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High Point, NC Home Values & Insurance Rates

High Point, NC Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 817 3.0% $101
$50,000 to $59,999 669 2.0% $208
$60,000 to $69,999 867 3.0% $262
$70,000 to $79,999 1,117 4.0% $303
$80,000 to $89,999 1,393 6.0% $345
$90,000 to $99,999 1,429 6.0% $387
$100,000 to $124,999 2,850 12.0% $447
$125,000 to $149,999 3,228 14.0% $560
$150,000 to $174,999 3,218 14.0% $661
$175,000 to $199,999 1,645 7.0% $762
$200,000 to $249,999 3,027 13.0% $917
$250,000 to $299,999 1,281 5.0% $1120
$300,000 to $399,999 1,338 5.0% $1424

Top Home Insurance Agents Near High Point, NC

Home Insurance Company Near High Point, NC Homeowners Insurance Agency Near High Point, NC Address
Liberty Mutual Independent Bear Insurance Service 173 NORTH SECOND ST, ALBEMARLE, NC, 28001
Allstate Jason Phillip Allen 848 S Main St, Salisbury, NC, 28144
Nationwide Lawver Insurance & Financial Services Inc. 250 East St, Pittsboro, NC, 27312
Nationwide Mark Jennings Agency 122 Avalon Dr STE C, Salisbury, NC, 28146-7023
State Farm Tim Ring 1111 E Main St, Albemarle, NC, 28001-5101

Estimated Home Insurance By Street Area Near High Point, NC

High Point Area Estimated House Insurance
Brookdale Dr, Florham Dr, Trafalgar Ct, Maple Branch Dr, Ennis St, Kellywood Dr, McDerr Rd, State Rd 1818, Densbury Dr, Grays Land Rd$620
Northpoint Ave, Walden Ln, Nina Ct, Hanover Ct, Nottingham Rd, Roberts Ln, S Hamilton St, Harrison St, Brandemere Dr, Royal Rd$610
Philly Ln, Sherman Rd, Kimery Dr, Cloverbrook Dr, Park Ct, Balsam Ave, Abbeywood Pl, Greenhaven Dr, Terrell Dr, Gardenia Ct$572
Hackney Way, State Rd 1145, Edgeworth St, Ardmore Cir, Westover Dr, Shalotte Dr, Danlee Rd, Curtis Pl, James Rd, Ridgecrest Dr$594
North Ave, Meadowlark Rd, Spring Rd, Brookberry Ct, Crestwood Cir, Montevista Dr, Kirkwood St, Pam St, Brady Pl, Woods Ln$594
Adkins Rd, McKinley St, Quarterstaff Ct, Tyner Rd, Quarterpath Ln, Charles Ave, State Rd 1148, Rockingham Rd, Loftyview Dr, Bramble Dr$619
State Rd 1644, Hendrix St, Old Mill Rd, Kentwood Ct, Colony Dr, Dale Pl, Dilworth Rd, Cedar Trail Ct, Lauren Pl, Hopewell St$619
Claybrooke Ct, Lambeth Ave, Hickswood Rd, Peabody Rd, Gardner Ln, Meta Ct, James Crossing Dr, Eastchester Rd, Stone Pl, Poplar Creek Dr$627
Oxford Pl, Norman Pl, Westwood Ave, Meadowlawn Ave, Mill Wheel Ct, Burnt Mill Rd, Ashford Cir, Wellingham Ln, Essex Ct, Blythe Ct$620
Ann Arbor Ave, Gavin Dr, Eccles Pl, State Rd 1546, Hickory Creek Rd, Bowers Ave, Worth St, Crest Hill Rd, Fairway Dr, Macedonia Ct$574

Savings on home insurance for senior occupied homes

PlaceSavings
High Point$89 to $91
Jamestown$92
Archdale$88
Friendship$90

High Point, NC Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
High Point, NC3.8%11.3%
Jamestown3.48%12.08%
Archdale4.15%13.21%
Friendship3.83%12.91%

High Point Renters Insurance as a Percentage of Rent

High Point Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 459 2.0% $328
$200 to $299 605 3.0% $778
$300 to $499 1,403 8.0% $1228
$500 to $749 5,169 32.0% $1903
$750 to $999 5,056 32.0% $2653
$1,000 to $1,499 2,284 14.0% $3778
$1,500 or more 702 4.0% $5428

High Point, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$5,200
Yearly High Point Homeowner Insurance Premium Example $2,300$1,500
Out of Pocket Expense During Claim$1,200$5,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,300$15,700
Net Savings to High Point Home Owner from High Deductible Plan $1,600

High Point, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario High Point, NC Home Replacement Value MORE than Home Value High Point, NC Home Replacement Value LESS than Home Value
Replacement Value $89,500 $57,000
Insurance Premium based on Replacement Value $525 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example High Point Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateErie Insurance
Monthly Premium 316070
Year Built 198619902011
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$175000-$200000$175000-$200000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

High Point, NC Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Jamestown town, North Carolina $92 $123 $185
Archdale city, North Carolina $89 $118 $177
Friendship township, Guilford County, North Carolina $90 $120 $180

Sample Home Insurance Rates for High Point, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 410,000 Metal Roof 4,750 5 $500 Deductible 520 4 Stone Siding No
1976 280,000 Slate Shingles Roof 2,850 4 $500 Deductible 820 9 Stucco siding No
1993 250,000 Metal Roof 2,800 4 $500 Deductible 670 7 Fiber-Cement Siding No
2002 170,000 Slate Shingles Roof 2,380 3 $1000-$2500 Deductible 600 10 Fiber-Cement Siding yes
2012 215,000 Asphalt Shingles Roof 2,060 4 > $10,000 Deductible 410 9 Wood siding yes
2006 160,000 Composition Roof 1,720 4 $1000-$2500 Deductible 430 6 Stucco siding yes
1984 315,000 Slate Shingles Roof 3,150 4 $5000 to $10,000 Deductible 330 4 Stucco siding No
1983 285,000 Shingles Roof 2,960 5 $1000-$2500 Deductible 640 8 Fiber-Cement Siding No
2001 220,000 Membrane Roof 2,360 4 > $10,000 Deductible 130 2 Wood siding No
1993 355,000 Wood Shake Roof 4,443 4 $500- $1000 Deductible 540 3 Wood siding No