Hillsborough Insurance Rates:

Hillsborough, NH homeowners insurance is nearly $589 to $804, about $49-$67/month. Our in depth research shows customers can save upto $278 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hillsborough, NH Homeowners Insurance By Home Value

Hillsborough, NH Home Value Total Homes % of Total Average Hillsborough, NH Homeowners Insurance
Less than $50,000 45 2.0% $76
$80,000 to $89,999 57 3.0% $278
$100,000 to $124,999 86 5.0% $355
$125,000 to $149,999 147 8.0% $446
$150,000 to $174,999 214 12.0% $529
$175,000 to $199,999 177 10.0% $613
$200,000 to $249,999 475 28.0% $738
$250,000 to $299,999 221 13.0% $906
$300,000 to $399,999 189 11.0% $1150

Top Home Insurance Agents Near Hillsborough, NH

Home Insurance Company Near Hillsborough, NH Homeowners Insurance Agency Near Hillsborough, NH Address
Liberty Mutual Independent Kapiloff Insurance Agency 417 WINCHESTER ST, KEENE, NH, 3431
Liberty Mutual Independent Woodstock Insurance Inc. 439 Woodstock Rd, WOODSTOCK, VT, 5091
Liberty Mutual Independent Woodstock Insurance Inc. 540 West Rd, Woodstock, VT, 5091
NA Aaa Insurance Agency Inc 585 Pawtucket Blvd, Lowell, MA, 1854
NA Xingchun Hu 144 Merrimack Street, Lowell, MA, 1852

Cost Of Homeowners Insurance By Street Near Hillsborough, NH

Streets in Hillsborough Area Homeowners Insurance Cost
Moose Walk Ln, State Rte 9, Wyman St, Bog Rd, Dam Rd, Heartwood Ln, Holman St, Huntington Dr, Emerald Ln, Windsor Rd$698
Preston St, Lake View Ct, Park St, Dawn St, State Rte 149, Atwood Rd, Old Henniker St, Kemp Rd, Midnight Walk, Skunk Farm Rd$700
Blair Ave, Bethel Rd, Franklin Pierce Hwy, Bedell Rd, W Mill St, Windsor Mt Park Rd, 2nd Nh Tpke, Newman St, Hummingbird Ln, State Rd$694
Butler St, McCoy Rd, Severance Rd, Meeting Hill Rd, Raccoon Aly, Windsor Ter, Cooledge Rd, Clark Rd, Deerpoint Dr, Spruce Ln$692
Bradford Cir, Breezy Point Rd, Inchcape Cr, Dascomb Rd, Valhalla Farm Rd, Gould Pond Rd, Pine Ridge Rd, Miller Rd, Sunrise Pl, Gay Ave$692

Hillsborough, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hillsborough$103 to $105
Windsor$105
Deering$103
Washington$104

Hillsborough, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Windsor town, Hillsborough County, New Hampshire $88 $117 $175
Bradford town, Merrimack County, New Hampshire $88 $117 $176
Henniker town, Merrimack County, New Hampshire $88 $117 $176

Hillsborough, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hillsborough, NH3.1%8%
Windsor3.87%15.58%
Bradford3.54%7.67%
Henniker3.05%9.12%

Hillsborough Renters Insurance as a Percentage of Rent

Hillsborough Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 15 3.0% $334
$200 to $299 15 3.0% $784
$300 to $499 18 3.0% $1234
$500 to $749 131 28.0% $1909
$750 to $999 161 34.0% $2659
$1,000 to $1,499 76 16.0% $3784
$1,500 or more 47 10.0% $5434

Hillsborough, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Hillsborough Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,500$9,900
Net Savings to Hillsborough Home Owner from High Deductible Plan $600

