Hillsborough County Insurance Rates:

Hillsborough County, FL homeowners insurance is about $997 to $1,348, about $83-$112/month. Our detailed guide indicates shoppers can save as much as $469 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

They are not good on the phone at times, they will put you on hold forever. and if that is not enough, they transfer your call from department to department
State Farm
The coverage they provide is great, and the price could not be beaten. my husband is an insurance salesman and found a better price with state farm for his home insurance.
Assurant Specialty Property
Given that payments can be done monthly or be paid in full online, i was not too sure how secure the website is when entering your account information.
State Farm
I like the price of my home insurance. I like that my agent works with me on what I am getting for the price of my home insurance and likes the feeling of security I get when I pay my home insurance.
I really like that i can view my homeowners insurance, and other property and casualty insurances, as well as my banking all on the same page.
Farmer's Insurance
I am able to easily access my plan and make payments from anywhere with the mobile app and website which is very convenient.
They are friendly and very willing to work with you. When I first called to get our new homeowners policy, I disagreed with what their natural disaster deductible would be for us. They worked with me to get it lower, which increased our monthly premium by only $5.
Easy to use and I the price, on auto at least, was below what I was paying. I haven't had to interact with a claim or anything yet and hopefully never will.
Assurant Specialty Property
I love working with my agent. I can talk or email him and get a response that day. I have no issues filing claims. I have had the same agent for over 14 years because of the help I get from him.
Homeowner's Choice
organize small study group with class mate to explore and rewire and course.some mes you are give more than one rewire on the subject .
I like the customer service of our insurance company. The secretary is always friendly and always responds quickly. So far great service.
The company does have many guidelines that they have to follow. They do make it difficult to process a claim. It does take forever sometimes to get your money.
State Farm
Of course, maybe the premium could be lower. I also get to much stuff in the mail wanting me to use other things from them. Enough already State Farm!
Liberty Mutual
I never hear from my sales agent checking in. The company collects my premium and that is it.
I think that you get what you pay for. They have very good customer service with agents who take the time to explain things to me in a way that I understand. Their coverage is enough that I am not carrying more than I need yet it is enough that I feel comfortable in the event something would happen.
There really isn't anything I dislike at the moment. I'm not sure if they cost more or not, but I haven't really checked in to other places to know the difference. I'm happy with them so I'm not straying.
I would have to say for people in my same general area this is hands down the best company with the best rates.
Florida Farm Bureau Insurance
There is really nothing to dislike. So far I have had a good experience. However, I haven't had to file a claim. I do wish they would cover floods and sinkholes, but no company does that. You have to buy that separately
State Farm
They can't seem to get their billing issues straightened out, sometimes I get one in the mail, sometimes online and sometimes not at all. I also receive a family member's bills for another property that has nothing to do with me. When she changes something they change mine as well. It drives me crazy
I have been with them ever since I first started driving about 10 years ago and have very little if any complaints about their service
I like USAA's commitment to American veterans and their dedication to serving veterans and their families. They have competitive rates and fast service.
As home insurance is a product where customers tend not to think much of it until disaster strikes, I enjoy that the company remains subtle in advertising but direct in ensuring me I am covered. Essentially, there are no "hidden" clauses as all the payments and track history are simple and accessible for tracking.

Hillsborough County, FL Homeowners Insurance By Home Value

Hillsborough County, FL Home Value Total Homes % of Total Average Hillsborough County, FL Homeowners Insurance
Less than $50,000 21,290 8.0% $164
$50,000 to $59,999 5,971 2.0% $351
$60,000 to $69,999 6,651 2.0% $445
$70,000 to $79,999 8,668 3.0% $516
$80,000 to $89,999 10,997 4.0% $586
$90,000 to $99,999 9,136 3.0% $645
$100,000 to $124,999 27,784 10.0% $750
$125,000 to $149,999 25,061 9.0% $938
$150,000 to $174,999 33,542 13.0% $1114
$175,000 to $199,999 22,231 8.0% $1290
$200,000 to $249,999 36,720 14.0% $1548
$250,000 to $299,999 23,931 9.0% $1900
$300,000 to $399,999 24,677 9.0% $2404

Top Home Insurance Agents Near Hillsborough County, FL

Home Insurance Company Near Hillsborough County, FL Homeowners Insurance Agency Near Hillsborough County, FL Address
NA Paragon Risk Management, Inc. 203 Crystal Grove Blvd, Ste 101, Lutz, FL, 33548
NA A & D Insurance Agency 14310 N. Dale Mabry Hwy., Suite 250 , Tampa, FL, 33618
Allstate Lg Edwards Dade City 14111 7th St # Pob1548, Dade City, FL, 33525
Travelers Roger Bouchard Insurance Inc 5310 CLARK RD STE 1, SARASOTA, FL, 34233
Allstate Samuel R. Scott 6577 Gunn Hwy, Tampa, FL, 33625

Cost Of Homeowners Insurance By Street Near Hillsborough County, FL

Streets in Hillsborough County Area Homeowners Insurance Cost
Pink Palmata Ct, Botancia Pl, Sagasta St, Kendall Lake Dr, Lettie Ln, Doral Oaks Ct, Whitaker Rd, Holiness Church Rd, April Ln, Loganderry Ln$1,196
Elnora Dr, Prevatt St, Fontanar St, Aberdeen Ct, W Oklahoma Ave, Quail Valley, Darla Dr, Palm Ave, Blue Tick Rd, Partridge Dr$1,128
Brook Green Dr, Spillers Ave, N Overbrook Dr, Willark Way, Coolidge St, 7th Ave NE, Dake Ln, Bay Harbour Dr, Margaret Elaine Ave, Palmettoside St$1,122
Waveland Way, Country White Cir, Clam Digger Ct, Dad Weldon Rd, Bright Sky Trl, Hidden River Ln, Potter St, W Dale Ave, Guiles Hill Ct, Pony Express Way$1,130
S Wheeler St, Comanche Ave, Thousand Oaks Ct, Monaco Dr, Ave du Soleil, Nicole Ln, Long St, Plymouth Ct, Wyndmill Cir, S Hale Ave$1,251
E River Hills Dr, Richardson St, June St, S Obrapia St, N Moody Ave, Spartan Ct, Lendale Ct, Back Water Ct, Ocean Dock Ct, N Court St$1,166
Summit Chase Dr, Lakeway Ln, Berryfield Pl, Tampa Palms Blvd, McCallister Ave, Devon Park Dr, N Massachusetts Ave, Lakewood Rd, Lazy Creek Ct, N Palm Dr$1,255
Bloomingdale Trails Blvd, 27th St SE, E 32nd Ave, Tower Rd, Crystal Cove Pl, St Clair St, Cruis A Cade Pl, Stone Dr, N Gallagher Rd, Country Lake Dr$1,157
River Rapids Ave, Mobile Dr, Saint Johns Way W, Fitzgerald St, St Vincent St W, Horsham Pl, Fairmont Cir, Cypress Reserve Dr, Archmont Ct, Lakewood Ranch Dr$1,129
Londonderry Dr, Surrey Pines Dr, E Herring St, E 3rd Ave, Herlong Ct, Harkness Way, W B Pritchett Ln, W Village Dr, Wingfoot Cir, Kelliwood Ct$1,166

Hillsborough County, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hillsborough County$175 to $177
Progress Village$172
Palm River-Clair Mel$171

Hillsborough County, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Progress Village CDP, Florida $144 $191 $287
Palm River-Clair Mel CDP, Florida $143 $190 $285
Brandon CCD, Hillsborough County, Florida $146 $195 $292

Hillsborough County, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hillsborough County, FL6%20.8%
Progress Village6.41%24.32%
Palm River-Clair Mel7.72%27.62%

Hillsborough County Renters Insurance as a Percentage of Rent

Hillsborough County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 3,279 1.0% $786
$300 to $499 7,302 4.0% $1236
$500 to $749 33,302 18.0% $1911
$750 to $999 54,688 31.0% $2661
$1,000 to $1,499 55,927 31.0% $3786
$1,500 or more 19,947 11.0% $5436

Average Cost Of Home Insurance By Company In Areas Nearby Hillsborough County For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $3,339
150,000 27 YES Florida Family Insurance $1,948
150,000 27 YES Florida Farm Bureau Casualty Insurance $998
150,000 27 YES Liberty Mutual Fire Insurance $1,530
150,000 27 YES Southern Fidelity Insurance $1,577
300,000 12 NA Asi Preferred Insurance $2,237
300,000 12 NA State Farm Florida Insurance $4,234
300,000 12 NA United Property & Casualty Insurance $2,358