Holland Insurance Rates:

Holland, MI homeowners insurance is about $633 to $858, about $52-$71/month. Our extensive research reveals consumers can save upto $298 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would definitely recommend this company to anyone who is looking! The customer service is great, the prices are fair and there is always someone ready to help.
State Farm
I had the usual offerings with my home insurance, I am satisfied because I have not had to file a claim from them. It would be nice to have flood coverage but they do not provide it in this area.
Geico
I would recommend this to fellow GEICO home buyers because it is very useful and has a partnership with insurance benefactors.
Amica Mutual Insurance
I don't like that i have to call to talk to someone. i would prefer to email or chat online. i have a job and kids so calling is often a hassle. i would prefer better online options.
State Farm
State farm has great coverage options especially for people who are budgeting their money and can pick and choose the services they need.
Auto Owners
They have reasonable prices based on our past experience with insurance companies. it averages 10 percent less than the other companies.
Foremost
I liked that it was easy to get and initially affordable. I like that the customer service representatives were very helpful in trying to file a claim.
Foremost
Most times the company is available to answer questions and provide resources for my needs. They have options for coverage and cash back rewards for no accidents. However, they seem to raise the premiums after giving those rebates.
State Farm
I have not made any claims, and therefore do not have any experience with their claiming process.
Auto Owners
There's nothing I dislike about the company. I look forward to many years of a business relationship with them.
Grange Insurance
The customer service at Grange is very excellent. They are always willing to take the extra step to ensure I am extremely satisfied with their services.

Holland, MI Homeowners Insurance By Home Value

Holland, MI Home Value Total Homes % of Total Average Holland, MI Homeowners Insurance
Less than $50,000 399 5.0% $149
$50,000 to $59,999 120 1.0% $312
$60,000 to $69,999 192 2.0% $387
$70,000 to $79,999 192 2.0% $447
$80,000 to $89,999 732 9.0% $514
$90,000 to $99,999 541 7.0% $573
$100,000 to $124,999 1,752 23.0% $663
$125,000 to $149,999 1,261 17.0% $826
$150,000 to $174,999 967 13.0% $983
$175,000 to $199,999 378 5.0% $1132
$200,000 to $249,999 464 6.0% $1363
$250,000 to $299,999 219 2.0% $1661
$300,000 to $399,999 140 1.0% $2115

Top Home Insurance Agents Near Holland, MI

Home Insurance Company Near Holland, MI Homeowners Insurance Agency Near Holland, MI Address
State Farm Bob Hayes 200 Trowbridge St, Allegan, MI, 49010-1307
State Farm Bob Mills 2730 5 Mile Rd NE, Grand Rapids, MI, 49525-6518
State Farm Nathan Smith 4160 Lake Michigan Dr NW Ste A, Grand Rapids, MI, 49534-7835
State Farm Tad Hankins 3283 East Paris Ave SE, Grand Rapids, MI, 49512-2962
Liberty Mutual Thomas Obrien 4362 Cascade Dr. Se Suite 110, Grand Rapids, MI, 49546

Holland, MI Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Holland, MI

Streets in Holland Area Homeowners Insurance Cost
E 7th St, W 3rd St, Brook Lane Ave, Castlemaine Dr, 32nd St, Cleveland Ave, E 22nd St, E 17th St, Lake St, Lynden Rd$746
W 29th St, Fairhill Ct, Arthur, W 32nd St, E 22nd St, 4th St, Lake Dr, S Waverly Rd, W 16th St, Heather Dr$743
E Ottogan St, James Gate Ct, Julius St, Clover St, Quarterline Rd, Farington Blvd, Burke Ave, Columbia Ave, Myra Ln, Morningside Dr$744
Diekema Ave, Park Ln, E 4th St, Elm Dr, W 9th St, Essenburg Dr, W 26th St, Stockington Path, E 26th St, Scotts Dr$775
E 11th St, Tennis Ave, W Springfield Cir, Van Raalte Ave, E 10th St, E 7th St, Kimber Dr, Apple Ave, Timbertrail Dr, Appletree Ln$745

Holland, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Holland$111 to $114
Beechwood$111
Holland charter$113
Fillmore$114

Holland, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beechwood CDP, Michigan $112 $149 $224
Holland charter township, Ottawa County, Michigan $113 $151 $227
Fillmore township, Allegan County, Michigan $115 $153 $230

Holland, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holland, MI5.1%13.9%
Beechwood5.18%15.76%
Holland charter4.91%14.3%
Fillmore4.71%14.04%

