Hialeah Gardens Insurance Rates:

Hialeah Gardens, FL homeowners insurance is nearly $994 to $1,353, about $82-$112/month. Our in depth analysis shows customers can save as much as $469 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
The couple of times they have been there when we really needed them to them not dilly dallying on payments and doing what they said they would and having a peace of mind that my family will be taken care of is more important than the things that might not measure up to other companies.
Geico
When i called about the double charge they didn't really do anything about it except give me a bunch of hoops to jump through probably hoping i didn't fully go through with the process.
Assurant Specialty Property
I had some major issues when requesting a refund for a property that i no longer owned. the money was sent to an old bank account and wasn't recovered for some time.
Farmer's Insurance
There are not too many things that I dislike about the company - overall, they are great and try to provide a terrific service to all involved
Security First Home Insurance
Last time I called the company I was on hold for 10 minutes. However, the person whom I spoke to was able to help me with my issue.
Usaa
You really seem to think that I have to have an opinion on this matter which I can tell you honestly that I don't.
Usaa
They were very helpful with the transition from the apartment renting to home ownership, and I would recommend State Farm to friends because of it.
Stillwater Insurance Group
I switched companies a couple of years ago to reduce my premium for same coverage.

Hialeah Gardens, FL Homeowners Insurance By Home Value

Hialeah Gardens, FL Home Value Total Homes % of Total Average Hialeah Gardens, FL Homeowners Insurance
Less than $50,000 369 9.0% $164
$50,000 to $59,999 78 1.0% $351
$60,000 to $69,999 85 2.0% $445
$70,000 to $79,999 73 1.0% $504
$80,000 to $89,999 122 3.0% $574
$90,000 to $99,999 143 3.0% $645
$100,000 to $124,999 456 11.0% $750
$125,000 to $149,999 164 4.0% $938
$150,000 to $174,999 737 18.0% $1114
$175,000 to $199,999 472 11.0% $1278
$200,000 to $249,999 647 15.0% $1536
$250,000 to $299,999 437 10.0% $1888
$300,000 to $399,999 264 6.0% $2392

Top Home Insurance Agents Near Hialeah Gardens, FL

Home Insurance Company Near Hialeah Gardens, FL Homeowners Insurance Agency Near Hialeah Gardens, FL Address
NA Your Choice Insurance & Tag Agency, Inc. 7991-C Johnson St , Pembroke Pines, FL, 33024
Travelers Advanced Insurance Underwriters 3250 N 29TH AVE, HOLLYWOOD, FL, 33020
Liberty Mutual Independent Cypress Insurance Group Inc 800 E CYPRESS CREEK RD STE 400, FT LAUDERDALE, FL, 33334
Travelers Direct Property & Casualty Insurance Inc 1940 N COMMERCE PARKWAY, WESTON, FL, 33326
Allstate Robert Miret 12401 Orange Dr Ste 206, Davie, FL, 33330

Cost Of Homeowners Insurance By Street Near Hialeah Gardens, FL

Streets in Hialeah Gardens Area Homeowners Insurance Cost
NW 107th Ter, W 24th Ct, NW 128th Ln, NW 98th Ave, NW 98th Way, W 21st Ct, W 21st Ave, 99th Ter, NW 114th Ter, NW 92nd Ave$1,206
NW 109th Ter, W 36th Ave, NW 119th Ter, NW 128th Ter, NW 122nd Ter, NW 116th Ter, NW 129th Ter, NW 98th Pl, NW 117th Ave, NW 97th Pl$1,200
W 27th Ct, W 54th Ter, W 22nd Ct, 55th St, W 27th Ave, W 54th Pl, W 53rd Pl, NW 94th Ct, Okeechobee Frontage Rd, W 52nd Ter$1,165
NW 91st Pl, NW 104th Ave, W 24th Way, NW 107th Ln, W 22nd Ln, NW 121st Ter, NW 127th Ter, NW 123rd Ter, NW 93rd Ave, NW 92nd Ave$1,171
W 20th Ct, NW 102nd Ct, NW 126th Ter, NW 119th Ave, W 25th Ln, W 27th Ln, Royal Palm Rd, NW 99th Pl, NW 97th Ct, NW 120th Ter$1,206

Hialeah Gardens, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hialeah Gardens$175 to $178
Medley$164
Hialeah$177
Miami Lakes$188

Hialeah Gardens, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Medley town, Florida $164 $219 $329
Hialeah CCD, Miami-Dade County, Florida $178 $237 $356
Miami Lakes town, Florida $188 $251 $377

Hialeah Gardens, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hialeah Gardens, FL6.8%18.2%
Medley7.31%29.65%
Hialeah6.06%19.83%
Miami Lakes4.77%15.31%

Hialeah Gardens Renters Insurance as a Percentage of Rent

Hialeah Gardens Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 36 1.0% $336
$200 to $299 166 9.0% $786
$300 to $499 50 2.0% $1236
$500 to $749 157 8.0% $1911
$750 to $999 231 12.0% $2661
$1,000 to $1,499 843 45.0% $3786
$1,500 or more 350 19.0% $5436

Average Cost Of Home Insurance By Company In Areas Nearby Hialeah Gardens For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Castle Key Indemnity Company Insurance $6,366
150,000 27 NO First Protective Insurance $4,197
150,000 27 YES Florida Farm Bureau Casualty Insurance $1,544
300,000 12 NA American Integrity Insurance $4,477
300,000 12 NA First Community Insurance $5,866
300,000 12 NA Stillwater Property And Casualty Insurance $5,078

Hialeah Gardens, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Hialeah Gardens Homeowner Insurance Premium Example $5,000$4,000
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $16,600$15,600
Net Savings to Hialeah Gardens Home Owner from High Deductible Plan $1,000

Hialeah Gardens, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hialeah Gardens, FL Home Replacement Value MORE than Home Value Hialeah Gardens, FL Home Replacement Value LESS than Home Value
Replacement Value $168,500 $108,500
Insurance Premium based on Replacement Value $2,750 $1,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $550/year

Example Hialeah Gardens Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersState Farm
Monthly Premium 188351289
Year Built 200419981988
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$250000-$300000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hialeah Gardens, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 265,000 Composition Roof 2,420 4 $500 Deductible 3100 8 Stone Siding yes
1992 150,000 Wood Shake Roof 1,560 3 $500 Deductible 740 3 Stucco siding No
2011 340,000 Membrane Roof 3,360 4 $500- $1000 Deductible 1300 3 Stone Siding No
1990 305,000 Slate Shingles Roof 2,740 4 $1000-$2500 Deductible 3360 10 Wood siding yes
1984 255,000 Membrane Roof 2,160 3 $2500-$5000 Deductible 810 2 Stucco siding No
2006 150,000 Metal Roof 1,830 3 $5000 to $10,000 Deductible 170 1 Wood siding No
1986 240,000 Composition Roof 2,190 4 $500 Deductible 1010 2 Vinyl siding yes
1997 145,000 Membrane Roof 1,500 3 $1000-$2500 Deductible 460 3 Fiber-Cement Siding No
2012 210,000 Composition Roof 1,920 4 $500 Deductible 720 2 Wood siding yes
1997 155,000 Composition Roof 1,620 3 $5000 to $10,000 Deductible 1910 12 Stucco siding No
2009 200,000 Wood Shake Roof 1,870 3 $2500-$5000 Deductible 1900 7 Wood siding yes
2004 270,000 Tile Roof 2,500 4 > $10,000 Deductible 2530 12 Stucco siding yes
2006 155,000 Metal Roof 1,590 3 $1000-$2500 Deductible 1700 6 Stucco siding No
2002 225,000 Asphalt Shingles Roof 2,200 3 $5000 to $10,000 Deductible 740 4 Wood siding yes
1999 220,000 Composition Roof 2,240 3 > $10,000 Deductible 1430 9 Stone Siding No
1986 245,000 Shingles Roof 2,090 4 $500 Deductible 3420 8 Brick siding yes
2013 160,000 Composition Roof 1,710 3 $2500-$5000 Deductible 1180 7 Vinyl siding No
1995 335,000 Membrane Roof 3,080 4 $5000 to $10,000 Deductible 3180 12 Vinyl siding yes
2013 150,000 Asphalt Shingles Roof 1,850 4 $2500-$5000 Deductible 1160 7 Stucco siding No
2013 220,000 Membrane Roof 2,130 3 $5000 to $10,000 Deductible 370 2 Vinyl siding No
1990 310,000 Wood Shake Roof 2,680 4 $500- $1000 Deductible 3110 6 Vinyl siding No
1991 270,000 Wood Shake Roof 2,890 4 $2500-$5000 Deductible 970 4 Vinyl siding yes
2013 150,000 Shingles Roof 1,630 3 $1000-$2500 Deductible 1350 8 Vinyl siding No