Hialeah Insurance Rates:

Hialeah, FL homeowners insurance is nearly $1,006 to $1,365, about $83-$113/month. Our all inclusive research shows customers can save as much as $474 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

I would recommend Progressive to anyone who asks because i have been satisfied by their service and they offered a great price compared to other insurance companies.
im content right now but am willing to look for another insurance carrier
Allstate’s home insurance hub page is packed with educational resources on everything from fire damage to vacation homes, but that’s just the beginning.
Our deductible seems to be about average for our type of coverage. I don't have any complaints, but it has been some time since I've checked other providers.
USAA offers many discounts for veterans and for having a college degree, they also offer other discounts for bundling and for not having had any accidents for X amount of years.
National General
I am satisfied with the options that I was offered from this company. They offered everything I need for my home policy at a fair price.
Easy policy to purchase and transfer when I changed addresses. Customer service was very helpful in accomplishing this for me.
Olympus Insurance
I dislike that a representative can be hard to get in touch with at times.
I have thankfully never had to make a claim but in my limited experience with them they are friendly and helpful. When I first signed up they answered all of my questions.
State Farm
I don't have any complaints about state farm. i did not file a claim. so i did not have contact with the agency since i purchased my policy.
State Farm
Cost is up there if you want a full coverage on value. it can be a bit pricey if you don't choose the right package.
State Farm
State farm provides high-quality customer service. they are responsive to my calls when i have an issue, and they are prompt with processing my payments.
I like that it is easy to use and it is easy to navigate to find what I am looking for. The layout is fairly simple.
I like everything about the company. I'm able to get what I need, and they have a great staff who are always ready to help in any way.
Encompass Insurance
I haven't had any claims, and am overall satisfied with their service.
Security First Home Insurance
Home insurance in Florida is "take what you can get" because so many companies have withdrawn from the state due to hurricanes. I go through broker and take the lowest cost I can get.
USAA is always there for the customer and ready to help the best possible situations and offers for the customers. There is not a moment where you feel they have let you down or screwed you over.
State Farm
When I do talk to an actual human they've been very friendly and helpful. They really seem to care about me and my insurance needs.
Centauri Insurance
I've always had an English speaking customer service representative and my calls and questions were answered promptly.
Citizens Property Insurance
I am not happy that they were the only choice of insurers that we were given when we were dropped.
Assurant Specialty Property
Its ok, it's a nice local company that a lot of people in south San Antonio use. it’s an ok company
The only thing I do not like is not related to insurance and it mainly pertains to them not having ATM machines that I can use to deposit cash. the fact that everything else can be done online or on my phone outweighs that issue though.
State Farm
My experience of dissatisfaction has been pretty nil. I cannot think of an example to present you within this context.
I like the convenience of their software, their above average communication and the peace of mind that comes with knowing that my home is covered.
State Farm
I like that they provide good coverage for my home and that they are easy to communicate with. They will look into your questions and provide you with quality answers and make sure you are satisfied with the answers you receive.
I would recommend because the ease of use, convenient autopay, overall lower grouped premiums and good customer service that Ive experienced.
American Integrity Insurance
I have no reason to not recommend them. Maybe some day I might but I'm good for now.
Assurant Specialty Property
I would recommend Assurant because overall they have friendly and courteous customer service that will go above and beyond to resolve your issue.
State Farm
There are no major things to dislike about StateFarm. I don't like some representatives who like to urge with the clients. I think these representatives should be changed. This is the main thing to dislike.
Security First Home Insurance
The claims that were denied was crap. I shouldn't haven't to fight with them over the damage that is obviously from the hurricane. Also, their app is slow and doesn't contain all the information I would like to see. if they also could get a live chat that would be great.
State Farm
cost of the insurance going up every time I make a payment

Hialeah, FL Homeowners Insurance By Home Value

Hialeah, FL Home Value Total Homes % of Total Average Hialeah, FL Homeowners Insurance
Less than $50,000 1,941 3.0% $154
$50,000 to $59,999 1,003 1.0% $319
$60,000 to $69,999 1,419 2.0% $391
$70,000 to $79,999 1,683 3.0% $462
$80,000 to $89,999 1,675 3.0% $521
$90,000 to $99,999 1,461 2.0% $580
$100,000 to $124,999 5,074 9.0% $675
$125,000 to $149,999 3,612 6.0% $841
$150,000 to $174,999 8,338 14.0% $995
$175,000 to $199,999 5,710 10.0% $1149
$200,000 to $249,999 8,723 15.0% $1386
$250,000 to $299,999 7,118 12.0% $1694
$300,000 to $399,999 7,951 14.0% $2156

