Henrietta Insurance Rates:

Henrietta, NY homeowners insurance is about $505 to $683, about $42-$56/month. Our complete analysis indicates shoppers can save upto $237 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Their website is extremely organized and is very easy to use. i also have auto insurance with them and they make it so that both sections are very easy to access. the website has a very clean look and the multiple contact options are also convenient.
State Farm
I don't like the price i pay. i feel as though it is a bit high. i may be over insured, but i'm not sure.
Amica Mutual Insurance
Amica has outstanding claim customer service. in the claims i have had the claim has been resolved very very quickly.
Usaa
I like how easy to navigate is the website. I can easily just login and verify the insurance coverage and what else is included in it.
Usaa
It takes a while for you to get on the phone with a customer service representative.
Usaa
I think that they are personable and know their industry well.
Usaa
We had insurance (both home and auto) for a few years, and we just decided to shop around and with our military benefit, we checked USAA. They were far and away way lower than any other insurance company. We had been overpaying by almost $15 a month.
Travelers
The only minor complaint is that the wind hail deductible available is $1500 minimum. I wish they had a smaller deductible than that for wind hail.

Henrietta, NY Homeowners Insurance By Home Value

Henrietta, NY Home Value Total Homes % of Total Average Henrietta, NY Homeowners Insurance
Less than $50,000 139 1.0% $106
$80,000 to $89,999 325 3.0% $368
$90,000 to $99,999 810 7.0% $415
$100,000 to $124,999 2,913 28.0% $481
$125,000 to $149,999 2,167 21.0% $599
$150,000 to $174,999 1,493 14.0% $706
$175,000 to $199,999 860 8.0% $819
$200,000 to $249,999 740 7.0% $986
$250,000 to $299,999 464 4.0% $1205
$300,000 to $399,999 229 2.0% $1532

Top Home Insurance Agents Near Henrietta, NY

Home Insurance Company Near Henrietta, NY Homeowners Insurance Agency Near Henrietta, NY Address
NA Landmark Group Of Brighton, Inc. 1956 W Henrietta Rd , Rochester, NY, 14623
Nationwide Joseph J Biagiotti 2755 Buffalo Rd, Rochester, NY, 14624-1337
Erie Linda Rauber Inc. 117 S Union Street, Spencerport, NY, 14559
Travelers Seaway Insurance Associates 8645 ROCHESTER RD, GASPORT, NY, 14067
Travelers Usa Payroll Agency New York Llc 120 LINDEN OAKS, ROCHESTER, NY, 14625

Cost Of Homeowners Insurance By Street Near Henrietta, NY

Streets in Henrietta Area Homeowners Insurance Cost
Clearview Dr, Fairwood Dr, Methodist Hill Dr, Buckley Pl, Beakrush Ln, Green Apple Park, Garden Pkwy, Sedgley Park, Thruway Park Dr, Edmar Ct$597
Churchview Ln, Forshire Ln, Old Vine Dr, Harwin Dr, Bedfordshire Dr, White Knight Ln, Patrician Cir, Hanson Cir, Reagan Way, River Meadow Dr$590
Greenbrier Ln, High Stone Cir, Floyd Dr, Cape Cod Way, Myrtlewood Dr, Green Isle Rd, Tomahawk Trl, Wiltsie Dr, Robinwood Trl, Green Acorn Ln$594
Farrell Rd Exd, Brighton Henrietta Town Line Rd, Strawbridge Rd, Kusak Rd, Sienna Dr, Shady Creek Rd, Kimball Dr, Co Rd 86, Co Rd 67, Detroit Trl$596
Casa Dr, Wright Rd, Rush Henrietta Townline Rd, Grangerford Hts, Palm Desert Dr, Southern Hills Cir, Chippewa Cir, Nicole Capri Way, Butterfly Ln, Black Hawk Cir$598

Henrietta, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Henrietta$88 to $91
Brighton$90
Chili$89
Pittsford$92

Henrietta, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brighton CDP, New York $90 $120 $180
Chili town, Monroe County, New York $89 $118 $177
Pittsford town, Monroe County, New York $92 $123 $185

Henrietta, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Henrietta, NY3.7%8.8%
Brighton2.94%6.62%
Chili3.58%8.75%
Pittsford2.28%5.75%

