Hoffman Estates Insurance Rates:

Hoffman Estates, IL homeowners insurance is approximately $689 to $937, about $57-$78/month. Our in depth guide shows customers can save upto $325 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hoffman Estates, IL Homeowners Insurance By Home Value

Hoffman Estates, IL Home Value Total Homes % of Total Average Hoffman Estates, IL Homeowners Insurance
Less than $50,000 220 1.0% $73
$80,000 to $89,999 212 1.0% $252
$90,000 to $99,999 191 1.0% $284
$100,000 to $124,999 552 4.0% $325
$125,000 to $149,999 535 4.0% $406
$150,000 to $174,999 855 7.0% $487
$175,000 to $199,999 809 6.0% $560
$200,000 to $249,999 2,412 20.0% $674
$250,000 to $299,999 2,352 20.0% $821
$300,000 to $399,999 3,253 28.0% $1048

Top Home Insurance Agents Near Hoffman Estates, IL

Home Insurance Company Near Hoffman Estates, IL Homeowners Insurance Agency Near Hoffman Estates, IL Address
NA Nelson Insurance Group, Llc 521 S Lagrange Rd., Ste 207 Lagrange, La Grange, IL, 60525
Travelers Dlr Insurance Agency 2413 W ALGONQUIN RD # 426, ALGONQUIN, IL, 60102
Liberty Mutual Jeffrey Sabbe 2815 Forbs Ave. Suite 200, Hoffman Estates, IL, 60192
Allstate Jim Towns 713 Main St, Batavia, IL, 60510
Farmers Melissa Torres 8416 Kennedy Ave, Highland, IN, 46322

Hoffman Estates, IL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Hoffman Estates, IL

Streets in Hoffman Estates Area Homeowners Insurance Cost
Angus Ct, Aimee Way, Tymore Ct, Fieldstone Ct, Dumfries Ct, W Lakeside Plz, Gannon Dr, W Briarwood Dr, Spring Mill Dr, Dukesbury Ln$905
Christopher Ct, Canton Ln, Bedford Dr, Old Kings Ct, Heritage Ln, Bicek Dr, Shotkowski Dr, S Brighton Ln, Ford Ave, Northview Ln$913
Kevin Morris Ct, Deep Woods Dr, Bellechase Cir, Windsor Ct, Germaine Cir, Barcroft Ct, Erie Ln, S Bristol Ct, White Oak Dr, W Berkley Ln$783
Afton Cir, Pondview Ct, Ashkirk Ct, N Knollwood Dr, Middleton Ln, Foltz Dr, W Thacker St, Hawthorne Ct, Thacker St, Newton St$889
Lancashire Ct, Gannon Ct, Haverton Ct, Donlea Rd, N Roosevelt Blvd, Whitefence Trl, N Corona Dr, Blanchard Cir, W Hickory Ln, Port Arthur Ct$1,066
W Dumfries Ct, Woodhill Ct, W Steeplechase Ln, Finchley Ct, Capstan Dr, Pierce Rd, Valley Lake Dr, Dumont Ln, Dunbar Rd, Sundance Cir$913
Chelmsford Pl, Longford Ct, Carnaby Ct, W Glencoe Rd, Deepwood Rd, N Arlington Rd, S Haman Rd, Chandra Ct, Sparrow Ct, Steeplechase$913
Geneva Ct, Shorewood Dr, Plumwood Ct, Grissom Ct, Marbilynn Dr, Willow Bay Dr, Waverly Ct S, Hidden Brook Trl, Castlewood Ct, Timber Ct$909
Leeds Dr, Leanda Ln, Averry Ct, Bridlewood Trl, O Hare Dr, Green Bridge Ct, Manchester Dr, W Russell St, Apple St, Dorset Ave$1,053
Chapel Hill Dr, Schaumburg Rd, Woodland, Banbury Rd, W Darlington Cir, Wychwood Ln, W Aberdeen Rd, McDonough Dr, Headwater Cove, Vandenbergh Dr$1,085

