Highland Insurance Rates:

Highland, UT homeowners insurance is approximately $455 to $624, about $37-$52/month. Our exhaustive research indicates shoppers can save as much as $215 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farm Bureau
the company we are with offers multi car discounts, marriage discounts, and bundle coverage discounts
American Family Insurance
I am not very satisfied with the premium deductibles of the company.I compared its premium deductibles with Allstate and there was significant differences.

Highland, UT Homeowners Insurance By Home Value

Highland, UT Home Value Total Homes % of Total Average Highland, UT Homeowners Insurance
Less than $50,000 24 1.0% $26
$150,000 to $174,999 48 3.0% $204
$175,000 to $199,999 28 1.0% $237
$200,000 to $249,999 223 15.0% $285
$250,000 to $299,999 310 21.0% $350
$300,000 to $399,999 820 56.0% $447

Top Home Insurance Agents Near Highland, UT

Home Insurance Company Near Highland, UT Homeowners Insurance Agency Near Highland, UT Address
Farmers Carlos Hernandez 290 E 930 S, Orem, T, 84058
State Farm Craig Thomas 9295 S 1300 East, Sandy, UT, 84094-3127
Travelers Hendricks Insurance Inc 969 CAMBRIA DRIVE, NORTH SALT LAKE, UT, 84054
State Farm Ray Smith 742 N 500 W Ste 104, Provo, UT, 84601-1485
State Farm Yancee Hardy 2750 N University Ave, Provo, UT, 84604-3826

Cost Of Homeowners Insurance By Street Near Highland, UT

Streets in Highland Area Homeowners Insurance Cost
W 11200 North St, N 5750 West St, N Alpine Cove Dr, N Mill Ln, N 6630 W, Light House Dr, E 875 N, N 5870 W, Silver Leaf Dr, Oakview Cir$500
W 9800 N, Damie Ln, N Red Osier Cir, Nielsen Blvd, N 80 E, N 640 East St, Carlisle Ave, Colonial Dr, W 10125 N, N 6900 W$536
Fiddlesticks, Janie Ln, Dogwood Ln, Riviera, Ponderosa Dr, Alpine Blvd, E 1360 N, W Stevens Ln, 5720 W, N 5730 West St$514
N 6100 W, Feather Hill Ct, W 10550 North St, W Hog Hollow Rd, 270 E, Hampton Ct, Wood Dr, Earl Pl, Moyle Cir, N 290 East St$501
Deer Park Ln, 10380 N, N 390 East St, N 210 West St, W Ranch Cir, Caddie Ln, Natalie Ct, W 10900 North St, W 9960 N, E 1120 N$533
N Star Dr, Glacier Lily Dr, N 5630 W, Jupiter Cir, International Way, E 430 North St, Avery Cir, May Cir, N Mystic Dr, W 10610 North St$524
W 10220 North St, N Downing Dr, Mesquite Way, W Dry Creek Cir, E 575 N, N 6110 West St, Cedar Hills Dr, Falcon Ridge Dr, Valderrama, Oak Ct$517
Ranch Dr, Sunflower Dr, W 10200 N, Dry Creek Rd, 6800 W, N 535 East St, N 6030 W, W 9970 North St, S East Mountain Cir, Honeylocust Ln$537
W 1370 N, W 10300 N, Eastview Dr, W Apollo Way, Makai, W Castle Pine Way, W Honeycut Cir, Box Elder Cir, N 5730 W, Long Drive Ct$516
W 10800 North St, Strong Ln, Ainsley Cir, E 2425 N, S 840 East St, Centennial, W 10320 N, W 10040 N, 280 W, E 810 S$528

Highland, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Highland$80 to $83
Cedar Hills$77
Alpine$81
American Fork$74

Highland, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cedar Hills city, Utah $77 $103 $155
Alpine city, Utah $81 $108 $162
American Fork city, Utah $74 $99 $149

Highland, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Highland, UT2.0%9.1%
Cedar Hills2.15%9.57%
Alpine1.83%8.12%
American Fork2.67%11.62%

Highland Renters Insurance as a Percentage of Rent

Highland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 14 6.0% $1882
$750 to $999 7 3.0% $2632
$1,000 to $1,499 97 43.0% $3757
$1,500 or more 107 47.0% $5407

Highland, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Highland Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,300$16,300
Net Savings to Highland Home Owner from High Deductible Plan $1,000

Highland, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Highland, UT Home Replacement Value MORE than Home Value Highland, UT Home Replacement Value LESS than Home Value
Replacement Value $252,000 $181,500
Insurance Premium based on Replacement Value $675 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Highland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAmerican Family Insurance
Monthly Premium 859591
Year Built 200020101994
Home Details 4 Beds, 2 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $600000-$700000$600000-$700000$400000-$500000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Highland, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 345,000 Metal Roof 1,770 5 > $10,000 Deductible 430 9 Fiber-Cement Siding yes
2012 560,000 Asphalt Shingles Roof 3,210 4 $5000 to $10,000 Deductible 1270 10 Stucco siding yes
2004 705,000 Composition Roof 3,170 5 $2500-$5000 Deductible 260 3 Fiber-Cement Siding yes
1986 660,000 Asphalt Shingles Roof 3,230 5 $1000-$2500 Deductible 460 3 Stone Siding No
1998 600,000 Tile Roof 2,490 5 $500 Deductible 1400 10 Stucco siding No
2011 550,000 Slate Shingles Roof 2,700 4 > $10,000 Deductible 70 1 Wood siding yes
1992 585,000 Shingles Roof 3,170 5 > $10,000 Deductible 230 3 Brick siding No
1991 410,000 Shingles Roof 1,750 5 $500- $1000 Deductible 300 3 Vinyl siding No
1999 800,000 Asphalt Shingles Roof 4,140 5 $5000 to $10,000 Deductible 400 3 Wood siding yes
1983 620,000 Wood Shake Roof 3,120 4 $2500-$5000 Deductible 1910 12 Wood siding yes
1998 335,000 Composition Roof 1,810 4 $500- $1000 Deductible 170 2 Fiber-Cement Siding yes
1994 620,000 Wood Shake Roof 3,360 4 $500- $1000 Deductible 1190 7 Fiber-Cement Siding yes
2004 380,000 Tile Roof 1,950 5 $1000-$2500 Deductible 890 9 Stucco siding yes
1981 460,000 Composition Roof 2,100 4 > $10,000 Deductible 630 8 Fiber-Cement Siding yes
1981 530,000 Composition Roof 2,550 5 $1000-$2500 Deductible 1050 9 Vinyl siding yes
2013 675,000 Composition Roof 3,040 4 $500- $1000 Deductible 1120 7 Stone Siding No
2012 390,000 Slate Shingles Roof 1,920 4 > $10,000 Deductible 480 7 Vinyl siding yes
1986 340,000 Shingles Roof 1,880 5 $500 Deductible 330 5 Brick siding No
2012 625,000 Tile Roof 2,750 4 $500- $1000 Deductible 210 2 Stucco siding yes
2013 1,135,000 Shingles Roof 4,860 5 $1000-$2500 Deductible 970 5 Wood siding yes
1985 310,000 Shingles Roof 1,660 4 $2500-$5000 Deductible 420 9 Brick siding yes
1980 840,000 Slate Shingles Roof 3,620 5 $2500-$5000 Deductible 430 3 Brick siding No
1983 395,000 Slate Shingles Roof 1,960 4 $500 Deductible 1220 9 Vinyl siding No
2013 490,000 Tile Roof 2,630 4 $500 Deductible 770 6 Stone Siding yes
1991 550,000 Asphalt Shingles Roof 2,450 4 $2500-$5000 Deductible 230 3 Stucco siding No
2006 515,000 Slate Shingles Roof 2,670 4 $5000 to $10,000 Deductible 300 3 Brick siding No
2009 750,000 Membrane Roof 3,210 4 $500- $1000 Deductible 600 4 Stone Siding No
1994 890,000 Membrane Roof 4,070 5 $1000-$2500 Deductible 300 2 Brick siding yes
2013 580,000 Shingles Roof 3,110 4 $500- $1000 Deductible 930 7 Wood siding yes
1994 625,000 Membrane Roof 3,010 5 $500 Deductible 490 3 Stucco siding No
1997 565,000 Tile Roof 3,150 5 $500 Deductible 1010 10 Brick siding yes
1993 625,000 Membrane Roof 3,020 5 $5000 to $10,000 Deductible 1080 9 Vinyl siding No
1989 410,000 Slate Shingles Roof 1,870 5 > $10,000 Deductible 380 8 Vinyl siding yes
2011 430,000 Shingles Roof 1,980 4 $500- $1000 Deductible 1180 12 Stucco siding No