Top Home Insurance Agents Near Hialeah, FL

Home Insurance Company Near Hialeah, FL Homeowners Insurance Agency Near Hialeah, FL Address
NA We Insure Florida, Inc. 3900 Nw 79Th Ave Ste 338, Doral, FL, 33166
Travelers Cronin Insurance Agency 11395 W PALMETTO PARK RD, BOCA RATON, FL, 33428
Liberty Mutual Iris Campos 1700 Nw 49Th Street Ste 100, Ft. Lauderdale, FL, 33309
Allstate John Hiller 7950 S Military Trl Ste 104, Lake Worth, FL, 33463
Allstate Paul Salter 4793 N Congress Ave Ste 206, Boynton Beach, FL, 33426

Hialeah, FL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Hialeah, FL

Streets in Hialeah Area Homeowners Insurance Cost
To To Lo Chee Dr, W 17th St, NW 92nd Ave, W 8th Way, E 42nd St, NW 141th Ter, W 18th Ln, Cow Pen Rd, Fox Den Ct, W 58th Ter$1,234
E 39th St, E 8th Ln, NW 189th Ln, NW 145th Ln, NW 188 Th Ter, E 5th St, NW 167th Ave, E 12th Pl, W 27th Ct, NW 134th Ave$1,234
W 25th Ln, NW 199th Ln, W 24th Ter, SE 5th St, NW 119th Ave, NW 142nd Ave, W 76th Pl, Fintry Pl, NW 75th Path, Guy del Russo Pkwy$1,165
W 39th St, W 53rd Pl, Turnbull Dr, E 53rd Ter, E 31st St, Cypress Ct, W 26th Pl, NW 73rd Path, E 30th St, NW 93rd Ave$1,208
W 32nd Pl, W 18th St, 53rd St, W 31st Ave, W 21st Ave, W 67th St, W 31st Ave, W 38th Pl, North Ct, W 6th Rd$1,196
Milander Blvd, E 10th Ct, W 67th Pl, NW 68th Ave, W 26th Ct, E 13th St, W 6th St, Jacaranda Ln, NW 67th Pl, NW 32nd Court Rd$1,137
Miami Lakeway S, Rosewood Rd, W 16th St, Commerce Way, W 80th Pl, Stacey E Cox Ct, N Augusta Dr, W 47th St, NW 152nd Ln, W 36th Ave$1,264
W 63rd Dr, White Oak Dr, NW 110th Ln, E 58th St, Loch Isle Dr S, NW 81st Path, W 66th Pl, NW 163rd Ter, E Cypress Ct, NW 102nd Ct$1,210
E 9th Ave, E 34th St, W 41st Pl, W 6th Ln, W 12th St, Miami Lakes Dr, E 28th St, W 30th Ct, NW 197th Ln, Co Rd 9823$1,202
NW 85th Ave, W 20th St, NW 74th Pl, NW 78th Ct, W 32nd St, NW 81st Ct, E Oakmont Cir, W 34th Ln, Palmetto Palm Ave, W 31st Ct$1,224

Hialeah, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hialeah$177 to $180
Miami Lakes$188
Palm Springs North$183
Hialeah Gardens$175

Hialeah, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Miami Lakes town, Florida $157 $209 $313
Palm Springs North CDP, Florida $153 $204 $306
Hialeah Gardens city, Florida $147 $195 $293

Hialeah, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hialeah, FL6.1%19.8%
Miami Lakes4.77%15.31%
Palm Springs North4.69%18.11%
Hialeah Gardens6.76%18.24%

Hialeah Renters Insurance as a Percentage of Rent

Hialeah Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,506 3.0% $333
$200 to $299 1,727 3.0% $783
$300 to $499 1,876 4.0% $1233
$500 to $749 4,015 8.0% $1908
$750 to $999 10,841 23.0% $2658
$1,000 to $1,499 20,333 44.0% $3783
$1,500 or more 5,300 11.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Hialeah For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Safeway Property Insurance $8,021
150,000 27 NO Southern Fidelity Insurance $5,143
150,000 27 NO Tower Hill Signature Insurance $8,848
150,000 27 YES First Community Insurance $4,041
300,000 12 NA Florida Peninsula Insurance $6,328
300,000 12 NA State Farm Florida Insurance $4,962

