Highland Insurance Rates:

Highland, CA homeowners insurance is about $517 to $703, about $43-$58/month. Our complete research reveals consumers can save as much as $244 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I shopped around and they offered the cheapest home insurance rates. They cover a good deal and I trust that they would be quick in addressing my needs if I was to ever file a claim.
Progressive
I like the fact that they are available 24/7 and provide features for convenience (example: a quick sign in just to pay a bill)
Progressive
I also don't like if that my rates fluctuate from time to time. i would much like if my rates remained the same and only change when absolutely necessary.
American Strategic Insurance
I like that it's easy to read and access. I dislike that they make it difficult to compare their policy with competitors. I don't really use their mobile app much because I prefer to do these tasks on a laptop.
State Farm
The company sends us frequent updates on all their policies and on any changes to our policy. They don't inundate us with too many other offers, so they don't clog up our mailbox with redundant offers. I like how they call us whenever there is an opportunity to lower our rate.
Prudential
I think that the best thing about this company is the person to person service they have to offer new clients.
Allstate
I would give the insurance a 5, due to the many problems that occured with my house. They had no problem covering cost.

Highland, CA Homeowners Insurance By Home Value

Highland, CA Home Value Total Homes % of Total Average Highland, CA Homeowners Insurance
Less than $50,000 609 7.0% $54
$50,000 to $59,999 98 1.0% $115
$70,000 to $79,999 160 2.0% $170
$80,000 to $89,999 104 1.0% $195
$90,000 to $99,999 187 2.0% $213
$100,000 to $124,999 361 4.0% $250
$125,000 to $149,999 345 4.0% $311
$150,000 to $174,999 871 10.0% $372
$175,000 to $199,999 573 7.0% $427
$200,000 to $249,999 1,051 13.0% $518
$250,000 to $299,999 1,241 15.0% $628
$300,000 to $399,999 2,270 28.0% $799

Top Home Insurance Agents Near Highland, CA

Home Insurance Company Near Highland, CA Homeowners Insurance Agency Near Highland, CA Address
Travelers Apollo Insurance Services Inc 13920 CITY CENTER DR STE 220, CHINO HILLS, CA, 91709
Liberty Mutual Independent Comprehensive Insurance Svs 26429 RANCHO PKWY S STE 120, LAKE FOREST, CA, 92630
Liberty Mutual Independent Dfi Preferred Ins & Fin Llc 2027 HAMMER AVE, NORCO, CA, 92860
Allstate Hal Headley 26010 McCall Blvd Ste H, Sun City, CA, 92586
Travelers Ironpoint Insurance Services Llc 23032 MILL CREEK DR, LAGUNA HILLS, CA, 92653

Highland, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Highland, CA

Streets in Highland Area Homeowners Insurance Cost
Mountain Side Ln, Dundee Ave, Encina Way, Shay Ct, S Golden Ave, Southfork Rd, Chianti Ct, W Wind Ct, Cloverhill Dr, Emmerton Ln$608
Pluto Ct, Sliger Rd, Kane Ct, Rockford Ave, Browning Rd, Lochinvar Rd, Griffith Ave, Kemper Ln, Colwyn Ave, Pasito St$615
Clear View Ln, Barton Creek Rd, Cunningham St, Ansel Ln, 4th Pl, Pixie Dr, Patterson Ct, Ward Way, Bristol St, Jasmine Pl$624
Stanton Ave, Falling Star Ln, Evans Ln, Cobblestone Ln, Glen Oak Dr, Pso Medio, Clifton St, Redlands Heights Ranch Rd, Ice Box Ln, Reedy Ave$605
Royce Ln, Santa Ana Canyon Rd, Briarcrest Dr, Ditmar St, Chanticleer Rd, Foxboro Ln, Madeira Ave, Goodman Ct, Tripp Ln, State 38 Hwy$604
Marshall Blvd, Sky Line Dr, Orchard Rd, Commercial Way, May Rd, Santa Ana River Rd, Stonewood St, Dogwood Dr, Paloma Rd, 29th St$617
Homestead Ln, Coulter Pine Dr, Rose St, Perris Hill Park Rd, Hillcrest Ct, Village Lakes Rd, Deerwood Pl, Barton Creek Rd E, Silkwood Ln, Hideaway Ln$624
Rockford Ave, Crafts Estate Rd, Valaria Dr N, E Date St, Tres Lagos Dr, Plunge Creek Truck Trl, Easton Ln, Randall Ln, Valley of the Falls Dr, Wild Oak Dr$600
Smokewood Rd, Dunkirk Ave, Los Flores Dr, Eureka Dr, Cone Camp Rd, 44157, Deer Lick Ln, Chicago Dr, Lookout Ln, Soutar Dr$605
City Creek Rd, Lillian Ln, Mansfield St, Cribari Dr, Jay Bird Ln, Wild Lilac Pt, Villa Ct, Pasito St, Flamingo Rd, Villa Ave$598

Highland, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Highland$91 to $93
Redlands$92
Mentone$90
Colton$89

Highland, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Redlands city, California $92 $123 $185
Mentone CDP, California $90 $120 $180
Loma Linda city, California $92 $122 $183

Highland, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Highland, CA2.5%11.7%
Redlands2.33%10.58%
Mentone2.59%15.58%
Loma Linda2.21%8.75%

Highland Renters Insurance as a Percentage of Rent

Highland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 71 1.0% $794
$300 to $499 340 6.0% $1244
$500 to $749 735 13.0% $1919
$750 to $999 1,782 33.0% $2669
$1,000 to $1,499 1,586 30.0% $3794
$1,500 or more 719 13.0% $5444