Holland Renters Insurance as a Percentage of Rent

Holland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 115 3.0% $347
$200 to $299 60 1.0% $797
$300 to $499 203 5.0% $1247
$500 to $749 1,686 44.0% $1922
$750 to $999 864 22.0% $2672
$1,000 to $1,499 674 17.0% $3797
$1,500 or more 202 5.0% $5447

Holland, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Holland Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,900$7,400
Net Savings to Holland Home Owner from High Deductible Plan $1,500

Holland, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Holland, MI Home Replacement Value MORE than Home Value Holland, MI Home Replacement Value LESS than Home Value
Replacement Value $103,000 $77,500
Insurance Premium based on Replacement Value $550 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Holland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateFarmers Insurance
Monthly Premium 4737106
Year Built 200319411994
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$100000-$125000$200000-$250000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Holland, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 165,000 Shingles Roof 2,220 4 $5000 to $10,000 Deductible 500 10 Stone Siding No
1993 240,000 Wood Shake Roof 2,560 4 $2500-$5000 Deductible 550 9 Fiber-Cement Siding No
1968 135,000 Asphalt Shingles Roof 1,430 2 $1000-$2500 Deductible 320 7 Brick siding yes
1971 80,000 Metal Roof 950 2 $1000-$2500 Deductible 190 6 Brick siding yes
1958 185,000 Wood Shake Roof 2,350 4 $500 Deductible 70 1 Vinyl siding yes
1957 285,000 Membrane Roof 3,700 5 $2500-$5000 Deductible 1280 12 Brick siding No
1974 320,000 Shingles Roof 3,610 5 $500 Deductible 570 5 Stucco siding No
1962 75,000 Asphalt Shingles Roof 1,010 2 $500- $1000 Deductible 160 6 Stucco siding No
1990 165,000 Shingles Roof 1,810 3 $500- $1000 Deductible 670 8 Vinyl siding No
1996 225,000 Wood Shake Roof 2,410 4 > $10,000 Deductible 240 5 Brick siding yes
1989 115,000 Tile Roof 1,450 2 $2500-$5000 Deductible 340 7 Stucco siding No
1942 110,000 Shingles Roof 1,650 3 $1000-$2500 Deductible 30 1 Vinyl siding yes
1990 115,000 Tile Roof 1,250 3 $500- $1000 Deductible 710 12 Fiber-Cement Siding yes
1970 415,000 Wood Shake Roof 4,960 5 $1000-$2500 Deductible 1090 9 Stone Siding No
1942 235,000 Composition Roof 3,640 5 $500- $1000 Deductible 530 7 Wood siding No
2003 115,000 Slate Shingles Roof 1,620 3 $500 Deductible 220 5 Fiber-Cement Siding yes
1957 230,000 Membrane Roof 2,420 4 > $10,000 Deductible 550 12 Brick siding No
1960 135,000 Metal Roof 1,910 3 $1000-$2500 Deductible 270 5 Fiber-Cement Siding No
1989 310,000 Tile Roof 4,760 5 $500- $1000 Deductible 760 7 Stone Siding yes
1959 370,000 Wood Shake Roof 4,080 5 $5000 to $10,000 Deductible 890 9 Vinyl siding No
1991 255,000 Tile Roof 2,810 4 $5000 to $10,000 Deductible 710 12 Fiber-Cement Siding yes
1967 175,000 Slate Shingles Roof 2,360 3 $500- $1000 Deductible 790 12 Fiber-Cement Siding No
1955 225,000 Wood Shake Roof 2,490 4 $1000-$2500 Deductible 1180 10 Stone Siding yes
1959 255,000 Wood Shake Roof 2,820 4 $2500-$5000 Deductible 360 5 Stone Siding No
1983 115,000 Slate Shingles Roof 1,330 3 $2500-$5000 Deductible 60 2 Stone Siding No
1985 115,000 Membrane Roof 1,330 3 $1000-$2500 Deductible 60 1 Fiber-Cement Siding yes
1965 95,000 Membrane Roof 1,360 3 $1000-$2500 Deductible 340 10 Fiber-Cement Siding No
1995 215,000 Shingles Roof 2,250 3 > $10,000 Deductible 330 8 Stone Siding yes
2000 120,000 Composition Roof 1,570 2 $500- $1000 Deductible 720 12 Stone Siding No
1942 250,000 Tile Roof 3,270 4 > $10,000 Deductible 240 4 Vinyl siding yes
1942 405,000 Shingles Roof 4,960 5 $500 Deductible 1770 8 Wood siding yes
1967 300,000 Shingles Roof 4,070 5 > $10,000 Deductible 410 8 Stucco siding yes
1971 130,000 Asphalt Shingles Roof 1,900 4 $500 Deductible 410 10 Brick siding yes

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