr, Westminster Dr, Wistlewood Ct, Aspen Ct, Sherry Ln, Eagle Ridge Pl, Swanee Ln$919
Hickory Walk, Carrington Way, Cresmont Way, Royal Crescent Ln, Pieris Dr, Wood Branch St, Saint James Plc, Sweetgum Cir, E Rope Mill Ln, Steel Bridge Rd$951
Waters Edge Dr, Greystone Way, Crooked Creek Trl, Carriage Ln, Camp Rd, Dudley Dr, Mills Ridge Dr, The Greenway, New Light Rd, Hickory Way$958
Shrine Lodge Rd, Grimes Rd, Sugar Pike Rd, Providence Dr, Fawn Dr, Brookshire Rd, Plantation Trce, Stone Hill Dr, Tara Falls Trce, Eagle Ridge Trl$906

Holly Springs, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Holly Springs$137 to $139
Cherokee County$137
Woodstock$135
Canton$138

Holly Springs, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cherokee County, Georgia $115 $153 $229
Woodstock CCD, Cherokee County, Georgia $113 $151 $226
Canton CCD, Cherokee County, Georgia $116 $154 $231

Holly Springs, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holly Springs, GA4.6%18.2%
Cherokee County4.68%18.09%
Woodstock4.86%18.39%
Canton4.59%18.85%

Holly Springs Renters Insurance as a Percentage of Rent

Holly Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 312 14.0% $1917
$750 to $999 619 27.0% $2667
$1,000 to $1,499 899 40.0% $3792
$1,500 or more 383 17.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby Holly Springs For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$250,000 veneer Auto-Owners Insurance Company $810.96 $757.90 $689.69
$350,000 frame Country Casualty Insurance Company $1763.57 $1564.10 $1297.37
$250,000 frame Farmers Insurance Exchange N/A $729.42 $690.67
$350,000 frame Farmers Insurance Exchange N/A $985.82 $944.40
$150,000 frame Hartford Casualty Insurance Company $1542 $1476 $1363
$200,000 veneer Homesite Insurance Company Of Georgia N/A N/A $788.00
$75,000 frame Liberty Insurance Corporation N/A $735 $668
$200,000 frame Lm Insurance Corporation N/A $1077 $1014
$250,000 veneer Praetorian Insurance Company N/A $675 $569
$200,000 frame Safeco Insurance Company Of Indiana $1212.70 $1131.18 $1037.05

Holly Springs, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Holly Springs Homeowner Insurance Premium Example $2,000$1,600
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,800$16,600
Net Savings to Holly Springs Home Owner from High Deductible Plan $1,200

Holly Springs, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Holly Springs, GA Home Replacement Value MORE than Home Value Holly Springs, GA Home Replacement Value LESS than Home Value
Replacement Value $248,500 $166,500
Insurance Premium based on Replacement Value $1,050 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $48,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

Example Holly Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersGEICO Insurance
Monthly Premium 6310587
Year Built 200519982013
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$400000-$500000$250000-$300000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Holly Springs, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 390,000 Asphalt Shingles Roof 3,040 4 $500 Deductible 1360 12 Stone Siding No
2002 280,000 Shingles Roof 2,810 5 > $10,000 Deductible 770 10 Brick siding No
1996 260,000 Shingles Roof 2,290 3 $500- $1000 Deductible 890 6 Brick siding No
2006 160,000 Wood Shake Roof 1,250 3 $1000-$2500 Deductible 60 1 Stone Siding yes
2000 360,000 Tile Roof 3,100 4 $500 Deductible 1270 7 Brick siding yes
2002 260,000 Metal Roof 1,940 3 $2500-$5000 Deductible 320 6 Wood siding yes
1997 450,000 Membrane Roof 4,290 5 $5000 to $10,000 Deductible 1260 9 Wood siding yes
2013 210,000 Membrane Roof 2,060 3 $2500-$5000 Deductible 470 10 Fiber-Cement Siding yes
2006 275,000 Asphalt Shingles Roof 2,300 4 $1000-$2500 Deductible 100 1 Wood siding yes
1995 575,000 Wood Shake Roof 4,730 5 $2500-$5000 Deductible 960 5 Fiber-Cement Siding yes
1997 590,000 Composition Roof 4,480 5 $2500-$5000 Deductible 1500 7 Stone Siding yes
1995 210,000 Shingles Roof 2,170 4 $5000 to $10,000 Deductible 230 6 Wood siding yes
2010 235,000 Composition Roof 1,990 3 $2500-$5000 Deductible 840 12 Wood siding No
2003 260,000 Asphalt Shingles Roof 1,920 3 $1000-$2500 Deductible 790 8 Fiber-Cement Siding No
2012 280,000 Tile Roof 2,300 3 $1000-$2500 Deductible 300 4 Stone Siding yes
2010 190,000 Slate Shingles Roof 1,390 3 $5000 to $10,000 Deductible 400 10 Wood siding No
1998 280,000 Slate Shingles Roof 2,840 5 $5000 to $10,000 Deductible 550 6 Stone Siding yes
1990 320,000 Slate Shingles Roof 2,650 4 $2500-$5000 Deductible 180 2 Fiber-Cement Siding No
1993 420,000 Wood Shake Roof 3,700 5 > $10,000 Deductible 80 1 Stucco siding No
1999 435,000 Membrane Roof 3,220 4 > $10,000 Deductible 1430 12 Fiber-Cement Siding No
2013 230,000 Shingles Roof 1,860 5 $5000 to $10,000 Deductible 820 10 Stone Siding yes
1992 400,000 Metal Roof 3,220 4 $1000-$2500 Deductible 1480 10 Stucco siding yes
2003 420,000 Wood Shake Roof 3,190 4 $2500-$5000 Deductible 230 2 Vinyl siding No
2011 195,000 Wood Shake Roof 1,970 3 $5000 to $10,000 Deductible 170 4 Brick siding yes
2010 265,000 Shingles Roof 2,370 4 $500- $1000 Deductible 380 4 Vinyl siding No
2005 300,000 Tile Roof 2,610 5 > $10,000 Deductible 60 1 Wood siding yes
1996 370,000 Composition Roof 2,850 4 $2500-$5000 Deductible 670 5 Brick siding yes
2004 580,000 Tile Roof 4,710 5 $1000-$2500 Deductible 1130 5 Brick siding yes
2003 290,000 Slate Shingles Roof 2,180 3 > $10,000 Deductible 190 3 Wood siding No
1990 240,000 Shingles Roof 2,440 5 $500 Deductible 850 7 Brick siding yes
2001 235,000 Membrane Roof 2,260 5 $500- $1000 Deductible 1070 9 Fiber-Cement Siding yes
2014 165,000 Wood Shake Roof 1,480 3 $1000-$2500 Deductible 160 2 Stucco siding No
2004 220,000 Tile Roof 1,980 3 > $10,000 Deductible 380 8 Brick siding yes
2004 615,000 Membrane Roof 4,450 5 $500 Deductible 330 1 Brick siding No

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