Hinesville Insurance Rates:

Hinesville, GA homeowners insurance is about $745 to $1,011, about $62-$84/month. Our complete guide shows customers can save upto $351 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
We are using Travelers through GEICO. Geico's CS is great, but when we call Traveler's directly, we are told we cannot get information and details and must talk to Geico... The insurance company itself relies on the servicer (Geico) for all inquiries, even if Geico does not have the answer.
Geico
I rate the company a what i did because they actually told me that the rates were going up and they did notify ahead of time
State Farm
Perhaps their premiums are a bit higher than the "discount" companies we could go with. However, we feel it is worth the money.
State Farm
Higher overall cost vs. some other agencies especially as it comes to car insurance. doesn't offer $100 or $0 deductible insurance which is a bummer.

Hinesville, GA Homeowners Insurance By Home Value

Hinesville, GA Home Value Total Homes % of Total Average Hinesville, GA Homeowners Insurance
Less than $50,000 544 6.0% $175
$50,000 to $59,999 234 2.0% $368
$60,000 to $69,999 166 1.0% $456
$70,000 to $79,999 298 3.0% $526
$80,000 to $89,999 637 7.0% $597
$90,000 to $99,999 718 8.0% $676
$100,000 to $124,999 1,755 21.0% $781
$125,000 to $149,999 1,279 15.0% $974
$150,000 to $174,999 1,215 14.0% $1150
$175,000 to $199,999 680 8.0% $1334
$200,000 to $249,999 425 5.0% $1597
$250,000 to $299,999 276 3.0% $1957
$300,000 to $399,999 116 1.0% $2484

Top Home Insurance Agents Near Hinesville, GA

Home Insurance Company Near Hinesville, GA Homeowners Insurance Agency Near Hinesville, GA Address
NA Mcginty-Gordon & Associates, Brunswick 11 Trade Street , Brunswick, GA, 31525
State Farm Darrel Hutcheson 4919 Augusta Rd, Garden City, GA, 31408-1730
State Farm Don Mason 4607 New Jesup Hwy, Brunswick, GA, 31520-1204
Travelers Peters Enterprises Inc 2102 E VICTORY DR, SAVANNAH, GA, 31404
Liberty Mutual Independent Stevens Hale & Associates 7391 HODGSON MEMORIAL DR SUITE 200, SAVANNAH, GA, 31416

Cost Of Homeowners Insurance By Street Near Hinesville, GA

Streets in Hinesville Area Homeowners Insurance Cost
Candler Rd, Flo Zechman Dr, McIntosh Pl, Bulloch Ct, Baysprings Ave, Meloney Dr, Palm Dr, State Rte 38, Cherry St, Lancaster Loop$876
Rye Patch Rd, Wooddale Dr, Hendry Ln, Bayleaf Pt, Shayna Dr NE, Magnolia Ln, Middleton Ln, Maxwell St, Terrell Dr, Kingston Ln$878
Trevor St, Cedar St, Dover Ln, W Mills St, Busbee Rd, Libby Ct, Christopher Dr, Smiley Ln, Cason, Charles Cir$872
Tempest Ln, Naktong Cir, John Wells R NE, Inwood Dr, Bender St, Stafford St, Sandy Run Dr, Cumberland Dr, Ruben Wells Rd, Flowers Dr$883
Wilder Rd, S Main St, Honeybee Ln, Groover Ct, Davis Ave, Firefinder Ln, Spanish Oak Dr, Cook Rd, Harrison Dr, Thornbriar Dr$895

Hinesville, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hinesville$131 to $134
Flemington$136
Gumbranch$130
Allenhurst$133

Hinesville, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Flemington city, Georgia $137 $182 $273
Gumbranch city, Georgia $130 $173 $260
Allenhurst city, Georgia $133 $177 $266

Hinesville, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hinesville, GA6.2%20.0%
Flemington4.87%12.16%
Gumbranch6.63%23.36%
Allenhurst5.89%20.48%

Hinesville Renters Insurance as a Percentage of Rent

Hinesville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 158 1.0% $820
$300 to $499 707 7.0% $1270
$500 to $749 2,594 25.0% $1945
$750 to $999 2,743 27.0% $2695
$1,000 to $1,499 3,236 32.0% $3820
$1,500 or more 460 4.0% $5470

