Hesperia Insurance Rates:

Hesperia, CA homeowners insurance is nearly $504 to $681, about $42-$56/month. Our comprehensive analysis reveals consumers can save as much as $237 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Cincinnati Insurance
They are very quick to help when you are in need. was in an accident had it resolved within a week. however, they are expensive.
State Farm
State farm is so greedy!!! they charge me a ridiculous amount of money for the coverage they offer. i have never been involved in an accident.
Progressive
When a tree fell in our backyard during hurricane irma our insurance company did the best they could do to make sure we were taken care of.

Hesperia, CA Homeowners Insurance By Home Value

Hesperia, CA Home Value Total Homes % of Total Average Hesperia, CA Homeowners Insurance
Less than $50,000 1,096 6.0% $88
$50,000 to $59,999 262 1.0% $195
$60,000 to $69,999 265 1.0% $237
$70,000 to $79,999 409 2.0% $278
$80,000 to $89,999 493 3.0% $314
$90,000 to $99,999 882 5.0% $349
$100,000 to $124,999 2,264 14.0% $409
$125,000 to $149,999 1,898 11.0% $509
$150,000 to $174,999 2,530 15.0% $604
$175,000 to $199,999 1,195 7.0% $699
$200,000 to $249,999 2,039 12.0% $842
$250,000 to $299,999 1,282 7.0% $1025
$300,000 to $399,999 1,514 9.0% $1304

Top Home Insurance Agents Near Hesperia, CA

Home Insurance Company Near Hesperia, CA Homeowners Insurance Agency Near Hesperia, CA Address
Farmers Alfonso Vidales 12351 Mariposa Rd Ste J, Victorville, CA, 92395
Allstate John A. Cappelletti 1420 N Claremont Blvd Ste 105B, Claremont, CA, 91711
State Farm Mary Wood 667 W Arrow Hwy Ste D, San Dimas, CA, 91773-2963
Farmers Mimi Young 49 S Baldwin Ave Ste I, Sierra Madre, CA, 91024
Allstate S Singh 12268 Perris Blvd, Moreno Valley, CA, 92557

Cost Of Homeowners Insurance By Street Near Hesperia, CA

Streets in Hesperia Area Homeowners Insurance Cost
Coulter Pine Rd, Alston Ave, Capri St, Dominquez Rd, Sawpit Canyon Creek Rd S, Plunge Rd, Seaforth St, Sapphire Ave, Rancho Bernardo St, Blanchard Rd$597
Joseph Ln, Densmar Rd, Sunny Ridge St, Dayton Ave, Tamarack Rd, Winterhawk Way, Wayside Ln, June, Kouries Way, Bern Ln$602
2N49 Forest Svc Rd, Valewood Dr, Northstar Ct, Greentree Ln, Flying Feather Ln, Alder Glen Ct, Rose St, Fallbrook Ct, Modesto Ct, Flora Ct$598
Saint Bernard Ln, Summit Ln, Windsor Ave, Jade St, Autumn Ct, Lachen Rd, Elder Dr, Agave Bay St, Montrose Ave, Lilac Way$617
Yellowstone Access Rd, Los Moras St, Softwind Ct, Robinhood Dr, 3N66 Forest Svc Rd, Canon St, Wildrose Cir, Sawmill Rd, Deercrest Dr, Amanda Way$596
Bascom St, Dragon Tree Dr, Cashew St, Tetley Ln, Calgary Dr, Aberdeen Ct, Woodland Rd, Canyon Vista Dr, Carmine St, Summit Valley Rd$600
Oak View Ct, St Anton Ln, Horsethief Canyon Rd, Bailey Forest Rd/2N49, Mozumdar Dr, Panorama Cir, Saturn Ct, Brookside Rd, Sesame Rd, Tioga St$596
Fern Canyon Rd, Greenway Dr, Wildridge Canyon Rd, Guava Ave, Deborah Pl, Catfish Rd, Laurel Oak Rd, Viola Ct, Gupan Rd, Lane's End Trl$590
Cashew St, Tracy Ave, Yosemite Ave, Hickory Ct, Redding St, Buchanan Ct, Kerrie Way, Ocotillo Ave, Honeyhill Rd, Damon Dr$606
Pitache St, Aspenwood Ln, Itoya Vista Rd, Marshall Rd, Northpark Rd, Lamplighter Rd, Oak Hill Ranch Rd, Nettle St, Michael St, Loma Vista Ct$603

