Hicksville, NY Home Insurance - Analysis On Quotes, Rates & Agents
Hicksville Insurance Rates:
Hicksville, NY homeowners insurance is roughly $551 to $748, about $45-$62/month. Our detailed analysis shows customers can save as much as $260 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Hicksville, NY Homeowners Insurance By Home Value
| Hicksville, NY Home Value | Total Homes | % of Total | Average Hicksville, NY Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 186 | 3.0% | $39 |
| $200,000 to $249,999 | 118 | 2.0% | $351 |
| $250,000 to $299,999 | 235 | 4.0% | $429 |
| $300,000 to $399,999 | 4,421 | 87.0% | $546 |
Top Home Insurance Agents Near Hicksville, NY
| Home Insurance Company Near Hicksville, NY | Homeowners Insurance Agency Near Hicksville, NY | Address |
|---|---|---|
| NA | John C. Conklin Agency | 145-147 Avenue, Hackensack, NJ, 7601 |
| Travelers | Castle Rock Agency Inc | 38 W 39Th St Fl 4L New York, NYC, NY, 10018 |
| Farmers | Leslie Lassen | 1915 Morris Ave Fl 2, Union, NJ, 7083 |
| Allstate | Robert F. Manavola | 400 Rella Blvd Ste 162, Suffern, NY, 10901 |
| Travelers | The Marcucilli Agency Inc | 208 GREENWOOD AVE, BETHEL, CT, 6801 |
Hicksville, NY Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Hicksville, NY
| Streets in Hicksville Area | Homeowners Insurance Cost |
|---|---|
| Joseph Ct, W John St, Dairy Ln, Hunter St, Desmond Pl, Susan St, Plz Gate, Horn Ln, Cable Ln, E Carl St | $652 |
| Walnut Ln, Root Ln, Shari Ct, Dale Ave, Ball Park Ln, 16th St, Evers St, S Fordham, Saint Johns Ave, Charlotte Ave | $643 |
| Wilfred Blvd, Hawks Ct, Cornell Ave, Cornell Ln, Alden Ave, Field Ct, Key Ln, Wicks Ct, Henry Pl, Jolan Ave | $649 |
| Woodcrest Rd, Malone St, Bishop Ln, Pickwick Dr S, Loretta Ln, Peg Ct, Benjamin St, Home Ln, Bunker Ln, Tec St | $646 |
| S Elm St, Peter Rd, Elmira St, Doris Rd, Friendly Rd, Dante Ave, Frederick Pl, Laura Dr, Ingram Dr, N Fordham Rd | $647 |
Hicksville, NY Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hicksville | $97 to $99 |
| Jericho | $105 |
| New Cassel | $95 |
| Salisbury | $98 |
Hicksville, NY Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Jericho CDP, New York | $88 | $117 | $175 |
| New Cassel CDP, New York | $79 | $105 | $158 |
| Salisbury CDP, New York | $82 | $109 | $164 |
Hicksville, NY Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hicksville, NY | 2% | 5.4% |
| Jericho | 1.51% | 5.84% |
| New Cassel | 1.77% | 5.28% |
| Salisbury | 1.78% | 5.46% |
Hicksville Renters Insurance as a Percentage of Rent
| Hicksville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 21 | 1.0% | $770 |
| $300 to $499 | 85 | 4.0% | $1220 |
| $500 to $749 | 58 | 3.0% | $1895 |
| $750 to $999 | 180 | 10.0% | $2645 |
| $1,000 to $1,499 | 434 | 24.0% | $3770 |
| $1,500 or more | 998 | 56.0% | $5420 |
Hicksville, NY Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $5,700 |
| Yearly Hicksville Homeowner Insurance Premium Example | $4,600 | $3,600 |
| Out of Pocket Expense During Claim | $700 | $5,700 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $28,300 | $27,300 |
| Net Savings to Hicksville Home Owner from High Deductible Plan | $1,000 | |
Hicksville, NY Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Hicksville, NY Home Replacement Value MORE than Home Value | Hicksville, NY Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $492,000 | $314,000 |
