Hitchcock Insurance Rates:

Hitchcock, TX homeowners insurance is approximately $856 to $1,162, about $71-$96/month. Our complete guide indicates shoppers can save upto $403 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hitchcock, TX Homeowners Insurance By Home Value

Hitchcock, TX Home Value Total Homes % of Total Average Hitchcock, TX Homeowners Insurance
Less than $50,000 357 22.0% $312
$50,000 to $59,999 58 3.0% $655
$60,000 to $69,999 163 10.0% $807
$70,000 to $79,999 211 13.0% $938
$80,000 to $89,999 229 14.0% $1059
$90,000 to $99,999 78 4.0% $1190
$100,000 to $124,999 110 6.0% $1372
$125,000 to $149,999 68 4.0% $1725
$150,000 to $174,999 111 7.0% $2038
$175,000 to $199,999 77 4.0% $2350
$200,000 to $249,999 50 3.0% $2825
$300,000 to $399,999 60 3.0% $4389

Top Home Insurance Agents Near Hitchcock, TX

Home Insurance Company Near Hitchcock, TX Homeowners Insurance Agency Near Hitchcock, TX Address
Farmers Billy Henson 14125 Hiram Clarke Rd, Houston, TX, 77045
Farmers Chuck Lamotta 12603 Southwest Fwy Ste 685, Stafford, TX, 77477
Travelers Harco Insurance Services Inc 10777 NORTHWEST FWY STE 700, HOUSTON, TX, 77092
State Farm Linda Kaderka 2444 Times Blvd Ste 250, Houston, TX, 77005-3290
Allstate Ruth Williams 13831 Northwest Freeway, Houston, TX, 77040

Cost Of Homeowners Insurance By Street Near Hitchcock, TX

Streets in Hitchcock Area Homeowners Insurance Cost
Termini San Luis Pass Rd, Florence St, Long Tom Rd, S Elm St, Foremast Dr, Marion Ln, Liberty Dr, Kent Dr, Ector Dr, Downey Dr$1,107
Stankovich, San Domingo Dr, Nueces Dr, 10th Ave, Santo Park Rd, Reeves Dr, Spiller St, Edgewood Dr, Beaver Rd, Peck Ave$1,043
Mike St, Antigua Dr, Vauthier Rd, Troy St, Parkman St, Mutiny Ct, Kemin Dr, Oakridge Dr, Jane Rd, Redfish St$1,108
Jean Lafitte Rd, Tahiti, Kahala Dr, Hilton Ln, Chisholm Trl, FM 646 Rd S, Oahu Dr, Tradewinds Dr, Locust St, Marina Dr$1,111
Henckel Ln, Bay Vis, Ike Franks Rd, 99th St, Vauthier St, Jensen St, Lawndale St, Colston Rd, Hudson Rd, Pirates Cir$1,031

Hitchcock, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hitchcock$151 to $153
La Marque-Hitchcock$152
Bayou Vista$160
Tiki Island$175

Hitchcock, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
La Marque-Hitchcock CCD, Galveston County, Texas $127 $169 $254
Bayou Vista city, Texas $134 $178 $267
Tiki Island village, Texas $146 $195 $292

Hitchcock, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hitchcock, TX6.4%19.8%
La Marque-Hitchcock6.15%18.67%
Bayou Vista5.02%12.68%
Tiki Island3.42%9.74%

Hitchcock Renters Insurance as a Percentage of Rent

Hitchcock Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 1.0% $359
$200 to $299 26 2.0% $809
$300 to $499 46 4.0% $1259
$500 to $749 265 28.0% $1934
$750 to $999 383 41.0% $2684
$1,000 to $1,499 175 18.0% $3809
$1,500 or more 17 1.0% $5459

Hitchcock, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Hitchcock Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Hitchcock Home Owner from High Deductible Plan $600

Hitchcock, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hitchcock, TX Home Replacement Value MORE than Home Value Hitchcock, TX Home Replacement Value LESS than Home Value
Replacement Value $106,500 $65,500
Insurance Premium based on Replacement Value $1,150 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $275/year