Hoffman Estates, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hoffman Estates$121 to $124
South Barrington$161

Hoffman Estates, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Barrington village, Illinois $134 $179 $268
Streamwood village, Illinois $98 $130 $195
Barrington township, Cook County, Illinois $122 $162 $243

Hoffman Estates, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hoffman Estates, IL3.4%9.8%
South Barrington2.24%8.95%

Hoffman Estates Renters Insurance as a Percentage of Rent

Hoffman Estates Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 48 1.0% $1211
$500 to $749 80 1.0% $1886
$750 to $999 1,439 35.0% $2636
$1,000 to $1,499 1,520 37.0% $3761
$1,500 or more 909 22.0% $5411

Hoffman Estates, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Hoffman Estates Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,100$12,500
Net Savings to Hoffman Estates Home Owner from High Deductible Plan $600

Hoffman Estates, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hoffman Estates, IL Home Replacement Value MORE than Home Value Hoffman Estates, IL Home Replacement Value LESS than Home Value
Replacement Value $186,500 $130,000
Insurance Premium based on Replacement Value $1,075 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $200/year

Example Hoffman Estates Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceTravelers
Monthly Premium 1009547
Year Built 199719731982
Home Details 5 Beds, 4 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$200000-$250000$125000-$150000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hoffman Estates, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 185,000 Slate Shingles Roof 1,510 3 $500 Deductible 990 9 Stone Siding No
1987 170,000 Metal Roof 1,210 2 $2500-$5000 Deductible 240 7 Brick siding No
1989 245,000 Tile Roof 1,750 2 > $10,000 Deductible 850 12 Wood siding No
1982 475,000 Tile Roof 3,660 5 > $10,000 Deductible 860 7 Wood siding No
1990 230,000 Shingles Roof 1,880 3 $5000 to $10,000 Deductible 240 5 Vinyl siding No
1989 380,000 Wood Shake Roof 2,470 4 $500- $1000 Deductible 830 5 Vinyl siding yes
1997 765,000 Composition Roof 4,490 5 $2500-$5000 Deductible 1030 5 Stone Siding yes
1987 115,000 Shingles Roof 900 2 $2500-$5000 Deductible 110 5 Stucco siding No
1982 195,000 Metal Roof 1,620 3 $5000 to $10,000 Deductible 40 1 Fiber-Cement Siding yes
1984 480,000 Tile Roof 3,070 5 $1000-$2500 Deductible 1010 6 Stucco siding No
1999 220,000 Wood Shake Roof 1,600 2 $2500-$5000 Deductible 440 7 Stone Siding No
1978 235,000 Slate Shingles Roof 1,740 4 $2500-$5000 Deductible 80 1 Wood siding yes
1991 155,000 Metal Roof 990 2 $1000-$2500 Deductible 90 2 Stone Siding yes
1993 205,000 Metal Roof 1,820 3 > $10,000 Deductible 410 10 Wood siding No
1996 305,000 Slate Shingles Roof 2,180 5 $2500-$5000 Deductible 750 10 Stucco siding yes
1998 155,000 Asphalt Shingles Roof 1,020 2 $500 Deductible 550 10 Brick siding yes
1998 225,000 Wood Shake Roof 1,660 2 $500 Deductible 840 9 Stucco siding yes
1996 180,000 Membrane Roof 1,460 2 $2500-$5000 Deductible 200 3 Wood siding No
1996 235,000 Membrane Roof 1,450 2 $5000 to $10,000 Deductible 230 5 Wood siding yes
1988 435,000 Shingles Roof 2,580 5 $1000-$2500 Deductible 120 1 Fiber-Cement Siding yes
1998 145,000 Asphalt Shingles Roof 910 2 $2500-$5000 Deductible 240 5 Wood siding No
1995 165,000 Membrane Roof 1,030 2 $500- $1000 Deductible 100 2 Wood siding No
1992 330,000 Composition Roof 2,640 4 $1000-$2500 Deductible 170 2 Brick siding No
1984 305,000 Membrane Roof 1,970 3 $1000-$2500 Deductible 470 5 Brick siding No
1984 325,000 Asphalt Shingles Roof 2,810 5 $500 Deductible 390 3 Brick siding No
1978 315,000 Wood Shake Roof 2,490 5 $2500-$5000 Deductible 420 5 Stucco siding No
1978 165,000 Slate Shingles Roof 1,390 3 $1000-$2500 Deductible 330 5 Fiber-Cement Siding No
1973 165,000 Metal Roof 970 2 $500 Deductible 500 6 Wood siding No
1990 410,000 Composition Roof 3,010 5 > $10,000 Deductible 270 4 Vinyl siding yes
1982 365,000 Shingles Roof 2,580 5 $1000-$2500 Deductible 940 6 Fiber-Cement Siding No
1982 115,000 Composition Roof 980 2 $500- $1000 Deductible 290 5 Brick siding No
1984 510,000 Asphalt Shingles Roof 3,210 4 $2500-$5000 Deductible 450 3 Wood siding yes
1997 750,000 Composition Roof 4,620 5 > $10,000 Deductible 210 1 Vinyl siding No
1999 160,000 Membrane Roof 1,220 2 $1000-$2500 Deductible 90 2 Stucco siding yes

