Hobart Insurance Rates:

Hobart, IN homeowners insurance is about $687 to $934, about $57-$77/month. Our in depth guide indicates shoppers can save upto $324 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State Farm offers very good policy options for a good price. They are very good about figuring out the cheapest policy that will provide sufficient coverage for you.
Alfa Insurance
I like how my agent is very personal with my family, she is very friendly and treats my family like her own.
Allstate
They constantly bombard me with an email telling me about other insurance products which i don't want or need. they also send me too many emails, which is annoying.
Nationwide
It is hard to beat nationwide's insurance coverage for the price. of all the companies i looked into they offered the most coverage for the most competitive price.
State Farm
Unless we moved all our insurance to another company, most other companies were quoting $200 or higher than what we pay now.
Encompass Insurance
I cannot think of anything I dislike about the insurance company. They have never done anything to anger me.
Aaa
Their cooperation with other companies is not the best. I had issues with them faxing proof to my mortgage company and they never got proof.
State Farm
Every time I called them the customer service people were great. I was on first name basis and we got along great. I really loved their customer service. They were very helpful and knowledgeable.
Allstate
I don't have any experience because I’ve never filed a claim yet so far.
Geico
The one time I contacted them they were very helpful and took care of all my needs right away. The staff seemed to really care. I would give them 5 out of 5 for their service.

Hobart, IN Homeowners Insurance By Home Value

Hobart, IN Home Value Total Homes % of Total Average Hobart, IN Homeowners Insurance
Less than $50,000 1,187 10.0% $178
$50,000 to $59,999 267 2.0% $381
$60,000 to $69,999 512 4.0% $470
$70,000 to $79,999 877 8.0% $551
$80,000 to $89,999 827 7.0% $624
$90,000 to $99,999 1,067 9.0% $697
$100,000 to $124,999 1,872 17.0% $802
$125,000 to $149,999 1,506 13.0% $1005
$150,000 to $174,999 1,335 12.0% $1192
$175,000 to $199,999 711 6.0% $1378
$200,000 to $249,999 527 4.0% $1654
$250,000 to $299,999 183 1.0% $2027

Top Home Insurance Agents Near Hobart, IN

Home Insurance Company Near Hobart, IN Homeowners Insurance Agency Near Hobart, IN Address
Travelers First Consolidated Ins Center Inc 398 W Indiana Ave, Beecher, IL, 60401
Travelers Horn Mcgowan Insurance Agency 10600 W Higgins Rd Ste 524, Rosemont, IL, 60018
State Farm Jeff Tucker 512 Ridge Rd, Munster, IN, 46321-1608
Liberty Mutual Jessica Niemann 1 East 22Nd Street Suite 800, Lombard, IL, 60148
Liberty Mutual Independent Pinnacle Insurance Group Of Indiana Inc 216 E Joliet St Crown Point, Crown Point, IN, 46307

Hobart, IN Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Hobart, IN

Streets in Hobart Area Homeowners Insurance Cost
Starboard Ct, Miami Pl, E 8th Pl, Hillcrest Ln, Riverlane Dr, Marquette Rd, Lawrence St, 14th Ln, E 32nd Ave, Dakota St$790
E 12th Ave, 13th St, E 20th Ct, E 30th Ave, E Washington Ave, Wyoming St, S Colorado St, E 10th Ave, Hickey Pl, Sandusky St$780
N Cavender St, W Old Ridge Rd, E 13th St, 1st St, Allan St, S Lake St, E 35th Ct, E 35th Pl, N Lake Park Ave, E 9th Ave$788
Tyler Ave, Edgewater Dr, E 10th Ave, Court St, Oklahoma St, Huntington St, 9th Ct, Lake George Dr, S Colorado St, Vigo St$786
E 11th Pl, Fleming St, Riverlane Dr, E 38th Pl, E 10th Pl, Minnesota St, Cosner, N Delaware St, Hemlock Dr, 11th Pl$837

Hobart, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hobart$121 to $123
New Chicago$120
Lake Station$118
Ross$124

Hobart, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Chicago town, Indiana $120 $160 $240
Lake Station city, Indiana $119 $158 $237
Ross township, Lake County, Indiana $125 $166 $249

Hobart, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hobart, IN5.8%15.1%
New Chicago6.16%20.65%
Lake Station6.32%15.03%
Ross5.33%15.77%

Hobart Renters Insurance as a Percentage of Rent

Hobart Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 67 1.0% $352
$200 to $299 113 3.0% $802
$300 to $499 286 8.0% $1252
$500 to $749 1,051 29.0% $1927
$750 to $999 1,238 34.0% $2677
$1,000 to $1,499 727 20.0% $3802
$1,500 or more 84 2.0% $5452

