Hiram Insurance Rates:

Hiram, GA homeowners insurance is roughly $749 to $1,018, about $62-$84/month. Our complete analysis indicates shoppers can save upto $353 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aflac
I like that my insurance company policy is very vast and covers many different issues and incidents. i feel that i am covered and taken care of even if a variety of things were to take place at my home residence. this makes me feel very at peace and safe.
Progressive
I have been with my company for going on 15 years and have never had much of a problem. I had issues with price increases seemingly out of the blue.would recommend to anyone.
Liberty Mutual
I recommend this insurance to others Because it is more comfortable and the premiums and deductible was really good enough to over go and through it was really good.
State Farm
The insurance company is cheap and affordable.
State Farm
The companies they contract with locally to perform tasks such as carpet removal, mold removal and other remedial tasks when you submit a claim are awful. those companies are extremely unprofessional, the employees are rude, and they work very inefficiently.
Metlife
Again, the reps are us based so there is no listening to a person stumbling over their words. The company employs people who know the insurance industry and IÃḃ€™m very pleased with that, it's so important to me!
Safeco Insurance
I like this company because they are giving me insurance for my car and house that I can afford to pay annually.
State Farm
Well coming to disliking thing there is no such thing I can say about the company
Country Financial
They get in touch regularly. If anything, maybe too much, I really don't want to think about the insurance most of the time. But still, I understand that they want to keep things up to date.
Allstate
Don't have much to say about disliking my insurance company. Only thing I can think of is that the main office moved from a very convenient location centrally located to other businesses to another location a bit out of my way.
State Farm
I would recommend state farm over other companies because I dont think insurance is something you should go cheap on.
Geico
I like the GEICO customer service because I work with one agent from start to finish. I have his direct number and if he is unavailable he calls me back at his earliest convenience.

Hiram, GA Homeowners Insurance By Home Value

Hiram, GA Home Value Total Homes % of Total Average Hiram, GA Homeowners Insurance
Less than $50,000 671 4.0% $159
$50,000 to $59,999 319 2.0% $344
$60,000 to $69,999 407 2.0% $424
$70,000 to $79,999 383 2.0% $486
$80,000 to $89,999 1,574 10.0% $556
$90,000 to $99,999 737 4.0% $618
$100,000 to $124,999 2,462 16.0% $716
$125,000 to $149,999 2,738 18.0% $901
$150,000 to $174,999 2,197 14.0% $1069
$175,000 to $199,999 1,485 10.0% $1228
$200,000 to $249,999 1,210 8.0% $1485
$250,000 to $299,999 254 1.0% $1812
$300,000 to $399,999 364 2.0% $2298

Top Home Insurance Agents Near Hiram, GA

Home Insurance Company Near Hiram, GA Homeowners Insurance Agency Near Hiram, GA Address
Nationwide Bowers Insurance Group Llc 500 Sun Valley Dr STE H1, Roswell, GA, 30076
Liberty Mutual Independent Commercial Insurance Agency 40 TECHNOLOGY PKWY S STE 210, NORCROSS, GA, 30092
Travelers Ea-Nathan Dean Agency Inc 1105 N PIEDMONT AVE, ROCKMART, GA, 30153
Travelers Atkinson Leavitt Ins Agency Inc 2200 CENTURY PKWY STE 410, ATLANTA, GA, 30345
Allstate William Edwards 5522 Old National Hwy Ste A, College Park, GA, 30349

Hiram, GA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Hiram, GA

Streets in Hiram Area Homeowners Insurance Cost
Elkay Ct, Jane Harris Rd, Barnett Path, Copper Mine Rd, Peach Forest Way, Silver Thorne Dr, Collins Dr, Dogwood Ln, Wisteria Ct, Mallory Ct$877
Barrinton Dr, Edgewood Dr, Parklin Dr, Hall Rd, Anita Dr, Essex Ln, Wilshire Walk, Pastel Ct, Sweetwater Bridge Cir, Magnolia Path$886
Stoney Brook Dr, Sims Dr, Braemill Ct, Doe Ln, Baywood Xing, White Pines Ct, Jack Weldon Dr, Mulberry Pl, Dover Ct, Poplar Way$888
Warrenton Dr, Dogwood Path, Cotton Mill Dr, Shefield Pl, 5th Ave E, Pine Ridge Farm Dr, Rotunda Ct, Paradise Dr, Stonedell Dr, Purser Path$882
Legend Creek Ter, Enclave Ct, S Oak Landing Dr, Sweetwater Dr, Brandi Ln, Thimblemill Ct, Brooks Mill Ln, Old Burnt Hickory Rd, Gannon Gap Ct, Morgan Lake Ln$886

Hiram, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hiram$132 to $134
Winston$134
Dallas$132
Paulding County$133

Hiram, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winston CCD, Douglas County, Georgia $112 $149 $224
Dallas CCD, Paulding County, Georgia $111 $147 $221
Paulding County, Georgia $111 $148 $222

Hiram, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hiram, GA5.6%19.1%
Winston4.92%19.22%
Dallas5.55%20.89%
Paulding County5.34%19.89%

Hiram Renters Insurance as a Percentage of Rent

Hiram Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 33 1.0% $1266
$500 to $749 551 18.0% $1941
$750 to $999 939 32.0% $2691
$1,000 to $1,499 1,154 39.0% $3816
$1,500 or more 234 8.0% $5466

