Hillsborough Insurance Rates:

Hillsborough, CA homeowners insurance is roughly $618 to $835, about $51-$69/month. Our exhaustive guide shows customers can save as much as $290 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hillsborough, CA Homeowners Insurance By Home Value

Hillsborough, CA Home Value Total Homes % of Total Average Hillsborough, CA Homeowners Insurance
Less than $50,000 7 9.0% $14
$100,000 to $124,999 26 33.0% $72
$200,000 to $249,999 19 24.0% $159
$250,000 to $299,999 9 11.0% $196
$300,000 to $399,999 16 20.0% $247

Top Home Insurance Agents Near Hillsborough, CA

Home Insurance Company Near Hillsborough, CA Homeowners Insurance Agency Near Hillsborough, CA Address
State Farm Edwina Paraso 30030 Mission Blvd Ste 215, Hayward, CA, 94544-7252
State Farm Ike Tolks 717 E Washington St, Petaluma, CA, 94952-3248
State Farm Ken Williams 1295 E Dunne Ave Ste 225, Morgan Hill, CA, 95037-7083
Travelers Prinz Insurance Services 9035 SOQUEL AVENUE SUITE 105, SANTA CRUZ, CA, 95062
State Farm Yogi Chugh 3650 Thornton Ave, Fremont, CA, 94536-7400

Hillsborough, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Burlingame city, California $91 $121 $181
Highlands-Baywood Park CDP, California $91 $121 $181
Millbrae city, California $89 $118 $177

Hillsborough, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hillsborough, CA1.5%6.1%
Burlingame1.55%11.86%
Highlands-Baywood Park1.51%10.0%
Millbrae1.7%10.25%

Hillsborough Renters Insurance as a Percentage of Rent

Hillsborough Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,500 or more 150 100.0% $5381

Average Cost Of Home Insurance By Company In Areas Nearby Hillsborough For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewHorace Mann P & C403
2500001000NewBankers Standard1538
250000500NewIDS Property Casualty389
250000500NewUnigard Group792
1500005001-3 YearsQBE (Balboa)476
2000005001-3 YearsMercury Ins Group295
2500005001-3 YearsEncompass666
2500005001-3 YearsTravelers397
40000010001-3 YearsAIG Prop Cas1756
50000025001-3 YearsAmerican Reliable1067
50000025001-3 YearsTokio Marine America353
75000025001-3 YearsLiberty Ins Corp1230
1500005004-6 YearsWestern Mutual/Residence402
2000005004-6 YearsCalifornia Capital473
2000005004-6 YearsUniversal North America404
40000010004-6 YearsWestern Mutual/Residence890
50000010004-6 YearsState Farm996
50000025004-6 YearsCSAA Ins Exch1149
75000025004-6 YearsKemper1061
1500002507-15 YearsChubb/Federal1037
1500002507-15 YearsHorace Mann522
1500005007-15 YearsLiberty Ins Corp749
2000005007-15 YearsCSE Safeguard495

Hillsborough, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Hillsborough Homeowner Insurance Premium Example $3,300$2,700
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $24,500$23,300
Net Savings to Hillsborough Home Owner from High Deductible Plan $1,200

Hillsborough, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hillsborough, CA Home Replacement Value MORE than Home Value Hillsborough, CA Home Replacement Value LESS than Home Value
Replacement Value $1,130,000 $750,000
Insurance Premium based on Replacement Value $3,850 $2,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $250,000 Risk Exposure from Under Insuring Coverage is $130,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $850/year

