Hillsboro Insurance Rates:

Hillsboro, TX homeowners insurance is nearly $860 to $1,169, about $71-$97/month. Our comprehensive guide shows customers can save upto $405 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hillsboro, TX Homeowners Insurance By Home Value

Hillsboro, TX Home Value Total Homes % of Total Average Hillsboro, TX Homeowners Insurance
Less than $50,000 708 22.0% $273
$50,000 to $59,999 273 8.0% $588
$60,000 to $69,999 121 3.0% $730
$70,000 to $79,999 297 9.0% $841
$80,000 to $89,999 261 8.0% $953
$90,000 to $99,999 206 6.0% $1074
$100,000 to $124,999 372 11.0% $1237
$125,000 to $149,999 188 5.0% $1551
$150,000 to $174,999 250 7.0% $1835
$175,000 to $199,999 128 4.0% $2119
$200,000 to $249,999 178 5.0% $2545
$250,000 to $299,999 134 4.0% $3112
$300,000 to $399,999 69 2.0% $3954

Top Home Insurance Agents Near Hillsboro, TX

Home Insurance Company Near Hillsboro, TX Homeowners Insurance Agency Near Hillsboro, TX Address
NA Gordon Dyer Insurance Agency One N. Walnut, Ste. 126, Cleburne, TX, 76033
State Farm Cedric Jones 240 N Hampton Rd, Desoto, TX, 75115-4914
Farmers Jason Kirk 1201 Lake Air Dr Ste C, Waco, TX, 76710
Travelers Marshall Young Insurance Agency 401 N. Ridgeway Drive, Cleburne, TX, 76033
State Farm Mike Brewer 4801 Little Rd Ste 119, Arlington, TX, 76017-1079

Cost Of Homeowners Insurance By Street Near Hillsboro, TX

Streets in Hillsboro Area Homeowners Insurance Cost
W Front St, Thompson St, Delmore Dr, Old Bynum Rd, E Paschal St, Main St, Dexter St, FM 286, Hcr 2315, Creekside Dr$1,026
Pvt Rd 331, Co Rd 3102, Lakeview Dr E, W Franklin St, Co Rd 4326, S Church St, S Church St, McDonald St, FM 1534, Co Rd 3102$1,030
Waco St, Dalton St, S Hedge St, E Madison St, Co Rd 1321, Peabody St, Dexter St, Co Rd 1320 S, Garland Dr, Elm St$1,013
Co Rd 3410, 3rd St, S Thompson St, Cornelius Rd N, Co Rd 2340, Carr St, Ranch Rd 3267, Co Rd 2415, Hcr 2316, Country Club Rd$1,021
S 1st St, W Co Rd 1350, Leslie St, Co Rd 3267, Hcr 1325, Vineyard St, Abernathy St, W Abbott St, FM 66, Corporation St$1,016

Hillsboro, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hillsboro$151 to $154
Hill County$151
Abbott$152
Malone-Penelope$149

Hillsboro, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hill County, Texas $152 $202 $303
Bynum town, Texas $152 $202 $303
Abbott city, Texas $152 $203 $305

Hillsboro, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hillsboro, TX7.4%18.6%
Hill County7.7%20.58%
Bynum7.2%20.18%
Abbott7.48%24.9%

Hillsboro Renters Insurance as a Percentage of Rent

Hillsboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 84 5.0% $357
$200 to $299 72 4.0% $807
$300 to $499 295 18.0% $1257
$500 to $749 649 41.0% $1932
$750 to $999 316 20.0% $2682
$1,000 to $1,499 114 7.0% $3807
$1,500 or more 33 2.0% $5457

Hillsboro, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Hillsboro Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,000$6,500
Net Savings to Hillsboro Home Owner from High Deductible Plan $500

Hillsboro, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hillsboro, TX Home Replacement Value MORE than Home Value Hillsboro, TX Home Replacement Value LESS than Home Value
Replacement Value $119,500 $92,500
Insurance Premium based on Replacement Value $1,025 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Hillsboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmUSAA group
Monthly Premium 23166127
Year Built 200219951970
Home Details 5 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $300000-$350000$75000-$100000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hillsboro, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 165,000 Composition Roof 3,030 5 $500- $1000 Deductible 1170 8 Vinyl siding yes
2009 270,000 Slate Shingles Roof 3,810 5 $2500-$5000 Deductible 830 6 Stucco siding yes
1963 185,000 Slate Shingles Roof 3,170 4 $2500-$5000 Deductible 780 8 Stucco siding No
1991 195,000 Composition Roof 3,650 5 $1000-$2500 Deductible 340 4 Stucco siding No
1996 155,000 Wood Shake Roof 2,090 3 $2500-$5000 Deductible 90 1 Stucco siding No
1977 90,000 Tile Roof 1,160 2 $500 Deductible 890 10 Stone Siding No
1977 105,000 Membrane Roof 1,740 3 $500- $1000 Deductible 60 1 Fiber-Cement Siding yes
1944 120,000 Shingles Roof 1,500 3 $500- $1000 Deductible 610 8 Fiber-Cement Siding yes
2007 170,000 Composition Roof 2,300 4 $2500-$5000 Deductible 180 3 Vinyl siding yes
1989 90,000 Metal Roof 1,210 3 $2500-$5000 Deductible 840 12 Vinyl siding No
1993 70,000 Composition Roof 1,260 2 $500 Deductible 660 12 Brick siding No
2009 70,000 Membrane Roof 1,230 3 $500- $1000 Deductible 280 7 Brick siding yes
1974 125,000 Asphalt Shingles Roof 2,110 3 $1000-$2500 Deductible 100 1 Brick siding No