| Insurance Premium based on Replacement Value | $4,825 | $3,075 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $110,000 | Risk Exposure from Under Insuring Coverage is $68,000 |
| Premium Impact | Insurance cheaper by $675/year | Insurance costlier by $1,075/year |
Example Hicksville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Liberty Mutual | State Farm | Nationwide Insurance |
| Monthly Premium | 293 | 417 | 714 |
| Year Built | 1950 | 1968 | 1967 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $300000-$350000 | $500000-$600000 | $900000-$1000000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |
Sample Home Insurance Rates for Hicksville, NY from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1952 | 730,000 | Shingles Roof | 3,650 | 5 | $500- $1000 Deductible | 800 | 2 | Fiber-Cement Siding | No |
| 1966 | 275,000 | Tile Roof | 1,260 | 3 | $2500-$5000 Deductible | 730 | 5 | Fiber-Cement Siding | No |
| 1967 | 285,000 | Wood Shake Roof | 1,510 | 5 | $500- $1000 Deductible | 1510 | 7 | Wood siding | yes |
| 1953 | 985,000 | Slate Shingles Roof | 4,240 | 5 | > $10,000 Deductible | 4190 | 10 | Wood siding | No |
| 1951 | 315,000 | Composition Roof | 1,510 | 3 | $1000-$2500 Deductible | 1390 | 5 | Stucco siding | No |
| 1953 | 695,000 | Tile Roof | 3,080 | 4 | $1000-$2500 Deductible | 2670 | 6 | Vinyl siding | No |
| 1952 | 285,000 | Composition Roof | 1,690 | 5 | $1000-$2500 Deductible | 410 | 2 | Wood siding | No |
| 1958 | 460,000 | Tile Roof | 2,280 | 5 | $1000-$2500 Deductible | 660 | 2 | Stucco siding | No |
| 1969 | 440,000 | Tile Roof | 1,880 | 4 | $2500-$5000 Deductible | 950 | 4 | Fiber-Cement Siding | No |
| 1968 | 405,000 | Asphalt Shingles Roof | 1,700 | 3 | $2500-$5000 Deductible | 1590 | 8 | Fiber-Cement Siding | yes |
| 1959 | 750,000 | Wood Shake Roof | 3,180 | 5 | $500- $1000 Deductible | 8320 | 12 | Wood siding | No |
| 1951 | 660,000 | Asphalt Shingles Roof | 3,160 | 4 | $2500-$5000 Deductible | 1320 | 4 | Stucco siding | yes |
| 1964 | 505,000 | Metal Roof | 2,340 | 3 | $500 Deductible | 2360 | 7 | Stone Siding | yes |
| 1950 | 525,000 | Metal Roof | 2,220 | 3 | $5000 to $10,000 Deductible | 290 | 1 | Vinyl siding | yes |
| 1957 | 390,000 | Membrane Roof | 2,060 | 3 | $1000-$2500 Deductible | 1430 | 6 | Fiber-Cement Siding | yes |
| 1957 | 855,000 | Wood Shake Roof | 4,870 | 5 | $500 Deductible | 2170 | 3 | Stone Siding | yes |
| 1960 | 635,000 | Composition Roof | 3,560 | 5 | > $10,000 Deductible | 850 | 4 | Wood siding | yes |
| 1955 | 260,000 | Slate Shingles Roof | 1,530 | 3 | $1000-$2500 Deductible | 390 | 2 | Wood siding | yes |
| 1962 | 385,000 | Composition Roof | 2,080 | 4 | > $10,000 Deductible | 1080 | 5 | Stone Siding | No |
| 1960 | 490,000 | Asphalt Shingles Roof | 2,120 | 4 | $2500-$5000 Deductible | 1640 | 6 | Wood siding | No |
| 1963 | 560,000 | Shingles Roof | 3,360 | 4 | $5000 to $10,000 Deductible | 630 | 2 | Wood siding | No |
| 1962 | 420,000 | Composition Roof | 2,090 | 3 | $500 Deductible | 4010 | 12 | Wood siding | yes |
| 1950 | 280,000 | Shingles Roof | 1,250 | 3 | > $10,000 Deductible | 1440 | 9 | Wood siding | yes |
| 1965 | 835,000 | Asphalt Shingles Roof | 4,370 | 5 | $2500-$5000 Deductible | 550 | 1 | Stone Siding | yes |
| 1952 | 365,000 | Metal Roof | 1,780 | 3 | $1000-$2500 Deductible | 460 | 2 | Stone Siding | No |
| 1967 | 475,000 | Metal Roof | 2,060 | 4 | $1000-$2500 Deductible | 1340 | 3 | Stone Siding | yes |
| 1959 | 760,000 | Wood Shake Roof | 3,240 | 5 | $5000 to $10,000 Deductible | 2000 | 6 | Vinyl siding | No |
