Hernando Insurance Rates:

Hernando, MS homeowners insurance is about $827 to $1,124, about $68-$93/month. Our in depth analysis indicates shoppers can save upto $390 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Hernando, MS Homeowners Insurance By Home Value

Hernando, MS Home Value Total Homes % of Total Average Hernando, MS Homeowners Insurance
Less than $50,000 256 6.0% $136
$50,000 to $59,999 57 1.0% $292
$60,000 to $69,999 70 1.0% $360
$70,000 to $79,999 97 2.0% $419
$90,000 to $99,999 61 1.0% $526
$100,000 to $124,999 318 8.0% $614
$125,000 to $149,999 318 8.0% $770
$150,000 to $174,999 852 22.0% $906
$175,000 to $199,999 513 13.0% $1053
$200,000 to $249,999 663 17.0% $1267
$250,000 to $299,999 467 12.0% $1550
$300,000 to $399,999 167 4.0% $1969

Top Home Insurance Agents Near Hernando, MS

Home Insurance Company Near Hernando, MS Homeowners Insurance Agency Near Hernando, MS Address
NA Jenkins Insurance Agency 2377 Memphis St, Hernando, MS, 38632
NA Poole Insurance Agency 1114 Poplar View Ln N Ste 1, Collierville, TN, 38017
Erie Corporate Insurance Group Llc 5674 Cleaves Drive Suite 102, Arlington, TN, 38002
State Farm Jerry Nowlin 8151 Walnut Grove Rd Ste 1, Cordova, TN, 38018-4286
Nationwide Larry E Crum & Associates Llc 5165 Poplar Avenue, Memphis, TN, 38117-7672

Cost Of Homeowners Insurance By Street Near Hernando, MS

Streets in Hernando Area Homeowners Insurance Cost
Oak Court Cove, E South St, Magnolia Dr, Ohara Cove, Thorn Tree Ln, Glenda Gail St, W South St, Gill Rd, E Jefferson Loop, Old Hwy 51 S$983
Keeley Cove, Fountain Gate Dr E, Saddle Brook Dr W, Manning Cir S, Sharon Cove W, Woodland Trce N, Banks Cove, Fuhrer St, Montys Cir, Jamestown Cove$998
Mead Rd, Gwynn Rd, Amanda Cove, Heritage Cove, Green T Dr S, Carlee Dr, Fawn Grove Trl, Hillshire N Dr, Nicklaus Cove, Grove Meadows Dr$985
Roseleigh Dr, Middle Buster Rd, Corral Dr, Rhett Butler Dr, Thunderbird Cove, Linden Ln, Jefferson Pkwy, Elkwood Ln, Flint Lock Cove, Wadsworth Cir$994
Stonebrook Dr, Pepper Chase Dr, Clair Cove, Bright Rd, Salina Cove, Bop Blvd, Markston Dr, Tragg Ave, Bienville Rd, Brights Rd$994

Hernando, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hernando$145 to $148
DeSoto County$144
Bridgetown$145
Southaven$143

Hernando, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
DeSoto County, Mississippi $120 $160 $240
Bridgetown CDP, Mississippi $121 $161 $241
Southaven city, Mississippi $119 $159 $238

Hernando, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hernando, MS5.6%21.1%
DeSoto County6.07%21.81%
Bridgetown6.34%20.35%
Southaven6.28%23.95%

Hernando Renters Insurance as a Percentage of Rent

Hernando Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 27 2.0% $336
$200 to $299 49 5.0% $786
$300 to $499 92 9.0% $1236
$500 to $749 215 22.0% $1911
$750 to $999 268 28.0% $2661
$1,000 to $1,499 246 25.0% $3786
$1,500 or more 60 6.0% $5436

Hernando, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Hernando Homeowner Insurance Premium Example $3,600$3,200
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $26,200$25,400
Net Savings to Hernando Home Owner from High Deductible Plan $800