Hialeah, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Hialeah Homeowner Insurance Premium Example $2,600$2,000
Out of Pocket Expense During Claim$1,700$4,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $22,500$20,700
Net Savings to Hialeah Home Owner from High Deductible Plan $1,800

Hialeah, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hialeah, FL Home Replacement Value MORE than Home Value Hialeah, FL Home Replacement Value LESS than Home Value
Replacement Value $225,500 $164,000
Insurance Premium based on Replacement Value $4,100 $2,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,000 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $750/year

Example Hialeah Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateTravelers
Monthly Premium 520267532
Year Built 196220011981
Home Details 4 Beds, 2 Baths3 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$250000-$300000$500000-$600000
Deductible $500 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Hialeah, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 150,000 Wood Shake Roof 1,430 2 $500 Deductible 790 3 Stone Siding No
1969 285,000 Asphalt Shingles Roof 2,310 3 $500- $1000 Deductible 1500 4 Fiber-Cement Siding No
1994 175,000 Wood Shake Roof 1,920 4 $500- $1000 Deductible 1900 9 Stone Siding No
2007 205,000 Membrane Roof 1,580 2 $1000-$2500 Deductible 540 2 Stucco siding No
1995 270,000 Asphalt Shingles Roof 2,530 5 $2500-$5000 Deductible 3880 10 Brick siding yes
1977 155,000 Tile Roof 1,790 3 $5000 to $10,000 Deductible 650 3 Wood siding No
1992 570,000 Slate Shingles Roof 4,650 5 $1000-$2500 Deductible 7760 12 Vinyl siding yes
1963 175,000 Shingles Roof 1,390 3 $2500-$5000 Deductible 210 1 Brick siding No
1995 195,000 Slate Shingles Roof 1,890 3 $2500-$5000 Deductible 540 2 Stone Siding yes
1964 495,000 Membrane Roof 3,940 5 $1000-$2500 Deductible 5230 6 Fiber-Cement Siding yes
2002 260,000 Membrane Roof 2,980 5 $1000-$2500 Deductible 1670 4 Vinyl siding yes
1981 175,000 Shingles Roof 1,410 2 $500- $1000 Deductible 240 1 Fiber-Cement Siding yes
1963 205,000 Asphalt Shingles Roof 1,790 3 $500- $1000 Deductible 820 2 Stucco siding yes
1962 120,000 Shingles Roof 1,290 3 $500 Deductible 630 4 Fiber-Cement Siding yes
1993 270,000 Shingles Roof 2,940 4 $1000-$2500 Deductible 1390 5 Fiber-Cement Siding No
1963 210,000 Membrane Roof 2,150 3 $5000 to $10,000 Deductible 820 4 Brick siding yes
1976 240,000 Membrane Roof 2,570 4 $500- $1000 Deductible 830 2 Wood siding yes
1981 205,000 Slate Shingles Roof 2,140 4 > $10,000 Deductible 2340 12 Stone Siding No
1972 95,000 Membrane Roof 1,040 2 $500 Deductible 490 4 Wood siding yes
1965 170,000 Wood Shake Roof 1,430 2 $2500-$5000 Deductible 2120 12 Brick siding No
1965 150,000 Membrane Roof 1,450 2 $1000-$2500 Deductible 1410 5 Brick siding No
1984 175,000 Tile Roof 1,410 2 $500 Deductible 4210 12 Stone Siding yes
1970 130,000 Slate Shingles Roof 1,160 2 $500 Deductible 1130 6 Brick siding yes
1996 505,000 Composition Roof 4,580 5 $5000 to $10,000 Deductible 610 1 Fiber-Cement Siding No
1996 545,000 Composition Roof 4,450 5 $500- $1000 Deductible 3900 5 Wood siding yes
1962 365,000 Metal Roof 3,010 5 $5000 to $10,000 Deductible 1640 5 Wood siding No
1992 170,000 Shingles Roof 1,780 3 $500- $1000 Deductible 1660 6 Wood siding yes
2004 140,000 Slate Shingles Roof 1,510 5 $500- $1000 Deductible 1480 6 Vinyl siding yes
1995 135,000 Slate Shingles Roof 1,160 2 $1000-$2500 Deductible 1590 8 Stucco siding yes
1996 455,000 Asphalt Shingles Roof 3,820 5 $5000 to $10,000 Deductible 440 1 Fiber-Cement Siding No
1978 100,000 Tile Roof 701 1 $500 Deductible 1510 10 Stone Siding No

How To Make Your Hialeah, FL Home Insurance Cheaper

How Much Does Hialeah, FL Home Insurance Cost?