Henrietta Renters Insurance as a Percentage of Rent

Henrietta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 82 2.0% $796
$300 to $499 179 4.0% $1246
$500 to $749 845 22.0% $1921
$750 to $999 1,023 27.0% $2671
$1,000 to $1,499 1,147 30.0% $3796
$1,500 or more 434 11.0% $5446

Henrietta, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Henrietta Homeowner Insurance Premium Example $3,500$3,100
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $29,800$28,600
Net Savings to Henrietta Home Owner from High Deductible Plan $1,200

Henrietta, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Henrietta, NY Home Replacement Value MORE than Home Value Henrietta, NY Home Replacement Value LESS than Home Value
Replacement Value $142,500 $106,000
Insurance Premium based on Replacement Value $1,150 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Henrietta Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceState Farm
Monthly Premium 64134116
Year Built 201419661996
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $125000-$150000$150000-$175000$150000-$175000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Henrietta, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 220,000 Metal Roof 2,950 5 $5000 to $10,000 Deductible 680 6 Wood siding yes
1963 110,000 Slate Shingles Roof 1,110 2 $500 Deductible 1230 9 Brick siding yes
2005 210,000 Metal Roof 2,280 3 $500- $1000 Deductible 590 5 Vinyl siding No
2009 175,000 Asphalt Shingles Roof 2,200 4 $1000-$2500 Deductible 380 3 Wood siding yes
2000 240,000 Tile Roof 2,410 4 $500- $1000 Deductible 1720 9 Brick siding No
2011 100,000 Shingles Roof 1,040 2 $2500-$5000 Deductible 760 10 Brick siding No
1985 75,000 Composition Roof 1,030 2 $2500-$5000 Deductible 40 1 Vinyl siding yes
1982 105,000 Slate Shingles Roof 1,540 2 $2500-$5000 Deductible 420 8 Stucco siding No
1981 275,000 Shingles Roof 3,130 4 $500- $1000 Deductible 1580 9 Stone Siding No
2012 160,000 Tile Roof 2,050 3 $500 Deductible 1130 9 Wood siding yes
1976 175,000 Shingles Roof 1,800 5 $5000 to $10,000 Deductible 220 3 Stone Siding No
2010 170,000 Composition Roof 2,480 5 $5000 to $10,000 Deductible 720 8 Stone Siding No
1960 185,000 Membrane Roof 1,830 3 $5000 to $10,000 Deductible 1490 12 Wood siding yes
1963 145,000 Wood Shake Roof 1,800 2 $500- $1000 Deductible 1060 9 Stone Siding No
1977 150,000 Tile Roof 1,570 2 $500 Deductible 280 2 Fiber-Cement Siding No
1977 95,000 Membrane Roof 1,230 3 $2500-$5000 Deductible 300 4 Wood siding yes
1998 230,000 Membrane Roof 2,530 5 $2500-$5000 Deductible 270 2 Stone Siding No
1996 295,000 Membrane Roof 2,950 4 $500 Deductible 1770 9 Stucco siding No
1972 100,000 Tile Roof 1,470 3 $1000-$2500 Deductible 140 2 Stucco siding yes
1970 305,000 Asphalt Shingles Roof 3,290 4 $1000-$2500 Deductible 1380 7 Brick siding No
1982 75,000 Shingles Roof 1,020 2 $1000-$2500 Deductible 170 4 Stucco siding yes
2006 105,000 Slate Shingles Roof 1,160 2 $500 Deductible 740 8 Brick siding yes
1968 75,000 Membrane Roof 950 2 $500- $1000 Deductible 280 6 Stone Siding yes
1968 130,000 Membrane Roof 1,750 2 $500- $1000 Deductible 820 9 Brick siding No
1991 120,000 Slate Shingles Roof 1,230 2 $500 Deductible 1020 10 Wood siding yes
2011 170,000 Membrane Roof 2,120 5 $5000 to $10,000 Deductible 350 4 Stucco siding yes
1998 150,000 Composition Roof 1,460 3 $1000-$2500 Deductible 510 5 Brick siding yes
1977 75,000 Wood Shake Roof 1,080 2 $500 Deductible 280 4 Wood siding yes