Hillsborough, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hillsborough, NH Home Replacement Value MORE than Home Value Hillsborough, NH Home Replacement Value LESS than Home Value
Replacement Value $268,000 $183,000
Insurance Premium based on Replacement Value $1,125 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $55,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Hillsborough Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyState Farm
Monthly Premium 6741127
Year Built 199920141943
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$175000-$200000$400000-$500000
Deductible $1000-$2500 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Hillsborough, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 250,000 Asphalt Shingles Roof 1,830 4 > $10,000 Deductible 290 5 Brick siding yes
1944 230,000 Asphalt Shingles Roof 1,910 3 $2500-$5000 Deductible 540 8 Brick siding yes
2011 310,000 Wood Shake Roof 2,920 5 $500- $1000 Deductible 260 2 Fiber-Cement Siding No
1944 220,000 Metal Roof 1,640 3 $500- $1000 Deductible 590 5 Vinyl siding yes
2010 235,000 Wood Shake Roof 2,480 4 $2500-$5000 Deductible 310 5 Brick siding No
1994 250,000 Asphalt Shingles Roof 2,420 4 $5000 to $10,000 Deductible 380 5 Fiber-Cement Siding No
2010 150,000 Membrane Roof 1,320 3 $1000-$2500 Deductible 110 3 Stone Siding No
1949 230,000 Composition Roof 1,790 3 $500- $1000 Deductible 60 1 Wood siding yes
1940 400,000 Asphalt Shingles Roof 4,110 5 $1000-$2500 Deductible 1200 8 Stone Siding yes
1943 390,000 Wood Shake Roof 3,250 4 $500 Deductible 510 4 Vinyl siding yes
1994 365,000 Tile Roof 3,740 5 > $10,000 Deductible 770 9 Fiber-Cement Siding No
1991 325,000 Membrane Roof 3,110 5 $500 Deductible 1220 8 Wood siding yes
2013 220,000 Shingles Roof 1,890 3 $500 Deductible 260 4 Brick siding No
1995 230,000 Asphalt Shingles Roof 2,030 3 $1000-$2500 Deductible 90 1 Stucco siding yes
1990 235,000 Composition Roof 2,010 3 $500- $1000 Deductible 1130 12 Stone Siding yes
2014 280,000 Slate Shingles Roof 2,730 4 > $10,000 Deductible 590 10 Stucco siding No
2012 195,000 Slate Shingles Roof 1,920 4 $1000-$2500 Deductible 490 6 Stone Siding yes
1946 235,000 Metal Roof 1,730 3 $2500-$5000 Deductible 460 6 Stone Siding No
1994 215,000 Metal Roof 1,980 4 $500 Deductible 600 9 Stone Siding No
2010 480,000 Membrane Roof 4,210 5 $500 Deductible 1310 5 Fiber-Cement Siding No
1945 405,000 Wood Shake Roof 3,330 4 $5000 to $10,000 Deductible 490 6 Stucco siding No
1998 195,000 Metal Roof 1,610 3 $500 Deductible 90 1 Fiber-Cement Siding No
1992 335,000 Metal Roof 2,650 4 > $10,000 Deductible 280 4 Stucco siding yes
1949 135,000 Membrane Roof 1,260 3 $500 Deductible 590 12 Brick siding No
2011 305,000 Slate Shingles Roof 2,580 4 $1000-$2500 Deductible 650 5 Vinyl siding No
1946 550,000 Tile Roof 4,590 5 $1000-$2500 Deductible 2320 12 Wood siding No
1995 180,000 Composition Roof 1,810 4 $500- $1000 Deductible 470 6 Fiber-Cement Siding No
1944 510,000 Slate Shingles Roof 4,010 5 $2500-$5000 Deductible 620 4 Vinyl siding yes
1999 230,000 Shingles Roof 2,250 5 $5000 to $10,000 Deductible 470 7 Wood siding yes
1944 215,000 Wood Shake Roof 2,130 4 $5000 to $10,000 Deductible 560 12 Vinyl siding yes
1996 200,000 Wood Shake Roof 1,660 3 $5000 to $10,000 Deductible 330 6 Stucco siding No
2012 300,000 Composition Roof 2,400 3 $500- $1000 Deductible 660 5 Brick siding yes