| 1957 | 670,000 | Wood Shake Roof | 3,060 | 5 | > $10,000 Deductible | 1340 | 4 | Vinyl siding | No |
| 1958 | 310,000 | Asphalt Shingles Roof | 1,660 | 3 | > $10,000 Deductible | 630 | 5 | Wood siding | No |
| 1958 | 765,000 | Shingles Roof | 3,990 | 5 | $1000-$2500 Deductible | 3940 | 8 | Stone Siding | No |
| 1969 | 765,000 | Metal Roof | 3,150 | 4 | $1000-$2500 Deductible | 3440 | 6 | Vinyl siding | No |
| 1962 | 865,000 | Tile Roof | 3,660 | 5 | $5000 to $10,000 Deductible | 5210 | 12 | Wood siding | No |
| 1958 | 685,000 | Tile Roof | 3,620 | 5 | > $10,000 Deductible | 2040 | 7 | Stone Siding | No |
| 1960 | 500,000 | Slate Shingles Roof | 2,450 | 4 | $500 Deductible | 2670 | 7 | Stone Siding | No |
Latest Home Insurance Reviews
UsaaI recommend USAA for home insurance because they are affordable, have great policies, and are very responsive if we need help.
State FarmI like their offerings and the policy descriptions make the service worthwhile too. That appeals to modern customers and keeps people interested in the service.
AaaI have never had a problem with AAA insurance. They offer me competitive rates and complete coverage. The customer service at AAA is alway helpful
Liberty MutualTheir policy is alright. Its nothing special and doesnt really stand out in any way i think compare to others. Its pretty average i would say.
UsaaCustomer service is generally pretty good. Good at responding to my calls when needed. Very nice on the phone when I talk to them.
UsaaIve had my insurance company for a few years now and they've been great. I havent had an issues and hopefully I wont. Cost is reasonable for the coverage and theyre always helpful
Farmer's InsuranceI would definitely recommend our home owners insurance company Farmers to other people. They have awesome rates and they treat there customers like your friends and not just a dollar sign for there company.
ProgressiveI would rate it a 5 because of the ease to sign up, customer service being knowledgeable, as well as the value of the insurance for the price I am paying.
State FarmWe are completely satisfied with our premiem. We pay month to month
Farmer's InsuranceI like that my agent is easy to reach. my husband will not do business just on the phone so we need someone that we could talk to face to face.
ProgressiveTheir usage based insurance program is interesting, but i wish they offered something that would work with my cell phone.
ProgressiveProgressive has been very cost effective for me and my family. their bundling service has been affordable for us.
UsaaInteractions are amazing with USAA. I never have any problems making claims or dealing with payments. They are very quick to respond to me.
UsaaThe premium is one of the lowest we were quoted on so I cannot complain. We will continue to use them for a while.
UsaaI like the fact that my company is local and adjusts their premiums to what the cost is in my area. I like the fact that they don't pressure me
UsaaThere is absolutely nothing that I dislike about State Farm's customer service. They are very friendly and knowledgeable. I don't believe I will ever have another insurance company.
Liberty MutualDue to being so new to this agency, we have had very little interaction with them and so at this time, we have nothing to dislike about them.
Usaai would definitely tell people to shop around. they advertise all the time about how great they are, but they weren't all that great when we needed them!