Hokes Bluff Insurance Rates:

Hokes Bluff, AL homeowners insurance is roughly $804 to $1,101, about $67-$91/month. Our thorough analysis indicates shoppers can save upto $381 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hokes Bluff, AL Homeowners Insurance By Home Value

Hokes Bluff, AL Home Value Total Homes % of Total Average Hokes Bluff, AL Homeowners Insurance
Less than $50,000 631 20.0% $200
$50,000 to $59,999 93 3.0% $438
$60,000 to $69,999 255 8.0% $543
$70,000 to $79,999 156 5.0% $619
$80,000 to $89,999 119 3.0% $705
$90,000 to $99,999 131 4.0% $790
$100,000 to $124,999 393 12.0% $914
$125,000 to $149,999 368 11.0% $1143
$150,000 to $174,999 344 11.0% $1353
$175,000 to $199,999 96 3.0% $1562
$200,000 to $249,999 244 7.0% $1877
$250,000 to $299,999 184 5.0% $2296
$300,000 to $399,999 80 2.0% $2925

Top Home Insurance Agents Near Hokes Bluff, AL

Home Insurance Company Near Hokes Bluff, AL Homeowners Insurance Agency Near Hokes Bluff, AL Address
NA Cone,Shiflett & Hunt Ins. 522 N. Main Street, Suite 102, Cedartown, GA, 30125
Farmers Brian Kemp 3190 Moody Pkwy, Moody, AL, 35004
Farmers Christopher Herbert 2024 Gunter Ave, Guntersville, AL, 35976
Allstate Michael Britton 3041 Martha Berry Hwy NW, Rome, GA, 30165
State Farm Murry Cail 2445b Shorter Ave SW, Rome, GA, 30165

Cost Of Homeowners Insurance By Street Near Hokes Bluff, AL

Streets in Hokes Bluff Area Homeowners Insurance Cost
Barnes Dr, Dogwood Dr, Smith Rd, Blue Creek Rd, Snyder Rd, Sibert St, Patterson Rd, Reeves St, Desoto St, Lee St$959
Hackberry Ln, Pitts Dr, Johnson Dr W, Usry Rd, Siler Rd, Chapman Rd, Bonds Rd, 2nd St, Cannon Gap Rd, New Bethel Cemetery Rd$968
6th St, Sims Chapel Church Rd, Williams St, Co Rd 7, Wester St, Buddy St, Tawannah Trl, Gazaway St, E Riverview Dr, Veranda Trce$960
Coffee Springs Rd, Cove Cir S, New Bethel Rd, Tanglewood Trl W, Old Ford Valley Rd, Allen Blvd, Alford St, Hayes Dr, Centre Rd, Ouida Dr$959
Cedar Tree Ln, Leonard Dr, Cothran St, Hillway Dr, Park Dr, Ray St, Yancey Dr, Chris Dr, Alford Rd, Turtle Cove Rd$963

Hokes Bluff, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hokes Bluff$141 to $144
Ballplay$138
Coats Bend$139
Turkeytown$143

Hokes Bluff, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ballplay CDP, Alabama $115 $153 $230
Coats Bend CDP, Alabama $117 $155 $233
Turkeytown CCD, Etowah County, Alabama $119 $159 $238

Hokes Bluff, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hokes Bluff, AL7.0%22.8%
Ballplay7.24%24.24%
Coats Bend7.89%20.88%
Turkeytown7.07%21.26%

Hokes Bluff Renters Insurance as a Percentage of Rent

Hokes Bluff Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 16 3.0% $811
$300 to $499 15 3.0% $1261
$500 to $749 222 46.0% $1936
$750 to $999 195 40.0% $2686
$1,000 to $1,499 28 5.0% $3811

Average Cost Of Home Insurance By Company In Areas Nearby Hokes Bluff For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 American National General Ins Company 789
$500 $150,000 Fire Insurance Exchange 1750
$500 $150,000 Nationwide General Ins Co 708
$500 $150,000 Nationwide Property & Casualty Ins Company 1057
$500 $300,000 Alfa Mutual General Insurance Co 4781
$500 $300,000 Coastal American Insurance Company 348
$500 $300,000 Fire Insurance Exchange 3462
$500 $300,000 Nationwide Property & Casualty Ins Company 1916
$500 $300,000 Safeco Insurance Company Of America 1841
$500 $300,000 Travelers Home And Marine Insurance Company 1166