Hernando, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hernando, MS Home Replacement Value MORE than Home Value Hernando, MS Home Replacement Value LESS than Home Value
Replacement Value $202,000 $148,500
Insurance Premium based on Replacement Value $2,875 $2,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $300/year

Example Hernando Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateChubb Group of Insurance
Monthly Premium 156171201
Year Built 200119982011
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$150000-$175000$300000-$350000
Deductible $500 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Hernando, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 200,000 Shingles Roof 1,840 5 $500 Deductible 500 2 Stone Siding No
2005 200,000 Tile Roof 1,720 5 $1000-$2500 Deductible 2200 12 Brick siding No
1996 580,000 Wood Shake Roof 4,820 5 $2500-$5000 Deductible 3710 6 Brick siding No
2011 250,000 Wood Shake Roof 2,540 5 $1000-$2500 Deductible 620 3 Wood siding No
2011 235,000 Slate Shingles Roof 2,260 3 $5000 to $10,000 Deductible 2120 12 Vinyl siding yes
2014 250,000 Composition Roof 2,670 4 $2500-$5000 Deductible 1670 6 Brick siding yes
2014 140,000 Shingles Roof 1,250 3 $500- $1000 Deductible 1620 12 Stucco siding No
2007 250,000 Composition Roof 2,600 4 $2500-$5000 Deductible 580 2 Stone Siding yes
1999 240,000 Composition Roof 2,430 5 $500- $1000 Deductible 580 2 Stone Siding yes
2011 475,000 Slate Shingles Roof 4,380 5 > $10,000 Deductible 270 1 Brick siding yes
1997 315,000 Slate Shingles Roof 2,930 4 > $10,000 Deductible 2010 9 Stucco siding yes
2002 120,000 Tile Roof 1,400 3 $500 Deductible 740 5 Vinyl siding No
2005 365,000 Metal Roof 3,180 4 $500 Deductible 1740 4 Stone Siding No
2014 165,000 Asphalt Shingles Roof 1,820 3 $1000-$2500 Deductible 250 2 Brick siding yes
2001 320,000 Shingles Roof 2,950 4 $500- $1000 Deductible 3970 12 Fiber-Cement Siding No
1995 130,000 Wood Shake Roof 1,390 3 $500 Deductible 1380 9 Wood siding No
2002 190,000 Membrane Roof 1,690 3 $1000-$2500 Deductible 1450 7 Brick siding yes
1994 145,000 Membrane Roof 1,720 3 $500- $1000 Deductible 170 1 Fiber-Cement Siding yes
2000 290,000 Slate Shingles Roof 2,680 4 > $10,000 Deductible 360 2 Vinyl siding yes
2010 235,000 Composition Roof 2,470 5 $2500-$5000 Deductible 1960 10 Stone Siding No
2004 245,000 Metal Roof 2,220 4 $5000 to $10,000 Deductible 170 1 Stone Siding No
2012 265,000 Composition Roof 2,170 3 $2500-$5000 Deductible 3710 12 Stucco siding No
2008 145,000 Slate Shingles Roof 1,670 4 $500- $1000 Deductible 860 4 Stone Siding No
2012 320,000 Metal Roof 2,820 4 $5000 to $10,000 Deductible 1400 6 Stucco siding yes
1993 350,000 Slate Shingles Roof 2,880 4 > $10,000 Deductible 4750 12 Wood siding No
2013 230,000 Asphalt Shingles Roof 1,910 4 $500 Deductible 3550 12 Brick siding yes
1996 105,000 Membrane Roof 1,240 3 $500 Deductible 620 5 Vinyl siding No
1995 495,000 Metal Roof 4,870 5 $5000 to $10,000 Deductible 3860 9 Vinyl siding yes
1999 200,000 Shingles Roof 1,910 5 $2500-$5000 Deductible 1830 10 Fiber-Cement Siding yes
1991 370,000 Metal Roof 3,370 4 $500- $1000 Deductible 2200 5 Fiber-Cement Siding No