Herrin Insurance Rates:

Herrin, IL homeowners insurance is nearly $610 to $831, about $50-$69/month. Our extensive research reveals consumers can save as much as $288 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Herrin, IL Homeowners Insurance By Home Value

Herrin, IL Home Value Total Homes % of Total Average Herrin, IL Homeowners Insurance
Less than $50,000 1,173 27.0% $230
$50,000 to $59,999 324 7.0% $496
$60,000 to $69,999 514 11.0% $612
$70,000 to $79,999 259 6.0% $705
$80,000 to $89,999 372 8.0% $799
$90,000 to $99,999 353 8.0% $900
$100,000 to $124,999 395 9.0% $1036
$125,000 to $149,999 275 6.0% $1303
$150,000 to $174,999 349 8.0% $1540
$175,000 to $199,999 102 2.0% $1778
$200,000 to $249,999 91 2.0% $2138
$250,000 to $299,999 52 1.0% $2606
$300,000 to $399,999 56 1.0% $3319

Top Home Insurance Agents Near Herrin, IL

Home Insurance Company Near Herrin, IL Homeowners Insurance Agency Near Herrin, IL Address
Farmers Bard Womack 1720 Kings Way Dr Unit 104, Cape Girardeau, MO, 63701
State Farm Frank Deaton 22 S Oak St, Du Quoin, IL, 62832-1515
Travelers Golden Rule Insurance Associates 2102 E JACKSON BLVD, JACKSON, MO, 63755
Farmers Kip Dillow 100 S Glenview Dr, Carbondale, IL, 62901
Allstate Tammy S Vaughn 105 N Emerald Ln, Carbondale, IL, 62901

Cost Of Homeowners Insurance By Street Near Herrin, IL

Streets in Herrin Area Homeowners Insurance Cost
Blue Blaze Trl, Court E, N 29th St, Melody Ln, W 2nd St, W 15th St, W State St, Carrol St, N Dawn Dr, Taylor St$715
E Ford St, W Oak St, E Monroe St, E Diaz St, E Tyler St, Sandbox Dr, Ct G, Duncan Rd, E 10th St, E Longstreet Rd$730
W Clark Trl, Parkview St, Polk St, Ct H, E Madison St, 3rd St, N 11th St, Royal Oak Trailer Park, Frederick St, Hafer Rd$708
Tanglewood Dr, E Albright Ln, W Johnson St, E Clark Trl, E Hill St, S 11th St, E Polk St, N 5th St, Harper Rd, Zachary Dr$732
W Perrine St, W 12th St, 17th St, W Broadway Blvd, W 11th St, E Walnut St, E Ward St, N 43rd St, W Madison St, Jacqueline Rd$710

Herrin, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Herrin$107 to $110
Freeman Spur$105
Johnston City$106
Energy$110

Herrin, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Freeman Spur village, Illinois $105 $140 $210
Johnston City city, Illinois $107 $142 $213
Energy village, Illinois $110 $146 $219

Herrin, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Herrin, IL6.5%17.4%
Freeman Spur7.82%17.51%
Johnston City8.05%19.3%
Energy5.7%15.76%

Herrin Renters Insurance as a Percentage of Rent

Herrin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 159 9.0% $360
$200 to $299 93 5.0% $810
$300 to $499 434 25.0% $1260
$500 to $749 549 32.0% $1935
$750 to $999 361 21.0% $2685
$1,000 to $1,499 97 5.0% $3810

Herrin, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Herrin Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,900$4,300
Net Savings to Herrin Home Owner from High Deductible Plan $600

Herrin, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Herrin, IL Home Replacement Value MORE than Home Value Herrin, IL Home Replacement Value LESS than Home Value
Replacement Value $114,500 $67,500
Insurance Premium based on Replacement Value $600 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Herrin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyAmerican Family Insurance
Monthly Premium 325831
Year Built 200319621976
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$100000-$125000
Deductible $1000-$2500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Herrin, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 95,000 Composition Roof 1,290 3 $1000-$2500 Deductible 330 10 Brick siding No
1966 125,000 Tile Roof 2,090 3 $1000-$2500 Deductible 280 6 Brick siding yes
1960 90,000 Composition Roof 1,670 3 $1000-$2500 Deductible 400 9 Brick siding No
1941 165,000 Membrane Roof 3,090 4 $5000 to $10,000 Deductible 260 8 Wood siding No
1940 130,000 Shingles Roof 1,990 4 $2500-$5000 Deductible 90 3 Fiber-Cement Siding No
1944 130,000 Asphalt Shingles Roof 2,580 4 $500- $1000 Deductible 90 2 Stone Siding No
1990 85,000 Composition Roof 1,380 3 $1000-$2500 Deductible 200 12 Fiber-Cement Siding yes
1952 95,000 Slate Shingles Roof 1,760 3 $1000-$2500 Deductible 260 8 Fiber-Cement Siding No
1948 125,000 Metal Roof 1,810 4 $2500-$5000 Deductible 400 12 Wood siding yes
1993 110,000 Tile Roof 1,610 4 $500- $1000 Deductible 290 7 Brick siding No
1963 155,000 Asphalt Shingles Roof 2,270 3 $500- $1000 Deductible 150 2 Wood siding yes
1945 110,000 Metal Roof 2,120 4 $1000-$2500 Deductible 30 1 Vinyl siding yes
1963 80,000 Wood Shake Roof 1,380 3 $500 Deductible 80 3 Wood siding yes
1991 170,000 Metal Roof 2,720 4 $500 Deductible 200 3 Brick siding yes
1952 105,000 Metal Roof 1,820 3 $1000-$2500 Deductible 80 2 Stucco siding No
1951 155,000 Shingles Roof 2,260 3 $2500-$5000 Deductible 560 10 Brick siding yes
1969 135,000 Asphalt Shingles Roof 2,620 4 $500- $1000 Deductible 280 6 Vinyl siding No
1991 140,000 Shingles Roof 2,570 4 $500 Deductible 450 10 Wood siding yes
2009 140,000 Composition Roof 2,170 4 $2500-$5000 Deductible 320 9 Fiber-Cement Siding yes
1957 80,000 Slate Shingles Roof 1,360 3 $500- $1000 Deductible 70 2 Stone Siding yes
1980 155,000 Membrane Roof 2,500 4 $2500-$5000 Deductible 410 9 Fiber-Cement Siding yes
1965 110,000 Wood Shake Roof 2,280 3 $1000-$2500 Deductible 100 3 Fiber-Cement Siding No
1973 115,000 Tile Roof 1,820 4 $500 Deductible 220 7 Brick siding No
1946 120,000 Slate Shingles Roof 2,440 4 $500 Deductible 180 4 Brick siding No
1975 145,000 Membrane Roof 2,650 4 $500 Deductible 300 5 Vinyl siding No
1968 115,000 Membrane Roof 1,980 3 $500- $1000 Deductible 350 8 Stone Siding No
1941 120,000 Wood Shake Roof 2,340 3 $500- $1000 Deductible 290 7 Vinyl siding yes
1970 125,000 Asphalt Shingles Roof 2,200 3 $1000-$2500 Deductible 420 10 Fiber-Cement Siding yes
1997 105,000 Membrane Roof 1,730 4 $1000-$2500 Deductible 270 9 Stone Siding No
1984 115,000 Composition Roof 1,730 4 $1000-$2500 Deductible 200 5 Brick siding yes
1996 75,000 Shingles Roof 1,270 3 $500 Deductible 160 4 Stone Siding yes