Average Cost Of Home Insurance By Company In Areas Nearby Hiram For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$250,000 veneer Aig Property Casualty Company $1025 $963 $867
$250,000 frame American Family Mutual Insurance Company, S.I. N/A N/A $1201.97
$100,000 veneer American Family Mutual Insurance Company, S.I. N/A N/A $721.63
$250,000 veneer American National General Insurance Company N/A $850 $821
$250,000 frame Bankers Standard Insurance Company N/A $1792 $1588
$100,000 frame California Casualty Indemnity Exchange $756 $672 $576
$75,000 veneer California Casualty Indemnity Exchange $588 $523 $448
$200,000 veneer Horace Mann Property And Casualty Insurance Company N/A $1266 $1142
$400,000 frame Liberty Insurance Corporation N/A $1560 $1496
$75,000 veneer State Auto Property And Casualty Insurance Company N/A N/A $473.00

Hiram, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Hiram Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,000$9,800
Net Savings to Hiram Home Owner from High Deductible Plan $1,200

Hiram, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hiram, GA Home Replacement Value MORE than Home Value Hiram, GA Home Replacement Value LESS than Home Value
Replacement Value $163,000 $100,000
Insurance Premium based on Replacement Value $975 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Hiram Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmerican Family InsuranceGEICO Insurance
Monthly Premium 595389
Year Built 200419992010
Home Details 4 Beds, 3 Baths5 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$125000-$150000$250000-$300000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hiram, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 290,000 Shingles Roof 3,170 4 > $10,000 Deductible 80 1 Vinyl siding yes
2005 200,000 Shingles Roof 2,360 4 $1000-$2500 Deductible 540 6 Vinyl siding No
2005 240,000 Metal Roof 2,730 4 $5000 to $10,000 Deductible 130 3 Stone Siding yes
1997 170,000 Membrane Roof 1,730 4 $1000-$2500 Deductible 400 9 Brick siding No
2000 180,000 Asphalt Shingles Roof 1,890 4 $5000 to $10,000 Deductible 130 3 Stone Siding No
2014 265,000 Slate Shingles Roof 2,900 4 $500 Deductible 900 8 Brick siding yes
1998 170,000 Asphalt Shingles Roof 2,440 4 $5000 to $10,000 Deductible 660 12 Stone Siding No
2012 335,000 Membrane Roof 3,910 5 $5000 to $10,000 Deductible 620 6 Wood siding yes
2006 165,000 Shingles Roof 2,350 4 $500 Deductible 180 4 Wood siding yes
2011 250,000 Asphalt Shingles Roof 2,710 5 $2500-$5000 Deductible 1270 12 Wood siding No
2008 205,000 Asphalt Shingles Roof 2,650 5 $500 Deductible 1020 12 Fiber-Cement Siding No
2006 420,000 Tile Roof 4,460 5 $5000 to $10,000 Deductible 720 7 Fiber-Cement Siding No
1997 325,000 Slate Shingles Roof 3,580 5 $5000 to $10,000 Deductible 840 12 Vinyl siding yes
1994 140,000 Tile Roof 1,540 5 $500- $1000 Deductible 110 2 Fiber-Cement Siding yes
2012 145,000 Tile Roof 2,020 5 $2500-$5000 Deductible 520 12 Brick siding yes
2012 240,000 Asphalt Shingles Roof 2,840 5 $500- $1000 Deductible 480 4 Fiber-Cement Siding yes
2013 305,000 Metal Roof 3,710 5 $500- $1000 Deductible 630 5 Wood siding yes
1994 195,000 Wood Shake Roof 2,510 5 $500 Deductible 80 1 Brick siding yes
1990 150,000 Tile Roof 2,180 5 $500 Deductible 440 8 Vinyl siding No
1992 185,000 Membrane Roof 2,180 5 $5000 to $10,000 Deductible 340 8 Stucco siding No
2000 295,000 Wood Shake Roof 2,910 5 $1000-$2500 Deductible 370 4 Wood siding No
1992 135,000 Tile Roof 1,950 4 $1000-$2500 Deductible 140 3 Stucco siding yes
2009 180,000 Wood Shake Roof 2,720 4 $500 Deductible 170 2 Wood siding yes
1996 270,000 Slate Shingles Roof 2,700 4 $2500-$5000 Deductible 850 9 Stone Siding yes
2010 200,000 Wood Shake Roof 2,170 4 $500 Deductible 200 3 Fiber-Cement Siding No
2008 205,000 Slate Shingles Roof 2,700 5 $2500-$5000 Deductible 130 3 Brick siding yes
1990 360,000 Slate Shingles Roof 3,540 5 $5000 to $10,000 Deductible 210 2 Stucco siding yes
1997 195,000 Metal Roof 2,650 4 $500 Deductible 110 2 Fiber-Cement Siding yes
1997 345,000 Membrane Roof 4,310 5 $5000 to $10,000 Deductible 200 2 Fiber-Cement Siding No
2003 120,000 Shingles Roof 1,550 5 $2500-$5000 Deductible 390 9 Vinyl siding No
2011 255,000 Tile Roof 3,490 5 $2500-$5000 Deductible 150 2 Wood siding yes
2006 370,000 Wood Shake Roof 4,730 5 $5000 to $10,000 Deductible 960 8 Wood siding yes
2013 130,000 Wood Shake Roof 1,620 4 $1000-$2500 Deductible 110 3 Brick siding yes

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