Hillsboro Insurance Rates:

Hillsboro, IL homeowners insurance is roughly $612 to $834, about $51-$69/month. Our detailed guide indicates shoppers can save upto $289 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hillsboro, IL Homeowners Insurance By Home Value

Hillsboro, IL Home Value Total Homes % of Total Average Hillsboro, IL Homeowners Insurance
Less than $50,000 107 9.0% $216
$50,000 to $59,999 84 7.0% $469
$60,000 to $69,999 203 17.0% $578
$70,000 to $79,999 178 15.0% $665
$80,000 to $89,999 120 10.0% $759
$90,000 to $99,999 84 7.0% $845
$100,000 to $124,999 136 11.0% $983
$125,000 to $149,999 80 6.0% $1229
$150,000 to $174,999 57 4.0% $1453
$175,000 to $199,999 18 1.0% $1677
$200,000 to $249,999 22 1.0% $2017
$250,000 to $299,999 18 1.0% $2465
$300,000 to $399,999 38 3.0% $3130

Top Home Insurance Agents Near Hillsboro, IL

Home Insurance Company Near Hillsboro, IL Homeowners Insurance Agency Near Hillsboro, IL Address
NA Kinmundy Ins Svc P O Box 70, Kinmundy, IL, 62854
NA Insurance Partners, Inc. 2626 S 5Th Street, Springfield, IL, 62703
Travelers Forsyth Insurance Group 430 E Vine St, Springfield, IL, 62703
Farmers Jennifer Elking 10067 Bellefontaine Rd Ste 16, Saint Louis, MO, 63137
State Farm Rick Marteeny 326 S Buchanan St, Edwardsville, IL, 62025-2090

Cost Of Homeowners Insurance By Street Near Hillsboro, IL

Streets in Hillsboro Area Homeowners Insurance Cost
Waresgrove Ln, Co Rd 1125 E, Industrial Dr, E Brailley St, Chatauqua Trl, Co Rd 1400 N, Co Rd 00 E, Witt Trl, Arrowhead Ln, Jefferson St$750
Co Rd 425 N, S Logan St, E Mechanic St, Co Rd 1350 N, Co Rd 2200 E, Solar Cir, Bluebird Ln, McCords Trl, Brushy Trl, Dollys Ln$732
Beach House Trl, Co Rd 225 N, Chatauqua Ln, Division St, W 2nd St, St Louis St, Willowood Rd, Niemeyer Trl, Huber Dr, Plum St$722
Ridgeway St, Lakeside Knolls Dr, Co Rd 2000 N, Eccles St, Franks Ln, Eickmeyer Trl, N Oak St, Wahl St, Flitz Trl, Butler Ave$726
Miller St, Old Brushy Rd, Stratmeyer Trl, E 5th Rd, Warren St, W Ferdon St, W Fillmore St, Millers Trl, W Frontage Rd, E Osage Ave$729
E Raymon Ave, 17th St, Co Rd 1300 E, Hampton St, Co Rd 700 N, Traylor Trl, West St, Co Rd 1250 N, Hst S Old Route 66, Co Rd 1300 N$722
N 8th Ave, N 4th Ave, School House Ave, N 17th Ave, Highland St, 185 Montgomery, Lewis Ln, Co Rd 500 N, East St, Co Rd 775 N$720
Vandalia St, Old Brushy Rd, Virginia St, Fairway Hts Rd, E 000 North Rd, University Pl, Red Bridge Trl, Co Rd 725 N, W County Line Rd, Co Rd 350 N$725
Big Four Ave, Lakecrest Ln, Glens Ln, Co Rd 475 N, Park St, W Carriker Trl, Cips Ln, Devries Ln, Grosenheider Ln, Co Rd 2200 N$716
Co Rd 1975 E, Schoeny Trl, Co Rd 250 N, Angelia St, Bandor Cir, Co Hwy 21, E 17th Rd, Co Rd 1275 E, Kimball St, Co Rd 1575 E$717

Hillsboro, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hillsboro$107 to $109
Schram City$107
Montgomery County$108
Irving$109

Hillsboro, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Schram City village, Illinois $90 $119 $179
Taylor Springs village, Illinois $90 $119 $179
Montgomery County, Illinois $90 $120 $180

Hillsboro, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hillsboro, IL6.6%13.6%
Schram City6.74%17.6%
Taylor Springs6.25%17.44%
Montgomery County6.18%15.33%

Hillsboro Renters Insurance as a Percentage of Rent

Hillsboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 22 4.0% $358
$200 to $299 12 2.0% $808
$300 to $499 73 13.0% $1258
$500 to $749 344 63.0% $1933
$750 to $999 68 12.0% $2683
$1,000 to $1,499 9 1.0% $3808
$1,500 or more 15 2.0% $5458

