Holiday Insurance Rates:

Holiday, FL homeowners insurance is nearly $953 to $1,294, about $79-$107/month. Our exhaustive guide reveals consumers can save as much as $449 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Who could ask for more than to have one-stop shopping for insurance? i never question where to go when i get a new house, car, or any other insurance need.
Florida Farm Bureau Insurance
I did not have a great experience one time when trying to make a claim. the adjuster who came to look at my roof actually appeared to be afraid of heights (???) and when we decided not to file the claim, they later sent a letter in the mail threatening to cancel us due to our roof being in disrepair instead of making a simple phone call to find out what we had done to solve the matter (i will own the fact that i probably should have sent them an update, but still...). this was very impersonal service in light of the fact that my agent's office is only 20 minutes from my house.
State Farm
To have an agent that you have worked with your entire adult life creates a partnership that will last a lifetime. i use state farm for all my insurance needs.
Citizens Property Insurance
After a major hurricane in Florida, big firms like Allstate, etc., pulled out of the home insurance market in Florida leaving very few choices, Citizens Insurance was the best one for us.
Usaa
they have been our back and listen to all our needs. they are helpful and I am happy we have them.
Progressive
There is nothing I don't like anything about the company. If I had to pick something I guess it would be that I can't see what all discounts we have on the website.
State Farm
I shopped around and I believe this is a very fair rate for my home. I do not worry about the best deal. My agent is great and the price is fair.

Holiday, FL Homeowners Insurance By Home Value

Holiday, FL Home Value Total Homes % of Total Average Holiday, FL Homeowners Insurance
Less than $50,000 922 15.0% $314
$50,000 to $59,999 506 8.0% $673
$60,000 to $69,999 676 11.0% $831
$70,000 to $79,999 518 8.0% $954
$80,000 to $89,999 646 10.0% $1089
$90,000 to $99,999 421 6.0% $1212
$100,000 to $124,999 989 16.0% $1403
$125,000 to $149,999 392 6.0% $1763
$150,000 to $174,999 501 8.0% $2077
$175,000 to $199,999 182 2.0% $2403
$200,000 to $249,999 198 3.0% $2897
$300,000 to $399,999 75 1.0% $4492

Top Home Insurance Agents Near Holiday, FL

Home Insurance Company Near Holiday, FL Homeowners Insurance Agency Near Holiday, FL Address
NA Walden Insurance Network, Inc. 7516 Ridge Rd , Port Richey, FL, 34668
NA Weichert Insurance Agency 101 150Th Ave , Madeira Beach, FL, 33708
State Farm Jim Lanier 4525 S Florida Ave Ste 7, Lakeland, FL, 33813-2184
Travelers Johnson & Hoge Insurance Group Inc 116 W BLOOMINGDALE AVE, BRANDON, FL, 33511
Travelers Phoenix Insurance Services Inc 28051 US HWY 19N STE 104, CLEARWATER, FL, 33761

Cost Of Homeowners Insurance By Street Near Holiday, FL

Streets in Holiday Area Homeowners Insurance Cost
Dorsal Dr, Cantrell St, Genesis Ave, Maui Dr, Picture Ave, Weyford Ln, Janice Ln, Dixie Ln, Basswood Dr, Plantation Dr$1,134
Rockfish Dr, Tiki Dr, Cemetery Rd, Lodestar Dr, Mile Stretch Dr, Wellington Dr, Rosewater Dr, Schlotter Cir, Allandale Dr, Wood Pointe Dr$1,134
Courtney Dr, Coldwell Dr, Hess Dr, Seffner Dr, Postell Dr, Norfolk Dr, Valve Dr, Brightwell Dr, Peterborough St, Summervale Dr$1,113
Pinon Dr, Sablewood Dr, Solitaire Pl, Cheval Dr, Baron Dr, Ivy Ln, Waterview Dr, Pineview Dr, Cable Dr, Alameda Dr$1,128
Foothill Dr, Mary Ln, Timacqua Dr, Baden Dr, Brompton Dr, Kona Dr, Arcadia Rd, Ravendale Ln, Almond Dr, Corkwood, Ct$1,185

