Hesperia, CA homeowners insurance is nearly $504 to $681, about $42-$56/month. Our comprehensive analysis reveals consumers can save as much as $237 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hesperia, CA | Homeowners Insurance Agency Near Hesperia, CA | Address |
|---|---|---|
| Allstate | John A. Cappelletti | 1420 N Claremont Blvd Ste 105B, Claremont, CA, 91711 |
| State Farm | Mary Wood | 667 W Arrow Hwy Ste D, San Dimas, CA, 91773-2963 |
| Farmers | Mimi Young | 49 S Baldwin Ave Ste I, Sierra Madre, CA, 91024 |
| Allstate | S Singh | 12268 Perris Blvd, Moreno Valley, CA, 92557 |
| Farmers | Alfonso Vidales | 12351 Mariposa Rd Ste J, Victorville, CA, 92395 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Oak Hills CDP, California | $76 | $101 | $152 |
| Mountain View Acres CDP, California | $73 | $97 | $146 |
| Spring Valley Lake CDP, California | $76 | $101 | $151 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hesperia, CA | 3.2% | 14.2% |
| Oak Hills | 2.49% | 8.7% |
| Mountain View Acres | 4.91% | 19.57% |
| Spring Valley Lake | 2.73% | 12.0% |
| Hesperia Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 119 | 1.0% | $803 |
| $300 to $499 | 200 | 2.0% | $1253 |
| $500 to $749 | 1,072 | 12.0% | $1928 |
| $750 to $999 | 2,445 | 29.0% | $2678 |
| $1,000 to $1,499 | 2,897 | 34.0% | $3803 |
| $1,500 or more | 1,520 | 18.0% | $5453 |
| Streets in Hesperia Area | Homeowners Insurance Cost |
|---|---|
| Coulter Pine Rd, Alston Ave, Capri St, Dominquez Rd, Sawpit Canyon Creek Rd S, Plunge Rd, Seaforth St, Sapphire Ave, Rancho Bernardo St, Blanchard Rd | $597 |
| Joseph Ln, Densmar Rd, Sunny Ridge St, Dayton Ave, Tamarack Rd, Winterhawk Way, Wayside Ln, June, Kouries Way, Bern Ln | $602 |
| 2N49 Forest Svc Rd, Valewood Dr, Northstar Ct, Greentree Ln, Flying Feather Ln, Alder Glen Ct, Rose St, Fallbrook Ct, Modesto Ct, Flora Ct | $598 |
| Saint Bernard Ln, Summit Ln, Windsor Ave, Jade St, Autumn Ct, Lachen Rd, Elder Dr, Agave Bay St, Montrose Ave, Lilac Way | $617 |
| Yellowstone Access Rd, Los Moras St, Softwind Ct, Robinhood Dr, 3N66 Forest Svc Rd, Canon St, Wildrose Cir, Sawmill Rd, Deercrest Dr, Amanda Way | $596 |
| Bascom St, Dragon Tree Dr, Cashew St, Tetley Ln, Calgary Dr, Aberdeen Ct, Woodland Rd, Canyon Vista Dr, Carmine St, Summit Valley Rd | $600 |
| Oak View Ct, St Anton Ln, Horsethief Canyon Rd, Bailey Forest Rd/2N49, Mozumdar Dr, Panorama Cir, Saturn Ct, Brookside Rd, Sesame Rd, Tioga St | $596 |
| Fern Canyon Rd, Greenway Dr, Wildridge Canyon Rd, Guava Ave, Deborah Pl, Catfish Rd, Laurel Oak Rd, Viola Ct, Gupan Rd, Lane's End Trl | $590 |
| Cashew St, Tracy Ave, Yosemite Ave, Hickory Ct, Redding St, Buchanan Ct, Kerrie Way, Ocotillo Ave, Honeyhill Rd, Damon Dr | $606 |
| Pitache St, Aspenwood Ln, Itoya Vista Rd, Marshall Rd, Northpark Rd, Lamplighter Rd, Oak Hill Ranch Rd, Nettle St, Michael St, Loma Vista Ct | $603 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hesperia | $88 to $90 |
| Oak Hills | $91 |
| Mountain View Acres | $88 |
| Spring Valley Lake | $90 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 250 | New | Wawanesa | 478 |
| 200000 | 500 | New | Grange | 474 |
| 250000 | 1000 | New | Nationwide | 585 |
| 400000 | 1000 | New | Grange | 812 |
| 400000 | 1000 | New | Privilege Underwriters Exch | 1692 |
| 750000 | 2500 | New | Foremost Insurance | 3029 |
| 750000 | 2500 | New | General Ins | 842 |
| 250000 | 1000 | 1-3 Years | Travelers | 557 |
| 250000 | 500 | 1-3 Years | Integon/National | 902 |
| 250000 | 500 | 1-3 Years | Kemper | 645 |
| 750000 | 2500 | 1-3 Years | Bankers Standard | 2129 |
| 750000 | 2500 | 1-3 Years | Pacific Specialty | 1754 |
| 150000 | 250 | 4-6 Years | Unigard Group | 572 |
| 200000 | 500 | 4-6 Years | Horace Mann P & C | 614 |
| 200000 | 500 | 4-6 Years | Travelers | 532 |
| 250000 | 500 | 4-6 Years | Integon/National | 999 |
| 300000 | 500 | 4-6 Years | AAA (Interinsurance Exchange) | 779 |
| 400000 | 1000 | 4-6 Years | State Farm | 1112 |
| 200000 | 500 | 7-15 Years | Kemper | 732 |
| 300000 | 500 | 7-15 Years | Universal North America | 964 |
| 400000 | 1000 | 7-15 Years | MAPFRE Group | 1436 |
| 500000 | 1000 | 7-15 Years | AIG Prop Cas | 2115 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $2,500 |
| Yearly Hesperia Homeowner Insurance Premium Example | $1,700 | $1,200 |
| Out of Pocket Expense During Claim | $500 | $2,500 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $12,400 | $10,900 |
| Net Savings to Hesperia Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Hesperia, CA Home Replacement Value MORE than Home Value | Hesperia, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $171,500 | $135,500 |
| Insurance Premium based on Replacement Value | $525 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $15,000 | Risk Exposure from Under Insuring Coverage is $21,000 |
| Premium Impact | Insurance cheaper by $50/year | Insurance costlier by $50/year |
| Insurance Company | State Farm | Allstate | Travelers |
| Monthly Premium | 53 | 33 | 27 |
| Year Built | 1994 | 1980 | 2012 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $150000-$175000 |
| Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible |