Hickory, NC homeowners insurance is about $503 to $682, about $41-$56/month. Our detailed guide reveals consumers can save as much as $236 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hickory, NC | Homeowners Insurance Agency Near Hickory, NC | Address |
|---|---|---|
| Travelers | Mimosa Insurance Agency Llc | 207 N Sterling St, Morganton, NC, 28655 |
| Travelers | Rec Ins Llc | 525 HAMBERTON COURT NW, CONCORD, NC, 28027 |
| State Farm | Robin Brackett | 941 E Marion St Ste 2, Shelby, NC, 28150-4740 |
| Nationwide | Stanley M. Goodson | 206 Lithia Inn Rd, Lincolnton, NC, 28092-4217 |
| Liberty Mutual Independent | Watson Insurance Agencyinc. | 301 E Main St, LINCOLNTON, NC, 28092 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Brookford town, North Carolina | $72 | $96 | $144 |
| Long View town, North Carolina | $72 | $96 | $144 |
| Mountain View CDP, North Carolina | $74 | $98 | $147 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hickory, NC | 4.4% | 14.9% |
| Brookford | 5.16% | 16.61% |
| Long View | 5.45% | 17.02% |
| Mountain View | 5.21% | 18.87% |
| Hickory Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 206 | 2.0% | $329 |
| $200 to $299 | 276 | 3.0% | $779 |
| $300 to $499 | 1,460 | 16.0% | $1229 |
| $500 to $749 | 4,106 | 45.0% | $1904 |
| $750 to $999 | 2,174 | 23.0% | $2654 |
| $1,000 to $1,499 | 747 | 8.0% | $3779 |
| $1,500 or more | 154 | 1.0% | $5429 |
| Streets in Hickory Area | Homeowners Insurance Cost |
|---|---|
| 8th Street Dr SE, Brickfield St, J A Yount Farm Rd, Hall St, State Rd 1346, Roger Hill Rd, 26th St SE, 17th Street Ct NE, Sumpter Dr, State Rd 1621 | $592 |
| Forest Ridge Dr, 20th Avenue Pl NW, 22nd St SE, State Rd 1103, Nello Dr, State Rd 1474, 20th Avenue Dr NW, 10th Ave SW, State Rd 1404, 29th Street Pl NE | $574 |
| Salem Rd, State Rd 1179, Meadow Creek Dr, State Rd 2262, 35th Street Pl NE, State Rd 1423, State Rd 2508, 32nd Street Dr SW, State Rd 1286, 5th St SE | $590 |
| State Rd 2257, Finger Bridge Rd, Gordon Rd, 10th St SE, State Rd 1527, 15th Street Ct NE, State Rd 1601, Montclair Cir, State Rd 1239, 25th St NE | $581 |
| Long Dr, Reepsville Rd, 7th Street Blvd SE, Roberts Dr, State Rd 1124, State Rd 1176, State Rd 1134, W 1st St, 13th Avenue Dr SE, 23rd Street Ct SE | $598 |
| State Rd 1455, 33rd Street Pl NE, Government Ave SW, Spurr Tree Ln, Old Buff Rd, 32nd St NE, Dead Oak Rd, 4th Street Pl NW, Winding Oak Dr, Baker Barn Rd | $596 |
| Sugar Maple Ln, 35th Avenue Ln NE, 20th Avenue Pl NW, State Rd 1144, 11th Ave NE, 9th Avenue Pl SW, Anastasia Way, Obie Ct, State Rd 1260, State Rd 1132 | $593 |
| State Rd 2304, State Rd 1225, 2nd Street Dr SW, State Rd 1169, 14th St SE, State Rd 2298, Thistle Ct, 5th Avenue Ct NE, 19th Ave SW, 22nd Ave NE | $589 |
| Ransom Dr, State Rd 2287, 17th St NW, Charles Ray Buckner Rd, State Rd 1410, 20th Street Cir SW, Windy Hill Dr NW, 1st Street Ct NW, Pisgah St, 16th St SE | $588 |
| State Rd 1470, State Rd 1523, 3rd Avenue Ct SW, State Rd 1200, State Rd 2599, Driftwood Dr, State Rd 1537, Barbara Dr, State Rd 1320, Sleepy Hollow Dr | $589 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hickory | $88 to $91 |
| Brookford | $86 |
| Mountain View | $88 |
| Northlakes | $91 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $2,900 |
| Yearly Hickory Homeowner Insurance Premium Example | $1,100 | $700 |
| Out of Pocket Expense During Claim | $900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,700 | $8,500 |
| Net Savings to Hickory Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Hickory, NC Home Replacement Value MORE than Home Value | Hickory, NC Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $152,000 | $95,000 |
| Insurance Premium based on Replacement Value | $875 | $550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,500 | Risk Exposure from Under Insuring Coverage is $25,500 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $175/year |
| Insurance Company | Amica Mutual Insurance Company | Farmers Insurance | Erie Insurance |
| Monthly Premium | 53 | 47 | 82 |
| Year Built | 1982 | 2010 | 2002 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $175000-$200000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $500 Deductible |