Hickory Insurance Rates:

Hickory, NC homeowners insurance is about $503 to $682, about $41-$56/month. Our detailed guide reveals consumers can save as much as $236 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like that my insurance company is not a fly by night company. i feel that they aren't going anywhere.
State Farm
My insurance charges me a small fortune for coverage. i have never been in an accident and am a great driver with defensive driving. outrageous!
Geico
My insurance company doesn't offer any discounts or incentives for customers who pay each bill on time. i would like to receive a discount.

Hickory, NC Homeowners Insurance By Home Value

Hickory, NC Home Value Total Homes % of Total Average Hickory, NC Homeowners Insurance
Less than $50,000 995 7.0% $106
$50,000 to $59,999 356 2.0% $230
$60,000 to $69,999 547 3.0% $284
$70,000 to $79,999 723 5.0% $331
$80,000 to $89,999 821 5.0% $372
$90,000 to $99,999 899 6.0% $414
$100,000 to $124,999 2,270 16.0% $485
$125,000 to $149,999 2,197 15.0% $603
$150,000 to $174,999 1,765 12.0% $716
$175,000 to $199,999 766 5.0% $828
$200,000 to $249,999 980 7.0% $994
$250,000 to $299,999 832 5.0% $1213
$300,000 to $399,999 732 5.0% $1545

Top Home Insurance Agents Near Hickory, NC

Home Insurance Company Near Hickory, NC Homeowners Insurance Agency Near Hickory, NC Address
Travelers Mimosa Insurance Agency Llc 207 N Sterling St, Morganton, NC, 28655
Travelers Rec Ins Llc 525 HAMBERTON COURT NW, CONCORD, NC, 28027
State Farm Robin Brackett 941 E Marion St Ste 2, Shelby, NC, 28150-4740
Nationwide Stanley M. Goodson 206 Lithia Inn Rd, Lincolnton, NC, 28092-4217
Liberty Mutual Independent Watson Insurance Agencyinc. 301 E Main St, LINCOLNTON, NC, 28092

Cost Of Homeowners Insurance By Street Near Hickory, NC

Streets in Hickory Area Homeowners Insurance Cost
8th Street Dr SE, Brickfield St, J A Yount Farm Rd, Hall St, State Rd 1346, Roger Hill Rd, 26th St SE, 17th Street Ct NE, Sumpter Dr, State Rd 1621$592
Forest Ridge Dr, 20th Avenue Pl NW, 22nd St SE, State Rd 1103, Nello Dr, State Rd 1474, 20th Avenue Dr NW, 10th Ave SW, State Rd 1404, 29th Street Pl NE$574
Salem Rd, State Rd 1179, Meadow Creek Dr, State Rd 2262, 35th Street Pl NE, State Rd 1423, State Rd 2508, 32nd Street Dr SW, State Rd 1286, 5th St SE$590
State Rd 2257, Finger Bridge Rd, Gordon Rd, 10th St SE, State Rd 1527, 15th Street Ct NE, State Rd 1601, Montclair Cir, State Rd 1239, 25th St NE$581
Long Dr, Reepsville Rd, 7th Street Blvd SE, Roberts Dr, State Rd 1124, State Rd 1176, State Rd 1134, W 1st St, 13th Avenue Dr SE, 23rd Street Ct SE$598
State Rd 1455, 33rd Street Pl NE, Government Ave SW, Spurr Tree Ln, Old Buff Rd, 32nd St NE, Dead Oak Rd, 4th Street Pl NW, Winding Oak Dr, Baker Barn Rd$596
Sugar Maple Ln, 35th Avenue Ln NE, 20th Avenue Pl NW, State Rd 1144, 11th Ave NE, 9th Avenue Pl SW, Anastasia Way, Obie Ct, State Rd 1260, State Rd 1132$593
State Rd 2304, State Rd 1225, 2nd Street Dr SW, State Rd 1169, 14th St SE, State Rd 2298, Thistle Ct, 5th Avenue Ct NE, 19th Ave SW, 22nd Ave NE$589
Ransom Dr, State Rd 2287, 17th St NW, Charles Ray Buckner Rd, State Rd 1410, 20th Street Cir SW, Windy Hill Dr NW, 1st Street Ct NW, Pisgah St, 16th St SE$588
State Rd 1470, State Rd 1523, 3rd Avenue Ct SW, State Rd 1200, State Rd 2599, Driftwood Dr, State Rd 1537, Barbara Dr, State Rd 1320, Sleepy Hollow Dr$589

Hickory, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hickory$88 to $91
Brookford$86
Mountain View$88
Northlakes$91

Hickory, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brookford town, North Carolina $72 $96 $144
Long View town, North Carolina $72 $96 $144
Mountain View CDP, North Carolina $74 $98 $147

Hickory, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hickory, NC4.4%14.9%
Brookford5.16%16.61%
Long View5.45%17.02%
Mountain View5.21%18.87%

Hickory Renters Insurance as a Percentage of Rent

Hickory Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 206 2.0% $329
$200 to $299 276 3.0% $779
$300 to $499 1,460 16.0% $1229
$500 to $749 4,106 45.0% $1904
$750 to $999 2,174 23.0% $2654
$1,000 to $1,499 747 8.0% $3779
$1,500 or more 154 1.0% $5429

Hickory, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Hickory Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,700$8,500
Net Savings to Hickory Home Owner from High Deductible Plan $1,200

Hickory, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hickory, NC Home Replacement Value MORE than Home Value Hickory, NC Home Replacement Value LESS than Home Value
Replacement Value $152,000 $95,000
Insurance Premium based on Replacement Value $875 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Hickory Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceErie Insurance
Monthly Premium 534782
Year Built 198220102002
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$175000-$200000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Hickory, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 165,000 Metal Roof 2,320 5 $500 Deductible 450 8 Fiber-Cement Siding yes
2009 185,000 Membrane Roof 1,860 3 $500 Deductible 700 12 Wood siding No
2009 90,000 Asphalt Shingles Roof 1,320 3 $2500-$5000 Deductible 90 3 Stone Siding yes
1988 190,000 Shingles Roof 2,140 4 $500 Deductible 530 6 Stone Siding No
1960 285,000 Membrane Roof 3,530 5 $5000 to $10,000 Deductible 200 3 Fiber-Cement Siding yes
1960 265,000 Composition Roof 3,100 5 $2500-$5000 Deductible 860 10 Vinyl siding No
2009 125,000 Slate Shingles Roof 1,660 3 $500- $1000 Deductible 60 1 Brick siding yes
1987 150,000 Asphalt Shingles Roof 2,140 4 $5000 to $10,000 Deductible 590 12 Fiber-Cement Siding yes
1978 305,000 Composition Roof 3,310 5 $1000-$2500 Deductible 830 7 Wood siding yes
1988 330,000 Membrane Roof 4,550 5 $500- $1000 Deductible 110 1 Stone Siding yes
1977 190,000 Metal Roof 2,060 4 $500- $1000 Deductible 140 2 Wood siding yes
2007 165,000 Tile Roof 1,860 4 $500 Deductible 290 5 Fiber-Cement Siding No
1992 350,000 Composition Roof 4,830 5 $2500-$5000 Deductible 570 5 Fiber-Cement Siding yes
1961 260,000 Shingles Roof 3,240 4 $5000 to $10,000 Deductible 880 4 Wood siding yes