Highlands Insurance Rates:

Highlands, TX homeowners insurance is approximately $856 to $1,169, about $71-$97/month. Our exhaustive guide indicates shoppers can save as much as $404 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Highlands, TX Homeowners Insurance By Home Value

Highlands, TX Home Value Total Homes % of Total Average Highlands, TX Homeowners Insurance
Less than $50,000 363 19.0% $283
$50,000 to $59,999 72 3.0% $607
$60,000 to $69,999 194 10.0% $759
$70,000 to $79,999 190 10.0% $870
$80,000 to $89,999 172 9.0% $991
$90,000 to $99,999 133 7.0% $1113
$100,000 to $124,999 183 9.0% $1285
$125,000 to $149,999 177 9.0% $1609
$150,000 to $174,999 205 11.0% $1902
$175,000 to $199,999 76 4.0% $2196
$200,000 to $249,999 60 3.0% $2641

Top Home Insurance Agents Near Highlands, TX

Home Insurance Company Near Highlands, TX Homeowners Insurance Agency Near Highlands, TX Address
NA Twfg Insurance Services 10101 S.W. Frwy., Ste. 400, Houston, TX, 77074
State Farm Gaston Arguelles 24102 Commercial Dr Ste 502, Rosenberg, TX, 77471-0038
Allstate Jennifer Butler 711 W Bay Area Blvd Ste 212, Webster, TX, 77598
State Farm Jerry Johnson 5616 Fm 1960 Rd E Ste 260, Humble, TX, 77346-2738
Travelers Rockland Insurance Agency Inc 610 S 11Th St, , Tx 77469, Richmond, TX, 77469

Cost Of Homeowners Insurance By Street Near Highlands, TX

Streets in Highlands Area Homeowners Insurance Cost
S 9th St, Sunflower St, Violet View Dr, Sycamore Dr, Harris Rd, E Canal Rd, Golden Bend Dr, Kerry Rd, del Monte Ln, Prairie St$1,007
Lily Ln, Begonia Blvd, Lanl Ln, Sweet Pea St, Sralla Rd, Tameyoza Ln, E Wallisville Rd, Rey Rd, Foxglove St, Pine View Rd$1,025
Thorn St, Sunrise, Allen Ln, Dunford Ct, Paradise Rd, Woodhaven St, Summertree Dr, James Ln, W Oak St, Starflower Ln$1,007
Verdinell St, Madeline St, Bluebonnet St, Harlem St, Heather St, Fig Orchard Rd, E Wallisville Rd, S 11th St, Listi Ln, Sue Ln$1,019
Riverside St, Lone Oak Dr, Elena Ln, Harrison St, W Canal Rd, Periwinkle Pl, Ellis School Rd, Royal St, Wisteria Way, Orchid St$1,007

Highlands, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Highlands$151 to $154
Barrett$149
Channelview$152
Sheldon$150

Highlands, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Barrett CDP, Texas $125 $166 $249
Channelview CDP, Texas $127 $169 $254
Sheldon CDP, Texas $126 $167 $251

Highlands, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Highlands, TX6.9%20.9%
Barrett8.95%22.33%
Channelview6.51%15.87%
Sheldon8.98%17.45%

Highlands Renters Insurance as a Percentage of Rent

Highlands Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 2.0% $357
$300 to $499 88 14.0% $1257
$500 to $749 29 4.0% $1932
$750 to $999 162 27.0% $2682
$1,000 to $1,499 281 47.0% $3807
$1,500 or more 20 3.0% $5457

Highlands, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Highlands Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,100$7,300
Net Savings to Highlands Home Owner from High Deductible Plan $800

Highlands, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Highlands, TX Home Replacement Value MORE than Home Value Highlands, TX Home Replacement Value LESS than Home Value
Replacement Value $118,000 $81,500
Insurance Premium based on Replacement Value $1,075 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year

Example Highlands Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceUSAA groupLiberty Mutual
Monthly Premium 6654145
Year Built 196919892012
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$100000-$125000$175000-$200000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Highlands, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 245,000 Shingles Roof 3,260 4 $1000-$2500 Deductible 970 6 Brick siding No
2011 130,000 Metal Roof 1,730 5 $1000-$2500 Deductible 470 5 Stone Siding yes
2013 255,000 Shingles Roof 3,390 4 $2500-$5000 Deductible 990 7 Vinyl siding yes
1963 235,000 Wood Shake Roof 3,340 5 $5000 to $10,000 Deductible 560 6 Wood siding yes
1991 115,000 Membrane Roof 1,880 3 $2500-$5000 Deductible 570 10 Brick siding No
1969 245,000 Composition Roof 3,400 5 $2500-$5000 Deductible 1610 12 Vinyl siding No
1994 145,000 Tile Roof 1,870 3 $500- $1000 Deductible 470 6 Stone Siding No
1993 130,000 Asphalt Shingles Roof 2,140 4 $500- $1000 Deductible 640 10 Stucco siding yes
1962 190,000 Shingles Roof 3,130 5 $2500-$5000 Deductible 200 2 Stone Siding yes
2004 135,000 Shingles Roof 1,950 3 $2500-$5000 Deductible 150 2 Vinyl siding yes
1983 130,000 Tile Roof 2,220 3 $1000-$2500 Deductible 340 4 Stucco siding yes
1999 120,000 Tile Roof 2,300 5 $2500-$5000 Deductible 1080 12 Fiber-Cement Siding No
2014 80,000 Composition Roof 1,420 3 $2500-$5000 Deductible 390 9 Wood siding yes
2010 165,000 Shingles Roof 2,540 5 $500- $1000 Deductible 1250 12 Brick siding No
1991 135,000 Tile Roof 2,300 4 $500 Deductible 730 10 Fiber-Cement Siding yes
2012 105,000 Asphalt Shingles Roof 1,550 3 $1000-$2500 Deductible 70 1 Stucco siding No
2011 280,000 Metal Roof 3,670 5 > $10,000 Deductible 550 4 Fiber-Cement Siding No
1999 130,000 Tile Roof 2,260 4 $500 Deductible 550 6 Wood siding yes
2006 170,000 Asphalt Shingles Roof 2,630 4 $2500-$5000 Deductible 640 7 Stucco siding No
2010 160,000 Slate Shingles Roof 2,180 3 $5000 to $10,000 Deductible 330 4 Vinyl siding No
1986 115,000 Composition Roof 1,610 3 $2500-$5000 Deductible 390 7 Stucco siding yes
1968 90,000 Wood Shake Roof 1,730 5 $2500-$5000 Deductible 170 4 Stone Siding No
1989 170,000 Wood Shake Roof 2,260 5 $500- $1000 Deductible 1180 12 Stucco siding yes
2002 250,000 Membrane Roof 3,440 5 > $10,000 Deductible 200 2 Fiber-Cement Siding No
1991 150,000 Composition Roof 2,510 4 $500 Deductible 450 5 Brick siding yes
1980 185,000 Composition Roof 3,240 5 $1000-$2500 Deductible 250 3 Wood siding yes
1987 150,000 Composition Roof 2,340 3 $1000-$2500 Deductible 220 2 Brick siding yes
2003 165,000 Asphalt Shingles Roof 2,380 3 $500- $1000 Deductible 730 7 Vinyl siding No
2005 250,000 Wood Shake Roof 3,770 5 $500- $1000 Deductible 1120 8 Fiber-Cement Siding No
2010 140,000 Wood Shake Roof 1,990 5 $500- $1000 Deductible 920 12 Brick siding yes
2003 80,000 Slate Shingles Roof 1,270 3 $2500-$5000 Deductible 300 8 Stone Siding No
1990 325,000 Asphalt Shingles Roof 4,530 5 $2500-$5000 Deductible 490 2 Fiber-Cement Siding No
2008 65,000 Slate Shingles Roof 1,290 3 $2500-$5000 Deductible 50 1 Stone Siding No
1987 95,000 Wood Shake Roof 1,720 3 $1000-$2500 Deductible 160 3 Fiber-Cement Siding yes