Average Cost Of Home Insurance By Company In Areas Nearby Hinesville For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 frame Bankers Standard Insurance Company N/A $1430 $1270
$350,000 veneer Bankers Standard Insurance Company N/A $3352 $2961
$200,000 frame Country Mutual Insurance Company $1151.02 $1020.28 $844.09
$400,000 frame Georgia Farm Bureau Casualty Insurance Company $3064 $2942 $2672
$300,000 frame Grange Property And Casualty Insurance Company N/A N/A $1548
$250,000 veneer Hartford Casualty Insurance Company $1183 $1137 $1056
$400,000 frame Hartford Insurance Company Of The Southeast $1646 $1589 $1487
$75,000 veneer Homesite Insurance Company Of Georgia N/A N/A $780.00
$200,000 frame The Armed Forces Insurance Corporation $1294 $1239 $1143
$100,000 frame Universal Property & Casualty Insurance Company N/A $731.51 $634.06

Hinesville, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Hinesville Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,900$9,300
Net Savings to Hinesville Home Owner from High Deductible Plan $600

Hinesville, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hinesville, GA Home Replacement Value MORE than Home Value Hinesville, GA Home Replacement Value LESS than Home Value
Replacement Value $154,000 $98,500
Insurance Premium based on Replacement Value $700 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $175/year

Example Hinesville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAmica Mutual Insurance Company
Monthly Premium 679155
Year Built 198720002010
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$200000-$250000$150000-$175000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Hinesville, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 125,000 Composition Roof 1,920 4 $500 Deductible 260 5 Vinyl siding yes
1981 280,000 Metal Roof 3,590 5 > $10,000 Deductible 570 9 Fiber-Cement Siding yes
2002 155,000 Membrane Roof 2,030 4 $500 Deductible 210 3 Stone Siding No
1993 160,000 Composition Roof 1,880 3 $500- $1000 Deductible 300 6 Fiber-Cement Siding No
2014 220,000 Wood Shake Roof 2,760 4 > $10,000 Deductible 170 4 Stone Siding No
1994 360,000 Asphalt Shingles Roof 4,480 5 $5000 to $10,000 Deductible 80 1 Stucco siding yes
1980 295,000 Asphalt Shingles Roof 4,460 5 > $10,000 Deductible 520 9 Vinyl siding No
1981 215,000 Tile Roof 2,650 4 $5000 to $10,000 Deductible 510 9 Stucco siding No
2002 150,000 Tile Roof 2,280 5 $5000 to $10,000 Deductible 110 3 Wood siding yes
2005 175,000 Asphalt Shingles Roof 2,540 4 $1000-$2500 Deductible 440 9 Stucco siding No
2009 275,000 Membrane Roof 4,210 5 > $10,000 Deductible 770 12 Fiber-Cement Siding yes
1998 330,000 Wood Shake Roof 3,680 5 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding No
1990 160,000 Asphalt Shingles Roof 1,690 4 $500- $1000 Deductible 670 12 Vinyl siding No
1980 245,000 Composition Roof 3,010 4 $5000 to $10,000 Deductible 320 7 Stone Siding No
1994 115,000 Wood Shake Roof 1,680 3 $1000-$2500 Deductible 250 6 Brick siding No
1988 395,000 Metal Roof 4,350 5 $1000-$2500 Deductible 920 6 Stucco siding No
1980 200,000 Composition Roof 2,870 4 $500- $1000 Deductible 330 4 Vinyl siding yes
2003 200,000 Tile Roof 2,390 4 > $10,000 Deductible 170 5 Vinyl siding No
1981 150,000 Wood Shake Roof 1,710 3 $2500-$5000 Deductible 280 6 Fiber-Cement Siding No
1990 125,000 Slate Shingles Roof 1,750 3 $500- $1000 Deductible 90 2 Stucco siding No
2007 205,000 Metal Roof 2,410 4 $500 Deductible 1160 12 Stucco siding yes
1981 140,000 Tile Roof 1,770 4 $1000-$2500 Deductible 520 9 Fiber-Cement Siding No
2010 295,000 Membrane Roof 3,260 4 > $10,000 Deductible 50 1 Vinyl siding yes
1981 155,000 Shingles Roof 1,760 3 $500 Deductible 210 3 Wood siding No
1987 220,000 Wood Shake Roof 3,300 4 $1000-$2500 Deductible 570 7 Stone Siding No
1986 145,000 Wood Shake Roof 1,680 4 $2500-$5000 Deductible 170 4 Fiber-Cement Siding No
2010 275,000 Shingles Roof 3,330 4 $5000 to $10,000 Deductible 190 2 Brick siding No
1998 215,000 Tile Roof 2,330 3 $1000-$2500 Deductible 320 4 Brick siding yes
2004 130,000 Shingles Roof 2,020 3 $500 Deductible 600 12 Stone Siding No
1982 120,000 Slate Shingles Roof 1,567 3 > $10,000 Deductible 370 5 Stone Siding yes