Henderson Insurance Rates:

Henderson, NV homeowners insurance is roughly $557 to $755, about $46-$62/month. Our thorough research reveals consumers can save upto $262 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco
I like the fact that you can get an overall better price when you bundle multiple insurance products together into one overall price
Met
I am not happy that they are raising their premiums every year and we actually only had one or two minor claims, there is no reason for them to raise their prices like that.
Geico
It does cover fire, hail, water, wind, damage as well as theft and personal liability when most make you get multiple different policies.

Henderson, NV Homeowners Insurance By Home Value

Henderson, NV Home Value Total Homes % of Total Average Henderson, NV Homeowners Insurance
Less than $50,000 1,816 3.0% $65
$50,000 to $59,999 667 1.0% $144
$70,000 to $79,999 709 1.0% $203
$80,000 to $89,999 1,363 2.0% $236
$90,000 to $99,999 855 1.0% $262
$100,000 to $124,999 4,092 7.0% $301
$125,000 to $149,999 4,212 7.0% $380
$150,000 to $174,999 6,493 12.0% $452
$175,000 to $199,999 4,408 8.0% $518
$200,000 to $249,999 10,909 20.0% $629
$250,000 to $299,999 7,920 14.0% $767
$300,000 to $399,999 9,965 18.0% $977

Top Home Insurance Agents Near Henderson, NV

Home Insurance Company Near Henderson, NV Homeowners Insurance Agency Near Henderson, NV Address
NA Matthew Risher Insurance 9631 Seran Miles Ct. , Las Vegas, NV, 89147
Travelers Family Trust Insurance Llc 6420 W SPRING MTN RD 20, LAS VEGAS, NV, 89146
State Farm Gary Gibson 3220 S Durango Dr Ste B3, Las Vegas, NV, 89117-4410
Travelers Leading Nevada Insurance Llc 2885 S JONES BLVD, LAS VEGAS, NV, 89146
Farmers Stephanie Denham 6123 S Rainbow Blvd Ste 110, Las Vegas, NV, 89118

Cost Of Homeowners Insurance By Street Near Henderson, NV

Streets in Henderson Area Homeowners Insurance Cost
Dublin Ave, Fern Tree Ct, Sausalito Dr, Autumn Blaze Ave, Concord Way, Calamus Palm Pl, Galingale Ct, Fox Chase St, Richard Ct, Evergold Dr$633
Jeri Dr, Toledo St, Bronzino Ct, Silver Dew St, Glacier Dr, Goldcreek St, Colleton River Dr, Pleasant Summit Dr, Queens Ct, Hidden Mesa Ct$707
E Basic Rd, Mount Noble Ct, Forest City Dr, E Ash St, Moon Beam Ave, Thornless Rose Ct, New Salem Ave, Abracadabra Ave, Fountain City St, Pastis Ct$652
Lantern Glow Cir, Moonstar Ln, Carmichael Way, Armillaria St, Heiple Ct, Siena Heights Dr, Cortina Ave, Las Flores St, Fountain Springs Dr, Cherrydale Falls Dr$707
S Onyx Point Ct, Williamsport St, Rose St, Via Di Parione Ct, Lehman Cave Ct, Ginger Lily, E Basic Rd, Hazelhurst Pass, Weaverville Dr, Saratoga Springs St$638
Berlin Ave, Blue Canyon Ct, Hollyfern St, Via Appianna, Arroyo Verde Dr, Rainswept Ave, Mary Crest Rd, Welch Mist Ct, Puerto Azul Trl, Cadence St$686
Essex Ave, Willow Grove Cir, Scholar St, Sheer Paradise la, Bonanza Plain Ave, Mary Crest Rd, Book Wagon St, Fircrest Ct, S Water St, Miki Ct$662
Atlantic Ave, Whitney Mesa Dr, Marigold Ct, Club Point Ct, Dazzling Ter, Dalcross Pl, Jordan Valley Ct, E Texas Ave, River Grove Dr, Kennebunk Cir$690
Mia Isabella Ct, Fenwick Ln, Sadie Ln, Mesquite Fork Ct, Ashley Rose Ter, Crown View St, Radiant Flame Ave, New Hope Dr, Golden Sedum Dr, Tanner Cir$659
S Mascaro Dr, Indigo Spring, Hollow Reed Ct, Apple Seed Ct, Glasgow St, Shimmering Moon St, el Cid Ct, Red Alder St, Silica Sand St, Pullman Pointe Ct$645

Henderson, NV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Henderson$98 to $100
Whitney$92
Paradise$95
Clark$99

Henderson, NV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Whitney CDP, Nevada $77 $103 $154
Paradise CDP, Nevada $79 $105 $158
Clark CCD, Clark County, Nevada $83 $110 $165

Henderson, NV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Henderson, NV2.9%11.9%
Whitney3.66%13.99%
Paradise3.34%11.79%
Clark2.71%11.57%

Henderson Renters Insurance as a Percentage of Rent

Henderson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 389 1.0% $1234
$500 to $749 2,500 7.0% $1909
$750 to $999 7,811 23.0% $2659
$1,000 to $1,499 14,331 42.0% $3784
$1,500 or more 8,127 24.0% $5434

Henderson, NV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Henderson Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,200$10,200
Net Savings to Henderson Home Owner from High Deductible Plan $1,000

Henderson, NV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Henderson, NV Home Replacement Value MORE than Home Value Henderson, NV Home Replacement Value LESS than Home Value
Replacement Value $299,500 $191,000
Insurance Premium based on Replacement Value $1,500 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,000 Risk Exposure from Under Insuring Coverage is $63,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $225/year

Example Henderson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersAllstate
Monthly Premium 88133143
Year Built 200419942011
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$350000-$400000$300000-$350000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Henderson, NV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 200,000 Metal Roof 1,800 3 > $10,000 Deductible 380 8 Vinyl siding yes
2001 160,000 Slate Shingles Roof 1,360 3 $500 Deductible 50 1 Vinyl siding No
2012 215,000 Wood Shake Roof 1,720 4 $500- $1000 Deductible 640 6 Brick siding No
1999 325,000 Wood Shake Roof 2,790 5 $1000-$2500 Deductible 1670 12 Stone Siding No
1998 460,000 Composition Roof 3,200 5 $500 Deductible 610 3 Vinyl siding No
2013 250,000 Shingles Roof 2,180 4 $1000-$2500 Deductible 730 9 Fiber-Cement Siding yes
2011 380,000 Asphalt Shingles Roof 2,790 4 $1000-$2500 Deductible 750 6 Brick siding No
2006 470,000 Composition Roof 3,250 4 $2500-$5000 Deductible 870 6 Stucco siding yes
2014 335,000 Slate Shingles Roof 2,920 4 > $10,000 Deductible 390 5 Vinyl siding No
1995 230,000 Wood Shake Roof 1,517 2 $500 Deductible 360 3 Brick siding No