Holiday, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Holiday$168 to $170
Key Vista$177
Beacon Square$168
Trinity$184

Holiday, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Key Vista CDP, Florida $148 $197 $296
Beacon Square CDP, Florida $140 $187 $280
Elfers CDP, Florida $140 $187 $280

Holiday, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holiday, FL8.6%31.0%
Key Vista6.09%17.46%
Beacon Square8.39%24.43%
Elfers9.47%29.72%

Holiday Renters Insurance as a Percentage of Rent

Holiday Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 210 7.0% $1250
$500 to $749 529 19.0% $1925
$750 to $999 1,161 43.0% $2675
$1,000 to $1,499 782 28.0% $3800

Average Cost Of Home Insurance By Company In Areas Nearby Holiday For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $3,026
150,000 27 NO Castle Key Indemnity Company Insurance $3,259
150,000 27 NO Florida Family Insurance $5,180
150,000 27 YES United Property & Casualty Insurance $1,431
300,000 12 NA Asi Preferred Insurance $2,473
300,000 12 NA Security First Insurance $2,960
300,000 12 NA Southern Fidelity Insurance $4,476
300,000 12 NA Tower Hill Select Insurance $2,259

Holiday, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Holiday Homeowner Insurance Premium Example $3,800$3,300
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $20,800$20,300
Net Savings to Holiday Home Owner from High Deductible Plan $500

Holiday, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Holiday, FL Home Replacement Value MORE than Home Value Holiday, FL Home Replacement Value LESS than Home Value
Replacement Value $116,500 $77,500
Insurance Premium based on Replacement Value $2,450 $1,625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $475/year

Example Holiday Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmGEICO Insurance
Monthly Premium 164166258
Year Built 199219741980
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$150000-$175000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Holiday, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 65,000 Slate Shingles Roof 980 2 $500 Deductible 610 5 Vinyl siding No
1974 85,000 Metal Roof 1,420 3 $1000-$2500 Deductible 1280 9 Stone Siding No
1980 120,000 Wood Shake Roof 1,890 3 $2500-$5000 Deductible 1230 7 Fiber-Cement Siding yes
1983 120,000 Wood Shake Roof 2,230 3 $500- $1000 Deductible 2230 12 Stucco siding yes
1984 145,000 Shingles Roof 1,930 3 $500- $1000 Deductible 720 3 Fiber-Cement Siding No
1985 160,000 Composition Roof 2,150 3 $2500-$5000 Deductible 1220 5 Brick siding No
1992 105,000 Metal Roof 1,520 3 $500 Deductible 1490 8 Wood siding No
1987 160,000 Metal Roof 2,190 4 $5000 to $10,000 Deductible 1610 9 Wood siding yes
1981 230,000 Shingles Roof 3,170 4 $1000-$2500 Deductible 290 1 Wood siding yes
1976 95,000 Composition Roof 1,710 2 $1000-$2500 Deductible 670 4 Fiber-Cement Siding yes
1977 115,000 Wood Shake Roof 2,050 4 $500- $1000 Deductible 720 4 Stone Siding yes
1991 105,000 Metal Roof 1,870 4 $2500-$5000 Deductible 510 5 Vinyl siding yes
1971 120,000 Wood Shake Roof 1,900 3 $500- $1000 Deductible 320 2 Vinyl siding No
1978 105,000 Metal Roof 1,700 4 $500- $1000 Deductible 1260 10 Stucco siding yes
1978 70,000 Tile Roof 1,260 3 $1000-$2500 Deductible 660 8 Brick siding yes
1978 125,000 Membrane Roof 1,650 4 $500 Deductible 1210 6 Fiber-Cement Siding yes
1995 190,000 Shingles Roof 2,510 4 $500 Deductible 3650 9 Fiber-Cement Siding yes
1990 105,000 Asphalt Shingles Roof 1,540 2 $500 Deductible 1820 12 Stone Siding yes
1976 65,000 Membrane Roof 970 2 $500 Deductible 1040 7 Wood siding No