Hokes Bluff, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Hokes Bluff Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Hokes Bluff Home Owner from High Deductible Plan $600

Hokes Bluff, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hokes Bluff, AL Home Replacement Value MORE than Home Value Hokes Bluff, AL Home Replacement Value LESS than Home Value
Replacement Value $79,500 $52,000
Insurance Premium based on Replacement Value $350 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Hokes Bluff Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 7037109
Year Built 197619822013
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$100000-$125000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hokes Bluff, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 165,000 Asphalt Shingles Roof 1,900 3 $500- $1000 Deductible 430 7 Vinyl siding yes
1987 290,000 Membrane Roof 3,630 5 $500 Deductible 660 5 Stucco siding No
2005 240,000 Membrane Roof 3,130 4 $2500-$5000 Deductible 130 2 Stucco siding No
2007 235,000 Tile Roof 3,370 5 > $10,000 Deductible 140 3 Stone Siding yes
1970 180,000 Shingles Roof 2,400 5 $2500-$5000 Deductible 70 1 Wood siding yes
1976 120,000 Slate Shingles Roof 1,460 3 $500- $1000 Deductible 200 5 Stucco siding No
1996 185,000 Wood Shake Roof 2,170 3 $2500-$5000 Deductible 330 5 Stucco siding No
2000 105,000 Slate Shingles Roof 1,750 3 $500 Deductible 230 6 Vinyl siding No
1986 150,000 Metal Roof 2,050 3 $500 Deductible 450 8 Brick siding No
1973 325,000 Slate Shingles Roof 4,150 5 > $10,000 Deductible 410 4 Fiber-Cement Siding yes
1978 225,000 Slate Shingles Roof 2,600 4 $500 Deductible 530 7 Stucco siding yes
1997 200,000 Shingles Roof 2,280 3 $5000 to $10,000 Deductible 610 10 Fiber-Cement Siding yes
1984 165,000 Slate Shingles Roof 2,350 5 $1000-$2500 Deductible 120 2 Stucco siding yes
2010 160,000 Wood Shake Roof 2,300 3 $500- $1000 Deductible 760 12 Stucco siding No
1970 125,000 Wood Shake Roof 2,000 3 $2500-$5000 Deductible 220 5 Brick siding No
1978 180,000 Membrane Roof 1,970 4 $500- $1000 Deductible 1020 12 Fiber-Cement Siding yes
1978 220,000 Wood Shake Roof 2,510 5 $500- $1000 Deductible 320 4 Vinyl siding No
2010 185,000 Composition Roof 2,610 4 $5000 to $10,000 Deductible 500 7 Stone Siding yes
1974 355,000 Membrane Roof 4,480 5 $500 Deductible 260 2 Stucco siding No
2013 185,000 Tile Roof 3,010 5 $500 Deductible 80 1 Fiber-Cement Siding No
2013 170,000 Tile Roof 2,450 4 $2500-$5000 Deductible 290 5 Vinyl siding yes
2012 205,000 Slate Shingles Roof 2,310 5 $5000 to $10,000 Deductible 230 5 Stucco siding No
1976 385,000 Composition Roof 4,980 5 $5000 to $10,000 Deductible 910 12 Stucco siding No
1999 320,000 Composition Roof 3,940 5 > $10,000 Deductible 440 6 Stucco siding yes
2014 150,000 Wood Shake Roof 2,020 3 $500- $1000 Deductible 670 12 Stone Siding No
2007 175,000 Asphalt Shingles Roof 2,130 3 $500- $1000 Deductible 600 10 Wood siding No
2012 165,000 Composition Roof 1,980 5 $2500-$5000 Deductible 590 12 Wood siding No
1982 185,000 Slate Shingles Roof 2,360 3 $1000-$2500 Deductible 120 2 Vinyl siding yes
1988 110,000 Slate Shingles Roof 1,220 3 $1000-$2500 Deductible 180 4 Brick siding No
1994 225,000 Slate Shingles Roof 2,640 4 $1000-$2500 Deductible 270 3 Brick siding yes
2010 115,000 Tile Roof 1,630 3 $500 Deductible 360 7 Vinyl siding yes
1981 130,000 Asphalt Shingles Roof 1,800 3 $500- $1000 Deductible 660 12 Fiber-Cement Siding yes
1984 105,000 Membrane Roof 1,720 3 $2500-$5000 Deductible 230 9 Brick siding yes
2013 130,000 Membrane Roof 1,400 3 $500- $1000 Deductible 260 6 Vinyl siding yes