Holden Insurance Rates:

Holden, MA homeowners insurance is roughly $879 to $1,190, about $73-$99/month. Our comprehensive guide reveals consumers can save as much as $414 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Holden, MA Homeowners Insurance By Home Value

Holden, MA Home Value Total Homes % of Total Average Holden, MA Homeowners Insurance
Less than $50,000 76 1.0% $82
$100,000 to $124,999 61 1.0% $403
$125,000 to $149,999 50 1.0% $496
$150,000 to $174,999 220 4.0% $589
$175,000 to $199,999 225 4.0% $683
$200,000 to $249,999 1,244 26.0% $828
$250,000 to $299,999 1,445 31.0% $1003
$300,000 to $399,999 1,265 27.0% $1283

Top Home Insurance Agents Near Holden, MA

Home Insurance Company Near Holden, MA Homeowners Insurance Agency Near Holden, MA Address
NA Tyg Insurance Agency, Inc. 68 Freeman St, Arlington, MA, 2474
NA Fbinsure 500 Winthrop St, Rehoboth, MA, 2769
NA Celia Insurance Agency Inc 84 West Elm St, Brockton, MA, 2301
Travelers Bombard Insurance Agency 1225 Sumner Ave, Springfield, MA, 1118
Travelers Wilcox And Reynolds Insurance Llc 922 STAFFORD RD, STORRS, CT, 6268

Cost Of Homeowners Insurance By Street Near Holden, MA

Streets in Holden Area Homeowners Insurance Cost
Snow Berry, Frederickson Ave, Alpha Rd, Montana Dr, Thayer Cir, Holt Rd, Brice Cir, Bryant Rd, Erins Way, Fireside Ln$1,036
Wagner Ln, Tannery Dr, Jackson St, Diamond Hill Rd, Doyle Rd, Talbot St, S Wachusett St, Windsor Ct, Explorers Way, Virginia Hill Rd$1,032
Mount View Dr, Oak Cir, Springdale Rd, W Beechwood Rd, Harrington Dr, Pinehaven Dr, Mark Cir, John Alden St, Vicksburg Cir, Parsons Rd$1,031
Dorothy Ave, Brunnell Dr, Colorado Cir, Mark Bradford Dr, Village Way, Dominitis Dr, E County Rd, Lane Ave, Sherwood Hill Dr, Thorny Lea Rd$1,033
Oregon Trl, Timber Ln, Steele St, Wendover Rd, Industrial Dr, General Hobbs Rd, Piccadilly Cir, Terrie Ln, Princeton Ln, Saint Marys Dr$1,031

Holden, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Holden$154 to $157
West Boylston$154
Paxton$155
Worcester$152

Holden, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Boylston town, Worcester County, Massachusetts $129 $172 $258
Worcester County, Massachusetts $129 $171 $257
Paxton town, Worcester County, Massachusetts $130 $173 $259

Holden, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Holden, MA4.0%11.9%
West Boylston4.4%12.53%
Worcester County4.39%13.7%
Paxton3.92%12.39%

Holden Renters Insurance as a Percentage of Rent

Holden Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 10 1.0% $808
$300 to $499 119 20.0% $1258
$500 to $749 150 26.0% $1933
$750 to $999 84 14.0% $2683
$1,000 to $1,499 137 23.0% $3808
$1,500 or more 73 12.0% $5458

Holden, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly Holden Homeowner Insurance Premium Example $5,100$4,500
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $32,100$31,500
Net Savings to Holden Home Owner from High Deductible Plan $600

Holden, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Holden, MA Home Replacement Value MORE than Home Value Holden, MA Home Replacement Value LESS than Home Value
Replacement Value $324,000 $228,000
Insurance Premium based on Replacement Value $2,075 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $65,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $200/year

