High Springs Insurance Rates:

High Springs, FL homeowners insurance is about $986 to $1,351, about $82-$112/month. Our comprehensive research shows customers can save as much as $467 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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High Springs, FL Homeowners Insurance By Home Value

High Springs, FL Home Value Total Homes % of Total Average High Springs, FL Homeowners Insurance
Less than $50,000 95 6.0% $175
$60,000 to $69,999 18 1.0% $455
$70,000 to $79,999 113 7.0% $537
$80,000 to $89,999 65 4.0% $607
$90,000 to $99,999 56 3.0% $678
$100,000 to $124,999 207 14.0% $783
$125,000 to $149,999 80 5.0% $981
$150,000 to $174,999 236 15.0% $1157
$175,000 to $199,999 66 4.0% $1344
$200,000 to $249,999 219 14.0% $1613
$250,000 to $299,999 186 12.0% $1975
$300,000 to $399,999 124 8.0% $2501

Top Home Insurance Agents Near High Springs, FL

Home Insurance Company Near High Springs, FL Homeowners Insurance Agency Near High Springs, FL Address
NA Don Martin Insurance 8730 Nw 173 St , Fanning Springs, FL, 32693
NA Brightway Insurance 2554 Blanding Blvd Ste B, Middleburg, FL, 32068
State Farm John Kasak 904 SW SR 247 Branford Hwy, Lake City, FL, 32025-1592
Allstate Latalyia D Mcknight 4004 NW 13th St, Gainesville, FL, 32609
Allstate Nature Coast Crs Cty 90 Ne 203 Ave, Cross City, FL, 32628

Cost Of Homeowners Insurance By Street Near High Springs, FL

Streets in High Springs Area Homeowners Insurance Cost
NW 197 St, C R 337, NW 126th Ln, SE Spruce St, NW 174 Ter, NW 148th Pl, NW 94th Ave, NW 166th Ter, NE 3 St, NW 232 Ln$1,171
NW 242nd Ave, NW 161 St, Co Rd 1493, NW 157th St, NW 177 Ave, NE 10th Blvd, NW 79th Dr, NW 168th Ave, NW 197th St, NE Deese Dr S$1,171
SE Railroad Ave, NW 172nd Ave, NW 174 Ave, NW 204th St, NW 207th St, NW 196th Ave, NW 212th Ave, NW 140th St, NW 159 Ln, NW 205th St$1,178
NW 180th Ave, NW 138th Ave, NW 208 Way, NW 155th Pl, NW 156 Pl, NW 214th Ter, San Sebastian Ct, NW 246th St, NW 164th Ave, NW 16th St$1,183
NW 238th Ave, NW 242nd St, NW 236 St, NW 145 Ter, NW 58th Ter, SE Bay St, NW 158th Ln, NW 170th St, NW 240 Pl, SE 4th Pl$1,183

High Springs, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
High Springs$173 to $176
High Springs-Alachua$177
Alachua$178
Spring Ridge$170

High Springs, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
High Springs-Alachua CCD, Alachua County, Florida $178 $237 $356
Alachua city, Florida $178 $237 $356
Spring Ridge CDP, Florida $170 $227 $341

High Springs, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
High Springs, FL7.6%26.1%
High Springs-Alachua6.37%25.19%
Alachua6.14%25.71%
Spring Ridge14.08%21.33%

High Springs Renters Insurance as a Percentage of Rent

High Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 18 7.0% $337
$500 to $749 54 22.0% $1912
$750 to $999 81 33.0% $2662
$1,000 to $1,499 90 37.0% $3787

Average Cost Of Home Insurance By Company In Areas Nearby High Springs For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $1,292
150,000 27 NO Asi Preferred Insurance $1,157
150,000 27 NO First Community Insurance $1,316
150,000 27 NO First Protective Insurance $1,506
150,000 27 NO Florida Family Insurance $1,398
150,000 27 NO Liberty Mutual Fire Insurance $1,719
150,000 27 NO Security First Insurance $936
150,000 27 NO Southern Fidelity Insurance $1,061
150,000 27 NO Tower Hill Prime Insurance $1,101
150,000 27 YES Asi Preferred Insurance $916
150,000 27 YES Citizens Property Insurance $749
150,000 27 YES First Community Insurance $1,048
150,000 27 YES First Protective Insurance $988
150,000 27 YES Stillwater Property And Casualty Insurance $784
300,000 12 NA American Traditions Insurance $1,077
300,000 12 NA Citizens Property Insurance $1,470
300,000 12 NA Liberty Mutual Fire Insurance $2,406
300,000 12 NA Stillwater Property And Casualty Insurance $954
300,000 12 NA Tower Hill Preferred Insurance $1,362
300,000 12 NA Universal Insurance $1,616

High Springs, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly High Springs Homeowner Insurance Premium Example $5,100$4,600
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $41,700$40,700
Net Savings to High Springs Home Owner from High Deductible Plan $1,000

High Springs, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario High Springs, FL Home Replacement Value MORE than Home Value High Springs, FL Home Replacement Value LESS than Home Value
Replacement Value $227,000 $137,000
Insurance Premium based on Replacement Value $5,025 $3,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,500 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $875/year Insurance costlier by $1,125/year

Example High Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersLiberty Mutual
Monthly Premium 293430394
Year Built 201319942002
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for High Springs, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 210,000 Wood Shake Roof 1,880 4 $500- $1000 Deductible 2140 10 Wood siding No
2011 185,000 Wood Shake Roof 1,830 4 $2500-$5000 Deductible 2260 9 Brick siding No
2013 210,000 Membrane Roof 2,150 3 $5000 to $10,000 Deductible 1180 6 Vinyl siding yes
2012 305,000 Membrane Roof 3,570 5 $1000-$2500 Deductible 2500 8 Wood siding No
2010 220,000 Shingles Roof 2,090 4 $2500-$5000 Deductible 810 4 Vinyl siding yes
2001 200,000 Shingles Roof 2,260 3 > $10,000 Deductible 340 2 Fiber-Cement Siding No
2009 180,000 Metal Roof 1,640 3 $2500-$5000 Deductible 850 3 Stucco siding yes
1946 220,000 Wood Shake Roof 2,450 4 $1000-$2500 Deductible 2080 7 Stone Siding No
1944 170,000 Membrane Roof 1,950 3 $500 Deductible 3310 9 Brick siding No
2011 285,000 Wood Shake Roof 3,210 4 $1000-$2500 Deductible 3350 9 Fiber-Cement Siding yes
2014 205,000 Composition Roof 2,090 3 $1000-$2500 Deductible 1250 4 Wood siding No
2013 360,000 Tile Roof 4,400 5 $500 Deductible 5850 10 Stucco siding No
2003 235,000 Composition Roof 2,200 5 > $10,000 Deductible 1300 6 Vinyl siding yes