Latest Home Insurance Reviews

I recommend All state insurance because I think is the best one of my area. They have an excellent customer service. They Have good affordable prices .
State Farm
I feel that our policy covers just as much as other home insurance policies. It seems pretty standard for home insurance.
I like the company because their rates and coverage are very good. The only thing I don’t like is that we rent out our home in the summer and the stipulations for doing this are a bit of a pain and confusing.
Farmer's Insurance
Our deductible is normal. Only one other company had a lower deductible however our payments would have been much higher. We think it is fair.
The price is comparable to other company's pricing. I am satisfied with the premium. It is relatively low cost and I have no problem paying this amount. The premium may be slightly lower than other companies.
Grange Insurance
I'm not sure what out deductible is for our policy, but I am satisfied with our premium.
The customer service is wonderful. They can help me to get the best insurance.
Erie Insurance
The prices are comparable to other companies. They aren't much higher than others. The deductible is also okay.
Erie Insurance
My insurance customer service has always been great. Theyre always informative and help with whatever I need. I would definitely give them a 5 rating.
The Hartford
Hartford Customer Service does a good job. And they well beyond just offering information etc. And they always are sure to arrange for only qualified insurance professionals answer those questions and execute orders that are so qualified to do so.
I like that i was given a quote well below the competitors and it was the same coverage. they also enabled me to bundle my auto policy and make only one monthly payment.
Erie Insurance
My insurance company is sometimes very difficult to get in touch with. the prices aren't as reasonable as i would like them to be for specific coverage.
State Farm
State farm is a good company and i've been with them over 30 years. they are always available if you need them or have questions about anything.
Farmer's Insurance
I can see all my policies and my agent's contact information at a glance. I can pay my car and umbrella insurance online. I can print my proof of insurance from the website or pull it up on the app.
Customer service is quite clumsy and customer care does not respond as quickly as possible. Also, the problem solution is quite late and you have followed the problem so many times until it gets sorted.
State Farm
I like that I can communicate with them via email instead of having to call them.
Farmer's Insurance
I think that they are always getting right back to me in a couple of hours. I have never had an issue with communicating with them.
I have not checked the premium with other companies. I have had AAA since I first signed up with insurance. My whole family has them so I just stuck with them. I have not compared.
Farmer's Insurance
My two complaints is that my rates have not changed in all of the time I have had them. After all of this time I assumed it would have gone down at least a little bit. Also when making a claim, as helpful as they are, they aren't very fast and have the tendency to make you wait awhile before the issue is resolved.
State Farm
I do not currently have home insurance. Therefore, I do not have any information about home insurance offerings as compared to other insurance providers.

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