Example Hitchcock Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 6911191
Year Built 196319862006
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$125000-$150000$100000-$125000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Hitchcock, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 145,000 Slate Shingles Roof 1,940 4 $500- $1000 Deductible 200 2 Stucco siding No
1999 185,000 Shingles Roof 2,670 4 $500 Deductible 1930 12 Wood siding yes
1962 120,000 Metal Roof 1,670 3 $1000-$2500 Deductible 380 5 Fiber-Cement Siding yes
1979 110,000 Membrane Roof 1,950 3 $500 Deductible 810 8 Fiber-Cement Siding yes
2001 150,000 Asphalt Shingles Roof 2,300 3 $2500-$5000 Deductible 400 5 Fiber-Cement Siding No
1969 115,000 Slate Shingles Roof 1,890 3 $500- $1000 Deductible 860 9 Vinyl siding yes
1963 135,000 Wood Shake Roof 2,680 4 $1000-$2500 Deductible 400 4 Brick siding yes
2013 215,000 Metal Roof 3,220 4 $1000-$2500 Deductible 1350 9 Stucco siding No
2002 130,000 Wood Shake Roof 2,590 4 $500- $1000 Deductible 600 9 Stucco siding No
1994 115,000 Asphalt Shingles Roof 2,280 4 $500- $1000 Deductible 760 9 Stucco siding No
1994 100,000 Metal Roof 1,480 3 $1000-$2500 Deductible 370 5 Stone Siding yes
1978 90,000 Metal Roof 1,570 3 $500- $1000 Deductible 350 7 Stucco siding yes
1999 100,000 Slate Shingles Roof 1,680 4 $1000-$2500 Deductible 560 9 Brick siding yes
2010 165,000 Shingles Roof 2,650 4 $1000-$2500 Deductible 530 4 Brick siding yes
1997 180,000 Tile Roof 3,110 4 $2500-$5000 Deductible 410 5 Wood siding yes
2008 95,000 Composition Roof 1,390 3 $500 Deductible 390 7 Vinyl siding No
1987 190,000 Asphalt Shingles Roof 2,620 4 $5000 to $10,000 Deductible 830 10 Vinyl siding yes
1980 120,000 Tile Roof 1,720 4 $500- $1000 Deductible 790 9 Fiber-Cement Siding No
1974 110,000 Tile Roof 2,110 3 $1000-$2500 Deductible 790 9 Stucco siding No
1999 125,000 Composition Roof 1,870 3 $2500-$5000 Deductible 480 9 Stucco siding No
1962 130,000 Tile Roof 2,300 3 $1000-$2500 Deductible 780 8 Vinyl siding yes
1964 130,000 Tile Roof 2,320 3 $500 Deductible 900 10 Vinyl siding No
1995 155,000 Wood Shake Roof 2,960 4 $1000-$2500 Deductible 100 1 Vinyl siding yes
1993 155,000 Tile Roof 2,540 4 $500- $1000 Deductible 1130 10 Vinyl siding No
1973 90,000 Membrane Roof 1,830 4 $1000-$2500 Deductible 480 10 Brick siding yes
1986 145,000 Slate Shingles Roof 2,070 3 $2500-$5000 Deductible 110 1 Wood siding yes
1962 180,000 Composition Roof 2,830 4 $5000 to $10,000 Deductible 230 2 Vinyl siding yes
2011 135,000 Metal Roof 1,940 3 $1000-$2500 Deductible 150 2 Stone Siding No
2002 170,000 Tile Roof 2,910 4 $5000 to $10,000 Deductible 480 5 Stucco siding yes
1997 200,000 Shingles Roof 2,880 4 $500- $1000 Deductible 1010 8 Wood siding No
2013 115,000 Slate Shingles Roof 1,570 3 $2500-$5000 Deductible 310 4 Fiber-Cement Siding No
1968 90,000 Tile Roof 1,780 4 $2500-$5000 Deductible 50 1 Wood siding No