Hesperia, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hesperia$88 to $90
Oak Hills$91
Mountain View Acres$88
Spring Valley Lake$90

Hesperia, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oak Hills CDP, California $76 $101 $152
Mountain View Acres CDP, California $73 $97 $146
Spring Valley Lake CDP, California $76 $101 $151

Hesperia, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hesperia, CA3.2%14.2%
Oak Hills2.49%8.7%
Mountain View Acres4.91%19.57%
Spring Valley Lake2.73%12.0%

Hesperia Renters Insurance as a Percentage of Rent

Hesperia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 119 1.0% $803
$300 to $499 200 2.0% $1253
$500 to $749 1,072 12.0% $1928
$750 to $999 2,445 29.0% $2678
$1,000 to $1,499 2,897 34.0% $3803
$1,500 or more 1,520 18.0% $5453

Average Cost Of Home Insurance By Company In Areas Nearby Hesperia For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewWawanesa478
200000500NewGrange474
2500001000NewNationwide585
4000001000NewGrange812
4000001000NewPrivilege Underwriters Exch1692
7500002500NewForemost Insurance3029
7500002500NewGeneral Ins842
25000010001-3 YearsTravelers557
2500005001-3 YearsIntegon/National902
2500005001-3 YearsKemper645
75000025001-3 YearsBankers Standard2129
75000025001-3 YearsPacific Specialty1754
1500002504-6 YearsUnigard Group572
2000005004-6 YearsHorace Mann P & C614
2000005004-6 YearsTravelers532
2500005004-6 YearsIntegon/National999
3000005004-6 YearsAAA (Interinsurance Exchange)779
40000010004-6 YearsState Farm1112
2000005007-15 YearsKemper732
3000005007-15 YearsUniversal North America964
40000010007-15 YearsMAPFRE Group1436
50000010007-15 YearsAIG Prop Cas2115

Hesperia, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Hesperia Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,400$10,900
Net Savings to Hesperia Home Owner from High Deductible Plan $1,500

Hesperia, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hesperia, CA Home Replacement Value MORE than Home Value Hesperia, CA Home Replacement Value LESS than Home Value
Replacement Value $171,500 $135,500
Insurance Premium based on Replacement Value $525 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Hesperia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateTravelers
Monthly Premium 533327
Year Built 199419802012
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$150000-$175000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hesperia, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 250,000 Asphalt Shingles Roof 2,770 4 $500 Deductible 410 6 Stucco siding yes
2002 150,000 Slate Shingles Roof 1,780 4 $1000-$2500 Deductible 170 4 Stone Siding No
1990 210,000 Asphalt Shingles Roof 2,050 4 > $10,000 Deductible 260 10 Vinyl siding yes
2006 185,000 Wood Shake Roof 2,370 3 $500 Deductible 110 3 Vinyl siding yes
2007 305,000 Asphalt Shingles Roof 3,000 5 $500- $1000 Deductible 600 8 Fiber-Cement Siding yes
1994 230,000 Tile Roof 2,730 5 $5000 to $10,000 Deductible 210 7 Stone Siding yes
1983 140,000 Wood Shake Roof 1,690 3 $500- $1000 Deductible 80 2 Vinyl siding No
1998 225,000 Composition Roof 2,090 3 $1000-$2500 Deductible 520 8 Vinyl siding No
2012 100,000 Membrane Roof 1,240 3 $500 Deductible 230 7 Stone Siding No
2008 135,000 Slate Shingles Roof 1,730 3 $2500-$5000 Deductible 80 4 Stucco siding No
1998 120,000 Metal Roof 1,310 3 $500- $1000 Deductible 180 5 Brick siding yes
2008 130,000 Composition Roof 1,650 3 $500 Deductible 430 9 Stucco siding yes
1981 220,000 Slate Shingles Roof 2,230 3 $500- $1000 Deductible 290 6 Wood siding yes
2007 395,000 Tile Roof 4,870 5 $500 Deductible 1070 12 Stucco siding No
1994 215,000 Metal Roof 1,857 4 > $10,000 Deductible 350 6 Fiber-Cement Siding No