Hobart, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Hobart Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Hobart Home Owner from High Deductible Plan $600

Hobart, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hobart, IN Home Replacement Value MORE than Home Value Hobart, IN Home Replacement Value LESS than Home Value
Replacement Value $96,000 $60,500
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Hobart Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyTravelers
Monthly Premium 256265
Year Built 198519591967
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $50000-$75000$200000-$250000$250000-$300000
Deductible $500- $1000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Hobart, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 235,000 Shingles Roof 3,670 5 $500- $1000 Deductible 780 9 Fiber-Cement Siding No
1944 90,000 Shingles Roof 1,200 3 $1000-$2500 Deductible 180 5 Stucco siding No
1970 115,000 Wood Shake Roof 1,820 3 $1000-$2500 Deductible 300 9 Wood siding yes
1968 145,000 Shingles Roof 1,930 4 $1000-$2500 Deductible 350 10 Stone Siding yes
1965 160,000 Asphalt Shingles Roof 1,810 4 $2500-$5000 Deductible 190 4 Stucco siding No
1950 335,000 Slate Shingles Roof 4,540 5 $2500-$5000 Deductible 790 7 Wood siding yes
1958 200,000 Wood Shake Roof 2,930 5 $500- $1000 Deductible 340 4 Fiber-Cement Siding yes
1967 220,000 Membrane Roof 2,570 5 $500 Deductible 410 5 Stone Siding No
1971 145,000 Tile Roof 1,710 3 $500 Deductible 430 7 Wood siding yes
1985 105,000 Tile Roof 1,320 3 $2500-$5000 Deductible 240 12 Wood siding No
1988 105,000 Composition Roof 1,800 4 $500 Deductible 290 7 Brick siding yes
1981 305,000 Tile Roof 4,090 5 $500- $1000 Deductible 1210 8 Stucco siding yes
1973 135,000 Slate Shingles Roof 2,060 4 $500- $1000 Deductible 880 12 Fiber-Cement Siding No
1974 135,000 Metal Roof 1,570 5 $2500-$5000 Deductible 310 8 Stucco siding yes
1941 170,000 Shingles Roof 2,080 5 $500- $1000 Deductible 470 8 Vinyl siding No
1944 205,000 Wood Shake Roof 2,810 4 $5000 to $10,000 Deductible 390 8 Vinyl siding yes
1986 120,000 Asphalt Shingles Roof 2,050 3 $500- $1000 Deductible 500 9 Brick siding No
1957 170,000 Wood Shake Roof 2,100 5 $500- $1000 Deductible 190 3 Fiber-Cement Siding yes
1974 160,000 Slate Shingles Roof 2,550 5 $500- $1000 Deductible 180 3 Vinyl siding No
1987 120,000 Asphalt Shingles Roof 1,650 4 $1000-$2500 Deductible 110 2 Wood siding yes
1945 215,000 Composition Roof 2,700 5 $500- $1000 Deductible 1210 12 Fiber-Cement Siding No
1983 150,000 Wood Shake Roof 2,110 3 $1000-$2500 Deductible 390 6 Wood siding yes
1945 155,000 Tile Roof 2,340 4 $1000-$2500 Deductible 500 9 Stucco siding yes
1955 100,000 Slate Shingles Roof 1,620 5 $500 Deductible 580 12 Stucco siding yes
1954 275,000 Metal Roof 3,370 5 $500- $1000 Deductible 880 9 Stucco siding No
1949 205,000 Metal Roof 2,810 4 $500- $1000 Deductible 610 7 Stone Siding No
1989 135,000 Shingles Roof 1,970 5 $500- $1000 Deductible 640 10 Brick siding yes
1979 225,000 Asphalt Shingles Roof 2,910 4 $2500-$5000 Deductible 120 2 Wood siding yes
1979 330,000 Tile Roof 3,760 5 $1000-$2500 Deductible 860 7 Wood siding No
1969 280,000 Tile Roof 3,810 5 $2500-$5000 Deductible 550 8 Brick siding No
1943 145,000 Membrane Roof 1,980 3 $2500-$5000 Deductible 80 2 Vinyl siding yes
1940 160,000 Wood Shake Roof 1,970 3 $500- $1000 Deductible 270 5 Brick siding yes
1940 135,000 Tile Roof 1,860 3 $2500-$5000 Deductible 300 10 Stucco siding yes
1947 250,000 Asphalt Shingles Roof 2,940 4 $5000 to $10,000 Deductible 590 9 Brick siding No

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