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Henderson, TN Home Values & Insurance Rates

Henderson, TN Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 104 10.0% $182
$50,000 to $59,999 50 5.0% $388
$60,000 to $69,999 75 7.0% $475
$70,000 to $79,999 54 5.0% $555
$80,000 to $89,999 79 8.0% $626
$90,000 to $99,999 68 6.0% $705
$100,000 to $124,999 255 26.0% $816
$125,000 to $149,999 32 3.0% $1015
$150,000 to $174,999 99 10.0% $1205
$175,000 to $199,999 47 4.0% $1387
$200,000 to $249,999 39 4.0% $1673
$250,000 to $299,999 64 6.0% $2045

Top Home Insurance Agents Near Henderson, TN

Home Insurance Company Near Henderson, TN Homeowners Insurance Agency Near Henderson, TN Address
NA Somerville Insurance Agency 102 W. Market Street, Somerville, TN, 38068
NA Taylor Insurance And Real Estate 20300 East Main, Huntingdon, TN, 38344
Erie Creswell Insurance Agency 2038 W Van Hook Street, Milan, TN, 38358
Liberty Mutual Independent Fsb Insurance 23 Federal Dr, Jackson, TN, 38305
State Farm Jim Mcadams 100 North Washington, Brownsville, TN, 38012

Estimated Home Insurance By Street Area Near Henderson, TN

Henderson Area Estimated House Insurance
Iris St, Flowers Rd, State Rte 200, Old Sobby Rd, Woodland Dr, Hopper Ln, Hatch Ln, Cherry Dr, Deerfield Loop, Lewis Ave$799
Oneal Ln, S Franklin Ave, Coon Rod Ln, Old Friendship Ln, Jeff Rd, Deanburg Rd, Barham Ave, Macy Ln, Mitchell Ln, Old Jacks Creek Rd$792
State Rte 5, Eaton Ln, Kitchen Dr, Hughes Acc, Hurst Rd, K Deberry Ln, Hughes Rd, Pleasant Ridge Rd, Laurel Hill Acc, Wesley Cv$796
North Ave, Bear Creek Rd, Maple Wood Ln, Hamlet Ave, State Rte 100 W, Parker Loop, Weeks Ln, Hickory Corner Rd, Deerfield Cv, S Church Ave$789
Barclay Loop, W 3rd St, Plunk St, Old Friendship Rd, State Rte 5, Harmon St, Courtney Cove, US Hwy 45, US Hwy 45 N, Lake Levee Rd$791

Savings on home insurance for senior occupied homes

PlaceSavings
Henderson$118 to $121
Chester County$119
Finger$117
Silerton$114

Henderson, TN Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Henderson, TN6.7%22.5%
Chester County6.42%22.43%
Finger9.29%20.57%
Silerton13.86%27.25%

Henderson Renters Insurance as a Percentage of Rent

Henderson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 8 1.0% $362
$200 to $299 40 5.0% $812
$300 to $499 158 19.0% $1262
$500 to $749 367 46.0% $1937
$750 to $999 147 18.0% $2687
$1,000 to $1,499 66 8.0% $3812
$1,500 or more 8 1.0% $5462

Henderson, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Henderson Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Henderson Home Owner from High Deductible Plan $600

Henderson, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Henderson, TN Home Replacement Value MORE than Home Value Henderson, TN Home Replacement Value LESS than Home Value
Replacement Value $132,000 $85,000
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Henderson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceNationwide Insurance
Monthly Premium 5878100
Year Built 196019971974
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Henderson, TN Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Chester County, Tennessee $119 $158 $237
Finger city, Tennessee $117 $156 $234
Silerton town, Tennessee $114 $152 $228

Sample Home Insurance Rates for Henderson, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 190,000 Slate Shingles Roof 2,230 3 $500 Deductible 550 7 Stone Siding yes
1991 215,000 Shingles Roof 2,730 4 $5000 to $10,000 Deductible 600 12 Stone Siding No
1977 100,000 Metal Roof 1,530 3 $1000-$2500 Deductible 310 7 Wood siding yes
1960 180,000 Metal Roof 2,170 3 $1000-$2500 Deductible 550 9 Brick siding No
1954 225,000 Slate Shingles Roof 3,050 4 $5000 to $10,000 Deductible 540 10 Wood siding yes
1973 135,000 Composition Roof 2,100 3 $500 Deductible 600 12 Vinyl siding yes
1989 165,000 Shingles Roof 2,300 5 $1000-$2500 Deductible 370 7 Stone Siding yes
1995 150,000 Membrane Roof 2,080 4 $500 Deductible 540 9 Stone Siding yes
1998 190,000 Metal Roof 2,980 5 $5000 to $10,000 Deductible 250 4 Fiber-Cement Siding No
1989 90,000 Tile Roof 1,310 3 $500 Deductible 290 9 Stone Siding yes
1976 105,000 Membrane Roof 1,650 4 $500 Deductible 590 12 Stone Siding yes
1975 180,000 Slate Shingles Roof 2,100 3 $1000-$2500 Deductible 790 10 Brick siding No
1998 135,000 Slate Shingles Roof 1,710 4 $500- $1000 Deductible 210 5 Stone Siding No