Average Cost Of Home Insurance By Company In Areas Nearby Highland For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
4000001000NewAmerican Security671
5000001000NewNationwide933
2500005001-3 YearsIntegon/National756
50000010001-3 YearsAmica Mutual1069
50000010001-3 YearsMercury Ins Group543
50000025001-3 YearsChubb/Federal1714
50000025001-3 YearsPrivilege Underwriters Exch1763
50000025001-3 YearsUnigard Group1220
75000025001-3 YearsIntegon/National1391
2000005004-6 YearsCalifornia Capital564
3000005004-6 YearsChubb/Federal1656
40000010004-6 YearsSafeco1216
50000010004-6 YearsIDS Property Casualty1576
50000025004-6 YearsTokio Marine America795
1500005007-15 YearsAmerican Modern587
25000010007-15 YearsAAA (Interinsurance Exchange)684
50000010007-15 YearsPacific Specialty1441
15000050016-25 YearsWestern Mutual/Residence509
20000050016-25 YearsChubb/Federal1198
250000100016-25 YearsHorace Mann P & C828

Highland, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Highland Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $12,300$11,800
Net Savings to Highland Home Owner from High Deductible Plan $500

Highland, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Highland, CA Home Replacement Value MORE than Home Value Highland, CA Home Replacement Value LESS than Home Value
Replacement Value $250,500 $155,500
Insurance Premium based on Replacement Value $675 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Highland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceTravelers
Monthly Premium 42111142
Year Built 196720131978
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$500000-$600000$600000-$700000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Highland, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 170,000 Composition Roof 1,420 3 $5000 to $10,000 Deductible 20 1 Fiber-Cement Siding No
2010 490,000 Membrane Roof 4,390 5 $2500-$5000 Deductible 280 4 Vinyl siding yes
1990 340,000 Asphalt Shingles Roof 2,540 5 $5000 to $10,000 Deductible 60 1 Wood siding No
1990 680,000 Membrane Roof 4,550 5 $1000-$2500 Deductible 1180 10 Wood siding No
2012 325,000 Wood Shake Roof 2,030 4 $500- $1000 Deductible 160 2 Vinyl siding No
2011 330,000 Asphalt Shingles Roof 2,470 4 $500- $1000 Deductible 610 12 Wood siding yes
1992 265,000 Composition Roof 1,840 3 $5000 to $10,000 Deductible 350 10 Brick siding yes
1970 410,000 Metal Roof 3,240 4 $500 Deductible 90 1 Stone Siding yes
1990 600,000 Composition Roof 4,030 5 $500 Deductible 1570 12 Vinyl siding No
2010 210,000 Wood Shake Roof 1,460 3 $1000-$2500 Deductible 410 8 Stone Siding yes
2011 180,000 Slate Shingles Roof 1,440 3 $500 Deductible 490 9 Fiber-Cement Siding yes
1991 510,000 Asphalt Shingles Roof 3,070 5 $1000-$2500 Deductible 710 7 Wood siding yes
2009 230,000 Asphalt Shingles Roof 1,760 3 $5000 to $10,000 Deductible 350 7 Vinyl siding yes
2014 215,000 Asphalt Shingles Roof 1,910 5 $1000-$2500 Deductible 320 10 Brick siding yes
2001 170,000 Membrane Roof 1,430 3 $500- $1000 Deductible 170 5 Vinyl siding yes
1979 265,000 Asphalt Shingles Roof 1,680 4 $2500-$5000 Deductible 190 5 Brick siding No
2000 230,000 Membrane Roof 1,660 3 $2500-$5000 Deductible 390 8 Vinyl siding yes
1974 350,000 Composition Roof 2,410 4 $5000 to $10,000 Deductible 440 5 Wood siding yes
2011 435,000 Slate Shingles Roof 3,220 4 > $10,000 Deductible 310 5 Fiber-Cement Siding No
1976 420,000 Composition Roof 3,260 4 $2500-$5000 Deductible 360 5 Wood siding No
1995 385,000 Wood Shake Roof 2,770 5 $500- $1000 Deductible 620 7 Vinyl siding No
2011 250,000 Shingles Roof 1,660 4 > $10,000 Deductible 40 1 Vinyl siding yes
2013 260,000 Asphalt Shingles Roof 1,810 3 $500- $1000 Deductible 110 2 Stucco siding No
1974 315,000 Metal Roof 2,390 4 > $10,000 Deductible 310 6 Vinyl siding No
2002 575,000 Wood Shake Roof 3,770 5 > $10,000 Deductible 340 5 Vinyl siding No
1972 155,000 Metal Roof 1,270 3 $1000-$2500 Deductible 240 9 Brick siding No
2009 185,000 Composition Roof 1,620 3 $5000 to $10,000 Deductible 320 12 Brick siding No
1990 190,000 Slate Shingles Roof 1,310 3 $1000-$2500 Deductible 310 9 Vinyl siding yes
2001 220,000 Asphalt Shingles Roof 1,500 3 $2500-$5000 Deductible 350 10 Brick siding No
1998 375,000 Membrane Roof 2,570 4 $2500-$5000 Deductible 550 10 Brick siding yes
2011 340,000 Asphalt Shingles Roof 2,540 4 $500 Deductible 670 10 Stone Siding yes
2000 335,000 Asphalt Shingles Roof 2,040 3 $500- $1000 Deductible 580 7 Wood siding No
2002 300,000 Tile Roof 2,160 3 $1000-$2500 Deductible 510 9 Wood siding No
1977 440,000 Slate Shingles Roof 2,780 5 $1000-$2500 Deductible 850 8 Vinyl siding yes

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