Hillsboro, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Hillsboro Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,900$4,300
Net Savings to Hillsboro Home Owner from High Deductible Plan $600

Hillsboro, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hillsboro, IL Home Replacement Value MORE than Home Value Hillsboro, IL Home Replacement Value LESS than Home Value
Replacement Value $99,000 $72,000
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Hillsboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceErie Insurance
Monthly Premium 387748
Year Built 200219611953
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$250000-$300000$125000-$150000
Deductible $500- $1000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Hillsboro, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1957 95,000 Tile Roof 1,360 2 $2500-$5000 Deductible 90 3 Wood siding yes
1978 80,000 Composition Roof 1,280 3 $2500-$5000 Deductible 260 12 Stucco siding yes
1941 65,000 Metal Roof 1,260 2 $2500-$5000 Deductible 30 1 Brick siding No
1949 225,000 Wood Shake Roof 4,000 5 > $10,000 Deductible 420 8 Wood siding No
1941 160,000 Shingles Roof 2,240 5 $5000 to $10,000 Deductible 410 9 Fiber-Cement Siding No
2007 120,000 Membrane Roof 2,150 5 $2500-$5000 Deductible 310 8 Fiber-Cement Siding No
1949 60,000 Shingles Roof 920 2 $500 Deductible 130 6 Fiber-Cement Siding yes
1957 75,000 Shingles Roof 1,260 2 $500- $1000 Deductible 310 9 Vinyl siding yes
1955 95,000 Shingles Roof 1,820 3 $500 Deductible 220 6 Fiber-Cement Siding No
1945 115,000 Wood Shake Roof 2,320 5 $500- $1000 Deductible 200 4 Fiber-Cement Siding No
1956 125,000 Metal Roof 2,010 5 $500- $1000 Deductible 170 3 Fiber-Cement Siding yes
1975 245,000 Tile Roof 4,480 5 $5000 to $10,000 Deductible 510 7 Wood siding No
1968 145,000 Membrane Roof 2,190 5 $500- $1000 Deductible 630 10 Vinyl siding yes
2008 250,000 Metal Roof 3,370 4 $5000 to $10,000 Deductible 420 5 Stone Siding No
1968 110,000 Slate Shingles Roof 1,720 2 $2500-$5000 Deductible 500 12 Fiber-Cement Siding yes
2002 150,000 Metal Roof 2,840 4 $2500-$5000 Deductible 140 3 Stucco siding yes
1974 225,000 Asphalt Shingles Roof 3,370 5 $500- $1000 Deductible 270 4 Brick siding yes
1965 130,000 Wood Shake Roof 1,820 3 $500- $1000 Deductible 40 1 Stone Siding yes
1942 115,000 Composition Roof 1,770 2 $2500-$5000 Deductible 60 2 Stucco siding yes
1953 90,000 Tile Roof 1,570 2 $2500-$5000 Deductible 240 9 Fiber-Cement Siding No
1978 120,000 Metal Roof 1,700 5 $500 Deductible 80 2 Vinyl siding No
1942 120,000 Membrane Roof 2,260 3 $2500-$5000 Deductible 250 6 Stone Siding yes
2005 190,000 Metal Roof 3,200 4 $500 Deductible 540 6 Stucco siding yes
1975 155,000 Tile Roof 2,940 5 $500 Deductible 110 2 Stone Siding yes
1941 230,000 Wood Shake Roof 3,350 4 $500 Deductible 900 10 Fiber-Cement Siding yes
1960 100,000 Composition Roof 1,380 3 $2500-$5000 Deductible 370 12 Wood siding No
1947 175,000 Slate Shingles Roof 3,130 5 $1000-$2500 Deductible 360 5 Brick siding yes
1967 140,000 Composition Roof 2,480 4 $500 Deductible 50 1 Stucco siding No
1973 190,000 Wood Shake Roof 3,190 4 $500 Deductible 230 3 Stone Siding No
1978 70,000 Composition Roof 1,330 3 $500- $1000 Deductible 150 4 Vinyl siding No
2009 140,000 Shingles Roof 2,150 3 $1000-$2500 Deductible 250 7 Stucco siding No
1963 80,000 Membrane Roof 1,620 2 $2500-$5000 Deductible 40 2 Stone Siding yes
1958 75,000 Composition Roof 1,270 2 $2500-$5000 Deductible 150 7 Stucco siding No
1970 100,000 Shingles Roof 1,360 3 $2500-$5000 Deductible 100 4 Brick siding yes