Highland Insurance Rates:

Highland, IN homeowners insurance is approximately $714 to $967, about $59-$80/month. Our thorough analysis shows customers can save upto $336 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Every time i have had to file a claim with state farm, i have always been treated with respect and have always been dealt with on a professional level.
American Strategic Insurance
My insurance company is not local to the state in which i live. they have to use a third party for assessing claims.
Farmer's Insurance
I like that my insurance provider, farmers, provides me with very extensive coverage, regardless of my needs and what i think i want.
Erie Insurance
Customer service is amazing you don't get redirected to. India when you call and there is not automated options you get a real person every time
State Farm
I like the fact that I can track my driving habits with my app. There are times when you do not pay attention to breaking habits etc, which can save you money down the line.
American Family
The American family made replacing our roof effortless. They took care of everything with the mortgage company and made sure the contractor met all state and insurance requirements.
Auto Owners
The agents are always nice and professional whenever in interact with them.

Highland, IN Homeowners Insurance By Home Value

Highland, IN Home Value Total Homes % of Total Average Highland, IN Homeowners Insurance
Less than $50,000 180 2.0% $134
$70,000 to $79,999 164 2.0% $403
$80,000 to $89,999 180 2.0% $454
$90,000 to $99,999 222 3.0% $513
$100,000 to $124,999 841 11.0% $588
$125,000 to $149,999 1,655 22.0% $740
$150,000 to $174,999 1,826 24.0% $874
$175,000 to $199,999 1,010 13.0% $1009
$200,000 to $249,999 812 11.0% $1219
$250,000 to $299,999 236 3.0% $1488
$300,000 to $399,999 113 1.0% $1892

Top Home Insurance Agents Near Highland, IN

Home Insurance Company Near Highland, IN Homeowners Insurance Agency Near Highland, IN Address
Allstate Dean De Angelis 600 E Lincoln Hwy, New Lenox, IL, 60451
Erie Heil & Kay Insurance Agency Inc. 1699 Wall Street, Ste 506 Mt. Prospect, Mt Prospect, IL, 60056
State Farm Ira Gray 9237 S Stony Island Ave, Chicago, IL, 60617-3640
Farmers Jeffery Keck 880 N State St, Lockport, IL, 60441
Travelers William J Goodman Ltd 18033 Martin Ave, Homewood, IL, 60430

Cost Of Homeowners Insurance By Street Near Highland, IN

Streets in Highland Area Homeowners Insurance Cost
Eder Pl, 2nd St, W 98th St, 41st St, Teakwood Cir, 101st Pl, Glenwood St, Manor Blvd, Maple Pl, Kleinman Rd$834
E 44th St, Cottage Grove Pl, Duluth St, Maple Dr, Southmoor Ave, Bluebird Ln, 100th Pl, Idlewild Ct, Lois Pl, Northwood Ln$836
Timberidge Ln, Arbor Hill Dr, 4th Pl W, Eder St, Carolina Ave, Duluth Pl, Condit St, Sandalwood Ct, Sycamore Ave, E 42nd St$829
99th St, 174th Ct, W 98th Pl, 40th Pl, Clough Ave, Idlewild Dr, George St, S 5th St, Strong St, 39th Pl$835
43rd St, Erie St, Hart Rd, Hook St, Parrish Ct, Arkansas Ave, 38th St, Spruce St, Highway Ave, Franklin Ave$832

Highland, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Highland$125 to $128
Griffith$124
Munster$130
North$122

Highland, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Griffith town, Indiana $104 $138 $207
Munster town, Indiana $109 $145 $217
Dyer town, Indiana $109 $145 $217

Highland, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Highland, IN5.4%17.0%
Griffith5.36%16.61%
Munster4.61%13.13%
Dyer4.77%14.44%

Highland Renters Insurance as a Percentage of Rent

Highland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 23 1.0% $785
$300 to $499 49 2.0% $1235
$500 to $749 365 18.0% $1910
$750 to $999 684 34.0% $2660
$1,000 to $1,499 660 33.0% $3785
$1,500 or more 219 10.0% $5435

Highland, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Highland Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,800$12,200
Net Savings to Highland Home Owner from High Deductible Plan $600

Highland, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Highland, IN Home Replacement Value MORE than Home Value Highland, IN Home Replacement Value LESS than Home Value
Replacement Value $193,500 $129,500
Insurance Premium based on Replacement Value $1,150 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $150/year

Example Highland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceAllstateLiberty Mutual
Monthly Premium 757339
Year Built 198819752000
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$300000-$350000$150000-$175000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Highland, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 180,000 Metal Roof 1,790 4 $5000 to $10,000 Deductible 230 6 Brick siding yes
2008 145,000 Membrane Roof 1,770 4 $2500-$5000 Deductible 80 2 Fiber-Cement Siding yes
1983 240,000 Metal Roof 2,170 3 $2500-$5000 Deductible 370 5 Stone Siding yes
1977 205,000 Slate Shingles Roof 2,080 3 $2500-$5000 Deductible 470 6 Vinyl siding No
1966 220,000 Composition Roof 2,690 5 $5000 to $10,000 Deductible 500 8 Stucco siding yes
1989 190,000 Tile Roof 1,960 5 $500 Deductible 530 6 Stucco siding yes
1967 235,000 Wood Shake Roof 2,510 4 $500- $1000 Deductible 310 4 Stone Siding yes
1976 235,000 Slate Shingles Roof 2,900 4 $5000 to $10,000 Deductible 60 1 Brick siding yes
2006 205,000 Membrane Roof 2,180 3 $2500-$5000 Deductible 340 7 Fiber-Cement Siding yes
1968 280,000 Tile Roof 2,480 4 $1000-$2500 Deductible 1340 10 Wood siding No
1974 340,000 Asphalt Shingles Roof 3,640 5 $500- $1000 Deductible 1750 12 Brick siding yes
2004 485,000 Membrane Roof 4,480 5 $500 Deductible 770 5 Stone Siding No
2009 275,000 Metal Roof 2,630 5 > $10,000 Deductible 460 7 Stucco siding yes
1971 375,000 Wood Shake Roof 3,800 5 $500 Deductible 1040 9 Stone Siding No
1975 200,000 Wood Shake Roof 2,120 3 $500- $1000 Deductible 60 1 Brick siding yes
1978 310,000 Slate Shingles Roof 3,810 5 $1000-$2500 Deductible 1370 9 Brick siding yes
1965 310,000 Asphalt Shingles Roof 3,540 5 $1000-$2500 Deductible 1110 8 Vinyl siding No
1972 230,000 Wood Shake Roof 2,380 4 > $10,000 Deductible 230 6 Fiber-Cement Siding No
2000 195,000 Slate Shingles Roof 2,380 3 $500 Deductible 740 9 Stucco siding yes
2000 140,000 Slate Shingles Roof 1,810 3 $500 Deductible 130 3 Vinyl siding No
1972 160,000 Tile Roof 1,840 3 $5000 to $10,000 Deductible 230 5 Stone Siding yes
2007 295,000 Shingles Roof 2,990 4 $500- $1000 Deductible 1120 10 Stone Siding No
1973 140,000 Wood Shake Roof 1,660 3 $500- $1000 Deductible 500 8 Brick siding yes
1962 110,000 Shingles Roof 1,200 3 $1000-$2500 Deductible 90 2 Vinyl siding No
1986 220,000 Membrane Roof 2,300 3 $5000 to $10,000 Deductible 130 2 Brick siding yes