Holly Insurance Rates:

Holly, MI homeowners insurance is about $631 to $862, about $52-$71/month. Our extensive guide indicates shoppers can save upto $298 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Holly, MI Homeowners Insurance By Home Value

Holly, MI Home Value Total Homes % of Total Average Holly, MI Homeowners Insurance
Less than $50,000 515 15.0% $149
$50,000 to $59,999 92 2.0% $313
$60,000 to $69,999 95 2.0% $387
$70,000 to $79,999 126 3.0% $447
$80,000 to $89,999 177 5.0% $507
$90,000 to $99,999 80 2.0% $566
$100,000 to $124,999 610 18.0% $656
$125,000 to $149,999 391 11.0% $820
$150,000 to $174,999 349 10.0% $969
$175,000 to $199,999 167 5.0% $1126
$200,000 to $249,999 372 11.0% $1350
$250,000 to $299,999 166 5.0% $1648
$300,000 to $399,999 137 4.0% $2103

Top Home Insurance Agents Near Holly, MI

Home Insurance Company Near Holly, MI Homeowners Insurance Agency Near Holly, MI Address
NA Thayer-Innes Insurance Agency Inc 3380 Travis Pointe Rd , Ann Arbor, MI, 48108
State Farm Gale Fisher 5236 Allen Rd, Allen Park, MI, 48101-2922
State Farm Jeff Abraham 25118 Jefferson Ave, St Clr Shores, MI, 48081-2304
State Farm Jeremy Yarbrough 130 S Main St, Almont, MI, 48003-1066
State Farm Tom Devries 2090 Jolly Rd Ste 110, Okemos, MI, 48864-6041

Cost Of Homeowners Insurance By Street Near Holly, MI

Streets in Holly Area Homeowners Insurance Cost
Fagan Rd, E Sherman St, Riverview Ct, Junction St, Emma Dr, N Holly Rd, Kapson Ct, Academy Rd, Burrows Dr, Stonebridge Dr$731
Bevins St, Centenniel, Beach Dr, Howard, Mackey Rd, Ash, Battle Aly, Franklin St, Woodlawn, S Holly Rd$774
Front St, Alley St, Oak Park Dr, S Corbin St, Elliot Rd, Legrande St, North St, Baird St, White Dr, River Bed Dr$734
Candlewick, Sloan Dr, Deer Run Lake Rd, Valley Rise Dr, Clough St, Partridge Dr, Grant St, River Rock Dr, Western Valley Dr, Impala Dr$770
Cmi Dr, S Holly, Deer Valley Rd, Holly Bush, E Thompson Rd, Gravel Lake Dr, Partridge Ct, Halsey Rd, Oak, Locke St$773

Holly, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Holly$111 to $114
Lake Fenton$118
Fenton$111
Grand Blanc charter$113

Holly, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Fenton CDP, Michigan $99 $131 $197
Fenton city, Michigan $93 $123 $185
Grand Blanc charter township, Genesee County, Michigan $95 $126 $189

Holly, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holly, MI4.1%11.3%
Lake Fenton3.58%10.41%
Fenton4.58%12.84%
Grand Blanc charter3.91%10.85%

Holly Renters Insurance as a Percentage of Rent

Holly Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 2.0% $347
$200 to $299 40 5.0% $797
$300 to $499 87 11.0% $1247
$500 to $749 265 34.0% $1922
$750 to $999 155 20.0% $2672
$1,000 to $1,499 204 26.0% $3797

Holly, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Holly Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,600$8,000
Net Savings to Holly Home Owner from High Deductible Plan $600

Holly, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Holly, MI Home Replacement Value MORE than Home Value Holly, MI Home Replacement Value LESS than Home Value
Replacement Value $124,000 $73,000
Insurance Premium based on Replacement Value $500 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Holly Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyAllstate
Monthly Premium 426397
Year Built 201419901946
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$350000-$400000
Deductible $2500-$5000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Holly, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 315,000 Shingles Roof 3,310 4 > $10,000 Deductible 730 8 Stucco siding No
1991 150,000 Wood Shake Roof 1,930 3 $500 Deductible 590 8 Vinyl siding No
2011 380,000 Membrane Roof 4,750 5 $500 Deductible 120 1 Wood siding No
1969 210,000 Tile Roof 2,370 3 $500 Deductible 510 8 Vinyl siding No
1946 130,000 Wood Shake Roof 1,610 3 $2500-$5000 Deductible 220 6 Vinyl siding No
1989 200,000 Asphalt Shingles Roof 2,290 3 $500 Deductible 330 5 Stone Siding No
1994 235,000 Metal Roof 3,290 4 $500- $1000 Deductible 90 1 Stucco siding yes
1967 140,000 Wood Shake Roof 1,830 4 $500 Deductible 330 5 Vinyl siding No
2010 410,000 Asphalt Shingles Roof 4,580 5 $500- $1000 Deductible 480 4 Brick siding No
2010 210,000 Asphalt Shingles Roof 2,440 4 > $10,000 Deductible 110 3 Stone Siding No
1942 190,000 Slate Shingles Roof 2,200 3 $1000-$2500 Deductible 460 7 Fiber-Cement Siding yes
2014 325,000 Metal Roof 3,960 5 $500- $1000 Deductible 1210 12 Stone Siding yes
1993 205,000 Asphalt Shingles Roof 2,590 4 $5000 to $10,000 Deductible 140 3 Stone Siding No