Example Holden Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmLiberty Mutual
Monthly Premium 11822895
Year Built 195519411993
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$500000-$600000$200000-$250000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Holden, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 445,000 Composition Roof 2,770 5 $500 Deductible 3030 9 Wood siding yes
1989 440,000 Asphalt Shingles Roof 3,270 4 $1000-$2500 Deductible 450 2 Vinyl siding No
1990 255,000 Wood Shake Roof 1,810 3 $2500-$5000 Deductible 1300 8 Brick siding yes
1986 330,000 Tile Roof 2,360 4 > $10,000 Deductible 1310 8 Wood siding yes
1950 420,000 Slate Shingles Roof 2,930 4 $500- $1000 Deductible 2190 7 Brick siding yes
1958 255,000 Wood Shake Roof 2,110 4 $500- $1000 Deductible 550 4 Wood siding No
1963 330,000 Wood Shake Roof 2,140 3 $1000-$2500 Deductible 1340 8 Stone Siding No
1976 750,000 Tile Roof 4,490 5 $500 Deductible 5240 10 Stone Siding No
1963 215,000 Metal Roof 1,650 4 > $10,000 Deductible 200 3 Stone Siding No
1966 390,000 Composition Roof 2,360 4 $1000-$2500 Deductible 1730 7 Stone Siding No
1940 525,000 Composition Roof 3,040 4 $2500-$5000 Deductible 1890 8 Brick siding No
2011 270,000 Slate Shingles Roof 2,230 3 $1000-$2500 Deductible 770 4 Wood siding No
2014 370,000 Composition Roof 2,210 4 > $10,000 Deductible 700 6 Wood siding No
1959 440,000 Asphalt Shingles Roof 2,890 4 $1000-$2500 Deductible 2100 7 Stone Siding yes
1942 280,000 Composition Roof 2,080 3 $1000-$2500 Deductible 720 6 Brick siding yes
1952 345,000 Wood Shake Roof 2,100 3 > $10,000 Deductible 330 3 Vinyl siding yes
1976 445,000 Composition Roof 2,660 4 $500- $1000 Deductible 590 2 Vinyl siding yes
1987 245,000 Composition Roof 1,750 4 $1000-$2500 Deductible 800 5 Fiber-Cement Siding yes
2012 195,000 Asphalt Shingles Roof 1,630 4 $500 Deductible 250 2 Vinyl siding yes
1982 260,000 Metal Roof 1,670 4 $1000-$2500 Deductible 540 3 Wood siding yes
2010 225,000 Membrane Roof 1,840 3 $500 Deductible 1500 12 Wood siding yes
1967 235,000 Shingles Roof 1,920 3 $1000-$2500 Deductible 470 3 Wood siding No
1996 280,000 Asphalt Shingles Roof 1,960 3 $2500-$5000 Deductible 1050 7 Wood siding yes
1993 270,000 Wood Shake Roof 1,600 3 $5000 to $10,000 Deductible 1270 9 Stone Siding yes
1955 280,000 Composition Roof 1,980 3 $2500-$5000 Deductible 1490 9 Wood siding yes
2011 325,000 Wood Shake Roof 2,700 5 $500- $1000 Deductible 1620 8 Stucco siding yes
1992 485,000 Membrane Roof 3,270 4 > $10,000 Deductible 2180 10 Vinyl siding No
1961 220,000 Membrane Roof 1,760 3 $5000 to $10,000 Deductible 680 9 Stone Siding yes
1968 405,000 Composition Roof 2,360 3 $1000-$2500 Deductible 1250 6 Fiber-Cement Siding yes
1962 425,000 Metal Roof 2,560 5 $2500-$5000 Deductible 1730 10 Stone Siding yes
1999 220,000 Slate Shingles Roof 1,550 3 $1000-$2500 Deductible 690 8 Stone Siding No
2012 325,000 Slate Shingles Roof 2,020 4 $2500-$5000 Deductible 700 4 Vinyl siding yes
1950 360,000 Metal Roof 2,210 4 $500- $1000 Deductible 1730 9 Vinyl siding yes
1999 250,000 Tile Roof 2,090 3 $5000 to $10,000 Deductible 760 9 Stucco siding yes