Example Hillsborough Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersState Farm
Monthly Premium 16619098
Year Built 194119741989
Home Details 4 Beds, 3 Baths5 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount More than 10000000More than 10000000$900000-$1000000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Hillsborough, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 2,370,000 Slate Shingles Roof 4,420 5 $5000 to $10,000 Deductible 200 1 Stone Siding yes
1946 1,270,000 Asphalt Shingles Roof 2,700 4 $500- $1000 Deductible 200 1 Vinyl siding yes
1972 760,000 Asphalt Shingles Roof 1,990 5 $2500-$5000 Deductible 190 1 Brick siding No
1968 1,445,000 Membrane Roof 3,020 4 $500- $1000 Deductible 2160 9 Vinyl siding No
1966 1,380,000 Metal Roof 2,950 5 $1000-$2500 Deductible 370 2 Vinyl siding No
1986 1,450,000 Metal Roof 2,780 4 $2500-$5000 Deductible 1380 6 Wood siding yes
1945 1,365,000 Asphalt Shingles Roof 2,600 5 > $10,000 Deductible 1510 10 Stone Siding yes
1985 1,605,000 Asphalt Shingles Roof 4,390 5 $500 Deductible 2500 12 Fiber-Cement Siding No
1982 875,000 Wood Shake Roof 1,880 4 $1000-$2500 Deductible 2350 12 Wood siding No
1970 1,475,000 Metal Roof 3,620 5 > $10,000 Deductible 1410 9 Fiber-Cement Siding No
1977 1,325,000 Composition Roof 3,160 4 $5000 to $10,000 Deductible 1470 10 Stucco siding yes
1979 1,520,000 Shingles Roof 3,170 4 $1000-$2500 Deductible 1970 8 Brick siding No
1941 900,000 Wood Shake Roof 1,700 5 $500- $1000 Deductible 200 1 Stucco siding No
1973 1,545,000 Asphalt Shingles Roof 2,920 4 > $10,000 Deductible 1580 12 Stucco siding No
1987 1,145,000 Asphalt Shingles Roof 3,120 5 $500 Deductible 2330 8 Fiber-Cement Siding No
1982 1,550,000 Shingles Roof 3,960 5 > $10,000 Deductible 140 1 Fiber-Cement Siding No
1943 2,405,000 Asphalt Shingles Roof 4,680 5 $5000 to $10,000 Deductible 1310 9 Wood siding No
1971 1,375,000 Tile Roof 2,670 5 > $10,000 Deductible 880 8 Fiber-Cement Siding yes
1979 1,320,000 Asphalt Shingles Roof 3,220 4 $2500-$5000 Deductible 1010 6 Brick siding yes
1969 1,485,000 Slate Shingles Roof 3,770 5 > $10,000 Deductible 370 3 Stucco siding No
1964 1,005,000 Wood Shake Roof 1,990 4 $1000-$2500 Deductible 1770 10 Wood siding No
1979 1,080,000 Slate Shingles Roof 2,220 5 $1000-$2500 Deductible 500 3 Wood siding No
1987 1,640,000 Slate Shingles Roof 3,620 5 $2500-$5000 Deductible 1050 5 Vinyl siding yes
1981 1,405,000 Wood Shake Roof 3,190 4 > $10,000 Deductible 1470 10 Brick siding yes
1961 1,015,000 Membrane Roof 2,600 5 $500 Deductible 830 3 Stucco siding yes
1969 1,990,000 Metal Roof 4,140 5 $500 Deductible 2130 8 Vinyl siding yes
1987 1,185,000 Slate Shingles Roof 2,380 4 $500 Deductible 2400 12 Vinyl siding No
1977 795,000 Asphalt Shingles Roof 1,990 5 $5000 to $10,000 Deductible 240 2 Fiber-Cement Siding yes
1980 960,000 Slate Shingles Roof 2,010 5 $5000 to $10,000 Deductible 430 3 Brick siding yes
1975 1,820,000 Membrane Roof 4,150 5 $500 Deductible 2580 10 Fiber-Cement Siding No
1943 995,000 Membrane Roof 2,240 4 > $10,000 Deductible 260 2 Vinyl siding yes
1980 1,710,000 Asphalt Shingles Roof 4,750 5 $2500-$5000 Deductible 460 3 Wood siding No
1960 1,215,000 Tile Roof 3,150 5 $2500-$5000 Deductible 510 3 Fiber-Cement Siding yes
1974 680,000 Composition Roof 1,840 4 > $10,000 Deductible 320 5 Stone Siding yes