Hinesville, GA homeowners insurance is about $745 to $1,011, about $62-$84/month. Our complete guide shows customers can save upto $351 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hinesville, GA | Homeowners Insurance Agency Near Hinesville, GA | Address |
|---|---|---|
| State Farm | Darrel Hutcheson | 4919 Augusta Rd, Garden City, GA, 31408-1730 |
| State Farm | Don Mason | 4607 New Jesup Hwy, Brunswick, GA, 31520-1204 |
| Travelers | Peters Enterprises Inc | 2102 E VICTORY DR, SAVANNAH, GA, 31404 |
| Liberty Mutual Independent | Stevens Hale & Associates | 7391 HODGSON MEMORIAL DR SUITE 200, SAVANNAH, GA, 31416 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Flemington city, Georgia | $137 | $182 | $273 |
| Gumbranch city, Georgia | $130 | $173 | $260 |
| Allenhurst city, Georgia | $133 | $177 | $266 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hinesville, GA | 6.2% | 20.0% |
| Flemington | 4.87% | 12.16% |
| Gumbranch | 6.63% | 23.36% |
| Allenhurst | 5.89% | 20.48% |
| Hinesville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 158 | 1.0% | $820 |
| $300 to $499 | 707 | 7.0% | $1270 |
| $500 to $749 | 2,594 | 25.0% | $1945 |
| $750 to $999 | 2,743 | 27.0% | $2695 |
| $1,000 to $1,499 | 3,236 | 32.0% | $3820 |
| $1,500 or more | 460 | 4.0% | $5470 |
| Streets in Hinesville Area | Homeowners Insurance Cost |
|---|---|
| Candler Rd, Flo Zechman Dr, McIntosh Pl, Bulloch Ct, Baysprings Ave, Meloney Dr, Palm Dr, State Rte 38, Cherry St, Lancaster Loop | $876 |
| Rye Patch Rd, Wooddale Dr, Hendry Ln, Bayleaf Pt, Shayna Dr NE, Magnolia Ln, Middleton Ln, Maxwell St, Terrell Dr, Kingston Ln | $878 |
| Trevor St, Cedar St, Dover Ln, W Mills St, Busbee Rd, Libby Ct, Christopher Dr, Smiley Ln, Cason, Charles Cir | $872 |
| Tempest Ln, Naktong Cir, John Wells R NE, Inwood Dr, Bender St, Stafford St, Sandy Run Dr, Cumberland Dr, Ruben Wells Rd, Flowers Dr | $883 |
| Wilder Rd, S Main St, Honeybee Ln, Groover Ct, Davis Ave, Firefinder Ln, Spanish Oak Dr, Cook Rd, Harrison Dr, Thornbriar Dr | $895 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hinesville | $131 to $134 |
| Flemington | $136 |
| Gumbranch | $130 |
| Allenhurst | $133 |
| Coverage | Construction type | Company | Premium | ||
|---|---|---|---|---|---|
| $250 Deductible | $500 Deductible | $1000 Deductible | |||
| $100,000 | frame | Bankers Standard Insurance Company | N/A | $1430 | $1270 |
| $350,000 | veneer | Bankers Standard Insurance Company | N/A | $3352 | $2961 |
| $200,000 | frame | Country Mutual Insurance Company | $1151.02 | $1020.28 | $844.09 |
| $400,000 | frame | Georgia Farm Bureau Casualty Insurance Company | $3064 | $2942 | $2672 |
| $300,000 | frame | Grange Property And Casualty Insurance Company | N/A | N/A | $1548 |
| $250,000 | veneer | Hartford Casualty Insurance Company | $1183 | $1137 | $1056 |
| $400,000 | frame | Hartford Insurance Company Of The Southeast | $1646 | $1589 | $1487 |
| $75,000 | veneer | Homesite Insurance Company Of Georgia | N/A | N/A | $780.00 |
| $200,000 | frame | The Armed Forces Insurance Corporation | $1294 | $1239 | $1143 |
| $100,000 | frame | Universal Property & Casualty Insurance Company | N/A | $731.51 | $634.06 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Hinesville Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,000 | $7,400 |
| Net Savings to Hinesville Home Owner from High Deductible Plan | $600 | |
| Scenario | Hinesville, GA Home Replacement Value MORE than Home Value | Hinesville, GA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $164,000 | $113,000 |
| Insurance Premium based on Replacement Value | $650 | $450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $17,000 | Risk Exposure from Under Insuring Coverage is $34,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $75/year |
| Insurance Company | Nationwide Insurance | GEICO Insurance | Farmers Insurance |
| Monthly Premium | 36 | 51 | 41 |
| Year Built | 1986 | 2011 | 1998 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $175000-$200000 | $150000-$175000 |
| Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible |