Highland Park Insurance Rates:

Highland Park, IL homeowners insurance is approximately $785 to $1,081, about $65-$90/month. Our extensive guide reveals consumers can save upto $373 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
They have nice and friendly service i can always count on someone to be there for us in a friendly manner.
Geico
Geico relays your home insurance through a separate party however so it is not a company for customers who want an underwriter.
Erie Insurance
There is a surcharge if you pay monthly on your own instead of having them take the money directly out of an account or pay in full at the beginning of the term.
Nationwide
I don't have any interaction or communication with them unless I call them directly with something. I receive every year the renewal notice and I occasionally receive notice of privacy practices in the mail from them.
Encompass Insurance
It's a local company. They seem to have my interests at heart. I'm turned off by the fancy commercials on television. I only want someone to attend to my insurance needs efficiently.
Meemic Insurance
When I had to deal with them regarding a claim it was easy and fast.
Aaa
I have never used their customer service center but I feel it would be easy. I know you can chat online with them even.
Liberty Mutual
I like the people I deal with, at the corporate level and my agent's office. The agent does not just throw you off onto the corporate office they get involved and make sure things are handled

Highland Park, IL Homeowners Insurance By Home Value

Highland Park, IL Home Value Total Homes % of Total Average Highland Park, IL Homeowners Insurance
Less than $50,000 121 4.0% $37
$60,000 to $69,999 31 1.0% $111
$100,000 to $124,999 89 3.0% $195
$150,000 to $174,999 165 5.0% $289
$175,000 to $199,999 102 3.0% $326
$200,000 to $249,999 279 9.0% $401
$250,000 to $299,999 463 15.0% $485
$300,000 to $399,999 1,591 54.0% $625

Top Home Insurance Agents Near Highland Park, IL

Home Insurance Company Near Highland Park, IL Homeowners Insurance Agency Near Highland Park, IL Address
State Farm J.J. Ghiotti 2340 W Higgins Rd, Hoffman Est, IL, 60169-2413
Travelers Multi-Lines Insurance & Investment Services, Inc. 185 E LAKE ST STE N, BLOOMINGDALE, IL, 60108
Allstate Rogelio Odiamar 6054 W Irving Park Rd, Chicago, IL, 60634
NA First Midwest Insurance Consultants 2720 S River Rd Ste 126 , Des Plaines, IL, 60018
Travelers Chicago Motor Club Insurance Agency Inc 975 MERIDIAN LAKE DR, AURORA, IL, 60604

Cost Of Homeowners Insurance By Street Near Highland Park, IL

Streets in Highland Park Area Homeowners Insurance Cost
Lakeside Manor Rd, Funston Ave, Wrendale Ave, Browning Ct, Whistler Rd, George Bell Rd, Dryden Ln, Winona Rd, Shenandoah Rd, Arbor Ave$867
Egandale Rd, Berkley Rd, Stables Ct E, Centennial Ln, University Ave, Kincaid St, Cary Ave, Glenview Ave, Bloom St, Morgan Pl$930
First St, Braeside Rd, Walker Ave, Deroo Loop, Ridgelee Rd, Berkeley Rd, Thackeray Dr, Groveland Ave, Onwentsia Ave, Lewellyn Ave$867
Lilac Ln, Harvard Ct, Kimball Ln, Stables Ct, Thornwood Ln, Lasalle Pl, Mavor Ln, N Deere Park Dr W, Sumac Rd, Westover Rd$1,020
Yale Ln, Old Skokie Valley Rd, Rosemary Rd, Golf Ave, Delta Ln, Old Deerfield Rd, Moraine Rd, Whistler Rd, Old Barn Ln, Huntington Ln$857

Highland Park, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Highland Park$138 to $141
Moraine$138
Highwood$128
Deerfield$139

Highland Park, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Moraine township, Lake County, Illinois $116 $154 $231
Highwood city, Illinois $107 $143 $214
Deerfield village, Illinois $117 $155 $233

Highland Park, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Highland Park, IL2.4%7.8%
Moraine2.45%7.71%
Highwood2.84%9.25%
Deerfield2.39%7.77%

Highland Park Renters Insurance as a Percentage of Rent

Highland Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 20 1.0% $699
$300 to $499 37 2.0% $1149
$500 to $749 44 2.0% $1824
$750 to $999 306 16.0% $2574
$1,000 to $1,499 558 30.0% $3699
$1,500 or more 860 46.0% $5349

Highland Park, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Highland Park Homeowner Insurance Premium Example $3,700$3,100
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $27,800$26,600
Net Savings to Highland Park Home Owner from High Deductible Plan $1,200

Highland Park, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Highland Park, IL Home Replacement Value MORE than Home Value Highland Park, IL Home Replacement Value LESS than Home Value
Replacement Value $662,500 $481,000
Insurance Premium based on Replacement Value $3,375 $2,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $105,500 Risk Exposure from Under Insuring Coverage is $76,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $550/year

Example Highland Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceState Farm
Monthly Premium 148149316
Year Built 197119452011
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$600000-$700000More than 10000000
Deductible $2500-$5000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Highland Park, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 1,060,000 Asphalt Shingles Roof 4,960 5 > $10,000 Deductible 1840 8 Vinyl siding No
1976 275,000 Slate Shingles Roof 1,250 3 $1000-$2500 Deductible 820 8 Stone Siding No
1986 975,000 Membrane Roof 4,600 5 $500 Deductible 1740 4 Stone Siding No
1962 430,000 Membrane Roof 1,530 3 $5000 to $10,000 Deductible 610 7 Stucco siding No
1992 595,000 Membrane Roof 2,340 3 $1000-$2500 Deductible 1250 5 Stone Siding yes
2014 340,000 Metal Roof 1,440 3 $500- $1000 Deductible 410 2 Stone Siding No
1968 370,000 Asphalt Shingles Roof 1,640 4 $5000 to $10,000 Deductible 850 9 Stucco siding yes
1960 415,000 Shingles Roof 1,870 3 $5000 to $10,000 Deductible 1180 10 Brick siding yes
1979 730,000 Shingles Roof 2,580 4 $500- $1000 Deductible 2050 6 Vinyl siding No
1975 610,000 Metal Roof 2,210 4 $1000-$2500 Deductible 2130 10 Vinyl siding No
1989 1,030,000 Wood Shake Roof 3,500 5 $500 Deductible 610 2 Brick siding yes
2012 875,000 Membrane Roof 3,000 4 $2500-$5000 Deductible 1250 5 Fiber-Cement Siding yes
2014 530,000 Metal Roof 1,820 3 $5000 to $10,000 Deductible 1630 10 Stucco siding yes
2012 355,000 Slate Shingles Roof 1,540 5 $1000-$2500 Deductible 960 7 Brick siding yes
1983 775,000 Asphalt Shingles Roof 2,840 4 $1000-$2500 Deductible 1030 4 Stucco siding No
1980 730,000 Shingles Roof 3,360 4 $500 Deductible 3690 9 Brick siding No
1961 755,000 Slate Shingles Roof 3,090 4 $1000-$2500 Deductible 2280 7 Vinyl siding yes
1990 905,000 Wood Shake Roof 3,180 5 > $10,000 Deductible 2640 12 Brick siding No
1994 780,000 Slate Shingles Roof 3,510 5 $1000-$2500 Deductible 960 4 Wood siding No
1944 1,150,000 Wood Shake Roof 4,010 5 $2500-$5000 Deductible 1400 5 Vinyl siding yes
1944 720,000 Membrane Roof 3,340 5 > $10,000 Deductible 450 3 Stone Siding No
1983 535,000 Asphalt Shingles Roof 2,360 5 $2500-$5000 Deductible 390 3 Fiber-Cement Siding No